Asia Commercial Joint Stock Bank

Asia Commercial Joint Stock Bank ROE

The Return on Equity (ROE) of Asia Commercial Joint Stock Bank (ACB.VN) as of Oct 22, 2026 is 19.64 %. In the previous year, Return on Equity (ROE) was 22.40 % — a change of -12.34% (lower).

ROE

19.64 %

YoY

-12.34%

Last updated:

In 2024, Asia Commercial Joint Stock Bank's return on equity (ROE) was 19.64 %, a -12.34% increase from the 22.40 % ROE in the previous year.

The Asia Commercial Joint Stock Bank ROE history

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ROE
Date
ROE
Jan 1, 2017
12.28 VND
Jan 1, 2018
23.73 VND
Jan 1, 2019
21.29 VND
Jan 1, 2020
21.39 VND
Jan 1, 2021
21.05 VND
Jan 1, 2022
23.17 VND
Jan 1, 2023
22.40 VND
Jan 1, 2024
19.64 VND
The Asia Commercial Joint Stock Bank ROE history
YEARROEYoY
19.64 %-12.34%
22.40 %-3.31%
23.17 %+10.04%
21.05 %-1.58%
21.39 %+0.50%
21.29 %-10.29%
23.73 %+93.27%
12.28 %+35.39%
9.07 %+13.88%
7.96 %+5.94%
7.52 %+11,554.39%
0.06 %+30.42%
0.05 %-80.78%
0.26 %+30.66%
0.20 %-4.91%
0.21 %-25.76%
0.28 %+0.75%
0.28 %-7.21%
0.30 %+27.96%
0.23 %—

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Asia Commercial Joint Stock Bank Stock analysis

What does Asia Commercial Joint Stock Bank do? Asia Commercial Joint Stock Bank offers consumer banking services including deposits, payment accounts, savings accounts, payment services, credit cards, consumer loans, bancassurance, e-wallets, and tailored packages for specific clienteles. Corporate banking services encompass short, medium, and long-term credit, deposits, international and domestic payment services, trade financing, guarantee services, money and liquidity management, and forex trading. The bank generates revenue through these financial products and services provided to individual and corporate clients. The bank serves individual customers seeking personal banking solutions and corporate clients requiring business financing and financial management. Correspondent banking relationships with global banks facilitate international transactions and support cross-border services for its clients. Revenue streams include fees from credit cards, consumer loans, corporate credit, and transaction-based services across both consumer and corporate segments. The bank's product portfolio targets retail and corporate banking segments with a focus on comprehensive financial solutions. Services like e-wallets and customized packages cater to evolving customer needs in Vietnam's growing market. Corporate clients benefit from trade financing and forex trading services, while individual clients access consumer loans and credit cards for personal financial management. Asia Commercial Joint Stock Bank is one of the most popular companies on Eulerpool.

ROE Details

Decoding Asia Commercial Joint Stock Bank's Return on Equity (ROE)

Asia Commercial Joint Stock Bank's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Asia Commercial Joint Stock Bank's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Asia Commercial Joint Stock Bank's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Asia Commercial Joint Stock Bank’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Asia Commercial Joint Stock Bank stock

Return on Equity (ROE) of Asia Commercial Joint Stock Bank is 19.64 % in 2024.

Return on Equity (ROE) of Asia Commercial Joint Stock Bank changed from 22.40 % to 19.64 %, representing a -12.34% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Asia Commercial Joint Stock Bank since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Asia Commercial Joint Stock Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Asia Commercial Joint Stock Bank

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Asia Commercial Joint Stock Bank