Ascom Leasing & Investments ROCE

What does Ascom Leasing & Investments do? Ascom Leasing & Investments Ltd generates revenue through various loan products including property loans, pre-owned car loans, personal loans, home renovation loans, and gold loans. The company offers property loans up to Rs. 50,000,000 with up to 50% of property market value and tenures up to 10 years. Pre-owned car loans cover up to 80% of vehicle value with flexible tenures up to 60 months. Personal loans range from Rs. 25,000 to Rs. 50,000,000 with repayment terms of 1-5 years. Gold loans are provided via Aaditya Group Interest-Free Gold Loans, targeting customers seeking quick, collateral-based financing. The primary customer segments are individuals requiring property financing, vehicle purchases, home improvements, or short-term cash needs. The firm's lending business focuses on high-value, secured loans, with property and car loans forming the core revenue streams. Personal loans and gold loans serve as supplementary products catering to diverse financial needs. Customers include property owners, car buyers, homeowners, and individuals needing immediate liquidity, all drawn to the company's flexible terms and competitive loan amounts. The company leverages its IPO listing in 2019 to maintain financial stability while expanding its loan portfolio across multiple segments. Ascom Leasing & Investments Ltd targets middle to upper-income individuals seeking secured financing solutions. The property loan segment attracts buyers and investors requiring long-term funding, while car loans appeal to pre-owned vehicle purchasers. Personal loans support a wide range of personal expenses, and gold loans provide an interest-free alternative for those with gold assets. The company's product mix ensures consistent revenue from multiple customer segments without relying on a single service. Ascom Leasing & Investments is one of the most popular companies on Eulerpool.