Arman Financial Services

Arman Financial Services ROA

The Return on Assets (ROA) of Arman Financial Services (ARMANFIN.NS) as of Oct 18, 2026 is 2.02 %. In the previous year, Return on Assets (ROA) was 2.34 % — a change of -13.46% (lower).

ROA

2.02 %

YoY

-13.46%

Last updated:

In 2026, Arman Financial Services's return on assets (ROA) was 2.02 %, a -13.46% increase from the 2.34 % ROA in the previous year.

The Arman Financial Services ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2019
3.78 INR
Jan 1, 2020
4.63 INR
Jan 1, 2021
1.13 INR
Jan 1, 2022
2.56 INR
Jan 1, 2023
4.60 INR
Jan 1, 2024
6.59 INR
Jan 1, 2025
2.34 INR
Jan 1, 2026
2.02 INR
The Arman Financial Services ROA history
YEARROAYoY
2.02 %-13.46%
2.34 %-64.51%
6.59 %+43.11%
4.60 %+80.12%
2.56 %+126.29%
1.13 %-75.63%
4.63 %+22.46%
3.78 %+140.62%
1.57 %-46.47%
2.94 %-28.29%
4.10 %-8.76%
4.49 %+10.61%
4.06 %—

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Arman Financial Services Stock analysis

What does Arman Financial Services do? Arman Financial Services Ltd, listed on the National Stock Exchange under ticker ARMANFIN.NS, is a financial services company headquartered in Ahmedabad, India. It operates as a non-banking finance company (NBFC) with 694 employees. The company provides lending services primarily in the two-wheeler, micro-enterprise (MSME), and microfinance segments. It finances motorcycles, mopeds, scooters, and scooters from brands including Hero, Honda, Bajaj, TVS, HMSI, Suzuki, Yamaha, and Royal Enfield. Arman Financial Services serves rural and semi-urban markets across eight Indian states through 336 branches and 55+ two-wheeler dealerships, catering to 6.2 lakh customers. Its microfinance division is managed by wholly owned subsidiary Namra Finance Ltd. Arman Financial Services is one of the most popular companies on Eulerpool.

ROA Details

Understanding Arman Financial Services's Return on Assets (ROA)

Arman Financial Services's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Arman Financial Services's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Arman Financial Services's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Arman Financial Services’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Arman Financial Services stock

Return on Assets (ROA) of Arman Financial Services is 2.02 % in 2026.

Return on Assets (ROA) of Arman Financial Services changed from 2.34 % to 2.02 %, representing a -13.46% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Arman Financial Services since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Arman Financial Services with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Arman Financial Services

All Key Metrics — Arman Financial Services