AFP Habitat

AFP Habitat Net Debt / EBITDA

The Net Debt to EBITDA of AFP Habitat (HABITAT.SN) as of Nov 4, 2026 is 0.43. In the previous year, Net Debt to EBITDA was 0.50 — a change of -15.41% (lower).

Net Debt / EBITDA

0.43

YoY

-15.41%

Last updated:

Net Debt to EBITDA of AFP Habitat is 2025 0.43 . Net Debt to EBITDA of AFP Habitat was 2024 0.50 . It decreases by -15.41% lower compared to the previous year.

The AFP Habitat Net Debt / EBITDA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Debt / EBITDA
Date
Net Debt / EBITDA
Jan 1, 2018
0.04 CLP
Jan 1, 2019
0.88 CLP
Jan 1, 2020
0.59 CLP
Jan 1, 2021
0.66 CLP
Jan 1, 2022
0.66 CLP
Jan 1, 2023
0.56 CLP
Jan 1, 2024
0.50 CLP
Jan 1, 2025
0.43 CLP
The AFP Habitat Net Debt / EBITDA history
YEARNet Debt / EBITDAYoY
0.43-15.41%
0.50-10.78%
0.56-14.34%
0.66-0.40%
0.66+12.98%
0.59-33.44%
0.88+1,854.90%
0.04+2,003.41%
0.00-12.71%
0.00+8.10%
0.00-1.68%
0.00-100.33%
-0.69+143.65%
-0.28-49.03%
-0.56+41.37%
-0.39+978.64%
-0.04-95.56%
-0.82+188.16%
-0.29+50.51%
-0.19—

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AFP Habitat Stock analysis

What does AFP Habitat do? AFP Habitat SA administers pension plans for corporate and individual clients, managing investment and collection of contributions, individual capitalization accounts, and providing life and disability benefits, funeral expense payments, and senior retirement pensions. The company operates nationwide through branches and service centers, with Inversiones Previsionales Dos SA holding 40.23% as its major shareholder as of December 31, 2012. Corporate clients and individual clients purchase these pension plan services, with the company generating revenue through management fees and contribution handling. AFP Habitat SA’s revenue streams include fees from managing pension contributions and capitalization accounts, alongside income from providing life and disability benefits and senior retirement pensions. The company’s primary clients are corporate entities and individual clients who require pension administration services, utilizing the nationwide branch network for service delivery. Inversiones Previsionales Dos SA, as the major shareholder, influences the company’s strategic direction but does not directly purchase the services. The business model relies on long-term client relationships for pension plan administration, with revenue derived from ongoing management of contributions and benefits. Corporate and individual clients pay fees for the comprehensive pension services, including investment management and benefit disbursement, supported by the nationwide service infrastructure. AFP Habitat is one of the most popular companies on Eulerpool.

Frequently Asked Questions about AFP Habitat stock

Net Debt to EBITDA of AFP Habitat is 0.43 in 2025.

Net Debt to EBITDA of AFP Habitat changed from 0.50 to 0.43, representing a -15.41% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Debt to EBITDA AFP Habitat since 2006 – with annual values, charts, and detailed analysis.

Net Debt/EBITDA measures how many years it would take to repay all debt using EBITDA. Lower ratios indicate stronger debt repayment capacity.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Debt to EBITDA's AFP Habitat with sector peers and the industry average to assess whether it is attractive.

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Leverage — AFP Habitat

All Key Metrics — AFP Habitat