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🚗

Leasing vs. Purchase Calculator (Car)

📋 Leasing Option

€
€
€
Months

💰 Purchase Option

€
%

0% if cash purchase

€

Currently: 51.4% of purchase price

€

Insurance, maintenance, fuel (same for both)

Cost Comparison over 48 Months

📋 Leasing
€24,552.00
Down Payment:€3,000.00
Installments (48x):€14,352.00
Running Costs:€7,200.00
Total:€24,552.00
💰 Purchase (with Financing)
€26,847.89
Down Payment:€7,000.00
Financing:€30,647.89
Running Costs:€7,200.00
- Residual Value:€18,000.00
Net Cost:€26,847.89
Cheaper Option
📋
Leasing
Savings: €2,295.89
💡 Leasing Advantages
  • • Low monthly payments
  • • Always a new vehicle
  • • No worry about depreciation
  • • Often includes maintenance/service
💡 Purchase Advantages
  • • Vehicle belongs to you
  • • No mileage limits
  • • Residual value stays with you
  • • Often cheaper long-term
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Brief explanation

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Note: Results are for orientation purposes. If you'd like, we can extend individual calculators as a "Pro" version (e.g. with detailed taxes, special cases, or export).

Frequently asked questions

Residual value/depreciation, mileage, and financing costs strongly affect the result.

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