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Overdraft Calculator

%
Days
%
Overdraft Interest Cost
€19.73
Alternative (approx.): €9.86
Savings (approx.)
€9.86
Effective Daily Rate
0.033%

Simplified linear interest calculation over days. Banks may use different conventions.

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Brief explanation

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Note: Results are for orientation purposes. If you'd like, we can extend individual calculators as a "Pro" version (e.g. with detailed taxes, special cases, or export).

Frequently asked questions

Overdraft interest rates are usually significantly higher than installment loans – so a comparison is worthwhile.