Wintrust Financial (WTFC) Stock Price

Wintrust Financial Price

NASDAQ·CLOSED
163.71USD+1.95 (+1.20 %)
Market closed

Over the last 19 years Wintrust Financial grew revenue by 11.6% annually, reaching 2.73 B USD. Earnings per share have grown at 8.5% per year over the last 19 years. For Wintrust Financial, the net margin of 30.2% is up versus 27.2% a few years ago. At today's price the dividend yield works out to roughly 1.22%. The payout ratio is around 16% of earnings. The dividend has grown at 10.9% per year over the past 19 years. The consensus 12-month price target for Wintrust Financial is 178.50 USD, about 9.0% above where the stock trades today. Of 19 analysts, 16 rate the stock a buy — an overall Buy consensus. The stock trades about 36% above its 52-week low.

Wintrust Financial stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of Wintrust Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Wintrust Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Wintrust Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Wintrust Financial Stock Price History
DateWintrust Financial Price
8/4/2026163.71 USD
8/3/2026161.76 USD
7/31/2026159.54 USD
7/30/2026159.65 USD
7/29/2026160.09 USD
7/27/2026161.20 USD
7/23/2026157.77 USD
7/22/2026158.53 USD
7/21/2026158.93 USD
7/20/2026163.66 USD
7/17/2026164.30 USD
7/16/2026166.90 USD
7/15/2026162.62 USD
7/14/2026162.36 USD
7/13/2026161.39 USD
7/10/2026161.52 USD
7/9/2026161.74 USD
7/8/2026158.79 USD
7/7/2026161.45 USD
7/6/2026162.33 USD
7/2/2026161.19 USD
7/1/2026162.79 USD
6/30/2026160.72 USD
6/29/2026159.68 USD
6/26/2026161.31 USD
6/25/2026161.88 USD
6/24/2026159.81 USD
6/23/2026157.47 USD
6/22/2026155.88 USD
6/18/2026154.92 USD
6/17/2026156.71 USD
6/16/2026156.93 USD
6/15/2026158.51 USD
6/12/2026158.82 USD
6/11/2026153.99 USD
6/10/2026156.35 USD
6/9/2026155.20 USD
6/8/2026151.59 USD
6/5/2026153.59 USD
6/4/2026151.95 USD
6/3/2026148.32 USD
6/2/2026148.47 USD
6/1/2026147.59 USD
5/29/2026150.50 USD
5/28/2026150.60 USD
5/27/2026151.66 USD
5/26/2026151.23 USD
5/22/2026149.64 USD
5/21/2026149.60 USD
5/20/2026150.24 USD
5/19/2026146.30 USD
5/18/2026146.89 USD
5/15/2026144.58 USD
5/14/2026146.49 USD
5/13/2026146.63 USD
5/12/2026148.15 USD
5/11/2026150.48 USD
5/8/2026151.64 USD
5/7/2026151.18 USD
5/6/2026153.28 USD
5/5/2026150.46 USD
5/4/2026148.95 USD
5/1/2026149.57 USD
4/30/2026150.57 USD
4/29/2026148.04 USD
4/28/2026150.55 USD
4/27/2026149.24 USD
4/24/2026147.91 USD
4/23/2026150.55 USD
4/22/2026147.89 USD
4/21/2026150.26 USD
4/20/2026148.79 USD
4/17/2026148.17 USD
4/16/2026145.24 USD
4/15/2026146.06 USD
4/14/2026145.51 USD
4/13/2026147.23 USD
4/10/2026145.92 USD
4/9/2026147.43 USD
4/8/2026145.46 USD
4/7/2026140.45 USD
4/6/2026140.34 USD
4/2/2026139.60 USD
4/1/2026140.06 USD
3/31/2026138.94 USD
3/30/2026133.55 USD
3/27/2026132.19 USD
3/26/2026135.29 USD
3/25/2026136.93 USD
3/24/2026136.10 USD
3/23/2026134.40 USD
3/20/2026133.01 USD
3/19/2026133.22 USD
3/18/2026133.22 USD
3/17/2026132.04 USD
3/16/2026131.54 USD
3/13/2026130.21 USD
3/12/2026131.53 USD
3/11/2026134.67 USD
3/10/2026136.62 USD
3/9/2026137.20 USD
3/6/2026138.07 USD
3/5/2026143.11 USD
3/4/2026145.35 USD
3/3/2026145.26 USD
3/2/2026146.68 USD
2/27/2026144.06 USD
2/26/2026152.18 USD
2/25/2026149.92 USD
2/24/2026148.87 USD
2/23/2026149.31 USD
2/20/2026156.30 USD
2/19/2026153.49 USD
2/18/2026155.09 USD
2/17/2026153.92 USD
2/13/2026153.74 USD
2/12/2026150.54 USD
2/11/2026154.18 USD
2/10/2026156.07 USD
2/9/2026158.57 USD
2/6/2026161.35 USD
2/5/2026157.97 USD
2/4/2026157.82 USD
2/3/2026156.04 USD
2/2/2026149.71 USD
1/30/2026147.49 USD
1/29/2026147.90 USD
1/28/2026145.26 USD
1/27/2026145.47 USD
1/26/2026146.44 USD
1/23/2026145.99 USD
1/22/2026152.21 USD
1/21/2026151.54 USD
1/20/2026148.01 USD
1/16/2026145.93 USD
1/15/2026146.40 USD
1/14/2026144.32 USD
1/13/2026143.15 USD
1/12/2026143.61 USD
1/9/2026145.90 USD
1/8/2026148.03 USD
1/7/2026146.10 USD
1/6/2026147.63 USD
1/5/2026145.40 USD
1/2/2026142.66 USD
12/31/2025139.82 USD
12/30/2025141.07 USD
12/29/2025141.47 USD
12/26/2025143.26 USD
12/24/2025143.72 USD
12/23/2025142.84 USD
12/22/2025144.34 USD
12/19/2025142.31 USD
12/18/2025141.81 USD
12/17/2025141.17 USD
12/16/2025141.13 USD
12/15/2025141.31 USD
12/12/2025140.89 USD
12/11/2025142.01 USD
12/10/2025141.03 USD
12/9/2025136.16 USD
12/8/2025137.58 USD
12/5/2025137.52 USD
12/4/2025136.51 USD
12/3/2025136.72 USD
12/2/2025135.07 USD
12/1/2025135.94 USD
11/28/2025134.02 USD
11/26/2025134.70 USD
11/25/2025136.50 USD
11/24/2025131.99 USD
11/21/2025131.26 USD
11/20/2025127.91 USD
11/19/2025127.77 USD
11/18/2025125.21 USD
11/17/2025123.45 USD
11/14/2025128.30 USD
11/13/2025128.03 USD
11/12/2025130.50 USD
11/11/2025130.97 USD
11/10/2025131.61 USD
11/7/2025130.62 USD
11/6/2025128.68 USD
11/5/2025129.77 USD
11/4/2025127.69 USD
11/3/2025128.80 USD
10/31/2025130.02 USD
10/30/2025127.66 USD
10/29/2025127.51 USD
10/28/2025129.45 USD
10/27/2025131.34 USD
10/24/2025129.04 USD
10/23/2025126.10 USD
10/22/2025126.02 USD
10/21/2025129.41 USD
10/20/2025126.55 USD
10/17/2025122.91 USD
10/16/2025120.24 USD
10/15/2025128.05 USD
10/14/2025131.70 USD
10/13/2025128.43 USD
10/10/2025125.40 USD
10/9/2025131.42 USD
10/8/2025131.61 USD
10/7/2025131.67 USD
10/6/2025132.64 USD
10/3/2025130.64 USD
10/2/2025130.84 USD
10/1/2025131.60 USD
9/30/2025132.44 USD
9/29/2025132.56 USD
9/28/2025132.56 USD
9/25/2025134.04 USD
9/24/2025133.60 USD
9/23/2025133.01 USD
9/22/2025133.38 USD
9/19/2025135.09 USD
9/18/2025136.74 USD
9/17/2025134.00 USD
9/16/2025132.76 USD
9/15/2025133.66 USD
9/12/2025135.58 USD
9/11/2025136.09 USD
9/10/2025137.01 USD
9/9/2025137.91 USD
9/8/2025138.73 USD
9/5/2025139.54 USD
9/4/2025139.81 USD
9/3/2025136.83 USD
9/2/2025136.76 USD
8/29/2025137.18 USD
8/28/2025138.16 USD
8/27/2025137.71 USD
8/26/2025136.37 USD
8/25/2025134.01 USD
8/22/2025134.18 USD
8/21/2025128.71 USD
8/20/2025128.83 USD
8/19/2025127.96 USD
8/18/2025128.62 USD
8/15/2025127.11 USD
8/14/2025127.88 USD
8/13/2025128.45 USD
8/12/2025127.34 USD
8/11/2025122.55 USD
8/8/2025123.84 USD
8/7/2025122.80 USD
8/6/2025125.02 USD
8/5/2025125.82 USD
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Wintrust Financial Revenue, Pre-Provision Profit, Net Income

  • 3 Years

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  • 25 Years

  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2021
1.71 B USD
578.58 M USD
466.15 M USD
Jan 1, 2022
1.96 B USD
779.12 M USD
509.68 M USD
Jan 1, 2023
2.04 B USD
725.31 M USD
622.63 M USD
Jan 1, 2024
2.45 B USD
1.05 B USD
695.05 M USD
Jan 1, 2025
2.73 B USD
1.21 B USD
823.84 M USD
Jan 1, 2026 (e)
2.97 B USD
0.00 USD
879.07 M USD
Jan 1, 2027 (e)
3.16 B USD
0.00 USD
923.66 M USD
Jan 1, 2028 (e)
3.40 B USD
0.00 USD
1.01 B USD

Wintrust Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 5, 2026, 8:32 AM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
Net Interest IncomeB USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)B USD
NET INCOMEB USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
20132014201520162017201820192020202120222023202420252026e2027e2028e
0.850.880.981.131.261.521.791.901.862.212.893.974.232.973.163.40
0.833.7711.8214.6311.7920.7017.546.04-1.9018.6531.0237.056.66-29.796.507.46
85.0289.3288.8289.0188.5884.1778.5475.3395.1185.01100.0059.2462.1962.1962.1962.19
0.720.790.871.001.121.281.411.431.771.882.892.352.631.851.972.11
0.550.600.640.720.830.961.051.041.121.501.821.962.22–––
222.40208.86266.12316.38314.75351.89404.25604.19586.12461.05213.10488.33501.95–––
46.0020.5032.9034.1029.8034.8053.90–-59.3078.60114.39101.0595.55–––
0.270.260.280.360.420.490.530.390.580.780.731.051.21–––
0.140.150.160.210.260.340.360.290.470.510.620.700.820.880.921.01
23.4210.223.3132.0524.7633.463.50-17.7559.599.2322.2011.7418.426.805.019.32
0.180.400.550.480.560.761.001.121.241.361.601.802.002.202.472.77
–122.2237.50-12.7316.6735.7131.5812.0010.719.6817.6512.5011.1110.0012.2712.15
50.5550.9852.3855.9656.9357.2958.4157.9058.0061.8762.4067.7267.6567.6567.6567.65
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Wintrust Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Wintrust Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Wintrust Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Wintrust Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Wintrust Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Wintrust Financial stock margins

The Wintrust Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Wintrust Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Wintrust Financial.

  • 3 Years

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  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2021
66.19 %
27.24 %
Jan 1, 2022
60.18 %
26.05 %
Jan 1, 2023
64.41 %
30.55 %
Jan 1, 2024
57.23 %
28.36 %
Jan 1, 2025
55.47 %
30.22 %
Jan 1, 2026 (e)
0.00 %
29.61 %
Jan 1, 2027 (e)
0.00 %
29.21 %
Jan 1, 2028 (e)
0.00 %
29.71 %

Wintrust Financial Revenue per Share, Earnings per Share

The Wintrust Financial earnings per share therefore indicates how much revenue Wintrust Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2021
29.50 USD
8.04 USD
Jan 1, 2022
31.62 USD
8.24 USD
Jan 1, 2023
32.66 USD
9.98 USD
Jan 1, 2024
36.19 USD
10.26 USD
Jan 1, 2025
40.30 USD
12.18 USD
Jan 1, 2026 (e)
44.33 USD
13.13 USD
Jan 1, 2027 (e)
47.22 USD
13.79 USD
Jan 1, 2028 (e)
50.75 USD
15.08 USD

Wintrust Financial business model & stock analysis

Wintrust Financial Corp is a US holding company for financial services, founded in 1993 and headquartered in Rosemont, Illinois. The company operates banks, trust and investment companies that offer a wide range of financial services to consumers and businesses. Answer: Wintrust Financial Corp offers a wide range of financial services tailored to the individual needs of its customers. The company is focused on growth and is committed to the communities in which it operates.

Wintrust Financial SWOT Analysis

Strengths

1. Strong Financial Performance: Wintrust Financial Corp has consistently demonstrated a strong financial performance, with steady revenue growth and profitability.

2. Diverse Product Portfolio: The company offers a wide range of financial products and services, including commercial banking, wealth management, and mortgage banking, providing it with a diverse revenue stream.

3. Well-Established Brand: Wintrust Financial Corp has built a reputable and well-recognized brand in the financial industry, which enhances customer trust and loyalty.

Weaknesses

1. Regional Market Presence: Majority of Wintrust Financial Corp's operations are concentrated in the Midwest region, limiting its geographical reach and potential for expansion.

2. Reliance on Interest Income: The company heavily relies on interest income as a major source of revenue, making it vulnerable to interest rate fluctuations and the overall economic environment.

3. Limited International Presence: Wintrust Financial Corp has minimal international presence, which exposes the company to potential risks associated with solely operating in the domestic market.

Opportunities

1. Acquisitions and Partnerships: Wintrust Financial Corp can explore strategic acquisitions and partnerships to expand its market presence beyond the Midwest region and diversify its product offerings.

2. Growing Demand for Digital Banking: With the increasing popularity of digital banking, the company can invest in technology infrastructure and enhance its digital capabilities to meet the evolving needs of customers.

3. Market Consolidation: The financial industry is undergoing significant consolidation, presenting an opportunity for Wintrust Financial Corp to participate in mergers or acquisitions to strengthen its position and gain economies of scale.

Threats

1. Intense Competition: Wintrust Financial Corp operates in a highly competitive market, facing competition from both established financial institutions and fintech disruptors, which may impact its market share and profitability.

2. Regulatory and Compliance Risks: The financial industry is subject to stringent regulations and compliance requirements, and any failure to adhere to these could result in penalties and reputational damage for Wintrust Financial Corp.

3. Economic Uncertainty: Fluctuations in the economy, interest rates, and financial markets pose risks to the company's performance and profitability, as they can affect customer demand, loan defaults, and investment returns.

Wintrust Financial Employees

  • 3 Years

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  • Max

Wintrust Financial Employees
Details
Date
Wintrust Financial Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Wintrust Financial Segments

Wintrust Financial Revenue by Segment (1/2)

  • 3 Years

  • 5 Years

  • Max

Total wealth management
Service charges on deposit accounts
Asset management
Trust
Brokerage and insurance product commissions
Card related fees
Other deposit related fees
Administrative services
Mortgage broker fees
Details
Date
Total wealth management
Service charges on deposit accounts
Asset management
Trust
Brokerage and insurance product commissions
Card related fees
Other deposit related fees
Administrative services
Mortgage broker fees
Jan 1, 2019
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
7.82 M USD
12.50 M USD
4.20 M USD
768,000.00 USD
Jan 1, 2020
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
7.58 M USD
12.44 M USD
4.39 M USD
368,000.00 USD
Jan 1, 2022
0.00 USD
58.57 M USD
75.49 M USD
33.46 M USD
17.67 M USD
11.47 M USD
13.49 M USD
6.71 M USD
854,000.00 USD
Jan 1, 2023
130.61 M USD
55.25 M USD
0.00 USD
0.00 USD
0.00 USD
13.79 M USD
14.35 M USD
5.60 M USD
844,000.00 USD
Jan 1, 2025
147.42 M USD
79.09 M USD
0.00 USD
0.00 USD
0.00 USD
15.97 M USD
15.10 M USD
5.30 M USD
2.76 M USD

Wintrust Financial Revenue by Segment (2/2)

  • 3 Years

  • 5 Years

  • Max

Wealth management
Service charges on deposit accounts
Details
Date
Wealth management
Service charges on deposit accounts
Jan 1, 2019
97.11 M USD
39.07 M USD
Jan 1, 2020
100.34 M USD
45.02 M USD
Jan 1, 2022
126.61 M USD
58.57 M USD
Jan 1, 2023
0.00 USD
0.00 USD
Jan 1, 2025
0.00 USD
0.00 USD

Wintrust Financial Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Wintrust Financial historical P/E ratio, EBIT multiple, and P/S ratio

Wintrust Financial annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Wintrust Financial shares outstanding

The number of shares of Wintrust Financial was 67.65 M in 2025. This indicates how many shares Wintrust Financial is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
58.00 M Stocks
Jan 1, 2022
61.87 M Stocks
Jan 1, 2023
62.40 M Stocks
Jan 1, 2024
67.72 M Stocks
Jan 1, 2025
67.65 M Stocks
Jan 1, 2026 (e)
67.65 M Stocks
Jan 1, 2027 (e)
67.65 M Stocks
Jan 1, 2028 (e)
67.65 M Stocks

Wintrust Financial stock splits

In Wintrust Financial's history, there have been no stock splits.

Wintrust Financial Dividend History

27 years of dividend payments · 9 consecutive increases

YearAnnual DividendYoY ChangePayments
20261.65USDYTD—3×
Feb 5, 20260.55USD↑ 10.0%1/3
May 14, 20260.55USD 0.0%2/3
Aug 6, 2026Declared0.55USD 0.0%3/3
20252.00USD↑ 11.1%4×
Feb 6, 20250.50USD↑ 11.1%1/4
May 8, 20250.50USD 0.0%2/4
Aug 7, 20250.50USD 0.0%3/4
Nov 6, 20250.50USD 0.0%4/4
20241.80USD↑ 12.5%4×
20231.60USD↑ 17.6%4×
20221.36USD↑ 9.7%4×
20211.24USD↑ 10.7%4×
20201.12USD↑ 12.0%4×
20191.00USD↑ 31.6%4×
20180.76USD↑ 35.7%4×
20170.56USD↑ 16.7%4×

Wintrust Financial dividend history and estimates

In 2025, Wintrust Financial paid a dividend amounting to 2.00 USD. Dividend means that Wintrust Financial distributes a portion of its profits to its owners.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
1.24 USD
0.00 USD
Jan 1, 2022
1.36 USD
0.00 USD
Jan 1, 2023
1.60 USD
0.00 USD
Jan 1, 2024
1.80 USD
0.00 USD
Jan 1, 2025
2.00 USD
0.00 USD
Jan 1, 2026 (e)
1.65 USD
0.55 USD
Jan 1, 2027 (e)
0.00 USD
2.47 USD
Jan 1, 2028 (e)
0.00 USD
2.77 USD

Wintrust Financial dividend payout ratio

In 2025, Wintrust Financial had a payout ratio of 16.42%. The payout ratio indicates the percentage of the company's profits that Wintrust Financial distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
15.43 %
Jan 1, 2022
16.51 %
Jan 1, 2023
16.04 %
Jan 1, 2024
17.54 %
Jan 1, 2025
16.42 %
Jan 1, 2026 (e)
16.76 %
Jan 1, 2027 (e)
17.91 %
Jan 1, 2028 (e)
18.40 %

Current Wintrust Financial forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
10.76 %
Buy
84.21 % (16)
Hold
15.79 % (3)
Sell
0.00 % (0)
12M Price Target
178.50
Last Price
163.71
Currency
USD
12M Return Potential
9.03 %
LTM Return
0 %

Wintrust Financial Analyst Rating Actions

DateFirmActionRatingReliability
7/22/2026
TD Cowen
TD Cowen
MaintainedBuy60
7/22/2026
DA Davidson
DA Davidson
MaintainedBuy–
7/10/2026
Truist Securities
Truist Securities
MaintainedBuy–
7/7/2026
Barclays
Barclays
MaintainedOverweight33
6/30/2026
DA Davidson
DA Davidson
MaintainedBuy–
4/23/2026
TD Cowen
TD Cowen
MaintainedBuy60
4/22/2026
RBC Capital
RBC Capital
MaintainedOutperform52
4/22/2026
Piper Sandler
Piper Sandler
MaintainedOverweight51
4/22/2026
DA Davidson
DA Davidson
MaintainedBuy–
4/22/2026
Citigroup
Citigroup
MaintainedBuy48

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Wintrust Financial Earnings Calls

2025

Wintrust Financial Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/20/20263.21USD-751.73 MUSD-2026 Q2
4/20/20263.04USD-721.24 MUSD-2026 Q1
1/21/20262.97USD-712.87 MUSD-2025 Q4
4/17/20242.43USD-586.74 MUSD-2024 Q1
1/17/20242.58USD-591.89 MUSD-2023 Q4
7/18/20232.71USD-596.33 MUSD-2023 Q2
4/17/20232.63USD-583.16 MUSD-2023 Q1
1/17/20232.64USD-562.80 MUSD-2022 Q4
10/18/20222.12USD-504.18 MUSD-2022 Q3
7/20/20221.73USD-454.90 MUSD-2022 Q2
...

EESG©

Eulerpool ESG Scorecard© for the Wintrust Financial stock

57/100
27
Environment
78
Social
66
Governance
E

Environment

20
Scope 1 - Direct Emissions2,899.9
Scope 2 - Indirect emissions from purchased energy14,799
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions17,698.9
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees56
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Wintrust Financial shareholder structure

% Name
9.40211%
BLACKROCK, INC.
BLACKROCK, INC.
7.89366%
FMR LLC
FMR LLC
5.35594%
VANGUARD PORTFOLIO MANAGEMENT LLC
VANGUARD PORTFOLIO MANAGEMENT LLC
4.51809%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
4.03462%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
3.86196%
STATE STREET CORP
STATE STREET CORP
...

Wintrust Financial Beneficial Ownership Filings (SEC 13D/G)

Free Float
98.6%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
11.00%
06-1564377
06-1564377
SEC ↗
9.90%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
9.30%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗
9.18%
BlackRock for purposes of Schedule 13G filings.
BlackRock for purposes of Schedule 13G filings.
SEC ↗
8.10%
FMR LLC
FMR LLC
SEC ↗
6.98%
Abigail P. Johnson
Abigail P. Johnson
SEC ↗
6.90%
52-0556948
52-0556948
SEC ↗
6.00%
Howard D. Adams
Howard D. Adams
SEC ↗
6.00%
Emmett D. McCarthy
Emmett D. McCarthy
SEC ↗
5.86%
04-2683227
04-2683227
SEC ↗

Wintrust Financial Executives and Management Board

22 members · avg. age 62 · 36 % women

TC

Mr. Timothy Crane (63)

President, Chief Executive Officer, Director · since 2008

6.08 M USD

Management

DD

Mr. David Dykstra (64)

Vice Chairman, Chief Operating Officer · since 2020

2.70 M USD
RM

Mr. Richard Murphy (65)

Vice Chairman, Chief Lending Officer

2.07 M USD
DS

Mr. David Stoehr (65)

Chief Financial Officer, Executive Vice President

1.65 M USD
KB

Ms. Kathleen Boege (58)

Executive Vice President, Chief Legal Officer and Corporate Secretary

1.49 M USD
JH

Mr. Jeffrey Hahnfeld (53)

Executive Vice President, Chief Accounting Officer, Controller

–
DL

Mr. David Lee (66)

Executive Vice President, Senior Market Head of Wintrust Banks

–

Board of Directors

PC

Mr. Peter Crist (73)

Independent Director · since 1996

348,367.00 USD
AW

Mr. Alex Washington (51)

Independent Director

237,512.00 USD
KT

Ms. Karin Teglia (57)

Independent Director

228,808.00 USD
DL

Ms. Deborah Hall Lefevre (57)

Independent Director

227,479.00 USD
HH

Mr. H. Patrick Hackett (73)

Non-Executive Independent Chairman of the Board

225,532.00 USD
EC

Ms. Elizabeth Connelly (59)

Independent Director

215,812.00 USD

Wintrust Financial Supply Chain

Wintrust Financial Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
1 companies
#Nameβ 1YTrend
1
BlackRock
Supplier·Customer·Capital Markets·US
0.32
0.69
0.76
0.41
-0.27
0.66
-0.27

Frequently asked questions about Wintrust Financial

Wintrust Financial Corp operates as a financial holding company, providing banking and financial services. The company's business model revolves around offering a comprehensive range of products and solutions aimed at meeting the diverse needs of individuals, businesses, and institutions. With a strong focus on community banking, Wintrust Financial Corp aims to provide personalized service and build lasting relationships with its customers. The company offers commercial, mortgage, and wealth management services, along with specialized services such as insurance and treasury management. Wintrust Financial Corp's business model emphasizes client-centric approaches and strategic partnerships, contributing to its continued growth and success in the financial industry.

Wintrust Financial Corp is primarily active in the banking and financial services industry. As a leading financial holding company, it operates through its various subsidiaries to provide a wide range of banking, wealth management, commercial mortgage, and specialized lending services. Wintrust serves diverse client segments including individuals, businesses, and institutions, offering tailored financial solutions. With its strong presence in the Midwest region, Wintrust's expertise spans across sectors such as commercial and industrial, real estate, healthcare, energy, and more. As a trusted partner in the financial industry, Wintrust Financial Corp continues to drive innovation and deliver exceptional value to its stakeholders.

The main competitors of Wintrust Financial Corp in the market include major financial institutions such as JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup.

Wintrust Financial Corp is a reputable financial holding company founded in 1991 and headquartered in Rosemont, Illinois. With a strong focus on community banking and wealth management, Wintrust Financial Corp operates 15 community bank subsidiaries and offers a wide range of financial services to individuals, businesses, and institutions. Over the years, the company has built a solid reputation for its commitment to personalized customer service and excellence in the financial industry. With its extensive network of branches and trusted financial advisors, Wintrust Financial Corp continues to provide innovative solutions and support the growth and prosperity of the communities it serves.

Wintrust Financial Corp has accomplished several significant milestones throughout its history. One of the key achievements includes its consistent growth and expansion, enabling it to become one of the leading financial holding companies in the Midwest region of the United States. Moreover, the company has successfully completed multiple strategic acquisitions, bolstering its market presence and diversifying its product offerings. Additionally, Wintrust Financial Corp has received recognition for its exceptional customer service and superior financial performance, further reinforcing its position as a trusted and reliable financial institution. These milestones reflect the company's commitment to delivering quality services and driving long-term value for its customers and shareholders.

Wintrust Financial Corp is primarily present in the United States. As a leading financial services company, Wintrust operates in various states and regions across the country. With its headquarters in Illinois, the company has a strong presence in the Midwest, including Illinois, Wisconsin, and Indiana. Wintrust's extensive network of community banks and subsidiaries caters to individuals, businesses, and institutions in these regions. Providing a wide range of financial products and services, Wintrust Financial Corp serves its customers' diverse needs within the United States.

Wintrust Financial Corp represents strong values and a solid corporate philosophy. The company is committed to providing exceptional customer service, building long-term relationships, and supporting the communities it serves. Wintrust is known for its integrity, transparency, and ethical business practices. The company strives to make a positive impact by adhering to responsible banking principles and actively participating in community initiatives. With a focus on delivering personalized financial solutions, Wintrust aims to empower individuals, businesses, and communities to achieve their financial goals. Wintrust Financial Corp's dedication to its core values makes it a trusted and reliable financial institution.

Analysts currently set an average price target of 174.42 USD for the Wintrust Financial stock (median: 178.50 USD), implying +6.5 % versus the latest price. The consensus is based on 19 analyst ratings.

Wintrust Financial Analyst Price Targets 2026

19 analysts currently rate the Wintrust Financial stock: 16 recommend buying, 3 holding and 0 selling. For 2026, analysts expect Wintrust Financial to generate revenue of 2.97 B USD and earnings per share of 12.99 USD.

Wintrust Financial Analyst Price Targets 2026

Converted at the current exchange rate, the Wintrust Financial share trades at 142.04 EUR (163.71 USD).

The Wintrust Financial share (WTFC) is listed on 2 stock exchanges, including: NASDAQ (WTFC), Frankfurt (WF2.F).

The Wintrust Financial Corp is a diversified financial services company based in Illinois, USA. The company offers a wide range of financial products and services to retail customers, small and medium-sized businesses, and institutional customers. It operates multiple subsidiaries in the banking and financial services sectors, including Wintrust Bank and the Specialty Finance Division. Wintrust also provides wealth management services through various subsidiary companies. The company aims to build strategic partnerships with its customers and works closely with them to meet their individual needs. Additionally, Wintrust offers insurance and financial advisory services. Its broad spectrum of services allows the company to offer comprehensive financial products to customers and maintain long-term relationships with loyal customers. The company's business model is also built on a strong regional presence, with operations in Illinois, Wisconsin, and Indiana, allowing for personalized customer care and close relationships with local communities. Overall, Wintrust Financial Corp's business model is centered around a comprehensive range of financial products and services for both individual and business customers, supported by a strong regional presence.

The expected revenue of Wintrust Financial is 2.97 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Wintrust Financial is 879.07 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Wintrust Financial is currently 12.60. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Wintrust Financial stock.

The price-to-sales ratio (P/S) of Wintrust Financial is currently 3.73. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Wintrust Financial stock.

The Eulerpool Quality Score for Wintrust Financial is 7/10.

The ISIN of Wintrust Financial is US97650W1080. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Wintrust Financial is 908658. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Wintrust Financial is WTFC. The ticker symbol is used to trade Wintrust Financial shares on the stock exchange.

Over the past 12 months, Wintrust Financial paid a dividend of 2.00 USD . This corresponds to a dividend yield of about 1.22 %. For the coming 12 months, Wintrust Financial is expected to pay a dividend of 2.47 USD.

The current dividend yield of Wintrust Financial is 1.22 %.

Wintrust Financial pays a dividend, distributed in the months of , , , .

Wintrust Financial paid dividends every year for the past 26 years.

For the upcoming 12 months, dividends amounting to 2.47 USD are expected. This corresponds to a dividend yield of 1.55 %.

Wintrust Financial is assigned to the 'Finance' sector.

To receive the latest dividend of Wintrust Financial from amounting to 0.55 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Wintrust Financial distributed 1.8 USD as dividends.

The dividends of Wintrust Financial are distributed in USD.

All fundamentals and in-depth analysis of Wintrust Financial

Our stock analysis for Wintrust Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Wintrust Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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