Waterstone Financial (WSBF) Stock Price
Waterstone Financial Price
Revenue has compounded at 6.4% per year over the past 19 years to 142.23 M USD. Earnings per share have grown at 10.5% per year over the last 19 years. Waterstone Financial's net margin stands at 18.6%, down from 27.9% several years earlier. Waterstone Financial currently offers a dividend yield of about 3.10%. The payout ratio is around 41% of earnings. The dividend has grown at 13.4% per year over the past 11 years. Analysts set a median price target of 12.75 USD, implying 34.2% below the current price. Of 6 analysts, 0 rate the stock a buy — an overall Sell consensus.
Waterstone Financial stock price
Waterstone Financial business model & stock analysis
Frequently asked questions about Waterstone Financial
Waterstone Financial Inc. operates as a holding company for WaterStone Bank SSB. With a business model focused on community banking, the company provides a range of financial services to individuals and businesses in Wisconsin. WaterStone Bank, the main subsidiary, offers deposit products, mortgage lending, and commercial banking services, emphasizing personalized customer service. The bank aims to strengthen the communities it serves by providing accessible financial solutions and supporting local organizations. Waterstone Financial Inc. aims to generate sustainable growth by meeting the diverse financial needs of its customers, while promoting community development through its banking operations.
Waterstone Financial Inc is primarily active in the banking and financial services industry.
The main competitors of Waterstone Financial Inc in the market are other financial institutions such as Wells Fargo, Bank of America, JPMorgan Chase, and Citigroup. These companies operate in the same industry and offer similar financial services, including banking, mortgage lending, and investment advisory. The competition among these institutions drives innovation and customer-focused strategies within the market.
Waterstone Financial Inc, based in Wauwatosa, Wisconsin, is a savings and loan holding company. Established in 1921, it operates as a subsidiary of WaterStone Bank SSB and serves as the parent company to Waterstone Mortgage Corporation. With a rich history spanning nearly 100 years, Waterstone Financial Inc has evolved into a leading provider of financial services, specializing in mortgage lending and banking solutions. Notably, Waterstone Mortgage Corporation is recognized for its expertise in residential mortgage loans, offering a wide range of products to support homeownership dreams. Continuously committed to customer satisfaction and community engagement, Waterstone Financial Inc stands as a reputable and reliable player in the financial industry.
Waterstone Financial Inc, a prominent financial services company, has achieved several significant milestones throughout its remarkable journey. Notably, the company has consistently witnessed growth in its mortgage banking segment, surpassing $1 billion in loan origination volume. Waterstone Financial Inc also expanded its branch network, establishing a robust presence across Wisconsin. Furthermore, the company successfully completed the acquisition of Mortgage Guaranty Insurance Corporation (MGIC) subsidiary, MGIC Indemnity Corporation (MIC). This strategic move enhances Waterstone's overall capabilities and positions it as a leading player in the mortgage insurance market. With its continuous advancements and commitment to customer satisfaction, Waterstone Financial Inc remains a trusted name in the industry.
Waterstone Financial Inc is primarily present in the United States. With its headquarters in Wauwatosa, Wisconsin, the company operates as a bank holding company. It provides various financial services in local markets across the United States, including banking, mortgage banking, and corporate and other debt financing. Waterstone Financial Inc maintains a strong presence in its target markets, serving individuals, families, and businesses with its range of financial products and services. As a leading player in the US financial industry, Waterstone Financial Inc continues to expand its reach and deliver value to its customers nationwide.
Waterstone Financial Inc represents a strong commitment to its values and corporate philosophy. The company focuses on integrity, transparency, and excellence in all its operations. Waterstone Financial Inc aims to provide exceptional financial solutions and services, guided by ethical business practices. With a customer-centric approach, the company strives to build lasting relationships based on trust and reliability. By consistently demonstrating innovation and adaptability, Waterstone Financial Inc positions itself as a leader in the industry. Their dedication to delivering long-term value to clients and shareholders reflects their core principles of accountability and professionalism.
Analysts currently set an average price target of 12.75 USD for the Waterstone Financial stock (median: 12.75 USD), implying -34.2 % versus the latest price. The consensus is based on 6 analyst ratings.
6 analysts currently rate the Waterstone Financial stock: 0 recommend buying, 3 holding and 3 selling.
Converted at the current exchange rate, the Waterstone Financial share trades at 17.29 EUR (19.38 USD).
The Waterstone Financial share (WSBF) is listed on 2 stock exchanges, including: NASDAQ (WSBF), Frankfurt (47Z.F).
Waterstone Financial Inc. is a US financial services company that operates in the mortgage banking, real estate finance, and investment advisory sectors. The company is headquartered in Wauwatosa, Wisconsin and was founded in 1928. Waterstone Financial Inc. operates in two segments: mortgage banking and community banking. In the mortgage segment, the company offers turnkey mortgage products, including fixed and variable mortgage interest rates, adjustable rate mortgages, jumbo mortgages, FHA and VA mortgages, and construction loans. The company works with a variety of mortgage brokers and facilitates the sale of mortgages on the secondary market. The community banking segment of Waterstone Financial consists of WaterStone Bank. The bank offers a wide range of financial products and services, including savings accounts, checking accounts, credit cards, loans, trade services, insurance, and investment advisory. The bank has 8 branches in Wisconsin and has a total asset value of $2.2 billion. In addition to mortgage banking and community banking, Waterstone also operates an investment advisory firm called Waterstone Capital Management. The company provides customized investment strategies for clients who want to diversify their portfolios and grow their wealth. Waterstone Capital Management advisors offer a wide range of investment products, including stocks, bonds, mutual funds, exchange traded funds (ETFs), and alternative investments. Waterstone Financial is also involved in financing social housing projects. The company works with nonprofit organizations to facilitate the financing of affordable housing projects. Since 2009, the company has provided over $100 million for housing construction and is a leader in creating affordable housing for communities in Wisconsin. In addition to its business segments, Waterstone Financial is also committed to the well-being of the communities in which it operates. The company has established a nonprofit foundation called the Waterstone Foundation, which provides financial support to nonprofit organizations and advocates for job creation, improving educational opportunities, and creating affordable housing. Overall, Waterstone Financial's business model is focused on providing a wide range of financial products and services to a variety of customers. The mortgage banking, community banking, investment advisory, and commitment to social housing and nonprofit work complement each other to promote the company's growth and benefit the communities where Waterstone is active.
The revenue cannot currently be calculated for Waterstone Financial.
The profit cannot currently be calculated for Waterstone Financial.
The P/E ratio cannot be calculated for Waterstone Financial at the moment.
The P/S cannot be calculated for Waterstone Financial currently.
The Eulerpool Quality Score for Waterstone Financial is 2/10.
The ISIN of Waterstone Financial is US94188P1012. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Waterstone Financial is A1XCHS. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Waterstone Financial is WSBF. The ticker symbol is used to trade Waterstone Financial shares on the stock exchange.
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All fundamentals and in-depth analysis of Waterstone Financial
Our stock analysis for Waterstone Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Waterstone Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.