Vala (2051.HK) Stock Price

Vala Price

HKEX·CLOSED
0.29
​
Market closed

Revenue at Vala has contracted by 31.8% per year over the past 7 years to 236.35 M CNY. For Vala, the net margin of -63.8% is down versus -54.5% a few years ago.

Vala stock price

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Vala business model & stock analysis

51 Credit Card Inc. is a Chinese financial services company that was founded in 2011. The main focus of the company is on providing credit card products and financing options for consumers in China. The company's business model is to offer consumers easy and fast access to credit cards and loans. It works with a variety of banks and financial institutions in China to provide a wide range of credit card products and financing options. One of the key areas of 51 Credit Card Inc. is credit card brokerage. The company has an extensive network of partner banks in China, including major Chinese banks such as Bank of China, Industrial and Commercial Bank of China, and China Construction Bank. Consumers can choose and apply for a credit card through 51 Credit Card Inc.'s website. The company offers a wide range of cards, from standard credit cards to premium cards with extensive additional benefits such as insurance and reward programs. In addition to credit card brokerage, 51 Credit Card Inc. also offers a range of financing options, including instant loans and installment loans. Consumers can submit an online application and receive a decision on the loan within a short period of time. In addition to credit card and financing services, 51 Credit Card Inc. has also established a number of partnerships with retailers and other companies in China. The company offers its customers additional rewards and benefits when they purchase certain products or services from partner companies. 51 Credit Card Inc. has rapidly become one of the leading companies in the Chinese credit card market and now offers a wide range of products and services tailored to the needs of consumers in China. The company is headquartered in Shanghai and currently employs over 1,500 employees.

Frequently asked questions about Vala

The business model of 51 Credit Card Inc revolves around providing credit card services to individuals in need of financial assistance. As a leading company in the credit card industry, 51 Credit Card Inc offers various types of credit cards with different benefits and rewards programs. With a focus on customer satisfaction, the company aims to provide convenient and reliable credit card solutions to its users. By leveraging advanced technology and strategic partnerships, 51 Credit Card Inc continuously strives to enhance its services and expand its customer base in the competitive market.

51 Credit Card Inc is primarily active in the financial services industry.

The main competitors of 51 Credit Card Inc in the market include China Merchants Bank, Industrial and Commercial Bank of China (ICBC), China Construction Bank, and Bank of China.

51 Credit Card Inc is a leading online credit card management platform in China. Founded in 2005, the company offers a wide range of credit card products and related services. With a strong focus on technology and innovation, 51 Credit Card Inc has emerged as a trusted financial services provider, catering to the diverse needs of its customers. Over the years, the company has built a robust network of partnerships with prominent banks and financial institutions, enabling it to provide competitive credit card options to its users. With its customer-centric approach and commitment to excellence, 51 Credit Card Inc continues to play a crucial role in the credit card industry in China.

51 Credit Card Inc has achieved significant milestones throughout its history. Some noteworthy achievements include expanding its customer base significantly, enhancing its technology and infrastructure, and launching innovative financial products. The company has also established strategic partnerships with several leading financial institutions, enabling it to offer a wide range of services to its clients. Furthermore, 51 Credit Card Inc has successfully navigated through various market challenges and has consistently recorded impressive financial performance. These milestones highlight the company's strong growth trajectory and commitment to excellence in the ever-evolving financial industry.

51 Credit Card Inc is primarily present in China.

51 Credit Card Inc is a leading company in the financial sector, renowned for its values and corporate philosophy. With a strong commitment to customer satisfaction, the company aims to provide innovative and secure credit card services. 51 Credit Card Inc focuses on transparency, integrity, and excellence, ensuring that its clients receive trusted financial solutions. The company believes in empowering individuals through financial literacy and providing them with convenient access to credit. With a customer-centric approach and a dedication to continuous improvement, 51 Credit Card Inc strives to be a trusted partner in the financial journey of its customers.

7 analysts currently rate the Vala stock: 6 recommend buying, 1 holding and 0 selling.

Converted at the current exchange rate, the Vala share trades at 0.04 EUR (0.29 CNY).

The Vala share (2051.HK) is listed on 2 stock exchanges, including: Hongkong (HKEX) (2051.HK), Frankfurt (2JY.F).

51 Credit Card Inc is a Chinese company that was founded in 2011. It is based in Shanghai and operates a comprehensive financial services ecosystem. The company's main activities include credit card brokerage, consumer loans, mortgages, auto financing, and investment and asset management. The business model of 51 Credit Card Inc is based on the use of its online platforms, which allow consumers to quickly and easily apply for loans and other financial services. The platforms are available to both individual and business customers, making the company a universal provider of financial services. The core offering provided by 51 Credit Card Inc is the brokerage of credit cards. The company has partnerships with various banks and card issuers to provide a wide range of credit cards tailored to different target groups. The cards allow customers to make purchases, withdraw cash, book flights, and much more. In addition, the company offers comprehensive customer service related to the cards to strengthen customer acquisition and retention. The company also offers a wide range of other credit products. It brokers consumer loans, mortgages, and auto financing, which are important components of the company's business. In the consumer loans segment, the offering includes products such as installment loans, consumer loans, and personal loans. In the mortgage segment, 51 Credit Card Inc offers both standardized and customized products for first-time buyers and real estate investors. In the auto financing segment, the company works with reputable auto banks to offer customers tailored solutions. Furthermore, 51 Credit Card Inc also offers investment and asset management solutions such as funds, bonds, and wealth management services. These products are available to both individual and business customers to meet various investment needs. 51 Credit Card Inc earns its money through commissions or brokerage fees for the brokerage of financial services. The company works with various partners to offer a wide range of credit and financial services, leading to high commissions and brokerage fees. Overall, the business model of 51 Credit Card Inc is aimed at providing a comprehensive online platform for financial services. By collaborating with partners, the company can offer a wide range of products and services that meet the different needs of individual and business customers. The innovative power of the platforms and the ability to adapt to the constantly changing market make the company a frontrunner in the Chinese financial industry.

The revenue cannot currently be calculated for Vala.

The profit cannot currently be calculated for Vala.

The P/E ratio cannot be calculated for Vala at the moment.

The P/S cannot be calculated for Vala currently.

The Eulerpool Quality Score for Vala is 2/10.

The ISIN of Vala is KYG341531096. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Vala is A2JQ4F. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Vala is 2051.HK. The ticker symbol is used to trade Vala shares on the stock exchange.

Fair ValueTerminal
0.24 CNY
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
695,138.24 CNY
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website u51.com
Country
Currency
CNY
Initial public offering
Jul 13, 2018
ISIN
KYG341531096
Cusip
G34153109
Sedol
BG20S16
Market capitalization
364.13 M CNYSmall Cap
52-Week Range
PEG
—
P/E ratio
P/Ee
—
P/S
P/Se
—
EV/EBIT
—
P/B Ratio
0.56
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
-22.51 %
Last updated Oct 11, 2026, 1:44 AM

Vala Ticker

FRANKFURT · 2JY.FHKEX · 2051.HK

Vala FIGI

2051:HK · BBG00LBC3FR82JY:GR · BBG00LJX0NM52JY:GF · BBG00LJX0NN42051:H2 · BBG00NKQ77Q82051HKD:EP · BBG00QNC02322051HKD:EZ · BBG00QNC02692051HKD:XH · BBG00QNC02B32051HKD:XF · BBG00QNC02D12051HKD:XE · BBG00QNC02G82051HKD:XJ · BBG00QNC02H72051HKD:XL · BBG00QNC02J52051HKD:XG · BBG00QNC02K3

All fundamentals and in-depth analysis of Vala

Our stock analysis for Vala stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Vala. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.