Union Insurance Co (2816.TW) Stock Price
Union Insurance Co Price
Union Insurance Co (2816.TW) Stock | ISIN TW0002816006. The current Union Insurance Co stock price is 33.8 TWD (2026). Market capitalization is 7.59 B TWD. Union Insurance Co operates in the Finance sector.
Revenue at Union Insurance Co has contracted by 2.4% per year over the past 19 years to 11 B TWD. Earnings per share have declined at 0% per year over the last 19 years. Union Insurance Co's net margin stands at 11.1%, up from 8.6% several years earlier. Union Insurance Co currently offers a dividend yield of about 2.96%.
Union Insurance Co stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Union Insurance Co over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Union Insurance Co stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Union Insurance Co's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
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Union Insurance Co Revenue, EBIT, Net Income
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Union Insurance Co Income Statement, Balance Sheet, Cash Flow Statement
| REVENUE (B TWD) |
|---|
| REVENUE GROWTH (%) |
| GROSS MARGIN (%) |
| GROSS INCOME (B TWD) |
| NET INCOME (B TWD) |
| NET INCOME GROWTH (%) |
| DIVIDEND (TWD)DIV. (TWD) |
| DIVIDEND GROWTH (%)DIV. GROWTH (%) |
| SHARES (M) |
| DOCUMENTS |
| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|
| 7.25 | 7.71 | 8.08 | 8.2 | 8.81 | 8.5 | 10.18 | 11 |
| 14.83 | 6.26 | 4.87 | 1.44 | 7.44 | -3.49 | 19.72 | 8.09 |
| 9.75 | 9.17 | 8.75 | 8.62 | 32.16 | 8.32 | 6.95 | 6.43 |
| 0.71 | 0.71 | 0.71 | 0.71 | 2.83 | 0.71 | 0.71 | 0.71 |
| 0.66 | 0.61 | 0.7 | 0.7 | 0.7 | -1.32 | 1.2 | 1.22 |
| 204.13 | -8.75 | 16.2 | -0.14 | -0.85 | -289.94 | -190.77 | 1.75 |
| - | 0.7 | 0.9 | 0.88 | 0.8 | 1 | - | - |
| – | – | 28.57 | -2.22 | -9.09 | 25 | – | – |
| 224.12 | 224.11 | 224.91 | 225.34 | 225.37 | 223.61 | 223.66 | 224.48 |
| – | – | – | – | – | – | – | – |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Union Insurance Co generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Union Insurance Co retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Union Insurance Co's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Union Insurance Co has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Union Insurance Co's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Union Insurance Co stock margins
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Union Insurance Co Stock Revenue, EBIT, Earnings per Share
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Union Insurance Co business model & stock analysis
Union Insurance Co SWOT Analysis
Strengths
Union Insurance Co Ltd has established a strong market presence, with a wide range of insurance products and a large customer base.
The company has consistently demonstrated strong financial performance, with steady revenue growth and stable profitability.
Weaknesses
Union Insurance Co Ltd currently operates primarily in a specific geographical region, limiting its global market presence and potential growth opportunities.
The company heavily relies on a few key insurance products, which may make it vulnerable to changes in consumer preferences and market trends.
Opportunities
Union Insurance Co Ltd has an opportunity to expand its operations into emerging markets, which offer untapped growth potential and a larger customer base.
By embracing digital technologies and investing in innovative solutions, the company can enhance customer experience, streamline processes, and stay ahead of competitors.
Threats
Union Insurance Co Ltd faces intense competition from both established insurance companies and emerging players, which poses a threat to its market share and profitability.
Changes in insurance regulations and policies can significantly impact the company's operations and require costly adjustments to comply with new requirements.
Union Insurance Co Eulerpool Fair Value
Union Insurance Co historical P/E ratio, EBIT multiple, and P/S ratio
Union Insurance Co annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Union Insurance Co shares outstanding
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Union Insurance Co Dividend History
8 years of dividend payments · 2 consecutive increases
Union Insurance Co dividend payout ratio
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Union Insurance Co shareholder structure
| % | Name |
|---|---|
22.25657% | |
21.59683% | |
20.799% | |
1.76985% | |
1.66739% | |
1.10699% | |
0.72923% | |
0.55996% | |
0.43879% | |
0.2851% |
Union Insurance Co Executives and Management Board
Mr. Chi-Hsiung Hung
Chairman of the Board · since 2010
Mr. Zi-Ming Liu
General Manager, Director · since 2018
Mr. Tai-lung Chen
Deputy General Manager-Legal Division, Corporate Governance Officer
Mr. Jui-lin Hsu
Deputy General Manager, Tainan Branch
Mr. Sung-yen Lai
Deputy General Manager, Kaohsiung Branch
Frequently asked questions about Union Insurance Co
Union Insurance Co Ltd operates as an insurance company. It provides a wide range of insurance products and services to individuals and businesses. The company's business model focuses on delivering comprehensive and personalized insurance solutions to meet the specific needs of its customers. With a strong emphasis on customer satisfaction and risk management, Union Insurance Co Ltd aims to provide reliable coverage and financial protection against various risks.
Union Insurance Co stock
Union Insurance Co Peer Group
Union Insurance Co FIGI
All fundamentals and in-depth analysis of Union Insurance Co
Our stock analysis for Union Insurance Co Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Union Insurance Co Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.