American Coastal Insurance (ACIC) Stock Price
American Coastal Insurance Price
Revenue has compounded at 7.7% per year over the past 19 years to 335.44 M USD. Earnings per share have grown at 37.4% per year over the last 18 years. American Coastal Insurance's net margin stands at 31.8%, up from -25.3% several years earlier. American Coastal Insurance currently offers a dividend yield of about 5.03%. The payout ratio is around 23% of earnings. The dividend has grown at 24.2% per year over the past 13 years. Analysts set a median price target of 14.28 USD, implying 43.5% above the current price. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus.
American Coastal Insurance stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of American Coastal Insurance over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how American Coastal Insurance stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing American Coastal Insurance's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | American Coastal Insurance Price |
|---|---|
| 8/10/2026 | 9.95 USD |
| 8/7/2026 | 10.44 USD |
| 8/6/2026 | 10.28 USD |
| 8/5/2026 | 10.96 USD |
| 8/4/2026 | 10.89 USD |
| 8/3/2026 | 10.93 USD |
| 7/31/2026 | 10.62 USD |
| 7/30/2026 | 10.62 USD |
| 7/29/2026 | 10.86 USD |
| 7/27/2026 | 10.38 USD |
| 7/23/2026 | 9.99 USD |
| 7/22/2026 | 9.94 USD |
| 7/21/2026 | 10.19 USD |
| 7/20/2026 | 10.31 USD |
| 7/17/2026 | 10.25 USD |
| 7/16/2026 | 10.37 USD |
| 7/15/2026 | 10.13 USD |
| 7/14/2026 | 10.83 USD |
| 7/13/2026 | 11.20 USD |
| 7/10/2026 | 11.17 USD |
| 7/9/2026 | 11.18 USD |
| 7/8/2026 | 11.48 USD |
| 7/7/2026 | 11.52 USD |
| 7/6/2026 | 11.50 USD |
| 7/2/2026 | 11.54 USD |
| 7/1/2026 | 11.38 USD |
| 6/30/2026 | 11.10 USD |
| 6/29/2026 | 11.10 USD |
| 6/26/2026 | 11.15 USD |
| 6/25/2026 | 10.76 USD |
| 6/24/2026 | 10.95 USD |
| 6/23/2026 | 10.95 USD |
| 6/22/2026 | 10.82 USD |
| 6/18/2026 | 10.49 USD |
| 6/17/2026 | 10.44 USD |
| 6/16/2026 | 10.52 USD |
| 6/15/2026 | 10.42 USD |
| 6/12/2026 | 10.52 USD |
| 6/11/2026 | 10.52 USD |
| 6/10/2026 | 10.35 USD |
| 6/9/2026 | 10.26 USD |
| 6/8/2026 | 10.21 USD |
| 6/5/2026 | 10.24 USD |
| 6/4/2026 | 10.13 USD |
| 6/3/2026 | 9.89 USD |
| 6/2/2026 | 10.52 USD |
| 6/1/2026 | 10.45 USD |
| 5/29/2026 | 10.54 USD |
| 5/28/2026 | 10.51 USD |
| 5/27/2026 | 10.75 USD |
| 5/26/2026 | 10.71 USD |
| 5/22/2026 | 10.72 USD |
| 5/21/2026 | 10.76 USD |
| 5/20/2026 | 11.02 USD |
| 5/19/2026 | 11.06 USD |
| 5/18/2026 | 11.06 USD |
| 5/15/2026 | 10.85 USD |
| 5/14/2026 | 10.63 USD |
| 5/13/2026 | 10.74 USD |
| 5/12/2026 | 10.59 USD |
| 5/11/2026 | 10.17 USD |
| 5/8/2026 | 10.53 USD |
| 5/7/2026 | 10.85 USD |
| 5/6/2026 | 10.44 USD |
| 5/5/2026 | 11.87 USD |
| 5/4/2026 | 11.65 USD |
| 5/1/2026 | 11.82 USD |
| 4/30/2026 | 11.90 USD |
| 4/29/2026 | 11.85 USD |
| 4/28/2026 | 12.25 USD |
| 4/27/2026 | 12.12 USD |
| 4/24/2026 | 12.02 USD |
| 4/23/2026 | 11.94 USD |
| 4/22/2026 | 11.68 USD |
| 4/21/2026 | 11.86 USD |
| 4/20/2026 | 11.93 USD |
| 4/17/2026 | 11.91 USD |
| 4/16/2026 | 11.80 USD |
| 4/15/2026 | 11.73 USD |
| 4/14/2026 | 11.62 USD |
| 4/13/2026 | 11.48 USD |
| 4/10/2026 | 11.47 USD |
| 4/9/2026 | 11.73 USD |
| 4/8/2026 | 11.48 USD |
| 4/7/2026 | 11.26 USD |
| 4/6/2026 | 11.11 USD |
| 4/2/2026 | 10.97 USD |
| 4/1/2026 | 10.99 USD |
| 3/31/2026 | 11.25 USD |
| 3/30/2026 | 11.31 USD |
| 3/27/2026 | 11.13 USD |
| 3/26/2026 | 11.49 USD |
| 3/25/2026 | 11.47 USD |
| 3/24/2026 | 11.34 USD |
| 3/23/2026 | 11.36 USD |
| 3/20/2026 | 11.06 USD |
| 3/19/2026 | 11.06 USD |
| 3/18/2026 | 11.06 USD |
| 3/17/2026 | 11.42 USD |
| 3/16/2026 | 11.36 USD |
| 3/13/2026 | 11.31 USD |
| 3/12/2026 | 11.30 USD |
| 3/11/2026 | 11.14 USD |
| 3/10/2026 | 11.58 USD |
| 3/9/2026 | 11.50 USD |
| 3/6/2026 | 11.63 USD |
| 3/5/2026 | 11.63 USD |
| 3/4/2026 | 11.68 USD |
| 3/3/2026 | 11.60 USD |
| 3/2/2026 | 11.54 USD |
| 2/27/2026 | 11.39 USD |
| 2/26/2026 | 11.36 USD |
| 2/25/2026 | 11.27 USD |
| 2/24/2026 | 11.05 USD |
| 2/23/2026 | 10.69 USD |
| 2/20/2026 | 10.89 USD |
| 2/19/2026 | 11.13 USD |
| 2/18/2026 | 11.01 USD |
| 2/17/2026 | 11.29 USD |
| 2/13/2026 | 11.09 USD |
| 2/12/2026 | 11.07 USD |
| 2/11/2026 | 11.06 USD |
| 2/10/2026 | 11.14 USD |
| 2/9/2026 | 10.98 USD |
| 2/6/2026 | 11.31 USD |
| 2/5/2026 | 11.25 USD |
| 2/4/2026 | 11.18 USD |
| 2/3/2026 | 11.07 USD |
| 2/2/2026 | 11.22 USD |
| 1/30/2026 | 11.05 USD |
| 1/29/2026 | 10.97 USD |
| 1/28/2026 | 10.81 USD |
| 1/27/2026 | 10.85 USD |
| 1/26/2026 | 11.03 USD |
| 1/23/2026 | 11.06 USD |
| 1/22/2026 | 11.16 USD |
| 1/21/2026 | 11.24 USD |
| 1/20/2026 | 11.03 USD |
| 1/16/2026 | 11.07 USD |
| 1/15/2026 | 11.25 USD |
| 1/14/2026 | 11.29 USD |
| 1/13/2026 | 11.12 USD |
| 1/12/2026 | 11.27 USD |
| 1/9/2026 | 11.31 USD |
| 1/8/2026 | 11.70 USD |
| 1/7/2026 | 11.33 USD |
| 1/6/2026 | 11.15 USD |
| 1/5/2026 | 11.42 USD |
| 1/2/2026 | 11.38 USD |
| 12/31/2025 | 12.63 USD |
| 12/30/2025 | 12.56 USD |
| 12/29/2025 | 12.48 USD |
| 12/26/2025 | 12.54 USD |
| 12/24/2025 | 12.68 USD |
| 12/23/2025 | 12.71 USD |
| 12/22/2025 | 12.88 USD |
| 12/19/2025 | 12.74 USD |
| 12/18/2025 | 13.03 USD |
| 12/17/2025 | 12.78 USD |
| 12/16/2025 | 12.81 USD |
| 12/15/2025 | 12.82 USD |
| 12/12/2025 | 12.67 USD |
| 12/11/2025 | 12.65 USD |
| 12/10/2025 | 12.24 USD |
| 12/9/2025 | 12.19 USD |
| 12/8/2025 | 11.92 USD |
| 12/5/2025 | 12.01 USD |
| 12/4/2025 | 12.20 USD |
| 12/3/2025 | 12.28 USD |
| 12/2/2025 | 12.10 USD |
| 12/1/2025 | 12.16 USD |
| 11/28/2025 | 11.95 USD |
| 11/26/2025 | 12.00 USD |
| 11/25/2025 | 11.95 USD |
| 11/24/2025 | 11.85 USD |
| 11/21/2025 | 11.70 USD |
| 11/20/2025 | 11.23 USD |
| 11/19/2025 | 11.35 USD |
| 11/18/2025 | 11.64 USD |
| 11/17/2025 | 11.66 USD |
| 11/14/2025 | 11.68 USD |
| 11/13/2025 | 11.95 USD |
| 11/12/2025 | 12.04 USD |
| 11/11/2025 | 12.04 USD |
| 11/10/2025 | 11.97 USD |
| 11/7/2025 | 12.14 USD |
| 11/6/2025 | 12.19 USD |
| 11/5/2025 | 12.40 USD |
| 11/4/2025 | 12.06 USD |
| 11/3/2025 | 11.74 USD |
| 10/31/2025 | 11.84 USD |
| 10/30/2025 | 11.73 USD |
| 10/29/2025 | 11.91 USD |
| 10/28/2025 | 11.63 USD |
| 10/27/2025 | 11.80 USD |
| 10/24/2025 | 11.89 USD |
| 10/23/2025 | 11.87 USD |
| 10/22/2025 | 11.93 USD |
| 10/21/2025 | 11.86 USD |
| 10/20/2025 | 11.83 USD |
| 10/17/2025 | 11.80 USD |
| 10/16/2025 | 11.65 USD |
| 10/15/2025 | 12.13 USD |
| 10/14/2025 | 12.30 USD |
| 10/13/2025 | 11.99 USD |
| 10/10/2025 | 11.87 USD |
| 10/9/2025 | 12.05 USD |
| 10/8/2025 | 12.30 USD |
| 10/7/2025 | 12.11 USD |
| 10/6/2025 | 11.85 USD |
| 10/3/2025 | 11.67 USD |
| 10/2/2025 | 11.41 USD |
| 10/1/2025 | 11.15 USD |
| 9/30/2025 | 11.39 USD |
| 9/29/2025 | 11.26 USD |
| 9/28/2025 | 11.26 USD |
| 9/25/2025 | 11.58 USD |
| 9/24/2025 | 11.32 USD |
| 9/23/2025 | 11.16 USD |
| 9/22/2025 | 11.46 USD |
| 9/19/2025 | 11.22 USD |
| 9/18/2025 | 11.14 USD |
| 9/17/2025 | 11.13 USD |
| 9/16/2025 | 10.90 USD |
| 9/15/2025 | 10.89 USD |
| 9/12/2025 | 11.04 USD |
| 9/11/2025 | 11.06 USD |
| 9/10/2025 | 10.78 USD |
| 9/9/2025 | 11.06 USD |
| 9/8/2025 | 11.27 USD |
| 9/5/2025 | 11.38 USD |
| 9/4/2025 | 11.66 USD |
| 9/3/2025 | 11.16 USD |
| 9/2/2025 | 11.33 USD |
| 8/29/2025 | 11.06 USD |
| 8/28/2025 | 10.87 USD |
| 8/27/2025 | 10.70 USD |
| 8/26/2025 | 10.49 USD |
| 8/25/2025 | 10.50 USD |
| 8/22/2025 | 10.87 USD |
| 8/21/2025 | 10.90 USD |
| 8/20/2025 | 11.03 USD |
| 8/19/2025 | 10.91 USD |
| 8/18/2025 | 10.66 USD |
| 8/15/2025 | 10.92 USD |
| 8/14/2025 | 11.07 USD |
| 8/13/2025 | 10.88 USD |
| 8/12/2025 | 10.69 USD |
American Coastal Insurance Revenue, EBIT, Net Income
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American Coastal Insurance Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| EBITM USD |
| EBIT MARGIN% |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 208.00 | 280.00 | 357.00 | 487.00 | 654.00 | 723.00 | 825.00 | 846.00 | 228.00 | 220.00 | 263.00 | 296.00 | 335.00 | 516.00 | 503.00 | 528.00 |
| 58.78 | 34.62 | 27.50 | 36.41 | 34.29 | 10.55 | 14.11 | 2.55 | -73.05 | -3.51 | 19.55 | 12.55 | 13.18 | 54.03 | -2.52 | 4.97 |
| 27.88 | 34.29 | 24.37 | 14.58 | 17.28 | 15.49 | 10.55 | 0.24 | 20.18 | 19.55 | 53.61 | 52.70 | 86.27 | 86.27 | 86.27 | 86.27 |
| 58.00 | 96.00 | 87.00 | 71.00 | 113.00 | 112.00 | 87.00 | 2.00 | 46.00 | 43.00 | 141.00 | 156.00 | 289.00 | 445.15 | 433.93 | 455.50 |
| 34.00 | 64.00 | 41.00 | 7.00 | 4.00 | 5.00 | -22.00 | -122.00 | -1.00 | 11.00 | 106.00 | 111.00 | 153.00 | 133.00 | 130.00 | 136.00 |
| 16.35 | 22.86 | 11.48 | 1.44 | 0.61 | 0.69 | -2.67 | -14.42 | -0.44 | 5.00 | 40.30 | 37.50 | 45.67 | 25.78 | 25.84 | 25.76 |
| 20.00 | 41.00 | 27.00 | 5.00 | 10.00 | – | -29.00 | -96.00 | -57.00 | -469.00 | 309.00 | 75.00 | 106.00 | 46.00 | 49.00 | 41.00 |
| 122.22 | 105.00 | -34.15 | -81.48 | 100.00 | – | – | 231.03 | -40.63 | 722.81 | -165.88 | -75.73 | 41.33 | -56.60 | 6.52 | -16.33 |
| 0.12 | 0.16 | 0.20 | 0.23 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | – | – | – | 0.24 | 0.24 | 0.25 |
| – | 33.33 | 25.00 | 15.00 | 4.35 | – | – | – | – | – | – | – | – | – | – | 4.17 |
| 16.21 | 20.91 | 21.53 | 21.65 | 42.75 | 42.69 | 42.80 | 42.90 | 42.97 | 43.10 | 45.71 | 49.44 | 49.93 | 49.93 | 49.93 | 49.93 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales American Coastal Insurance generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue American Coastal Insurance retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare American Coastal Insurance's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares American Coastal Insurance has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against American Coastal Insurance's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
American Coastal Insurance stock margins
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American Coastal Insurance Stock Revenue, EBIT, Earnings per Share
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American Coastal Insurance business model & stock analysis
American Coastal Insurance SWOT Analysis
Strengths
United Insurance Holdings Corp. has a strong financial position with steady revenue growth and healthy cash flow. This enables them to invest in technological advancements and expand their product offerings to meet customer needs.
The company has a diverse portfolio of insurance products, including property, casualty, and flood insurance. This diversification helps them mitigate risks and capitalize on various market opportunities.
United Insurance Holdings Corp. has established a strong reputation and brand presence in the insurance industry. Their quality customer service, prompt claims processing, and competitive pricing have helped them retain a loyal customer base.
Weaknesses
The company's dependence on external reinsurance providers could expose them to potential reinsurance market fluctuations and increased costs. This reliance on third-party providers may limit their control over underwriting decisions.
United Insurance Holdings Corp. operates primarily in the United States, making them vulnerable to regional economic downturns or natural disasters that could impact their policyholders and financial performance.
The company's limited market share, compared to larger competitors, could hinder their ability to negotiate favorable reinsurance agreements or procure favorable pricing from suppliers.
Opportunities
The increasing demand for insurance coverage, particularly in catastrophe-prone regions, presents growth opportunities for United Insurance Holdings Corp. They can capitalize on this trend by expanding their geographic presence and product offerings.
Advancements in technology, such as data analytics and machine learning, provide an opportunity for the company to enhance risk assessment models, improve underwriting processes, and streamline claims handling.
Strategic partnerships and collaborations with other insurance companies or industry stakeholders can help United Insurance Holdings Corp. leverage their expertise and resources to drive innovation and expand their customer reach.
Threats
Intense competition in the insurance market poses a threat to United Insurance Holdings Corp. They face competition from other established carriers as well as new entrants utilizing technology-driven business models.
Changes in regulatory requirements and compliance standards can increase operational costs and administrative burdens for the company. They must stay abreast of evolving regulations to ensure compliance and avoid penalties.
Economic downturns, natural disasters, or unexpected events can negatively impact the financial performance of United Insurance Holdings Corp. They need to be prepared to handle increased claims volume and potential financial losses during such periods.
American Coastal Insurance Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
American Coastal Insurance historical P/E ratio, EBIT multiple, and P/S ratio
American Coastal Insurance annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
American Coastal Insurance shares outstanding
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American Coastal Insurance Dividend History
14 years of dividend payments
American Coastal Insurance dividend history and estimates
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American Coastal Insurance dividend payout ratio
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Current American Coastal Insurance forecasts and price targets in August 2026
Analyst Price Targets 2026American Coastal Insurance Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 11/12/2024 | Maintained | Outperform | 74 | |
| 5/9/2022 | Maintained | Underweight | 56 | |
| 8/9/2021 | Downgrade | OutperformMarket Perform | 74 | |
| 7/8/2021 | Maintained | Underweight | 56 | |
| 4/18/2021 | Maintained | Outperform | 74 | |
| 2/28/2021 | Maintained | Outperform | 74 | |
| 11/8/2020 | Maintained | Outperform | 74 | |
| 9/22/2020 | Maintained | Underweight | 56 | |
| 9/20/2020 | Maintained | Outperform | 74 | |
| 4/2/2020 | Maintained | Outperform | 74 |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
American Coastal Insurance Earnings Calls
American Coastal Insurance Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 8/12/2026 | 0.43USD | - | 71.07 MUSD | - | 2026 Q2 |
| 5/7/2026 | 0.45USD | - | 72.55 MUSD | - | 2026 Q1 |
| 2/25/2026 | 0.43USD | - | 79.49 MUSD | - | 2025 Q4 |
| 11/11/2024 | 0.15USD | - | 80.54 MUSD | - | 2024 Q3 |
| 5/13/2024 | 0.26USD | - | 63.54 MUSD | - | 2024 Q1 |
EESG©
Eulerpool ESG Scorecard© for the American Coastal Insurance stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
American Coastal Insurance shareholder structure
| % | Name |
|---|---|
24.35219% | |
6.03173% | |
4.06384% | |
3.38317% | |
2.78601% | |
2.44368% |
American Coastal Insurance Executives and Management Board
15 members · avg. age 65 · 20 % women
Mr. Bennett Martz (53)
President, Chief Executive Officer
1.74 M USD
Management
Mr. Christopher Griffith (49)
Chief Operating Officer, Chief Information Officer
Ms. Brook Adler (48)
General Counsel
Ms. Svetlana Castle (43)
Chief Financial Officer
Mr. James Gray (62)
Chief Compliance and Risk Officer
Ms. Karin Daly
Investor Relations · since 2022
Board of Directors
Mr. R. Daniel Peed (62)
Executive Chairman of the Board · since 2017
Mr. Gregory Branch (77)
Independent Chairman Emeritus
Mr. Sherrill Hudson (82)
Independent Director
Mr. Kent Whittemore (77)
Independent Director
Mr. Alec Poitevint (77)
Lead Independent Director
Dr. Kern Davis (70)
Independent Director
Frequently asked questions about American Coastal Insurance
The business model of United Insurance Holdings Corp, also known as UIHC, revolves around providing property and casualty insurance products to individuals and businesses. UIHC specializes in underwriting homeowners insurance, condo insurance, renters insurance, and commercial residential and commercial insurance policies. The company focuses on offering tailored coverage solutions to match the needs of its customers while maintaining competitive pricing. With a commitment to customer service and risk management, UIHC aims to protect its policyholders' assets and provide financial security against unexpected events.
United Insurance Holdings Corp is primarily active in the insurance industry.
The main competitors of United Insurance Holdings Corp in the market include Arch Capital Group Ltd., HCI Group Inc., and Universal Insurance Holdings Inc.
United Insurance Holdings Corp., commonly known as UPC Insurance, is a property and casualty insurance company founded in 1999. Headquartered in St. Petersburg, Florida, UPC Insurance offers a range of insurance products primarily focused on personal residential including homeowners insurance, as well as commercial residential property insurance. With a strong emphasis on customer satisfaction and risk management, UPC Insurance has expanded its presence across several states in the United States, providing coverage to policyholders in regions prone to natural disasters. The company's commitment to innovation and personalized service has enabled it to build a solid reputation within the insurance industry.
United Insurance Holdings Corp, commonly known as UIHC, has achieved several significant milestones. Since its inception, the company has established a strong presence in the insurance industry, offering a wide range of property and casualty insurance products. UIHC has experienced consistent growth and expansion, both organically and through strategic acquisitions. The company has successfully increased its market share, strengthened its financial position, and established a solid track record of profitability. UIHC's commitment to customer satisfaction, innovative product offerings, and strong underwriting discipline has contributed to its success in the insurance market. Notably, UIHC has been recognized as one of the top insurance companies in terms of financial strength and stability.
United Insurance Holdings Corp is primarily present in the United States.
United Insurance Holdings Corp (UIHC) embodies a strong set of values and corporate philosophy. With a commitment to excellence, UIHC strives to provide exceptional insurance services and strong financial security to its customers. The company's core values include integrity, customer focus, innovation, and community involvement. UIHC aims to establish long-lasting relationships built on trust and reliability. By delivering personalized solutions and superior customer service, UIHC prioritizes customer satisfaction and peace of mind. As a forward-thinking organization, UIHC emphasizes innovation in its insurance products and services, ensuring it meets evolving customer needs. Through active community engagement, UIHC actively contributes to the betterment of the communities it serves.
Analysts currently set an average price target of 14.28 USD for the American Coastal Insurance stock (median: 14.28 USD), implying +43.5 % versus the latest price. The consensus is based on 8 analyst ratings.
8 analysts currently rate the American Coastal Insurance stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect American Coastal Insurance to generate revenue of 516.93 M USD and earnings per share of 0.94 USD.
Converted at the current exchange rate, the American Coastal Insurance share trades at 8.62 EUR (9.95 USD).
The American Coastal Insurance share (ACIC) is listed on 2 stock exchanges, including: NASDAQ (UIHC), Frankfurt (0UI.F).
United Insurance Holdings Corp (UIHC) is a US-based insurance company headquartered in St. Petersburg, Florida. The company is listed on the NASDAQ stock exchange under the ticker symbol UIHC and offers a wide range of property and casualty insurance for residential buildings, businesses, and individuals. UIHC operates its business in three segments: Residential Property and Casualty Insurance, Commercial Property and Casualty Insurance, and Reinsurance. In the Residential Property and Casualty Insurance segment, the company offers a variety of products such as home insurance, property damage liability insurance, flood protection, vandalism protection, theft protection, and more. In the Commercial Property and Casualty Insurance segment, the company provides policies for businesses, focusing on small and medium-sized enterprises. This includes insurance for commercial properties, liability insurance, transportation insurance, disability insurance, and business contents and damage insurance. Additionally, the company also offers reinsurance, which allows them to operate in a much larger market. Through reinsurance, United Insurance Holdings Corp protects its own portfolio while helping other companies minimize risks that may arise from natural disasters or other unforeseen events. The company has designed unique solutions for its customers to meet the needs of each individual. For customers in flood-prone areas, there is a special policy tailored to the risk of flooding. Similarly, there are special policies for small businesses to ensure that every entrepreneur is able to protect their assets. As an added value, the company offers online access to all insurance policies through the "UPC Agent Portal" app. With this app, customers can file claims and track claims at any time - all with just a few clicks on their phone from anywhere. Another focus of UIHC in recent years has been expansion. Through acquisitions and partnerships with other companies, the company is constantly looking for opportunities to expand its reach. An example of this is the acquisition of Sunshine State Insurance Company in 2018, a Florida-based insurance company specializing in home insurance. In summary, the business model of United Insurance Holdings Corp is designed to provide the best possible coverage for its customers. With a wide range of policies and specializations for different risks, the company is able to provide tailored insurance solutions for each customer. With constant expansion and adaptation to the changing market, UIHC is on the right track to make a lasting impression in the insurance industry.
The expected revenue of American Coastal Insurance is 516.93 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of American Coastal Insurance is 46.82 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of American Coastal Insurance is currently 10.61. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the American Coastal Insurance stock.
The price-to-sales ratio (P/S) of American Coastal Insurance is currently 0.96. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the American Coastal Insurance stock.
The Eulerpool Quality Score for American Coastal Insurance is 5/10.
The ISIN of American Coastal Insurance is US9107101027. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of American Coastal Insurance is A1KAG3. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of American Coastal Insurance is ACIC. The ticker symbol is used to trade American Coastal Insurance shares on the stock exchange.
Over the past 12 months, American Coastal Insurance paid a dividend of 0.50 USD . This corresponds to a dividend yield of about 5.03 %. For the coming 12 months, American Coastal Insurance is expected to pay a dividend of 0.24 USD.
The current dividend yield of American Coastal Insurance is 5.03 %.
American Coastal Insurance pays a dividend, distributed in the months of , , , .
American Coastal Insurance paid dividends every year for the past 1 years.
For the upcoming 12 months, dividends amounting to 0.24 USD are expected. This corresponds to a dividend yield of 2.45 %.
American Coastal Insurance is assigned to the 'Finance' sector.
To receive the latest dividend of American Coastal Insurance from amounting to 0.75 USD, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
In the year 2025, American Coastal Insurance distributed 0.5 USD as dividends.
The dividends of American Coastal Insurance are distributed in USD.
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All fundamentals and in-depth analysis of American Coastal Insurance
Our stock analysis for American Coastal Insurance stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of American Coastal Insurance. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.