Silvergate Capital (SICPQ) Stock Price
Silvergate Capital Price
Over the last 5 years Silvergate Capital grew revenue by 31.4% annually, reaching 175.65 M USD. Earnings per share have grown at 62.1% per year over the last 4 years. For Silvergate Capital, the net margin of 178.9% is up versus 27.8% a few years ago.
Silvergate Capital stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Silvergate Capital over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Silvergate Capital stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Silvergate Capital's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Silvergate Capital Price |
|---|---|
| 7/21/2026 | 0.40 USD |
| 7/20/2026 | 0.38 USD |
| 7/1/2026 | 0.45 USD |
| 6/16/2026 | 0.45 USD |
| 6/15/2026 | 0.49 USD |
| 5/13/2026 | 0.35 USD |
| 5/12/2026 | 0.35 USD |
| 5/11/2026 | 0.35 USD |
| 5/8/2026 | 0.35 USD |
| 5/7/2026 | 0.40 USD |
| 5/6/2026 | 0.35 USD |
| 5/5/2026 | 0.35 USD |
| 5/4/2026 | 0.35 USD |
| 5/3/2026 | 0.35 USD |
Silvergate Capital Revenue, Net Income
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Silvergate Capital Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023e | 2024e | 2025e |
|---|---|---|---|---|---|---|---|---|---|
| 44.00 | 51.00 | 80.00 | 91.00 | 97.00 | 175.00 | -524.00 | – | – | 171.00 |
| – | 15.91 | 56.86 | 13.75 | 6.59 | 80.41 | -399.43 | – | – | – |
| 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | – | – | 100.00 |
| 44.00 | 51.00 | 80.00 | 91.00 | 97.00 | 175.00 | -524.00 | -524.00 | -524.00 | 171.00 |
| 7.00 | 7.00 | 22.00 | 24.00 | 26.00 | 78.00 | -937.00 | – | – | 58.00 |
| – | – | 214.29 | 9.09 | 8.33 | 200.00 | -1,301.28 | – | – | – |
| 31.66 | 18.66 | 18.66 | 18.78 | 19.35 | 27.74 | 31.66 | 31.66 | 31.66 | 31.66 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Silvergate Capital generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Silvergate Capital retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Silvergate Capital's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Silvergate Capital has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Silvergate Capital's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Silvergate Capital stock margins
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Silvergate Capital Revenue per Share, Earnings per Share
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Silvergate Capital business model & stock analysis
Silvergate Capital SWOT Analysis
Strengths
1. Established Brand Reputation: Silvergate Capital Corp has built a strong brand image in the financial industry, gaining trust and credibility among clients and investors.
2. Technological Innovation: The company is known for its innovative approach to banking, leveraging cutting-edge technology to offer modern solutions and services.
3. Specialization in Digital Assets: Silvergate focuses on serving the needs of digital currency companies, allowing it to have a competitive advantage in this emerging and rapidly growing sector.
Weaknesses
1. Dependence on Digital Assets Industry: Silvergate's success heavily relies on the growth and sustainability of the digital assets industry. Any adverse developments in this sector could negatively impact the company.
2. Limited Product Portfolio: While Silvergate specializes in digital assets banking, its product offerings are relatively narrow compared to traditional banks, potentially limiting revenue streams.
3. Regulatory Risks: As a player in the digital assets space, Silvergate faces regulatory uncertainties and potential changes in laws governing cryptocurrencies, which could pose compliance challenges and hinder operations.
Opportunities
1. Growing Digital Assets Industry: The expanding market for digital currencies and blockchain technology presents significant opportunities for Silvergate to attract new clients and increase its market share.
2. Global Expansion: With its strong foundation in the US market, Silvergate has the potential to expand its operations internationally, tapping into untapped markets and diversifying its revenue streams.
3. Partnerships and Collaborations: Collaborating with other key players in the digital assets ecosystem, such as cryptocurrency exchanges or technology providers, can help Silvergate enhance its offerings and expand its customer base.
Threats
1. Intense Competition: The digital assets banking sector is becoming increasingly competitive, with both traditional banks and new fintech startups entering the market, posing a threat to Silvergate's market position.
2. Cybersecurity Risks: As a provider of digital banking services, Silvergate faces the constant risk of cyberattacks and data breaches, which could potentially damage its reputation and erode client trust.
3. Volatility and Uncertainty: The digital assets industry is inherently volatile, with rapid market fluctuations and uncertainties surrounding regulations and adoption. Silvergate must navigate these uncertainties effectively to mitigate risks.
Silvergate Capital Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Silvergate Capital historical P/E ratio, EBIT multiple, and P/S ratio
Silvergate Capital annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Silvergate Capital shares outstanding
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EESG©
Eulerpool ESG Scorecard© for the Silvergate Capital stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Silvergate Capital shareholder structure
| % | Name |
|---|---|
2.80185% | |
0.03816% | |
0.00389% | |
0.00210% | |
0.00176% | |
0.00103% |
Silvergate Capital Executives and Management Board
Ms. Kathleen Fraher
(44)Principal Executive Officer
Mr. Michael Lempres
Independent Chairman of the Board
Ms. Karen Brassfield
(74)Independent Director
Mr. Thomas Dircks
(65)Independent Director
Mr. Paul Colucci
(48)Independent Director
Frequently asked questions about Silvergate Capital
Silvergate Capital Corp is a financial institution that specializes in digital currency businesses. As a leading provider of innovative financial infrastructure solutions, Silvergate enables the secure transfer of funds between investors, businesses, and exchanges involved in the digital currency ecosystem. By offering a range of services including deposit accounts, wire transfers, and custody solutions, Silvergate supports the growth and development of the digital currency industry. With its extensive expertise and industry relationships, Silvergate continues to play a pivotal role in bridging the gap between traditional banking and the emerging digital asset space.
Silvergate Capital stock
Silvergate Capital Peer Group
Silvergate Capital Ticker
Silvergate Capital FIGI
All fundamentals and in-depth analysis of Silvergate Capital
Our stock analysis for Silvergate Capital stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Silvergate Capital. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.