SFSB (SFBI) Stock Price
SFSB Price
Over the last 6 years SFSB grew revenue by 4.9% annually, reaching 5.21 M USD. Earnings per share have grown at 134.4% per year over the last 4 years. For SFSB, the net margin of -173.7% is down versus -101.9% a few years ago.
SFSB stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of SFSB over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how SFSB stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing SFSB's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
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| 7/30/2026 | 0.00 USD |
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SFSB Revenue, Pre-Provision Profit, Net Income
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SFSB Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| Net Interest IncomeM USD |
| Non-Interest IncomeM USD |
| Loan Loss ProvisionsM USD |
| Pre-Provision Profit (PPOP)M USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 |
|---|---|---|---|---|---|---|
| 9.00 | 9.00 | 7.00 | 2.00 | 10.00 | 9.00 | 8.00 |
| – | – | -22.22 | -71.43 | 400.00 | -10.00 | -11.11 |
| 3.62 | 3.28 | 4.14 | 1.60 | 5.43 | 4.90 | 4.18 |
| 0.28 | 0.43 | -2.03 | 0.12 | 0.28 | 0.96 | 1.03 |
| 0.38 | 0.24 | 0.18 | 0.26 | 0.30 | 4.39 | 6.29 |
| 0.42 | 0.42 | -1.74 | 0.28 | 1.20 | -0.76 | -0.69 |
| – | – | -2.00 | – | – | -3.00 | -9.00 |
| – | – | – | – | – | – | 200.00 |
| 2.82 | 2.77 | 2.69 | 2.67 | 2.57 | 2.67 | 2.67 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales SFSB generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue SFSB retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare SFSB's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares SFSB has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against SFSB's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
SFSB stock margins
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SFSB Revenue per Share, Earnings per Share
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SFSB business model & stock analysis
SFSB SWOT Analysis
Strengths
SFSB Inc has several strengths that contribute to its success in the market. One of the key strengths is its strong financial position, which allows the company to invest in research and development and expand its product offerings. Additionally, SFSB Inc has a highly skilled and motivated workforce that is dedicated to delivering high-quality products and services. The company also enjoys a strong reputation and brand image, which helps it attract and retain customers.
Weaknesses
Despite its strengths, SFSB Inc also faces certain weaknesses that can hinder its growth and competitiveness. One of the weaknesses is its limited presence in international markets, which reduces its potential customer base. The company also relies heavily on a few major clients, making it vulnerable to changes in their business or economic downturns. Furthermore, SFSB Inc may struggle with managing its rapid growth, leading to potential operational inefficiencies.
Opportunities
SFSB Inc has several opportunities that it can leverage to expand its business and increase its market share. The growing demand for its products in emerging markets presents an excellent opportunity for the company to establish a presence in those regions. Furthermore, advancements in technology offer SFSB Inc the chance to develop innovative products and stay ahead of its competitors. Additionally, strategic partnerships and collaborations can help the company access new markets and customers.
Threats
Along with opportunities, SFSB Inc must also consider the potential threats to its business. Intense competition in the industry can pose a significant threat, as competitors may offer similar products at lower prices or with better features. Moreover, economic downturns and fluctuations in currency exchange rates can adversely impact the company's financial performance. SFSB Inc also faces the risk of intellectual property theft, which could result in a loss of competitive advantage.
SFSB Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
SFSB historical P/E ratio, EBIT multiple, and P/S ratio
SFSB annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
SFSB shares outstanding
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SFSB Executives and Management Board
Philip Logan
(57)Chairman of the Board, President, Chief Executive Officer
Charles Wagner
(56)Executive Vice President, Secretary, Director
Sophie Wittelsberger
(51)Chief Financial Officer, Vice President
J. Benson Brown
(47)Director
Thomas Drechsler
(50)Director
Frequently asked questions about SFSB
The business model of SFSB Inc revolves around providing reliable and innovative solutions in the financial services sector. SFSB Inc focuses on delivering comprehensive investment advisory, asset management, and wealth management services. Through their expertise and cutting-edge technology, SFSB Inc aims to deliver personalized financial solutions to their clients. With a strong emphasis on risk management and strategic investment strategies, SFSB Inc strives to help individuals and businesses achieve their financial goals. By constantly adapting to market dynamics and leveraging their extensive industry knowledge, SFSB Inc remains committed to delivering exceptional value and building long-term partnerships with their clients.
SFSB stock
SFSB Peer Group
SFSB Ticker
SFSB FIGI
All fundamentals and in-depth analysis of SFSB
Our stock analysis for SFSB stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SFSB. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.