Republic Bancorp (RBCAA) Stock Price

Republic Bancorp Price

NASDAQ·CLOSED
97.11USD-1.96 (-2.00 %)
Market closed

Over the last 19 years Republic Bancorp grew revenue by 7.9% annually, reaching 521.34 M USD. Earnings per share have grown at 8.7% per year over the last 19 years. For Republic Bancorp, the net margin of 25.2% is down versus 28.3% a few years ago. At today's price the dividend yield works out to roughly 1.86%. The payout ratio is around 27% of earnings. The dividend has grown at 8.5% per year over the past 19 years. The consensus 12-month price target for Republic Bancorp is 79.56 USD, about 18.1% below where the stock trades today. Of 9 analysts, 0 rate the stock a buy — an overall Sell consensus. The stock trades about 49% above its 52-week low.

Republic Bancorp stock price

Volume
Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Republic Bancorp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Republic Bancorp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Republic Bancorp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Republic Bancorp Stock Price History
DateRepublic Bancorp Price
8/12/202697.11 USD
8/11/202699.07 USD
8/10/202697.45 USD
8/7/202699.19 USD
8/6/202699.62 USD
8/5/2026100.88 USD
8/4/2026100.78 USD
8/3/202699.52 USD
7/31/202699.54 USD
7/30/202698.44 USD
7/29/2026100.76 USD
7/27/202696.29 USD
7/23/202690.76 USD
7/22/202690.61 USD
7/21/202691.28 USD
7/20/202690.83 USD
7/17/202690.91 USD
7/16/202692.32 USD
7/15/202689.34 USD
7/14/202688.48 USD
7/13/202688.53 USD
7/10/202688.15 USD
7/9/202688.50 USD
7/8/202688.53 USD
7/7/202690.25 USD
7/6/202691.04 USD
7/2/202691.50 USD
7/1/202692.81 USD
6/30/202690.43 USD
6/29/202688.96 USD
6/26/202689.38 USD
6/25/202688.07 USD
6/24/202687.87 USD
6/23/202687.14 USD
6/22/202686.00 USD
6/18/202685.81 USD
6/17/202685.25 USD
6/16/202685.29 USD
6/15/202686.47 USD
6/12/202688.48 USD
6/11/202687.75 USD
6/10/202687.37 USD
6/9/202686.17 USD
6/8/202684.87 USD
6/5/202684.79 USD
6/4/202683.21 USD
6/3/202680.36 USD
6/2/202681.20 USD
6/1/202679.76 USD
5/29/202680.76 USD
5/28/202679.31 USD
5/27/202680.50 USD
5/26/202679.73 USD
5/22/202680.25 USD
5/21/202678.56 USD
5/20/202678.28 USD
5/19/202677.55 USD
5/18/202677.05 USD
5/15/202675.48 USD
5/14/202676.67 USD
5/13/202675.87 USD
5/12/202676.03 USD
5/11/202676.17 USD
5/8/202677.39 USD
5/7/202676.82 USD
5/6/202676.97 USD
5/5/202676.48 USD
5/4/202675.81 USD
5/1/202676.28 USD
4/30/202675.73 USD
4/29/202674.96 USD
4/28/202676.37 USD
4/27/202675.14 USD
4/24/202673.39 USD
4/23/202676.82 USD
4/22/202672.46 USD
4/21/202673.52 USD
4/20/202675.19 USD
4/17/202675.47 USD
4/16/202673.08 USD
4/15/202673.44 USD
4/14/202674.41 USD
4/13/202673.87 USD
4/10/202674.57 USD
4/9/202675.24 USD
4/8/202673.04 USD
4/7/202671.96 USD
4/6/202671.94 USD
4/2/202671.85 USD
4/1/202670.96 USD
3/31/202670.55 USD
3/30/202669.90 USD
3/27/202669.21 USD
3/26/202669.64 USD
3/25/202668.75 USD
3/24/202669.00 USD
3/23/202669.29 USD
3/20/202666.81 USD
3/19/202668.35 USD
3/18/202668.35 USD
3/17/202668.70 USD
3/16/202669.37 USD
3/13/202668.52 USD
3/12/202668.80 USD
3/11/202668.01 USD
3/10/202668.66 USD
3/9/202668.42 USD
3/6/202668.87 USD
3/5/202668.64 USD
3/4/202670.54 USD
3/3/202669.72 USD
3/2/202669.80 USD
2/27/202669.00 USD
2/26/202671.20 USD
2/25/202670.95 USD
2/24/202669.14 USD
2/23/202669.45 USD
2/20/202671.88 USD
2/19/202671.67 USD
2/18/202671.95 USD
2/17/202672.88 USD
2/13/202672.30 USD
2/12/202672.26 USD
2/11/202672.18 USD
2/10/202672.48 USD
2/9/202673.20 USD
2/6/202674.15 USD
2/5/202674.41 USD
2/4/202674.17 USD
2/3/202673.27 USD
2/2/202673.42 USD
1/30/202672.61 USD
1/29/202671.40 USD
1/28/202670.26 USD
1/27/202670.82 USD
1/26/202671.43 USD
1/23/202671.63 USD
1/22/202675.06 USD
1/21/202674.92 USD
1/20/202671.36 USD
1/16/202672.43 USD
1/15/202672.96 USD
1/14/202670.98 USD
1/13/202669.65 USD
1/12/202669.26 USD
1/9/202669.95 USD
1/8/202670.01 USD
1/7/202667.98 USD
1/6/202668.59 USD
1/5/202668.64 USD
1/2/202668.01 USD
12/31/202568.99 USD
12/30/202569.11 USD
12/29/202569.93 USD
12/26/202570.03 USD
12/24/202570.31 USD
12/23/202570.21 USD
12/22/202571.62 USD
12/19/202572.35 USD
12/18/202574.85 USD
12/17/202574.31 USD
12/16/202573.83 USD
12/15/202574.29 USD
12/12/202574.28 USD
12/11/202573.91 USD
12/10/202573.07 USD
12/9/202569.92 USD
12/8/202568.92 USD
12/5/202569.07 USD
12/4/202568.95 USD
12/3/202570.42 USD
12/2/202568.21 USD
12/1/202568.96 USD
11/28/202569.01 USD
11/26/202569.04 USD
11/25/202569.03 USD
11/24/202567.20 USD
11/21/202567.83 USD
11/20/202565.68 USD
11/19/202565.78 USD
11/18/202565.11 USD
11/17/202564.96 USD
11/14/202566.94 USD
11/13/202566.94 USD
11/12/202566.67 USD
11/11/202566.89 USD
11/10/202565.54 USD
11/7/202565.67 USD
11/6/202565.56 USD
11/5/202566.41 USD
11/4/202565.31 USD
11/3/202565.45 USD
10/31/202565.90 USD
10/30/202566.38 USD
10/29/202566.21 USD
10/28/202567.86 USD
10/27/202568.25 USD
10/24/202569.70 USD
10/23/202569.08 USD
10/22/202569.98 USD
10/21/202568.28 USD
10/20/202569.96 USD
10/17/202569.51 USD
10/16/202568.42 USD
10/15/202571.46 USD
10/14/202571.52 USD
10/13/202570.09 USD
10/10/202568.72 USD
10/9/202570.70 USD
10/8/202571.03 USD
10/7/202570.74 USD
10/6/202572.28 USD
10/3/202571.76 USD
10/2/202570.85 USD
10/1/202571.35 USD
9/30/202572.25 USD
9/29/202572.26 USD
9/28/202572.26 USD
9/25/202573.83 USD
9/24/202573.41 USD
9/23/202574.29 USD
9/22/202574.23 USD
9/19/202574.79 USD
9/18/202577.31 USD
9/17/202575.09 USD
9/16/202574.73 USD
9/15/202575.50 USD
9/12/202575.86 USD
9/11/202577.07 USD
9/10/202576.47 USD
9/9/202575.96 USD
9/8/202577.06 USD
9/5/202576.83 USD
9/4/202577.77 USD
9/3/202575.99 USD
9/2/202576.48 USD
8/29/202576.74 USD
8/28/202576.98 USD
8/27/202577.02 USD
8/26/202576.86 USD
8/25/202575.94 USD
8/22/202576.24 USD
8/21/202572.58 USD
8/20/202572.54 USD
8/19/202572.30 USD
8/18/202572.17 USD
8/15/202571.55 USD
8/14/202572.56 USD
Access this data via the Eulerpool API
Get Free API Key

Republic Bancorp Revenue, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2020
335.01 M USD
83.25 M USD
Jan 1, 2021
310.02 M USD
87.61 M USD
Jan 1, 2022
316.22 M USD
91.11 M USD
Jan 1, 2023
421.56 M USD
90.37 M USD
Jan 1, 2024
499.79 M USD
101.37 M USD
Jan 1, 2025
521.34 M USD
131.32 M USD
Jan 1, 2026 (e)
417.40 M USD
136.19 M USD
Jan 1, 2027 (e)
433.50 M USD
134.83 M USD

Republic Bancorp Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 14, 2026, 8:48 AM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
201220132014201520162017201820192020202120222023202420252026e2027e
288.00176.00171.00186.00227.00273.00315.00343.00335.00310.00316.00421.00499.00521.00417.00433.00
-6.80-38.89-2.848.7722.0420.2615.388.89-2.33-7.461.9433.2318.534.41-19.963.84
86.8186.3686.5587.1085.4682.4280.3279.3084.4893.2390.5172.6864.9373.9073.9073.90
250.00152.00148.00162.00194.00225.00253.00272.00283.00289.00286.00306.00324.00385.00308.15319.97
119.0025.0028.0035.0045.0045.0077.0091.0083.0087.0091.0090.00101.00131.00136.00134.00
26.60-78.9912.0025.0028.57–71.1118.18-8.794.824.60-1.1012.2229.703.82-1.47
1.750.690.740.780.830.870.971.061.141.231.361.501.631.801.982.17
191.67-60.577.255.415.136.1011.499.287.557.8910.5710.298.6710.4310.009.60
21.0220.9020.9220.9520.9421.2621.1121.1321.0720.3819.9819.6719.7819.8019.8019.80
Details

Income Statement Key Figures

ⓘ

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Republic Bancorp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Republic Bancorp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Republic Bancorp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Republic Bancorp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Republic Bancorp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Republic Bancorp stock margins

The Republic Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Republic Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Republic Bancorp.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Profit margin
Details
Date
Profit margin
Jan 1, 2020
24.85 %
Jan 1, 2021
28.26 %
Jan 1, 2022
28.81 %
Jan 1, 2023
21.44 %
Jan 1, 2024
20.28 %
Jan 1, 2025
25.19 %
Jan 1, 2026 (e)
32.63 %
Jan 1, 2027 (e)
31.10 %

Republic Bancorp Revenue per Share, Earnings per Share

The Republic Bancorp earnings per share therefore indicates how much revenue Republic Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
15.90 USD
3.95 USD
Jan 1, 2021
15.21 USD
4.30 USD
Jan 1, 2022
15.83 USD
4.56 USD
Jan 1, 2023
21.43 USD
4.59 USD
Jan 1, 2024
25.27 USD
5.13 USD
Jan 1, 2025
26.33 USD
6.63 USD
Jan 1, 2026 (e)
21.36 USD
6.97 USD
Jan 1, 2027 (e)
22.19 USD
6.90 USD

Republic Bancorp business model & stock analysis

Republic Bancorp Inc. is an American financial services company headquartered in Louisville, Kentucky. The company was founded in 1982 and is listed on the NASDAQ stock exchange. The bank operates over 40 branches in seven US states and offers a wide range of financial services for personal and business customers. The history of Republic Bancorp began in the mid-1980s when Steve Trager founded the company. Trager had previously worked at the National City Bank of Kentucky and wanted to create a financial institution that focused on the needs of personal customers. Republic Bancorp grew rapidly and opened branches in various states in the following years, including Indiana, Florida, and Tennessee. Over time, the range of services expanded, and the company also expanded its offerings for business customers. The business model of Republic Bancorp is based on a combination of traditional banking and innovative financial services. The bank offers classic banking products such as savings accounts, credit cards, and loans, but also has its own wealth management and investment advisory department. In addition, Republic Bancorp has developed a range of specialized products and services to meet the changing needs of customers. These include mobile banking, innovative payment solutions, and online wealth management tools. In addition to the traditional banking business, the various divisions of Republic Bancorp include Republic Bank & Trust Company, Republic Finance LLC, and Republic Processing Group LLC. Republic Bank & Trust Company focuses on offering banking services to personal and business customers, while Republic Finance LLC specializes in lending. Republic Processing Group LLC, on the other hand, offers payment processing solutions for businesses. In addition to traditional banking services, Republic Bancorp also offers various innovative solutions for the digital age. An example of this is the Mobile Banking app, which allows customers to conveniently check their account balances and make transfers on the go. The bank also offers online tools for wealth management and investment advisory. In addition, Republic Bancorp offers specialized products for specific target groups, such as student accounts, retirement plans, and business loans. Republic Bancorp places great importance on building strong customer relationships and emphasizes personalized and individualized advice. The customer is always at the center for the company, and they strive to achieve a high level of customer satisfaction. This is also reflected in the numerous awards that Republic Bancorp has received in recent years. For example, the bank was recognized by Forbes Magazine as one of the best banks in the United States. In summary, Republic Bancorp is an innovative and dynamic financial services company that offers its customers a wide range of services and products. By combining traditional banking with innovative solutions for the digital age, the company aims to meet the changing needs of its customers. The high commitment to customer relationships and personalized advice are important foundations for the success of Republic Bancorp.

Republic Bancorp SWOT Analysis

Strengths

Republic Bancorp Inc possesses several strengths that contribute to its success in the market:

  • 1. Established Brand: Republic Bancorp Inc has built a strong and recognized brand presence in the finance industry.
  • 2. Diverse Product Portfolio: The company offers a wide range of financial products and services, catering to varied customer needs.
  • 3. Strong Customer Relationships: Republic Bancorp Inc has a loyal customer base, fostered through excellent customer service and personalized solutions.
  • 4. Efficient Operations: The company maintains efficient processes and systems, enabling smooth operations and cost-effective services.

Despite its strengths, Republic Bancorp Inc also faces certain weaknesses that need to be addressed:

  • 1. Limited Geographic Presence: The company's operations are primarily focused within specific regions, hindering potential market expansion.
  • 2. Vulnerable to Economic Fluctuations: Republic Bancorp Inc's profitability is affected by economic downturns and market uncertainties, making it susceptible to financial risks.
  • 3. Reliance on Interest Income: The company heavily relies on interest income, leaving it exposed to interest rate fluctuations and regulatory changes.
  • 4. Limited Technology Integration: Republic Bancorp Inc lags behind competitors regarding technological advancements, impacting its competitiveness in digital banking.

Republic Bancorp Inc can leverage the following opportunities to enhance its growth potential:

  • 1. Market Expansion: The company can explore new geographical markets and expand its customer base, diversifying its revenue streams.
  • 2. Digitization and Innovation: Investing in advanced technology and digital solutions can improve customer experience and attract tech-savvy customers.
  • 3. Strategic Partnerships: Establishing strategic alliances or partnerships with fintech companies can help Republic Bancorp Inc stay competitive in the rapidly evolving financial sector.
  • 4. Mergers and Acquisitions: Acquisition of smaller financial institutions can accelerate the company's growth and increase market share.

Republic Bancorp Inc faces certain threats that may impede its progress:

  • 1. Intense Competition: The financial market is highly competitive, with numerous players vying for market share.
  • 2. Regulatory Environment: Frequent changes in regulations and compliance requirements may pose challenges to Republic Bancorp Inc's operations.
  • 3. Economic Instability: Economic downturns, recessions, or financial crises can significantly impact the stability and profitability of the company.
  • 4. Changing Customer Preferences: Shifts in customer preferences and expectations may require Republic Bancorp Inc to adapt and invest in new product offerings or services.

Weaknesses

Despite its strengths, Republic Bancorp Inc also faces certain weaknesses that need to be addressed:

  • 1. Limited Geographic Presence: The company's operations are primarily focused within specific regions, hindering potential market expansion.
  • 2. Vulnerable to Economic Fluctuations: Republic Bancorp Inc's profitability is affected by economic downturns and market uncertainties, making it susceptible to financial risks.
  • 3. Reliance on Interest Income: The company heavily relies on interest income, leaving it exposed to interest rate fluctuations and regulatory changes.
  • 4. Limited Technology Integration: Republic Bancorp Inc lags behind competitors regarding technological advancements, impacting its competitiveness in digital banking.

Republic Bancorp Inc can leverage the following opportunities to enhance its growth potential:

  • 1. Market Expansion: The company can explore new geographical markets and expand its customer base, diversifying its revenue streams.
  • 2. Digitization and Innovation: Investing in advanced technology and digital solutions can improve customer experience and attract tech-savvy customers.
  • 3. Strategic Partnerships: Establishing strategic alliances or partnerships with fintech companies can help Republic Bancorp Inc stay competitive in the rapidly evolving financial sector.
  • 4. Mergers and Acquisitions: Acquisition of smaller financial institutions can accelerate the company's growth and increase market share.

Republic Bancorp Inc faces certain threats that may impede its progress:

  • 1. Intense Competition: The financial market is highly competitive, with numerous players vying for market share.
  • 2. Regulatory Environment: Frequent changes in regulations and compliance requirements may pose challenges to Republic Bancorp Inc's operations.
  • 3. Economic Instability: Economic downturns, recessions, or financial crises can significantly impact the stability and profitability of the company.
  • 4. Changing Customer Preferences: Shifts in customer preferences and expectations may require Republic Bancorp Inc to adapt and invest in new product offerings or services.

Opportunities

Republic Bancorp Inc can leverage the following opportunities to enhance its growth potential:

  • 1. Market Expansion: The company can explore new geographical markets and expand its customer base, diversifying its revenue streams.
  • 2. Digitization and Innovation: Investing in advanced technology and digital solutions can improve customer experience and attract tech-savvy customers.
  • 3. Strategic Partnerships: Establishing strategic alliances or partnerships with fintech companies can help Republic Bancorp Inc stay competitive in the rapidly evolving financial sector.
  • 4. Mergers and Acquisitions: Acquisition of smaller financial institutions can accelerate the company's growth and increase market share.

Republic Bancorp Inc faces certain threats that may impede its progress:

  • 1. Intense Competition: The financial market is highly competitive, with numerous players vying for market share.
  • 2. Regulatory Environment: Frequent changes in regulations and compliance requirements may pose challenges to Republic Bancorp Inc's operations.
  • 3. Economic Instability: Economic downturns, recessions, or financial crises can significantly impact the stability and profitability of the company.
  • 4. Changing Customer Preferences: Shifts in customer preferences and expectations may require Republic Bancorp Inc to adapt and invest in new product offerings or services.

Threats

Republic Bancorp Inc faces certain threats that may impede its progress:

  • 1. Intense Competition: The financial market is highly competitive, with numerous players vying for market share.
  • 2. Regulatory Environment: Frequent changes in regulations and compliance requirements may pose challenges to Republic Bancorp Inc's operations.
  • 3. Economic Instability: Economic downturns, recessions, or financial crises can significantly impact the stability and profitability of the company.
  • 4. Changing Customer Preferences: Shifts in customer preferences and expectations may require Republic Bancorp Inc to adapt and invest in new product offerings or services.

Republic Bancorp Employees

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Republic Bancorp Employees
Details
Date
Republic Bancorp Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Republic Bancorp Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Republic Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

Republic Bancorp annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Republic Bancorp shares outstanding

The number of shares of Republic Bancorp was 19.8 M in 2025. This indicates how many shares Republic Bancorp is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
21.07 M Stocks
Jan 1, 2021
20.38 M Stocks
Jan 1, 2022
19.98 M Stocks
Jan 1, 2023
19.67 M Stocks
Jan 1, 2024
19.78 M Stocks
Jan 1, 2025
19.80 M Stocks
Jan 1, 2026 (e)
19.80 M Stocks
Jan 1, 2027 (e)
19.80 M Stocks

Republic Bancorp stock splits

In Republic Bancorp's history, there have been no stock splits.

Republic Bancorp Dividend History

29 years of dividend payments · 12 consecutive increases

YearAnnual DividendYoY ChangePayments
20261.48USDYTD—3×
Mar 20, 20260.50USD↑ 9.8%1/3
Jun 18, 20260.50USD 0.0%2/3
Sep 18, 2026Declared0.50USD 0.0%3/3
20251.80USD↑ 10.8%4×
Mar 21, 20250.45USD↑ 10.8%1/4
Jun 20, 20250.45USD 0.0%2/4
Sep 19, 20250.45USD 0.0%3/4
Dec 19, 20250.45USD 0.0%4/4
20241.63USD↑ 8.8%4×
20231.50USD↑ 9.7%4×
20221.36USD↑ 10.7%4×
20211.23USD↑ 7.7%4×
20201.14USD↑ 8.3%4×
20191.06USD↑ 9.1%4×
20180.97USD↑ 11.4%4×
20170.87USD↑ 5.3%4×

Republic Bancorp dividend history and estimates

In 2025, Republic Bancorp paid a dividend amounting to 1.80 USD. Dividend means that Republic Bancorp distributes a portion of its profits to its owners.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2020
1.14 USD
0.00 USD
0.00 USD
Jan 1, 2021
1.23 USD
0.00 USD
0.00 USD
Jan 1, 2022
1.36 USD
0.00 USD
0.00 USD
Jan 1, 2023
1.50 USD
0.00 USD
0.00 USD
Jan 1, 2024
1.63 USD
0.00 USD
0.00 USD
Jan 1, 2025
1.80 USD
0.00 USD
0.00 USD
Jan 1, 2026 (e)
1.49 USD
0.50 USD
0.00 USD
Jan 1, 2027 (e)
0.00 USD
2.17 USD
0.00 USD

Republic Bancorp dividend payout ratio

In 2025, Republic Bancorp had a payout ratio of 27.20%. The payout ratio indicates the percentage of the company's profits that Republic Bancorp distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
28.96 %
Jan 1, 2021
28.66 %
Jan 1, 2022
29.91 %
Jan 1, 2023
32.57 %
Jan 1, 2024
31.76 %
Jan 1, 2025
27.20 %
Jan 1, 2026 (e)
28.41 %
Jan 1, 2027 (e)
31.43 %

Current Republic Bancorp forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
0.00 % (0)
Hold
44.44 % (4)
Sell
55.56 % (5)
12M Price Target
79.56
Last Price
97.11
Currency
USD
12M Return Potential
-18.07 %
LTM Return
0 %

Republic Bancorp Analyst Rating Actions

DateFirmActionRatingReliability
1/12/2023
Piper Sandler
Piper Sandler
UpgradeNeutralOverweight51
7/25/2022
Piper Sandler
Piper Sandler
DowngradeOverweightNeutral51
3/14/2022
Piper Sandler
Piper Sandler
MaintainedOverweight51
1/22/2015
Hilliard Lyons
Hilliard Lyons
MaintainedLong Term BuyBuy–
9/21/2012
Hilliard Lyons
Hilliard Lyons
DowngradeBuyNeutral–
5/23/2012
Hilliard Lyons
Hilliard Lyons
UpgradeNeutralBuy–

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Republic Bancorp Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/17/20261.52USD-81.68 MUSD-2026 Q2
4/22/20261.76USD-86.11 MUSD-2026 Q1
2/10/20261.40USD-79.46 MUSD-2025 Q4
4/18/20241.16USD-91.67 MUSD-2024 Q1
1/25/20240.75USD-66.85 MUSD-2023 Q4
7/20/20231.08USD-61.61 MUSD-2023 Q2
4/19/20231.59USD-88.30 MUSD-2023 Q1
1/26/20230.97USD-60.14 MUSD-2022 Q4
10/21/20220.76USD-54.30 MUSD-2022 Q3
7/22/20221.14USD-52.17 MUSD-2022 Q2
...

EESG©

Eulerpool ESG Scorecard© for the Republic Bancorp stock

32/100
34
Environment
46
Social
16
Governance
E

Environment

20
Scope 1 - Direct Emissions—
Scope 2 - Indirect emissions from purchased energy—
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions—
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Republic Bancorp shareholder structure

% Name
4.75111%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
3.88394%
BLACKROCK, INC.
BLACKROCK, INC.
1.95361%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
1.79142%
MORGAN STANLEY
MORGAN STANLEY
1.54705%
AMERICAN CENTURY COMPANIES INC
AMERICAN CENTURY COMPANIES INC
1.33711%
STATE STREET CORP
STATE STREET CORP
...

Republic Bancorp Beneficial Ownership Filings (SEC 13D/G)

Free Float
51.1%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
50.90%
Steven E. Trager
Steven E. Trager
SEC ↗
5.40%
30-0447847
30-0447847
SEC ↗
5.00%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
4.20%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗

Republic Bancorp Executives and Management Board

25 members · avg. age 57 · 28 % women

LP

Mr. Logan Pichel (60)

Director, President and Chief Executive Officer of Republic Bank & Trust Company · since 2020

1.87 M USD

Management

ST

Mr. Steven Trager (64)

Executive Chairman of the Board, Chief Executive Officer · since 1998

907,530.00 USD
WN

Mr. William Nelson (61)

President of Republic Bank & Trust Company - Republic Processing Group

787,594.00 USD
JS

Mr. Jeffrey Starke (47)

Executive Vice President of Republic Bank & Trust Company, Chief Information and Operating Officer

748,931.00 USD
JR

Mr. John Rippy (64)

Assistant Secretary of the Company and the Bank, Executive Vice President of Republic Bank & Trust Company, Chief Risk Officer · since 2018

731,585.00 USD
KS

Mr. Kevin Sipes (53)

Chief Financial Officer, Executive Vice President, Chief Accounting Officer

719,650.00 USD
JM

Mr. Juan Montano (55)

Executive Vice President of Republic Bank & Trust Company, Chief Mortgage Banking Officer · since 2018

697,258.00 USD

Board of Directors

DF

Mr. David Feaster (71)

Director

122,864.00 USD
MV

Mr. Mark Vogt (56)

Independent Director · since 1998

71,950.00 USD
WM

Mr. W. Patrick Mulloy (71)

Independent Director

69,950.00 USD
JG

Ms. Jennifer Green (40)

Independent Director

68,950.00 USD
EM

Mr. Ernest Marshall (56)

Independent Director

63,950.00 USD
TH

Mr. Timothy Huval (58)

Independent Director

58,950.00 USD

Frequently asked questions about Republic Bancorp

The business model of Republic Bancorp Inc. is primarily focused on providing a full range of banking services to individuals and businesses. The company operates through its banking subsidiary, Republic Bank & Trust Company, which offers various financial products such as traditional checking and savings accounts, loans, mortgages, and investment services. Republic Bancorp Inc. aims to establish strong relationships with its customers by offering personalized and innovative banking solutions. Additionally, the company strives to maintain a strong presence in the communities it serves and is committed to delivering exceptional customer service and financial expertise.

Republic Bancorp Inc is primarily active in the banking and financial services industry.

Some of the main competitors of Republic Bancorp Inc in the market include PNC Financial Services Group, Fifth Third Bancorp, and Independent Bank Corporation.

Republic Bancorp Inc. is a leading financial institution founded in 1977 and headquartered in Louisville, Kentucky. With a rich history spanning over four decades, the company has become a trusted player in the banking industry. Republic Bancorp operates through its subsidiary, Republic Bank & Trust Company, which offers a comprehensive range of banking and financial services to personal, business, and retail customers. As an established entity, Republic Bancorp Inc. has earned a strong reputation for its commitment to customer satisfaction and financial expertise. By providing innovative and responsive solutions, the company has successfully positioned itself as a reliable partner for individuals and businesses alike.

Republic Bancorp Inc has achieved several significant milestones throughout its history. Founded in 1977, the company has grown to become one of the leading financial institutions in the United States. Republic Bancorp Inc has successfully expanded its services and branch network, offering a comprehensive range of banking products and solutions to its customers. It has consistently delivered strong financial performance, with steady revenue growth and profitability. The company's commitment to customer satisfaction and its strong focus on innovation have contributed to its success. Republic Bancorp Inc continues to be recognized for its excellence in the financial industry, making it a trusted and reliable choice for investors.

Republic Bancorp Inc is primarily present in the United States.

Republic Bancorp Inc represents values of trust, integrity, and customer service excellence. With a strong corporate philosophy focused on building lasting relationships, Republic Bancorp strives to provide innovative financial solutions and consistently deliver shareholder value. Committed to the communities they serve, the company prioritizes community involvement and giving back. Republic Bancorp Inc ensures a personalized approach to banking, offering a wide range of products and services to meet the diverse needs of individuals, businesses, and institutions. Through its dedication to ethical practices and customer satisfaction, Republic Bancorp Inc has established itself as a reputable financial institution in the market.

Analysts currently set an average price target of 79.56 USD for the Republic Bancorp stock (median: 79.56 USD), implying -18.1 % versus the latest price. The consensus is based on 9 analyst ratings.

Republic Bancorp Analyst Price Targets 2026

9 analysts currently rate the Republic Bancorp stock: 0 recommend buying, 4 holding and 5 selling. For 2026, analysts expect Republic Bancorp to generate revenue of 417.40 M USD and earnings per share of 6.88 USD.

Republic Bancorp Analyst Price Targets 2026

Converted at the current exchange rate, the Republic Bancorp share trades at 84.21 EUR (97.11 USD).

The Republic Bancorp share (RBCAA) is listed on 1 stock exchanges, including: NASDAQ (RBCAA).

Republic Bancorp Inc. is a financial company founded in 1974 and headquartered in Louisville, Kentucky. The company is a holding company for Republic Bank & Trust Company and Republic Bank. Republic Bancorp Inc. offers a variety of financial products and services, divided into three main business segments: Retail Banking, Wealth Management, and Tax Refund Solutions.

The expected revenue of Republic Bancorp is 417.40 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Republic Bancorp is 136.19 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Republic Bancorp is currently 14.12. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Republic Bancorp stock.

The price-to-sales ratio (P/S) of Republic Bancorp is currently 4.61. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Republic Bancorp stock.

The Eulerpool Quality Score for Republic Bancorp is 7/10.

The ISIN of Republic Bancorp is US7602812049. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Republic Bancorp is 915683. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Republic Bancorp is RBCAA. The ticker symbol is used to trade Republic Bancorp shares on the stock exchange.

Over the past 12 months, Republic Bancorp paid a dividend of 1.80 USD . This corresponds to a dividend yield of about 1.86 %. For the coming 12 months, Republic Bancorp is expected to pay a dividend of 2.17 USD.

The current dividend yield of Republic Bancorp is 1.86 %.

Republic Bancorp pays a dividend, distributed in the months of , , , .

Republic Bancorp paid dividends every year for the past 28 years.

For the upcoming 12 months, dividends amounting to 2.17 USD are expected. This corresponds to a dividend yield of 2.23 %.

Republic Bancorp is assigned to the 'Finance' sector.

To receive the latest dividend of Republic Bancorp from amounting to 0.5 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Republic Bancorp distributed 1.63 USD as dividends.

The dividends of Republic Bancorp are distributed in USD.

All fundamentals and in-depth analysis of Republic Bancorp

Our stock analysis for Republic Bancorp stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Republic Bancorp. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

Republic Bancorp Stock
Republic Bancorp Revenue→
Republic Bancorp Stock
Republic Bancorp Net Income→
Republic Bancorp Stock
Republic Bancorp P/E→
Republic Bancorp Stock
Republic Bancorp P/S→
Republic Bancorp Stock
Republic Bancorp EBIT→
Republic Bancorp Stock
Republic Bancorp Dividend→
Republic Bancorp Stock
Republic Bancorp Directors Dealings→
Republic Bancorp Stock
Republic Bancorp Stocks→
Republic Bancorp Stock
Republic Bancorp Market capitalization→
Republic Bancorp Stock
Republic Bancorp Debt→
Republic Bancorp Stock
Republic Bancorp Liabilities→
Republic Bancorp Stock
Republic Bancorp Equity→
Republic Bancorp Stock
Republic Bancorp AAQS→
Republic Bancorp Stock
Republic Bancorp Employees→
Republic Bancorp Stock
Republic Bancorp ROE→
Republic Bancorp Stock
Republic Bancorp ROA→
Republic Bancorp Stock
Republic Bancorp ROCE→
Republic Bancorp Stock
Republic Bancorp News→
Republic Bancorp Stock
Republic Bancorp Analyst Price Targets→

Finance Stocks

Republic First BancorpRepco Home FinanceResimac GroupRenta 4 BancoResona HoldingsRendong Holdings Group CoRevoluGROUP CanadaRenasantRH BopheloRenaissancere HoldingsRhinebeck BancorpRemgroAll Stocks A–Z →