Paya Holdings (PAYA) Stock Price
Paya Holdings Price
Paya Holdings (PAYA) Stock | ISIN US70434P1030. Paya Holdings operates in the Information technology sector.
Paya Holdings stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Paya Holdings over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Paya Holdings stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Paya Holdings's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
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Paya Holdings Revenue, EBIT, Net Income
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Paya Holdings Income Statement, Balance Sheet, Cash Flow Statement
| REVENUE (M USD) |
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| REVENUE GROWTH (%) |
| GROSS MARGIN (%) |
| GROSS INCOME (M USD) |
| NET INCOME (M USD) |
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| SHARES (M) |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Paya Holdings generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Paya Holdings retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Paya Holdings's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Paya Holdings has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Paya Holdings's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Paya Holdings stock margins
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Paya Holdings Stock Revenue, EBIT, Earnings per Share
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Paya Holdings business model & stock analysis
Paya Holdings SWOT Analysis
Strengths
Paya Holdings Inc has a strong market presence and brand reputation, allowing it to attract potential customers and retain existing ones.
The company offers a wide range of payment processing solutions, catering to various industries and needs, which enhances its competitiveness in the market.
Paya has established strategic partnerships with leading technology companies, enabling it to leverage innovative technologies and stay ahead of the competition.
Weaknesses
Paya Holdings Inc may face challenges in keeping up with rapidly evolving technologies, which could impact its ability to offer cutting-edge solutions.
The company's overall market share is relatively smaller compared to some of its major competitors, potentially limiting its negotiating power with vendors and partners.
Paya could experience difficulties in expanding its customer base, especially in highly saturated markets where there are already established players.
Opportunities
The increasing adoption of online and mobile payments presents a significant growth opportunity for Paya, as it can develop and offer solutions tailored to this market segment.
Expanding into international markets where there is a growing demand for reliable payment processing services can provide new revenue streams for the company.
Strategic partnerships with emerging fintech companies can help Paya incorporate innovative technologies into its offerings and stay competitive in the industry.
Threats
Intense competition from established payment processors and new market entrants could pose a threat to Paya's market position and profitability.
Changes in government regulations and compliance requirements regarding payment processing can create operational challenges and increase costs for the company.
Security breaches and cyber attacks targeting payment processing systems pose a significant threat to Paya's reputation and can result in financial losses.
Paya Holdings Segments
Paya Holdings Revenue by Segment (1/2)
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Paya Holdings Revenue by Segment (2/2)
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Paya Holdings Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Paya Holdings historical P/E ratio, EBIT multiple, and P/S ratio
Paya Holdings annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Paya Holdings shares outstanding
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Paya Holdings Earnings Estimates
Paya Holdings Earnings Estimates
| Date | EPS estimate | Revenue Estimate | Quarterly report |
|---|---|---|---|
| 11/4/2022 | 0.1USD | 71.46 MUSD | 2022 Q3 |
Paya Holdings shareholder structure
| % | Name |
|---|---|
35.78154% | |
7.66817% | |
5.40228% | |
4.12609% | |
3.94526% | |
3.9336% | |
3.41498% | |
2.74504% | |
2.53033% | |
2.32354% |
Paya Holdings Executives and Management Board
Ms. Michele Shepard
(55)Chief Commercial Officer
Mr. Benjamin Weiner
(32)Chief Strategy Officer
Mr. Jeffrey Hack
(57)Chief Executive Officer, Director · since 2018
Mr. Glenn Renzulli
(43)Chief Financial Officer
Mr. Oni Chukwu
(64)Independent Director
Frequently asked questions about Paya Holdings
Paya Holdings Inc is a leading provider of integrated payment and commerce solutions. Their business model focuses on offering innovative technology solutions that enable businesses to accept payments, streamline operations, and enhance customer engagement. By leveraging their robust platform, Paya caters to various industries such as healthcare, education, nonprofit, and more. With a commitment to delivering secure and scalable payment solutions, Paya empowers businesses to optimize their operations, increase revenue, and improve overall efficiency. As a trusted payment partner, Paya Holdings Inc combines cutting-edge technology with exceptional customer support to ensure seamless payment experiences for businesses and their customers.
Paya Holdings stock
Paya Holdings Peer Group
Paya Holdings Ticker
All fundamentals and in-depth analysis of Paya Holdings
Our stock analysis for Paya Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Paya Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.