OceanFirst Financial Corp is primarily active in the banking industry. With its headquarters in Toms River, New Jersey, the company provides a range of financial services to individuals and businesses. As a community-oriented bank, OceanFirst offers various products and solutions, including personal banking, mortgage loans, commercial lending, and wealth management services. With a strong focus on serving its customers and local communities, OceanFirst Financial Corp has established itself as a trusted financial institution in the region.

Some of the main competitors of OceanFirst Financial Corp in the market include Bank of America Corporation, JPMorgan Chase & Co., Wells Fargo & Company, and BB&T Corporation.

OceanFirst Financial Corp is a banking institution with a business model focused on providing a comprehensive range of financial products and services to both individuals and businesses. They offer traditional banking services such as deposit accounts, loans, mortgages, and credit cards. Additionally, OceanFirst Financial Corp provides wealth management and investment advisory services to help their customers meet their financial goals. With a strong emphasis on customer service and community involvement, OceanFirst Financial Corp aims to deliver personalized solutions and build long-lasting relationships with their clients. As a leading financial institution, OceanFirst Financial Corp is dedicated to providing innovative and reliable financial solutions to support the financial well-being of their customers.

OceanFirst Financial Corp is a reputable financial institution established in 1902. With a strong focus on serving communities in New Jersey and Pennsylvania, OceanFirst has grown over the years to become a leader in the financial industry. The company offers a comprehensive range of banking and financial services to individuals, businesses, and organizations. As a community-oriented bank, OceanFirst is dedicated to providing personalized and innovative solutions to meet the unique needs of its customers. With a long-standing history and a commitment to excellence, OceanFirst Financial Corp continues to strive for success and contribute to the economic growth of the regions it serves.

Some significant milestones achieved by OceanFirst Financial Corp include the acquisition of Cape Bank in 2016, which greatly expanded the company's presence in southern New Jersey. Additionally, the company completed its conversion to a full-service commercial bank in 2002. OceanFirst Financial Corp has also consistently demonstrated strong financial performance, with steady growth in assets and an increase in shareholder value. The company has earned numerous awards and accolades, including being named one of the top 200 community banks in the United States by American Banker magazine.

OceanFirst Financial Corp primarily operates in the United States. With its headquarters in Toms River, New Jersey, the company focuses on serving customers throughout the states of New Jersey, Pennsylvania, and Metropolitan New York. Being a regional bank, OceanFirst Financial Corp has established a strong presence in these areas, providing a variety of financial services, including commercial and consumer banking, mortgage loans, and wealth management. As a US-based financial institution, OceanFirst Financial Corp caters to the needs of local communities, businesses, and individuals, enhancing their financial well-being and fostering economic growth in the regions it serves.

OceanFirst Financial Corp represents a strong commitment to its values and corporate philosophy. With a customer-centric approach, the company prioritizes delivering exceptional financial services to individuals and businesses. OceanFirst Financial Corp strives for transparency, trust, and integrity in all its dealings. The company emphasizes community involvement and prides itself on its local decision-making, aiming to provide personalized solutions to meet each customer's unique financial needs. Additionally, OceanFirst Financial Corp focuses on building long-term relationships while promoting growth, stability, and innovation in the financial industry. With its dedication to these principles, OceanFirst Financial Corp continually works towards becoming a trusted and reliable financial partner.

Analysts currently set an average price target of 22.44 USD for the OceanFirst Financial stock (median: 22.44 USD), implying +13.3 % versus the latest price. The consensus is based on 12 analyst ratings.

OceanFirst Financial Analyst Price Targets 2026

12 analysts currently rate the OceanFirst Financial stock: 8 recommend buying, 4 holding and 0 selling. For 2026, analysts expect OceanFirst Financial to generate revenue of 573.44 M USD and earnings per share of 1.88 USD.

OceanFirst Financial Analyst Price Targets 2026

Converted at the current exchange rate, the OceanFirst Financial share trades at 17.38 EUR (19.83 USD).

The OceanFirst Financial share (OCFC) is listed on 1 stock exchanges, including: NASDAQ (OCFC).

OceanFirst Financial Corp is a US financial services company based in Toms River, New Jersey. The company offers a wide range of financial products and services for both individuals and businesses. OceanFirst Financial Corp's divisions include retail banking, commercial banking, wealth management, and online and mobile banking. The company has over 60 branches located in New Jersey, New York, and Pennsylvania. In retail banking, OceanFirst Financial Corp offers various financial products such as loans, deposit accounts, credit cards, and mortgages. The company also provides services for checking accounts, savings plans, and financial planning. Customers can manage their accounts online or through mobile devices and perform transactions. In commercial banking, OceanFirst Financial Corp offers products and services such as lines of credit, term loans, SBA loans, and specialized financial solutions for small and medium-sized businesses. The company works closely with its customers to develop customized financial solutions tailored to their specific business needs. In wealth management, OceanFirst Financial Corp provides asset management services, trust and estate planning, investment advisory, and mutual funds. The company has a team of experienced financial advisors who collaborate with their clients to understand their investment needs and develop individualized investment strategies. The online and mobile banking division of OceanFirst Financial Corp allows customers to manage their banking activities from anywhere through the internet or their mobile devices. Customers can make transfers, set up recurring payments, activate credit cards, and more. In addition to these services, OceanFirst Financial Corp also offers special products such as reverse mortgages and CDARS (Certificate of Deposit Account Registry Service). Reverse mortgages are special mortgage products that allow older individuals to convert their home equity into cash while still living in their homes. CDARS is a service that allows customers to distribute their deposits across multiple banks to maximize the deposit insurance limit. Overall, OceanFirst Financial Corp's business model offers a wide range of financial products and services that meet the needs of both individual and business customers. The company strives to provide trustworthy and customer-oriented financial services and engage in the communities where it operates.

The expected revenue of OceanFirst Financial is 573.44 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of OceanFirst Financial is 107.85 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of OceanFirst Financial is currently 10.56. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the OceanFirst Financial stock.

The price-to-sales ratio (P/S) of OceanFirst Financial is currently 1.99. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the OceanFirst Financial stock.

The Eulerpool Quality Score for OceanFirst Financial is 3/10.

The ISIN of OceanFirst Financial is US6752341080. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of OceanFirst Financial is 919419. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of OceanFirst Financial is OCFC. The ticker symbol is used to trade OceanFirst Financial shares on the stock exchange.

Over the past 12 months, OceanFirst Financial paid a dividend of 0.80 USD . This corresponds to a dividend yield of about 4.03 %. For the coming 12 months, OceanFirst Financial is expected to pay a dividend of 0.83 USD.

The current dividend yield of OceanFirst Financial is 4.03 %.

OceanFirst Financial pays a dividend, distributed in the months of , , , .

OceanFirst Financial paid dividends every year for the past 29 years.

For the upcoming 12 months, dividends amounting to 0.83 USD are expected. This corresponds to a dividend yield of 4.17 %.

OceanFirst Financial is assigned to the 'Finance' sector.

To receive the latest dividend of OceanFirst Financial from amounting to 0.2 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, OceanFirst Financial distributed 0.8 USD as dividends.

The dividends of OceanFirst Financial are distributed in USD.