CoreCard (CCRD) Stock Price

CoreCard Price

Delisted·Oct 30, 2025
23.52USD-0.08 (-0.36 %)
Last traded price

Over the last 19 years CoreCard grew revenue by 6.9% annually, reaching 57.40 M USD. Earnings per share have declined at 0.8% per year over the last 18 years. For CoreCard, the net margin of 9.5% is down versus 22.7% a few years ago. At today's price the dividend yield works out to roughly 1.49%. The consensus 12-month price target for CoreCard is 21.42 USD, about 8.9% below where the stock trades today. Of 6 analysts, 0 rate the stock a buy — an overall Sell consensus.

CoreCard stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of CoreCard over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how CoreCard stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing CoreCard's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

CoreCard Stock Price History
DateCoreCard Price
10/30/202523.52 USD
10/29/202524.32 USD
10/28/202524.99 USD
10/27/202525.31 USD
10/24/202525.89 USD
10/23/202526.25 USD
10/22/202527.94 USD
10/21/202527.96 USD
10/20/202527.35 USD
10/17/202527.16 USD
10/16/202526.75 USD
10/15/202526.65 USD
10/14/202527.30 USD
10/13/202525.82 USD
10/10/202525.52 USD
10/9/202526.58 USD
10/8/202526.67 USD
10/7/202526.59 USD
10/6/202527.01 USD
10/3/202526.90 USD
10/2/202527.04 USD
10/1/202527.14 USD
9/30/202526.92 USD
9/29/202527.39 USD
9/28/202527.39 USD
9/25/202527.39 USD
9/24/202527.06 USD
9/23/202526.87 USD
9/22/202527.34 USD
9/19/202526.97 USD
9/18/202527.59 USD
9/17/202526.74 USD
9/16/202526.77 USD
9/15/202526.83 USD
9/12/202527.10 USD
9/11/202527.33 USD
9/10/202526.74 USD
9/9/202527.33 USD
9/8/202527.51 USD
9/5/202527.24 USD
9/4/202527.06 USD
9/3/202527.27 USD
9/2/202527.03 USD
8/29/202527.88 USD
8/28/202527.90 USD
8/27/202527.69 USD
8/26/202527.50 USD
8/25/202527.37 USD
8/22/202528.05 USD
8/21/202527.00 USD
8/20/202527.17 USD
8/19/202527.12 USD
8/18/202527.02 USD
8/15/202526.51 USD
8/14/202527.92 USD
8/13/202528.32 USD
8/12/202527.69 USD
8/11/202527.43 USD
8/8/202527.22 USD
8/7/202527.00 USD
8/6/202527.13 USD
8/5/202527.07 USD
8/4/202527.64 USD
7/31/202527.71 USD
Access this data via the Eulerpool API

CoreCard Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2019
34.30 M USD
13.38 M USD
10.97 M USD
Jan 1, 2020
35.87 M USD
11.30 M USD
8.16 M USD
Jan 1, 2021
48.25 M USD
11.66 M USD
9.04 M USD
Jan 1, 2022
69.77 M USD
19.95 M USD
13.88 M USD
Jan 1, 2023
56.00 M USD
5.31 M USD
3.40 M USD
Jan 1, 2024
57.40 M USD
6.54 M USD
5.45 M USD
Jan 1, 2025 (e)
66.04 M USD
13.88 M USD
8.57 M USD
Jan 1, 2026 (e)
76.53 M USD
16.09 M USD
10.52 M USD

CoreCard Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jul 31, 2026, 11:54 AM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
EBITM USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
SHARESM
201120122013201420152016201720182019202020212022202320242025e2026e
16.0016.0016.0014.004.008.009.0020.0034.0035.0048.0069.0056.0057.0066.0076.00
6.67-12.50-71.43100.0012.50122.2270.002.9437.1443.75-18.841.7915.7915.15
50.0043.7543.7542.8650.0050.0044.4455.0064.7157.1452.0853.6233.9336.8436.8436.84
8.007.007.006.002.004.004.0011.0022.0020.0025.0037.0019.0021.0024.3228.00
-1.00-2.00-1.006.0013.0011.0011.0019.005.006.0013.0016.00
-7.14-50.00-11.1130.0038.2431.4322.9227.548.9310.5319.7021.05
1.0018.00-1.006.0010.008.009.0013.003.005.008.0010.00
-105.5666.67-20.0012.5044.44-76.9266.6760.0025.00
8.968.968.968.968.858.748.788.989.019.008.738.538.398.158.158.15
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales CoreCard generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue CoreCard retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare CoreCard's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares CoreCard has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against CoreCard's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

CoreCard stock margins

The CoreCard margin analysis displays the gross margin, EBIT margin, as well as the profit margin of CoreCard. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for CoreCard.
  • 3 Years

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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2019
65.72 %
39.01 %
31.98 %
Jan 1, 2020
57.00 %
31.49 %
22.75 %
Jan 1, 2021
52.53 %
24.16 %
18.73 %
Jan 1, 2022
53.18 %
28.60 %
19.90 %
Jan 1, 2023
34.70 %
9.48 %
6.06 %
Jan 1, 2024
37.68 %
11.39 %
9.49 %
Jan 1, 2025 (e)
37.68 %
21.02 %
12.98 %
Jan 1, 2026 (e)
37.68 %
21.02 %
13.74 %

CoreCard Stock Revenue, EBIT, Earnings per Share

The CoreCard earnings per share therefore indicates how much revenue CoreCard has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2019
3.81 USD
1.48 USD
1.22 USD
Jan 1, 2020
3.99 USD
1.26 USD
0.91 USD
Jan 1, 2021
5.53 USD
1.34 USD
1.04 USD
Jan 1, 2022
8.18 USD
2.34 USD
1.63 USD
Jan 1, 2023
6.68 USD
0.63 USD
0.40 USD
Jan 1, 2024
7.05 USD
0.80 USD
0.67 USD
Jan 1, 2025 (e)
8.48 USD
1.70 USD
1.10 USD
Jan 1, 2026 (e)
9.82 USD
1.98 USD
1.35 USD

CoreCard business model & stock analysis

Intelligent Systems Corp is a leading provider of intelligent technology solutions for the automotive, healthcare, and consumer product industries. The company was founded in 1983 and is headquartered in Norcross, Georgia. It has since become a major player in the industry and has offices in the US and Europe. The company is divided into three main divisions that focus on different markets: CoreCard provides a flexible and scalable software platform for global payment systems, including prepaid debit and credit cards; Intelligent Systems Healthcare offers a wide range of cost-effective and innovative solutions for healthcare, including electronic health records, patient portals, and data analysis tools; WritMedia provides dynamic digital display solutions for retail and other sales outlets. The core business model of Intelligent Systems Corp is to offer innovative solutions tailored to the specific requirements of its customers. Its customers include major automotive manufacturers, credit card companies, retailers, and healthcare providers. With its wide range of products and services and its ability to meet the needs and requirements of its customers, Intelligent Systems Corp has achieved a strong position in the industry. In the CoreCard division, the company offers a platform that allows its customers to process payments faster, easier, and more securely. With the ability to customize the functionality of the platform to the specific requirements of customers, CoreCard has become a key provider of payment systems. The company works with a variety of customers worldwide, providing a platform that enables these companies to succeed in their respective markets. In the Intelligent Systems Healthcare division, the company offers a wide range of solutions for the healthcare industry. This includes tools for managing patient data, patient portals, and data analysis tools. By supporting healthcare providers in improving the quality of care and reducing costs, Intelligent Systems Corp has made a significant contribution to the industry. The company works with a variety of customers, including hospitals, physician networks, and emergency medical services. In the WritMedia division, the company offers digital display solutions specifically designed for the retail industry and other sales outlets. With the ability to display dynamic content, businesses can enhance the shopping experience for their customers and increase their brand presence. WritMedia works with a variety of customers, including large retail companies and brands with a wide range of products. Overall, Intelligent Systems Corp has achieved a strong position in the industry by offering innovative solutions tailored to the specific requirements of its customers. With a wide range of products and services, the company has established a strong presence in the automotive, healthcare, and retail sectors. By being able to meet the needs and requirements of its customers, Intelligent Systems Corp will continue to play a key role in the industry.

CoreCard SWOT Analysis

Strengths

Intelligent Systems Corp has several strengths that contribute to its success in the market. Firstly, the company boasts a highly skilled and experienced workforce. The expertise of its employees enables the company to deliver high-quality products and services to its clients. Additionally, Intelligent Systems Corp has developed strong relationships with strategic partners, allowing for increased collaboration and market reach. Moreover, the company's innovative and cutting-edge technologies give it a competitive edge in the industry.

Weaknesses

Despite its strengths, Intelligent Systems Corp also faces certain weaknesses that may hinder its growth potential. One weakness is a relatively small market presence compared to some of its competitors. This limited market share could limit the company's ability to attract large-scale projects and clients. Additionally, the company's heavy reliance on a few key clients poses a risk, as losing one or more of these clients could significantly impact revenue and profitability. Moreover, Intelligent Systems Corp may face challenges in keeping up with the rapidly evolving technology landscape, potentially impacting its ability to stay ahead of the competition.

Opportunities

Intelligent Systems Corp has several opportunities that it can capitalize on to drive future growth. One opportunity lies in the increasing demand for advanced technological solutions across various industries. The company can leverage its expertise to develop new products and services tailored to specific market needs. Additionally, the growing trend of digital transformation provides an opportunity for Intelligent Systems Corp to expand its customer base. Furthermore, strategic partnerships and collaborations with other industry leaders can enable the company to access new markets and unlock additional revenue streams.

Threats

Intelligent Systems Corp faces various threats that could impact its business operations. One significant threat is intense competition within the industry. This competition can result in pricing pressures and the need for continuous innovation to stay ahead. Additionally, rapidly changing government policies and regulations may create compliance challenges for the company. Moreover, potential economic downturns or recessions can negatively impact overall business activity and reduce demand for Intelligent Systems Corp's products and services.

CoreCard Segments

CoreCard Revenue by Segment (1/2)

  • 3 Years

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  • 25 Years

  • Max

Details
Date
Service
Professional Services
Processing and Maintenance
License
Product
Third party
Jan 1, 2014
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD

CoreCard Revenue by Segment (2/2)

  • 3 Years

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  • Max

Operating Segments
Industrial Products
Information Technology
Details
Date
Operating Segments
Industrial Products
Information Technology
Jan 1, 2014
14.59 M USD
10.40 M USD
4.19 M USD

CoreCard Revenue by Region

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

United States
European Union
Foreign
Pacific Rim
Other Countries
Details
Date
United States
European Union
Foreign
Pacific Rim
Other Countries
Jan 1, 2014
0.00 USD
0.00 USD
2.44 M USD
550,000.00 USD
5,000.00 USD
93,000.00 USD
Jan 1, 2015
4.65 M USD
128,000.00 USD
132,000.00 USD
0.00 USD
0.00 USD
4,000.00 USD
Jan 1, 2016
5.80 M USD
2.38 M USD
2.38 M USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2017
6.77 M USD
2.54 M USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2018
17.36 M USD
2.75 M USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD

CoreCard Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

CoreCard historical P/E ratio, EBIT multiple, and P/S ratio

CoreCard annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

CoreCard shares outstanding

The number of shares of CoreCard was 8.15 M in 2025. This indicates how many shares CoreCard is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2019
9.01 M Stocks
Jan 1, 2020
9.00 M Stocks
Jan 1, 2021
8.73 M Stocks
Jan 1, 2022
8.53 M Stocks
Jan 1, 2023
8.39 M Stocks
Jan 1, 2024
8.15 M Stocks
Jan 1, 2025 (e)
8.15 M Stocks
Jan 1, 2026 (e)
8.15 M Stocks

CoreCard Dividend History

2 years of dividend payments

YearAnnual DividendYoY ChangePayments
20160.35USD 32.7%
20000.52USD

CoreCard dividend payout ratio

In 2025, CoreCard had a payout ratio of 0.00%. The payout ratio indicates the percentage of the company's profits that CoreCard distributes as dividends.
  • 3 Years

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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2019
0.00 %
Jan 1, 2020
0.00 %
Jan 1, 2021
0.00 %
Jan 1, 2022
0.00 %
Jan 1, 2023
0.00 %
Jan 1, 2024
0.00 %
Jan 1, 2025 (e)
0.00 %
Jan 1, 2026 (e)
0.00 %

Current CoreCard forecasts and price targets in July 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy0.00 % (0)
Hold50.00 % (3)
Sell50.00 % (3)
12M Price Target
21.42
Last Price
23.52
Currency
USD
12M Return Potential
-8.91 %
LTM Return
0 %

CoreCard Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
2/18/20260.27USD17.03 MUSD2025 Q4
5/2/20240.06USD13.67 MUSD2024 Q1
2/14/20240.01USD12.85 MUSD2023 Q4

EESG©

Eulerpool ESG Scorecard© for the CoreCard stock

64/100
74
Environment
47
Social
70
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

CoreCard shareholder structure

% Name
10.72458%
Burnstein (Clifford Nolan)
Burnstein (Clifford Nolan)
6.61104%
Weitz Investment Management, Inc
Weitz Investment Management, Inc
3.94065%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
3.80237%
Investors Asset Management of Georgia, Inc.
Investors Asset Management of Georgia, Inc.
3.66931%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
2.93594%
Acadian Asset Management LLC
Acadian Asset Management LLC
...

CoreCard Executives and Management Board

JS

Mr. James Strange

(83)

Chairman of the Board, President, Chief Executive Officer · since 1983

Compensation906,669.00 USD
MW

Mr. Matthew White

(43)

Chief Financial Officer, Secretary

Compensation602,563.00 USD
AC

Mr. A. Russell Chandler

(80)

Independent Director

Compensation100,000.00 USD
PM

Mr. Philip Moise

(75)

Independent Director

Compensation100,000.00 USD
KP

Ms. Kathryn Petralia

(54)

Independent Director

Compensation100,000.00 USD

Frequently asked questions about CoreCard

Intelligent Systems Corp is a technology company specializing in interactive financial software and transaction processing systems. The company's business model revolves around providing innovative solutions for the global financial industry. With a focus on adapting and integrating new technologies, Intelligent Systems Corp offers a range of comprehensive products and services. Their offerings include electronic payment solutions, fraud detection, and prevention systems, as well as software for financial institutions. Intelligent Systems Corp aims to enhance operational efficiency, security, and customer experience for its clients in the financial sector.

All fundamentals and in-depth analysis of CoreCard

Our stock analysis for CoreCard stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of CoreCard. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.