Hamilton Bancorp (HABK) Stock Price

Hamilton Bancorp Price

OTC·CLOSED
0.00USD+0.00 (+0.00 %)
Market closed

Over the last 6 years Hamilton Bancorp grew revenue by 20.0% annually, reaching 81.19 M USD. Earnings per share have declined at 8.9% per year over the last 4 years. For Hamilton Bancorp, the net margin of -6.3% is down versus 25.4% a few years ago.

Hamilton Bancorp stock price

Volume
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Hamilton Bancorp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Hamilton Bancorp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Hamilton Bancorp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Hamilton Bancorp Stock Price History
DateHamilton Bancorp Price
7/30/20260.00 USD
7/29/20260.00 USD
7/28/20260.00 USD
7/27/20260.00 USD
7/24/20260.00 USD
7/23/20260.00 USD
7/22/20260.00 USD
7/21/20260.00 USD
7/20/20260.00 USD
7/17/20260.00 USD
7/16/20260.00 USD
7/15/20260.00 USD
7/14/20260.00 USD
7/13/20260.00 USD
7/10/20260.00 USD
7/9/20260.00 USD
7/8/20260.00 USD
7/7/20260.00 USD
7/6/20260.00 USD
7/3/20260.00 USD
7/2/20260.00 USD
7/1/20260.00 USD
6/30/20260.00 USD
6/29/20260.00 USD
6/26/20260.00 USD
6/25/20260.00 USD
6/24/20260.00 USD
6/23/20260.00 USD
6/22/20260.00 USD
6/19/20260.00 USD
6/18/20260.00 USD
6/17/20260.00 USD
6/16/20260.00 USD
6/15/20260.00 USD
6/12/20260.00 USD
6/11/20260.00 USD
6/10/20260.00 USD
6/9/20260.00 USD
6/8/20260.00 USD
6/5/20260.00 USD
6/4/20260.00 USD
6/3/20260.00 USD
6/2/20260.00 USD
6/1/20260.00 USD
5/29/20260.00 USD
5/28/20260.00 USD
5/27/20260.00 USD
5/26/20260.00 USD
5/22/20260.00 USD
5/21/20260.00 USD
5/20/20260.00 USD
5/19/20260.00 USD
5/18/20260.00 USD
5/15/20260.00 USD
5/14/20260.00 USD
5/13/20260.00 USD
5/12/20260.00 USD
5/11/20260.00 USD
5/8/20260.00 USD
5/7/20260.00 USD
5/6/20260.00 USD
5/5/20260.00 USD
5/4/20260.00 USD
5/1/20260.00 USD
4/30/20260.00 USD
4/29/20260.00 USD
4/28/20260.00 USD
4/27/20260.00 USD
4/24/20260.00 USD
4/23/20260.00 USD
4/22/20260.00 USD
4/21/20260.00 USD
4/20/20260.00 USD
4/17/20260.00 USD
4/16/20260.00 USD
4/15/20260.00 USD
4/14/20260.00 USD
4/13/20260.00 USD
4/10/20260.00 USD
4/9/20260.00 USD
4/8/20260.00 USD
4/7/20260.00 USD
4/6/20260.00 USD
4/2/20260.00 USD
4/1/20260.00 USD
3/31/20260.00 USD
3/30/20260.00 USD
3/27/20260.00 USD
3/26/20260.00 USD
3/25/20260.00 USD
3/24/20260.00 USD
3/23/20260.00 USD
3/20/20260.00 USD
3/19/20260.00 USD
3/18/20260.00 USD
3/17/20260.00 USD
3/16/20260.00 USD
3/13/20260.00 USD
3/12/20260.00 USD
3/11/20260.00 USD
3/10/20260.00 USD
3/9/20260.00 USD
3/6/20260.00 USD
3/5/20260.00 USD
3/4/20260.00 USD
3/3/20260.00 USD
3/2/20260.00 USD
2/27/20260.00 USD
2/26/20260.00 USD
2/25/20260.00 USD
2/24/20260.00 USD
2/23/20260.00 USD
2/20/20260.00 USD
2/19/20260.00 USD
2/18/20260.00 USD
2/17/20260.00 USD
2/13/20260.00 USD
2/12/20260.00 USD
2/11/20260.00 USD
2/10/20260.00 USD
2/9/20260.00 USD
2/6/20260.00 USD
2/5/20260.00 USD
2/4/20260.00 USD
2/3/20260.00 USD
2/2/20260.00 USD
1/30/20260.00 USD
1/29/20260.00 USD
1/28/20260.00 USD
1/27/20260.00 USD
1/26/20260.00 USD
1/23/20260.00 USD
1/22/20260.00 USD
1/21/20260.00 USD
1/20/20260.00 USD
1/16/20260.00 USD
1/15/20260.00 USD
1/14/20260.00 USD
1/13/20260.00 USD
1/12/20260.00 USD
1/9/20260.00 USD
1/8/20260.00 USD
1/7/20260.00 USD
1/6/20260.00 USD
1/5/20260.00 USD
1/2/20260.00 USD
12/31/20250.00 USD
12/30/20250.00 USD
12/29/20250.00 USD
12/26/20250.00 USD
12/24/20250.00 USD
12/23/20250.00 USD
12/22/20250.00 USD
12/19/20250.00 USD
12/18/20250.00 USD
12/17/20250.00 USD
12/16/20250.00 USD
12/15/20250.00 USD
12/12/20250.00 USD
12/11/20250.00 USD
12/10/20250.00 USD
12/9/20250.00 USD
12/8/20250.00 USD
12/5/20250.00 USD
12/4/20250.00 USD
12/3/20250.00 USD
12/2/20250.00 USD
12/1/20250.00 USD
11/28/20250.00 USD
11/26/20250.00 USD
11/25/20250.00 USD
11/24/20250.00 USD
11/21/20250.00 USD
11/20/20250.00 USD
11/19/20250.00 USD
11/18/20250.00 USD
11/17/20250.00 USD
11/14/20250.00 USD
11/13/20250.00 USD
11/12/20250.00 USD
11/11/20250.00 USD
11/10/20250.00 USD
11/7/20250.00 USD
11/6/20250.00 USD
11/5/20250.00 USD
11/4/20250.00 USD
11/3/20250.00 USD
10/31/20250.00 USD
10/30/20250.00 USD
10/29/20250.00 USD
10/28/20250.00 USD
10/27/20250.00 USD
10/24/20250.00 USD
10/23/20250.00 USD
10/22/20250.00 USD
10/21/20250.00 USD
10/20/20250.00 USD
10/17/20250.00 USD
10/16/20250.00 USD
10/15/20250.00 USD
10/14/20250.00 USD
10/13/20250.00 USD
10/10/20250.00 USD
10/9/20250.00 USD
10/8/20250.00 USD
10/7/20250.00 USD
10/6/20250.00 USD
10/3/20250.00 USD
10/2/20250.00 USD
10/1/20250.00 USD
9/30/20250.00 USD
9/29/20250.00 USD
9/26/20250.00 USD
9/25/20250.00 USD
9/24/20250.00 USD
9/23/20250.00 USD
9/22/20250.00 USD
9/19/20250.00 USD
9/18/20250.00 USD
9/17/20250.00 USD
9/16/20250.00 USD
9/15/20250.00 USD
9/12/20250.00 USD
9/11/20250.00 USD
9/10/20250.00 USD
9/9/20250.00 USD
9/8/20250.00 USD
9/5/20250.00 USD
9/4/20250.00 USD
9/3/20250.00 USD
9/2/20250.00 USD
8/29/20250.00 USD
8/28/20250.00 USD
8/27/20250.00 USD
8/26/20250.00 USD
8/25/20250.00 USD
8/22/20250.00 USD
8/21/20250.00 USD
8/20/20250.00 USD
8/19/20250.00 USD
8/18/20250.00 USD
8/15/20250.00 USD
8/14/20250.00 USD
8/13/20250.00 USD
8/12/20250.00 USD
8/11/20250.00 USD
8/8/20250.00 USD
8/7/20250.00 USD
8/6/20250.00 USD
8/5/20250.00 USD
8/4/20250.00 USD
Access this data via the Eulerpool API

Hamilton Bancorp Revenue, Pre-Provision Profit, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 1995
34.57 M USD
15.62 M USD
8.00 M USD
Jan 1, 1996
38.24 M USD
18.61 M USD
9.71 M USD
Jan 1, 1997
55.40 M USD
31.98 M USD
15.90 M USD
Jan 1, 1998
70.95 M USD
21.25 M USD
7.50 M USD
Jan 1, 1999
80.86 M USD
48.99 M USD
-2.21 M USD
Jan 1, 2000
81.19 M USD
40.29 M USD
-5.15 M USD
Jan 1, 2001 (e)
87.75 M USD
0.00 USD
10.08 M USD
Jan 1, 2002 (e)
94.54 M USD
0.00 USD
10.08 M USD

Hamilton Bancorp Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 1, 2026, 8:52 PM
 
REVENUEM USD
REVENUE GROWTH%
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEM USD
NET INCOME GROWTH%
SHARESM
19941995199619971998199920002001e2002e
39.0058.0067.0099.00141.00154.00170.0087.0094.00
48.7215.5247.7642.429.2210.39-48.828.05
17.2023.8827.2538.9653.9867.1464.28
10.0310.6910.9916.4416.9713.7216.91
2.882.453.046.989.6253.0249.94
12.2815.6218.6131.9821.2548.9940.29
5.008.009.0015.007.00-2.00-5.0010.0010.00
60.0012.5066.67-53.33-128.57150.00-300.00
5.435.435.439.1710.3910.2810.0810.0810.08
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Hamilton Bancorp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Hamilton Bancorp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Hamilton Bancorp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Hamilton Bancorp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Hamilton Bancorp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Hamilton Bancorp stock margins

The Hamilton Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Hamilton Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Hamilton Bancorp.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 1995
54.82 %
23.14 %
Jan 1, 1996
51.33 %
25.39 %
Jan 1, 1997
42.27 %
28.70 %
Jan 1, 1998
70.05 %
10.57 %
Jan 1, 1999
39.41 %
-2.73 %
Jan 1, 2000
50.38 %
-6.34 %
Jan 1, 2001 (e)
0.00 %
11.49 %
Jan 1, 2002 (e)
0.00 %
10.66 %

Hamilton Bancorp Revenue per Share, Earnings per Share

The Hamilton Bancorp earnings per share therefore indicates how much revenue Hamilton Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 1995
6.37 USD
1.47 USD
Jan 1, 1996
7.04 USD
1.79 USD
Jan 1, 1997
6.04 USD
1.73 USD
Jan 1, 1998
6.83 USD
0.72 USD
Jan 1, 1999
7.87 USD
-0.21 USD
Jan 1, 2000
8.05 USD
-0.51 USD
Jan 1, 2001 (e)
8.71 USD
1.00 USD
Jan 1, 2002 (e)
9.38 USD
1.00 USD

Hamilton Bancorp business model & stock analysis

Hamilton Bancorp Inc. is an American bank holding company based in Baltimore, Maryland. The company was founded in 1915 as a savings and loan association called "Homewood Federal Savings and Loan Association." In 2012, it converted to a corporation and changed its name to Hamilton Federal Bank. In 2017, it went public on NASDAQ and has since been known as Hamilton Bancorp Inc. Hamilton Bancorp Inc.'s business model focuses on deposits, loans, and other financial services for individuals, small and medium-sized businesses, and local institutions. The company offers products such as checking accounts, savings accounts, certificates of deposit (CDs), credit cards, mortgages, and business loans. Currently, Hamilton Bancorp operates six branches, all located in Maryland. The branches are in Towson, Ellicott City, Pasadena, Aberdeen, and two in Baltimore. The bank also provides online and mobile banking services to allow customers convenient access to their accounts from anywhere and to conduct their banking transactions flexibly. One of Hamilton Bancorp's main divisions is the mortgage business. The bank offers a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, and jumbo mortgages. Another important segment is the business customer segment. The bank offers business loans and checking accounts, as well as merchant services and commercial mortgages. Through its focus on local customers, Hamilton Bancorp has built a strong presence in the community and has a good reputation in the region. The bank also has a nonprofit foundation called the Hamilton Foundation, which aims to support the communities in which it operates. The Hamilton Foundation provides grants to local nonprofit organizations and promotes education, environmental conservation, and charitable purposes. In recent years, Hamilton Bancorp has pursued a strong growth strategy to expand its presence in the region and enter new business areas. A significant acquisition was the purchase of three branches of American Bank in Maryland in 2018. This acquisition enabled Hamilton Bancorp to expand its presence in the region and reach a substantial customer base. Considering its size and geographic focus, Hamilton Bancorp is a relatively small financial institution. However, it differentiates itself from competitors of the same caliber through its focus on local communities, its experience in the mortgage sector, and its strong community engagement. The bank's business strategy, combined with its customer service and community focus, have earned it a solid position in the local market.

Hamilton Bancorp SWOT Analysis

Strengths

Hamilton Bancorp Inc exhibits several strengths that contribute to its competitive position in the market:

  • Strong Financial Performance: The company has consistently achieved steady revenue growth and profitability.
  • Robust Asset Base: Hamilton Bancorp Inc possesses a diverse portfolio of assets, providing a solid foundation for its operations.
  • Established Brand: The company has a recognized brand presence, which helps to attract and retain customers.

Weaknesses

Despite its strengths, Hamilton Bancorp Inc faces certain weaknesses that could pose challenges:

  • Limited Geographic Reach: The company operates in a specific region, potentially restricting its market access compared to larger competitors.
  • Dependence on Interest Rates: Fluctuations in interest rates can significantly impact the company's profitability and financial performance.
  • Lack of Product Diversification: Hamilton Bancorp Inc predominantly offers traditional banking services, which may limit its ability to adapt to changing customer preferences.

Opportunities

Hamilton Bancorp Inc can explore the following opportunities to enhance its market position and growth prospects:

  • Expansion into New Markets: The company can consider expanding its operations into untapped geographic areas to broaden its customer base.
  • Digital Transformation: Investing in advanced technology solutions and digital banking services can attract tech-savvy customers and improve operational efficiency.
  • Partnerships and Acquisitions: Collaborating with fintech firms or strategic acquisitions can provide access to innovative products and services.

Threats

Hamilton Bancorp Inc should be aware of the following threats that could negatively impact its business:

  • Intense Competition: The banking industry is highly competitive, and the company may face challenges in attracting and retaining customers.
  • Regulatory Changes: Evolving regulations and compliance requirements impose additional costs and potential operational hurdles.
  • Economic Uncertainty: Macroeconomic factors such as recessions or financial crises can adversely affect consumer spending and demand for banking services.

Hamilton Bancorp Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Hamilton Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

Hamilton Bancorp annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Hamilton Bancorp shares outstanding

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 1995
5.43 M Stocks
Jan 1, 1996
5.43 M Stocks
Jan 1, 1997
9.17 M Stocks
Jan 1, 1998
10.39 M Stocks
Jan 1, 1999
10.28 M Stocks
Jan 1, 2000
10.08 M Stocks
Jan 1, 2001 (e)
10.08 M Stocks
Jan 1, 2002 (e)
10.08 M Stocks
Price targets and forecasts for Hamilton Bancorp are not yet available.

Hamilton Bancorp Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
11/19/20010.21USD-USD2001 Q3

Hamilton Bancorp Executives and Management Board

EM

Eduardo Masferrer

(57)

Chairman of the Board, President, Chief Executive Officer · since 1988

Compensation898,693.00 USD
JB

Juan Bernace

(45)

Executive Vice President, Director of the Company · since 1997

Compensation244,483.00 USD
FG

Mr. Felix Garcia

(70)

Executive Vice President

Compensation242,423.00 USD
JB

J. Reid Bingham

(61)

General Counsel and Secretary

Compensation181,688.00 USD
LH

L. Timothy Harris

(50)

Chief Financial Officer, Executive Vice President

Frequently asked questions about Hamilton Bancorp

Hamilton Bancorp Inc is a financial institution that primarily operates as a bank holding company. Its business model revolves around offering a range of banking services to individuals and businesses. These services include personal and business checking accounts, savings accounts, mortgage loans, commercial loans, and various other financial products. By offering superior financial solutions and personalized banking experiences, Hamilton Bancorp Inc strives to meet the diverse financial needs of its customers and foster long-term relationships. With a strong focus on customer satisfaction and financial excellence, Hamilton Bancorp Inc aims to provide innovative solutions, competitive interest rates, and reliable banking services to clients across their operational areas.