Guidewire Software (GWRE) Stock Price

Guidewire Software Price

🇺🇸NYSE·CLOSED
127.19USD
Market closed
Today +/-
Today %

Guidewire Software (GWRE) Stock | ISIN US40171V1008 | WKN A1JS4X. The current Guidewire Software stock price is 127.19 USD (2026). Revenue is 1.47 B USD. Net income is 254.99 M USD. The P/E ratio is 42.85. Market capitalization is 10.77 B USD. Guidewire Software operates in the Information technology sector.

Guidewire Software stock price

Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Guidewire Software over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Guidewire Software stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Guidewire Software's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Guidewire Software Stock Price History
DateGuidewire Software Price
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Guidewire Software Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2007
42.95 M USD
-28.48 M USD
-28.45 M USD
Jan 1, 2008
70.66 M USD
-17.18 M USD
-16.88 M USD
Jan 1, 2009
84.75 M USD
-10.47 M USD
-10.97 M USD
Jan 1, 2010
144.69 M USD
18.01 M USD
4.3 M USD
Jan 1, 2011
172.47 M USD
16.87 M USD
11.7 M USD
Jan 1, 2012
232.06 M USD
28.93 M USD
12.65 M USD
Jan 1, 2013
300.65 M USD
29.74 M USD
24.66 M USD
Jan 1, 2014
350.2 M USD
18.4 M USD
14.7 M USD
Jan 1, 2015
380.54 M USD
16.49 M USD
9.89 M USD
Jan 1, 2016
424.4 M USD
16.4 M USD
15 M USD
Jan 1, 2017
509.5 M USD
21.9 M USD
18.1 M USD
Jan 1, 2018
652.85 M USD
-15.62 M USD
-26.74 M USD
Jan 1, 2019
719.51 M USD
1.47 M USD
20.73 M USD
Jan 1, 2020
742.31 M USD
-23.89 M USD
-27.2 M USD
Jan 1, 2021
743.27 M USD
-105.58 M USD
-66.51 M USD
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Guidewire Software Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 10, 2026, 11:40 AM
 
REVENUE (B USD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M USD)
NET INCOME (M USD)
NET INCOME GROWTH (%)
SHARES (M)
DOCUMENTS
202420252026e2027e2028e2029e2030e2031e
0.981.21.471.71.962.192.492.81
8.2922.6522.4615.7614.7912.1213.4513.06
59.862.5651.0944.1338.4534.2930.2326.73
586752752752752752752752
-669254333403468594738
-94.59-1,250268.1231.121.0216.1326.9224.24
82.2985.9185.9185.9185.9185.9185.9185.91
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Guidewire Software generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Guidewire Software retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Guidewire Software's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Guidewire Software has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Guidewire Software's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

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Guidewire Software stock margins

The Guidewire Software margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Guidewire Software. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Guidewire Software.
  • 3 Years

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2007
17.83 %
-66.31 %
-66.25 %
Jan 1, 2008
39.92 %
-24.31 %
-23.89 %
Jan 1, 2009
50.85 %
-12.36 %
-12.94 %
Jan 1, 2010
61.66 %
12.45 %
2.97 %
Jan 1, 2011
60.37 %
9.78 %
6.78 %
Jan 1, 2012
61.21 %
12.47 %
5.45 %
Jan 1, 2013
58.21 %
9.89 %
8.2 %
Jan 1, 2014
57.48 %
5.25 %
4.2 %
Jan 1, 2015
61.32 %
4.33 %
2.6 %
Jan 1, 2016
64.23 %
3.86 %
3.53 %
Jan 1, 2017
62.41 %
4.3 %
3.55 %
Jan 1, 2018
54.54 %
-2.39 %
-4.1 %
Jan 1, 2019
54.92 %
0.2 %
2.88 %
Jan 1, 2020
54.46 %
-3.22 %
-3.66 %
Jan 1, 2021
52.41 %
-14.21 %
-8.95 %
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Guidewire Software Stock Revenue, EBIT, Earnings per Share

The Guidewire Software earnings per share therefore indicates how much revenue Guidewire Software has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2007
0.88 USD
-0.58 USD
-0.58 USD
Jan 1, 2008
1.45 USD
-0.35 USD
-0.35 USD
Jan 1, 2009
1.73 USD
-0.21 USD
-0.22 USD
Jan 1, 2010
2.96 USD
0.37 USD
0.09 USD
Jan 1, 2011
3.53 USD
0.35 USD
0.24 USD
Jan 1, 2012
5.56 USD
0.69 USD
0.3 USD
Jan 1, 2013
4.88 USD
0.48 USD
0.4 USD
Jan 1, 2014
5.07 USD
0.27 USD
0.21 USD
Jan 1, 2015
5.26 USD
0.23 USD
0.14 USD
Jan 1, 2016
5.75 USD
0.22 USD
0.2 USD
Jan 1, 2017
6.77 USD
0.29 USD
0.24 USD
Jan 1, 2018
8.4 USD
-0.2 USD
-0.34 USD
Jan 1, 2019
8.7 USD
0.02 USD
0.25 USD
Jan 1, 2020
8.96 USD
-0.29 USD
-0.33 USD
Jan 1, 2021
8.89 USD
-1.26 USD
-0.8 USD
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Guidewire Software business model & stock analysis

Guidewire Software Inc. is a leading provider of software solutions for the insurance industry. The company was founded in 2001 by Marcus Ryu, John Raguin, and Ken Branson, with a focus on developing software that automates and optimizes business processes for insurance companies. Guidewire Software's business model revolves around offering an integrated suite of software solutions that help customers automate their core insurance processes. This includes underwriting, policy issuance, claims handling, and analytics and reporting. By automating these processes, insurance companies can optimize efficiency, reduce costs, and improve customer satisfaction. The company offers its solutions in three main divisions: Core Operations, Data and Analytics, and Digital. Core Operations includes solutions for underwriting, policy issuance, and claims handling, while Data and Analytics provides tools for data analysis and reporting. The Digital division offers solutions to help customers digitize their business processes and enhance their digital presence. Guidewire Software's products include Guidewire PolicyCenter, Guidewire BillingCenter, Guidewire ClaimCenter, and Guidewire Underwriting Management. These products provide insurance companies with a comprehensive range of automation solutions to simplify and streamline their processes. Guidewire PolicyCenter helps insurance companies efficiently create and manage policies, with tools for policy editing, updating, and distribution. Guidewire BillingCenter enables insurance companies to quickly and effectively create and manage invoices, with features for invoice creation, editing, and sending. Guidewire ClaimCenter helps insurance companies efficiently handle and process claims, with a range of features for claims reporting, processing, and settlement. Guidewire Underwriting Management assists insurance companies in quickly and efficiently assessing and evaluating risks, with tools for risk assessment and determination. Guidewire operates globally, with offices in North America, Europe, the Asia-Pacific region, and Latin America. The company has received multiple awards, including the Technology Fast 500 Award from Deloitte, the Red Herring 100 North America Award, and the OnDemand Top 100 Award. Overall, Guidewire Software Inc. is a highly respected company offering leading solutions for the insurance industry. The company is poised for further growth with its innovative solutions and commitment to excellence in development and service quality.

Guidewire Software SWOT Analysis

Strengths

  • Strong Market Position:
  • Guidewire Software holds a dominant position in the insurance software market, aided by its comprehensive product offerings and broad customer base.
  • Robust Product Portfolio:
  • The company offers a range of innovative and reliable software solutions for the insurance industry, catering to diverse needs such as policy administration, claims management, and underwriting.
  • Established Customer Relationships:
  • Guidewire has built long-term partnerships with numerous insurance companies worldwide, benefiting from customer loyalty and the potential for recurring revenue through maintenance and support services.
  • Financial Stability:
  • The company enjoys a strong financial position, with consistent revenue growth and healthy profit margins, providing stability and resources for future investments and expansion.

Weaknesses

  • Dependency on Insurance Industry:
  • Guidewire's business heavily relies on the insurance sector, making it vulnerable to industry-specific factors such as regulatory changes, economic downturns, and fluctuations in market demand.
  • Intense Competition:
  • The industry is flooded with competitors offering similar insurance software solutions, requiring Guidewire to continually invest in innovation and competitive differentiation to maintain its market leadership.

Opportunities

  • Growth in Insurtech:
  • The emergence of new technologies and innovative startups in the insurance technology (insurtech) space presents an opportunity for Guidewire to collaborate or acquire disruptive companies to enhance its product offerings.
  • International Expansion:
  • The company can explore untapped markets and regions worldwide, leveraging its reputation and expertise to expand its customer base beyond its current geographical presence.

Threats

  • Technological Disruption:
  • Rapid advancements in technology and the increasing adoption of artificial intelligence and automation could pose a threat if Guidewire fails to adapt and incorporate these innovations into its software solutions.
  • Regulatory Challenges:
  • Changes in government regulations and compliance requirements may necessitate costly modifications to Guidewire's software offerings, impacting revenue and potentially causing delays in product development.
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Guidewire Software Segments

Guidewire Software Revenue by Segment (1/3)

  • Max

Subscription and support
License
Services
Details
Date
Subscription and support
License and subscription
License
Services
Maintenance
Jan 1, 2025
731.3 M USD
0 USD
251.94 M USD
219.23 M USD
0 USD

Guidewire Software Revenue by Segment (2/3)

  • Max

Subscription
Details
Date
Subscription and support
Subscription
License
Term license
Services
Support
Perpetual license
Jan 1, 2025
0 USD
667.44 M USD
0 USD
0 USD
0 USD
0 USD
0 USD

Guidewire Software Revenue by Segment (3/3)

  • Max

Reportable Segment
Details
Date
Reportable Segment
Jan 1, 2025
1.2 B USD

Guidewire Software Revenue by Region

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

Total Americas
Americas
United States
Total EMEA
EMEA
Other EMEA
CANADA
Total APAC
APAC
Other Countries
UNITED KINGDOM
Australia
Other Americas
Details
Date
Total Americas
Americas
United States
Total EMEA
EMEA
Other EMEA
CANADA
Total APAC
APAC
Other Countries
UNITED KINGDOM
Australia
Other Americas
Jan 1, 2013
0 USD
0 USD
172.79 M USD
0 USD
0 USD
0 USD
42.63 M USD
0 USD
0 USD
49.25 M USD
20.66 M USD
15.32 M USD
0 USD
Jan 1, 2014
0 USD
251 M USD
203.79 M USD
0 USD
73.04 M USD
35.15 M USD
39.1 M USD
0 USD
26.21 M USD
0 USD
37.89 M USD
0 USD
8.11 M USD
Jan 1, 2015
0 USD
253.1 M USD
208.1 M USD
0 USD
91.84 M USD
47.45 M USD
37.83 M USD
0 USD
35.6 M USD
0 USD
44.39 M USD
0 USD
7.16 M USD
Jan 1, 2016
0 USD
293.77 M USD
230.94 M USD
0 USD
75.95 M USD
41.91 M USD
44.72 M USD
0 USD
54.74 M USD
0 USD
34.03 M USD
0 USD
18.11 M USD
Jan 1, 2017
0 USD
371.58 M USD
301.16 M USD
0 USD
81.28 M USD
48.73 M USD
50.98 M USD
0 USD
61.42 M USD
0 USD
32.55 M USD
0 USD
19.45 M USD
Jan 1, 2018
0 USD
483.12 M USD
416.96 M USD
0 USD
115.85 M USD
79.2 M USD
45.59 M USD
0 USD
62.09 M USD
0 USD
36.65 M USD
0 USD
20.57 M USD
Jan 1, 2019
0 USD
511.67 M USD
446.59 M USD
0 USD
136.39 M USD
96.39 M USD
46.97 M USD
0 USD
71.46 M USD
0 USD
40 M USD
0 USD
18.12 M USD
Jan 1, 2020
540.14 M USD
0 USD
462.54 M USD
138.45 M USD
0 USD
89.92 M USD
59 M USD
63.72 M USD
0 USD
0 USD
48.52 M USD
0 USD
18.61 M USD
Jan 1, 2021
561.5 M USD
0 USD
472.16 M USD
121.85 M USD
0 USD
89.58 M USD
75.14 M USD
59.92 M USD
0 USD
0 USD
32.28 M USD
0 USD
14.19 M USD
Jan 1, 2022
0 USD
626.82 M USD
516.42 M USD
0 USD
118.42 M USD
84.18 M USD
100.01 M USD
0 USD
67.38 M USD
0 USD
34.24 M USD
0 USD
10.38 M USD
Jan 1, 2023
0 USD
691.85 M USD
573.86 M USD
0 USD
142.64 M USD
105.72 M USD
105.68 M USD
0 USD
70.85 M USD
0 USD
36.93 M USD
0 USD
12.3 M USD
Jan 1, 2024
749.82 M USD
0 USD
0 USD
154.43 M USD
0 USD
0 USD
0 USD
76.24 M USD
0 USD
0 USD
0 USD
0 USD
0 USD
Jan 1, 2025
923.9 M USD
0 USD
0 USD
183.58 M USD
0 USD
0 USD
0 USD
94.98 M USD
0 USD
0 USD
0 USD
0 USD
0 USD
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Guidewire Software Eulerpool Fair Value

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Guidewire Software historical P/E ratio, EBIT multiple, and P/S ratio

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Guidewire Software annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

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Guidewire Software shares outstanding

The number of shares was Guidewire Software in 2025 — This indicates how many shares 85.912 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2007
48.89 M base_Shares
Jan 1, 2008
48.89 M base_Shares
Jan 1, 2009
48.89 M base_Shares
Jan 1, 2010
48.89 M base_Shares
Jan 1, 2011
48.89 M base_Shares
Jan 1, 2012
41.76 M base_Shares
Jan 1, 2013
61.57 M base_Shares
Jan 1, 2014
69.1 M base_Shares
Jan 1, 2015
72.31 M base_Shares
Jan 1, 2016
73.8 M base_Shares
Jan 1, 2017
75.3 M base_Shares
Jan 1, 2018
77.71 M base_Shares
Jan 1, 2019
82.68 M base_Shares
Jan 1, 2020
82.86 M base_Shares
Jan 1, 2021
83.58 M base_Shares
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Price targets and forecasts for Guidewire Software are not yet available.
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Guidewire Software Earnings Estimates

Guidewire Software Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
6/9/20260.76USD363.1 MUSD2026 Q3
6/4/20260.76USD363.07 MUSD2026 Q3
3/5/20260.79USD348.58 MUSD2026 Q2
3/4/20260.79USD348.59 MUSD2026 Q2
12/3/20250.63USD322.96 MUSD2026 Q1
12/5/20240.31USD258.01 MUSD2025 Q1
5/30/20240.14USD240 MUSD2024 Q3
3/4/20240.29USD256.52 MUSD2024 Q2
12/4/2023-0.16USD219.78 MUSD2024 Q1
6/5/2023-0.1USD216.76 MUSD2023 Q3

EESG©

Eulerpool ESG Scorecard© for the Guidewire Software stock

71/100
72
Environment
99
Social
44
Governance
E

Environment

20
Scope 1 - Direct Emissions30.77
Scope 2 - Indirect emissions from purchased energy1,306.78
Scope 3 - Indirect emissions within the value chain27,506.41
Total CO₂ emissions1,337.55
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees28.4
Percentage of women in management
Percentage of Asian employees34.5
Share of Asian management
Percentage of Hispanic/Latino employees3.7
Hispano/Latino Management share
Percentage of Black employees2.5
Black Management Share
Percentage of white employees56.9
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

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Guidewire Software shareholder structure

% Name
10.55115%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
9.3767%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
6.33443%
The Linonia Partnership LP
The Linonia Partnership LP
6.08026%
Baron Capital Management, Inc.
Baron Capital Management, Inc.
4.92468%
MFS Investment Management
MFS Investment Management
3.0419%
State Street Investment Management (US)
State Street Investment Management (US)
2.95299%
Darsana Capital Partners LP
Darsana Capital Partners LP
2.1004%
Geode Capital Management, L.L.C.
Geode Capital Management, L.L.C.
1.97309%
Route One Investment Company, L.P.
Route One Investment Company, L.P.
1.70707%
Stockbridge Partners LLC
Stockbridge Partners LLC
...
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Guidewire Software Executives and Management Board

JM

Mr. John Mullen

(52)

President

Compensation15.37 M USD
MR

Mr. Michael Rosenbaum

(54)

Chief Executive Officer, Director · since 2019

Compensation14.01 M USD
JC

Mr. Jeffrey Cooper

(49)

Chief Financial Officer

Compensation6.51 M USD
JK

Mr. James King

(54)

Chief Administrative Officer, General Counsel, Secretary

Compensation3.84 M USD
DP

Mr. David Peterson

(64)

Chief Accounting Officer

Compensation906,730 USD
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Frequently asked questions about Guidewire Software

The business model of Guidewire Software Inc is focused on providing software solutions for the property and casualty insurance industry. They offer a suite of applications designed to help insurers streamline their operations, manage claims, and improve customer service. Guidewire's software enables insurers to automate policy administration, underwriting, and billing processes, as well as handle claims and analytics. By offering these innovative solutions, Guidewire aims to help insurance companies enhance their efficiency, reduce costs, and deliver better experiences to their customers. Guidewire Software Inc is a leading provider in the insurance software market, serving over 350 insurers globally.

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All fundamentals and in-depth analysis of Guidewire Software

Our stock analysis for Guidewire Software Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Guidewire Software Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.