Flushing Financial (FFIC) Stock Price

Flushing Financial Price

🇺🇸NASDAQ·CLOSED
15.68USD
Market closed
Today +/-
Today %

Flushing Financial (FFIC) Stock | ISIN US3438731057 | WKN 898266. The current Flushing Financial stock price is 15.68 USD (2026). Revenue is 259.1 M USD. Net income is 53.07 M USD. The P/E ratio is 10.03. Market capitalization is 532.1 M USD. Flushing Financial operates in the Finance sector.

Flushing Financial stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Flushing Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Flushing Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Flushing Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Flushing Financial Stock Price History
DateFlushing Financial Price
Access this data via the Eulerpool API

Flushing Financial Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2006
168.2 M USD
21.6 M USD
Jan 1, 2007
203.9 M USD
20.2 M USD
Jan 1, 2008
223.7 M USD
22.1 M USD
Jan 1, 2009
241.1 M USD
21.1 M USD
Jan 1, 2010
237.9 M USD
38.8 M USD
Jan 1, 2011
234.8 M USD
35.3 M USD
Jan 1, 2012
222.8 M USD
34.3 M USD
Jan 1, 2013
210.1 M USD
37.8 M USD
Jan 1, 2014
207.3 M USD
44.2 M USD
Jan 1, 2015
219.8 M USD
46.2 M USD
Jan 1, 2016
278.5 M USD
64.9 M USD
Jan 1, 2017
245 M USD
41.1 M USD
Jan 1, 2018
267.3 M USD
55.1 M USD
Jan 1, 2019
288.5 M USD
41.3 M USD
Jan 1, 2020
275.3 M USD
34.7 M USD

Flushing Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 11, 2026, 12:03 AM
 
REVENUE (M USD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M USD)
EBIT (M USD)
EBIT MARGIN (%)
NET INCOME (M USD)
NET INCOME GROWTH (%)
DIV. (USD)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Flushing Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Flushing Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Flushing Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Flushing Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Flushing Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Flushing Financial stock margins

The Flushing Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Flushing Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Flushing Financial.
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Profit margin
Details
Date
Profit margin
Jan 1, 2006
12.84 %
Jan 1, 2007
9.91 %
Jan 1, 2008
9.88 %
Jan 1, 2009
8.75 %
Jan 1, 2010
16.31 %
Jan 1, 2011
15.03 %
Jan 1, 2012
15.39 %
Jan 1, 2013
17.99 %
Jan 1, 2014
21.32 %
Jan 1, 2015
21.02 %
Jan 1, 2016
23.3 %
Jan 1, 2017
16.78 %
Jan 1, 2018
20.61 %
Jan 1, 2019
14.32 %
Jan 1, 2020
12.6 %

Flushing Financial Stock Revenue, EBIT, Earnings per Share

The Flushing Financial earnings per share therefore indicates how much revenue Flushing Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2006
8.9 USD
1.14 USD
Jan 1, 2007
10.14 USD
1 USD
Jan 1, 2008
10.97 USD
1.08 USD
Jan 1, 2009
10.39 USD
0.91 USD
Jan 1, 2010
7.83 USD
1.28 USD
Jan 1, 2011
7.65 USD
1.15 USD
Jan 1, 2012
7.33 USD
1.13 USD
Jan 1, 2013
6.98 USD
1.26 USD
Jan 1, 2014
6.96 USD
1.48 USD
Jan 1, 2015
7.55 USD
1.59 USD
Jan 1, 2016
9.6 USD
2.24 USD
Jan 1, 2017
8.42 USD
1.41 USD
Jan 1, 2018
9.31 USD
1.92 USD
Jan 1, 2019
10.05 USD
1.44 USD
Jan 1, 2020
9.4 USD
1.18 USD

Flushing Financial business model & stock analysis

Flushing Financial Corp is an American bank holding company based in Flushing, New York, founded in 1994. The bank was established with the goal of building strong relationships with the communities it serves and providing them with top-notch financial services. Flushing Financial Corp primarily focuses on offering personal and business banking services. The bank provides a variety of products, from loans and accounts to investments and credit cards. Business Model: The business model of Flushing Financial Corp is designed to provide a comprehensive range of financial services to its customers while building strong relationships with the communities it operates in. The bank offers pretty much all the financial services one would expect from a modern bank, including business and personal banking, loans, mortgages, credit cards, savings and checking accounts, as well as investment and retirement funds. Flushing Financial Corp is committed to ensuring that its customers have a first-rate interactive experience by relying on the latest advancements in technology and mobility. The bank leverages modern features such as mobile banking and online banking services to provide its customers with faster and more convenient access to their banking needs. Flushing Financial Corp aims to offer a wide range of financial products and services to cater to all of its customers' needs. Here are some of the products and divisions offered by the bank: Divisions: Personal Banking: Flushing Financial Corp offers a wide range of accounts for personal customers, including savings accounts, checking accounts, as well as money market and CD accounts. Business Banking: The bank also provides business banking services, including accounts and loans, to help businesses effectively manage their finances. Loans: Flushing Financial Corp offers various types of loans, including real estate loans, auto loans, education loans, and more. Investment Products: The bank also offers a variety of investment opportunities, including investment funds, bonds, stocks, and retirement funds. Various Products: Flushing Financial Corp takes pride in offering its customers a variety of financial products and services. Here are some of the products offered by the bank: 1. Savings and checking accounts: Flushing Financial Corp offers a variety of accounts for personal customers, catering to all needs, including savings accounts, checking accounts, as well as money market and CD accounts. 2. Loans: The bank offers different types of loans, including real estate loans, auto loans, education loans, and more. 3. Mortgages: Flushing Financial Corp also offers a variety of mortgage products, including fixed-rate and variable interest rates. 4. Credit cards: Flushing Financial Corp also offers a range of credit cards, including personal credit cards and business credit cards, to meet the needs of its customers. 5. Mobile banking: Flushing Financial Corp offers a mobile app that allows customers to conduct their banking transactions from anywhere without having to visit a bank building. Overall, Flushing Financial Corp has proven to be a strong and growing bank in its long history, continually developing new products and services to meet the needs of its customers. The bank is deeply committed to fulfilling its promise through excellent customer service, high product quality, and versatile options.

Flushing Financial SWOT Analysis

Strengths

Flushing Financial Corp has several strengths that contribute to its solid position in the market:

  • Strong financial performance and stable earnings
  • Extensive experience and expertise in the banking and financial industry
  • Well-established brand reputation and customer loyalty
  • Diverse portfolio of products and services to cater to various customer needs
  • Efficient and reliable operational processes

Weaknesses

Despite its strengths, Flushing Financial Corp faces some weaknesses that require attention:

  • Relatively small market share compared to larger competitors
  • Dependence on the local market, limiting expansion opportunities
  • Vulnerability to economic downturns or fluctuations
  • Higher costs in terms of compliance and regulatory requirements
  • Limited geographical presence outside its core market

Opportunities

Flushing Financial Corp can capitalize on various opportunities to drive growth and enhance its market position:

  • Expansion into new markets and regions
  • Increase market share by targeting untapped customer segments
  • Develop innovative digital banking solutions to attract tech-savvy customers
  • Acquisition or strategic partnerships to broaden product offerings
  • Benefit from regulatory changes that favor community-focused banks

Threats

Flushing Financial Corp should be aware of potential threats that could affect its operations and competitiveness:

  • Intense competition from larger banks and financial institutions
  • Economic downturns impacting customer spending and loan demand
  • Increasing regulatory requirements and compliance costs
  • Rapid technological advancements requiring significant investments
  • Changing customer preferences and behavior towards online banking and fintech

Flushing Financial Eulerpool Fair Value

Flushing Financial historical P/E ratio, EBIT multiple, and P/S ratio

Flushing Financial annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Flushing Financial shares outstanding

The number of shares was Flushing Financial in 2025 — This indicates how many shares 33.935 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2006
18.9 M base_Shares
Jan 1, 2007
20.1 M base_Shares
Jan 1, 2008
20.4 M base_Shares
Jan 1, 2009
23.2 M base_Shares
Jan 1, 2010
30.4 M base_Shares
Jan 1, 2011
30.7 M base_Shares
Jan 1, 2012
30.4 M base_Shares
Jan 1, 2013
30.1 M base_Shares
Jan 1, 2014
29.8 M base_Shares
Jan 1, 2015
29.1 M base_Shares
Jan 1, 2016
29 M base_Shares
Jan 1, 2017
29.1 M base_Shares
Jan 1, 2018
28.7 M base_Shares
Jan 1, 2019
28.7 M base_Shares
Jan 1, 2020
29.3 M base_Shares

Flushing Financial Dividend History

31 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.22USDYTD
Mar 13, 20260.22USD 0.0%1/1
20250.88USD 0.0%
Mar 14, 20250.22USD 0.0%1/4
Jun 13, 20250.22USD 0.0%2/4
Sep 5, 20250.22USD 0.0%3/4
Dec 5, 20250.22USD 0.0%4/4
20240.88USD 0.0%
20230.88USD 0.0%
20220.88USD 4.8%
20210.84USD 0.0%
20200.84USD 0.0%
20190.84USD 5.0%
20180.8USD 11.1%
20170.72USD 5.9%

Flushing Financial dividend history and estimates

In 2025, Flushing Financial paid a dividend amounting to 0.88 USD. Dividend means that Flushing Financial distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2006
0.44 USD
0 USD
Jan 1, 2007
0.48 USD
0 USD
Jan 1, 2008
0.52 USD
0 USD
Jan 1, 2009
0.52 USD
0 USD
Jan 1, 2010
0.52 USD
0 USD
Jan 1, 2011
0.52 USD
0 USD
Jan 1, 2012
0.52 USD
0 USD
Jan 1, 2013
0.52 USD
0 USD
Jan 1, 2014
0.6 USD
0 USD
Jan 1, 2015
0.64 USD
0 USD
Jan 1, 2016
0.68 USD
0 USD
Jan 1, 2017
0.72 USD
0 USD
Jan 1, 2018
0.8 USD
0 USD
Jan 1, 2019
0.84 USD
0 USD
Jan 1, 2020
0.84 USD
0 USD

Flushing Financial dividend payout ratio

In 2025, Flushing Financial had a payout ratio of 39.81%. The payout ratio indicates the percentage of the company's profits that Flushing Financial distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2006
38.6 %
Jan 1, 2007
47.52 %
Jan 1, 2008
47.71 %
Jan 1, 2009
57.14 %
Jan 1, 2010
40.63 %
Jan 1, 2011
45.22 %
Jan 1, 2012
46.02 %
Jan 1, 2013
41.27 %
Jan 1, 2014
40.54 %
Jan 1, 2015
40.25 %
Jan 1, 2016
30.36 %
Jan 1, 2017
51.06 %
Jan 1, 2018
41.67 %
Jan 1, 2019
58.33 %
Jan 1, 2020
71.19 %
Price targets and forecasts for Flushing Financial are not yet available.

Flushing Financial Earnings Estimates

Flushing Financial Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
4/28/20260.36USD62.79 MUSD2026 Q1
4/27/20260.36USD62.79 MUSD2026 Q1
1/27/20260.36USD62.45 MUSD2025 Q4
4/23/20240.14USD47.8 MUSD2024 Q1
1/24/20240.23USD49.07 MUSD2023 Q4
7/24/20230.46USD58.03 MUSD2023 Q2
4/24/20230.39USD57.78 MUSD2023 Q1
1/25/20230.51USD60.91 MUSD2022 Q4
10/25/20220.61USD65.84 MUSD2022 Q3
7/26/20220.68USD66.93 MUSD2022 Q2
...

EESG©

Eulerpool ESG Scorecard© for the Flushing Financial stock

44/100
3
Environment
51
Social
79
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees60
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Flushing Financial shareholder structure

% Name
9.70502%
Wellington Management Company, LLP
Wellington Management Company, LLP
7.39438%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
5.52889%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
4.16696%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
4.00258%
Gabelli Funds, LLC
Gabelli Funds, LLC
3.5158%
Two Sigma Investments, LP
Two Sigma Investments, LP
2.90773%
State Street Investment Management (US)
State Street Investment Management (US)
2.65707%
AQR Capital Management, LLC
AQR Capital Management, LLC
2.39495%
Geode Capital Management, L.L.C.
Geode Capital Management, L.L.C.
1.9891%
Patriot Financial Partners, L.P.
Patriot Financial Partners, L.P.
...

Flushing Financial Executives and Management Board

JB

Mr. John Buran

(75)

President, Chief Executive Officer, Director · since 2001

Compensation2.43 M USD
MG

Ms. Maria Grasso

(59)

Chief Operating Officer, Senior Executive Vice President, Corporate Secretary · since 2014

Compensation1.18 M USD
FK

Mr. Francis Korzekwinski

(62)

Senior Executive Vice President, Chief of Real Estate Lending

Compensation1.04 M USD
SC

Ms. Susan Cullen

(59)

Senior Executive Vice President, Treasurer, Chief Financial Officer

Compensation1.03 M USD
MB

Mr. Michael Bingold

(62)

Senior Executive Vice President, Chief Retail and Client Development Officer

Compensation913,892 USD
...

Flushing Financial Supply Chain

Frequently asked questions about Flushing Financial

The business model of Flushing Financial Corp revolves around providing a comprehensive range of banking and financial services. As a community-focused financial institution, Flushing Financial Corp primarily serves the diverse needs of businesses and individuals in the New York metropolitan area. By offering a wide variety of products and services, such as personal and commercial banking, residential and commercial lending, and investment services, Flushing Financial Corp aims to cater to the financial requirements of its customers. The company focuses on delivering personalized and flexible solutions to foster long-lasting relationships while maintaining a commitment to customer satisfaction and community development.

All fundamentals and in-depth analysis of Flushing Financial

Our stock analysis for Flushing Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Flushing Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.