FlexShopper (FPAY) Stock Price
FlexShopper Price
Over the last 18 years FlexShopper grew revenue by 35.9% annually, reaching 139.80 M USD. Earnings per share have grown at 14.0% per year over the last 11 years. For FlexShopper, the net margin of -0.1% is broadly stable versus -0.3% a few years ago. The consensus 12-month price target for FlexShopper is 0.51 USD, about 7,185.7% above where the stock trades today. Of 7 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 367% above its 52-week low.
FlexShopper stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of FlexShopper over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how FlexShopper stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing FlexShopper's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | FlexShopper Price |
|---|---|
| 12/22/2025 | 0.01 USD |
| 12/19/2025 | 0.00 USD |
| 12/18/2025 | 0.00 USD |
| 12/17/2025 | 0.00 USD |
| 12/16/2025 | 0.00 USD |
| 12/15/2025 | 0.00 USD |
| 12/12/2025 | 0.00 USD |
| 12/11/2025 | 0.00 USD |
| 12/10/2025 | 0.00 USD |
| 12/9/2025 | 0.00 USD |
| 12/8/2025 | 0.00 USD |
| 12/5/2025 | 0.00 USD |
| 12/4/2025 | 0.00 USD |
| 12/3/2025 | 0.00 USD |
| 12/2/2025 | 0.00 USD |
| 12/1/2025 | 0.00 USD |
| 11/28/2025 | 0.00 USD |
| 11/26/2025 | 0.00 USD |
| 11/25/2025 | 0.00 USD |
| 11/24/2025 | 0.00 USD |
| 11/21/2025 | 0.00 USD |
| 11/20/2025 | 0.00 USD |
| 11/19/2025 | 0.00 USD |
| 11/17/2025 | 0.00 USD |
| 11/14/2025 | 0.00 USD |
| 11/12/2025 | 0.00 USD |
| 11/11/2025 | 0.00 USD |
| 11/10/2025 | 0.00 USD |
| 11/7/2025 | 0.00 USD |
| 11/6/2025 | 0.00 USD |
| 11/5/2025 | 0.00 USD |
| 11/4/2025 | 0.00 USD |
| 11/3/2025 | 0.00 USD |
| 10/31/2025 | 0.00 USD |
| 10/30/2025 | 0.00 USD |
| 10/29/2025 | 0.00 USD |
| 10/28/2025 | 0.00 USD |
| 10/27/2025 | 0.00 USD |
| 10/24/2025 | 0.00 USD |
| 10/23/2025 | 0.01 USD |
| 10/22/2025 | 0.05 USD |
| 10/21/2025 | 0.05 USD |
| 10/20/2025 | 0.06 USD |
| 10/17/2025 | 0.08 USD |
| 10/16/2025 | 0.09 USD |
| 10/15/2025 | 0.09 USD |
| 10/14/2025 | 0.10 USD |
| 10/13/2025 | 0.09 USD |
| 10/10/2025 | 0.09 USD |
| 10/9/2025 | 0.10 USD |
| 10/8/2025 | 0.11 USD |
| 10/7/2025 | 0.10 USD |
| 10/6/2025 | 0.10 USD |
| 10/3/2025 | 0.09 USD |
| 10/2/2025 | 0.08 USD |
| 10/1/2025 | 0.08 USD |
| 9/30/2025 | 0.09 USD |
| 9/29/2025 | 0.09 USD |
| 9/26/2025 | 0.09 USD |
| 9/25/2025 | 0.09 USD |
| 9/24/2025 | 0.10 USD |
| 9/23/2025 | 0.10 USD |
| 9/22/2025 | 0.10 USD |
| 9/19/2025 | 0.10 USD |
| 9/18/2025 | 0.10 USD |
| 9/17/2025 | 0.11 USD |
| 9/16/2025 | 0.11 USD |
| 9/15/2025 | 0.11 USD |
| 9/12/2025 | 0.10 USD |
| 9/11/2025 | 0.09 USD |
| 9/10/2025 | 0.09 USD |
| 9/9/2025 | 0.10 USD |
| 9/8/2025 | 0.09 USD |
| 9/5/2025 | 0.10 USD |
| 9/4/2025 | 0.10 USD |
| 9/3/2025 | 0.10 USD |
| 9/2/2025 | 0.10 USD |
| 8/29/2025 | 0.09 USD |
| 8/28/2025 | 0.09 USD |
| 8/27/2025 | 0.09 USD |
| 8/26/2025 | 0.09 USD |
| 8/25/2025 | 0.09 USD |
| 8/22/2025 | 0.09 USD |
| 8/21/2025 | 0.08 USD |
| 8/20/2025 | 0.07 USD |
| 8/19/2025 | 0.07 USD |
| 8/18/2025 | 0.07 USD |
| 8/15/2025 | 0.08 USD |
| 8/14/2025 | 0.08 USD |
| 8/13/2025 | 0.07 USD |
| 8/12/2025 | 0.09 USD |
| 8/11/2025 | 0.09 USD |
| 8/8/2025 | 0.10 USD |
| 8/7/2025 | 0.09 USD |
| 8/6/2025 | 0.10 USD |
| 8/5/2025 | 0.14 USD |
| 8/4/2025 | 0.14 USD |
FlexShopper Revenue, EBIT, Net Income
3 Years
5 Years
10 Years
25 Years
Max
Details
FlexShopper Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| EBITM USD |
| EBIT MARGIN% |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025e | 2026e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.00 | 2.00 | 1.00 | 5.00 | 20.00 | 47.00 | 67.00 | 84.00 | 88.00 | 102.00 | 125.00 | 113.00 | 116.00 | 139.00 | 157.00 | 185.00 |
| – | 100.00 | -50.00 | 400.00 | 300.00 | 135.00 | 42.55 | 25.37 | 4.76 | 15.91 | 22.55 | -9.60 | 2.65 | 19.83 | 12.95 | 17.83 |
| 100.00 | 100.00 | 100.00 | 20.00 | 45.00 | 51.06 | 50.75 | 50.00 | 31.82 | 34.31 | 36.80 | 96.46 | 89.66 | 97.84 | 97.84 | 97.84 |
| 1.00 | 2.00 | 1.00 | 1.00 | 9.00 | 24.00 | 34.00 | 42.00 | 28.00 | 35.00 | 46.00 | 109.00 | 104.00 | 136.00 | 153.61 | 181.01 |
| – | – | – | -4.00 | -8.00 | -45.00 | -47.00 | -32.00 | 6.00 | 4.00 | 7.00 | -6.00 | 13.00 | 22.00 | 12.00 | 14.00 |
| – | – | – | -80.00 | -40.00 | -95.74 | -70.15 | -38.10 | 6.82 | 3.92 | 5.60 | -5.31 | 11.21 | 15.83 | 7.64 | 7.57 |
| – | – | – | -3.00 | -8.00 | -12.00 | -8.00 | -9.00 | – | – | 3.00 | 13.00 | -4.00 | – | 5.00 | 12.00 |
| – | – | – | – | 166.67 | 50.00 | -33.33 | 12.50 | – | – | – | 333.33 | -130.77 | – | – | 140.00 |
| 1.86 | 1.86 | 2.11 | 5.20 | 5.21 | 5.29 | 5.29 | 17.65 | 17.70 | 21.36 | 22.46 | 21.75 | 23.84 | 21.54 | 21.54 | 21.54 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales FlexShopper generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue FlexShopper retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare FlexShopper's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares FlexShopper has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against FlexShopper's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
FlexShopper stock margins
3 Years
5 Years
10 Years
25 Years
Max
Details
FlexShopper Stock Revenue, EBIT, Earnings per Share
3 Years
5 Years
10 Years
25 Years
Max
Details
FlexShopper business model & stock analysis
FlexShopper SWOT Analysis
Strengths
FlexShopper Inc possesses several strengths that contribute to its success in the market. These strengths include:
- Strong brand reputation: FlexShopper Inc has built a solid brand name in the industry, establishing trust and credibility among its customers.
- Wide range of product offerings: The company offers a diverse selection of products, providing customers with various options to choose from.
- Flexible payment options: FlexShopper Inc offers flexible payment plans, allowing customers to acquire products without the need for upfront payment.
- Efficient distribution network: The company has a well-established distribution network, ensuring timely and accurate delivery of products to customers.
Weaknesses
Despite its strengths, FlexShopper Inc also faces certain weaknesses that could hinder its growth and performance. These weaknesses include:
- Limited market reach: The company primarily operates in specific geographic regions, which restricts its potential customer base.
- Dependence on third-party suppliers: FlexShopper Inc relies on external suppliers for its product inventory, which may lead to potential disruptions or quality control issues.
- Higher interest rates: The accommodation of flexible payment plans may result in higher interest rates for customers, potentially dissuading some from making purchases.
Opportunities
FlexShopper Inc can leverage various opportunities present in the market to enhance its business prospects. These opportunities include:
- Expansion into new markets: The company can pursue geographic expansion, targeting untapped markets to increase its customer base.
- Partnerships with retailers: Collaborating with retail partners can provide FlexShopper Inc with access to a larger audience and expand its distribution channels.
- Technological advancements: Embracing new technologies and implementing innovative solutions can improve operational efficiency and enhance the customer experience.
Threats
FlexShopper Inc should be mindful of potential threats that could impact its business operations. These threats include:
- Intense competition: The industry is highly competitive, and the company faces competition from both established players and new entrants.
- Economic downturns: Economic fluctuations can affect consumer spending habits, potentially leading to a decline in demand for FlexShopper Inc's products.
- Regulatory changes: Changes in regulations related to consumer finance or online retail can impose additional compliance and operational challenges.
FlexShopper Employees
3 Years
5 Years
10 Years
25 Years
Max
Details
FlexShopper Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
FlexShopper historical P/E ratio, EBIT multiple, and P/S ratio
FlexShopper annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
FlexShopper shares outstanding
3 Years
5 Years
10 Years
25 Years
Max
Details
FlexShopper stock splits
Current FlexShopper forecasts and price targets in August 2026
Analyst Price Targets 2026FlexShopper Analyst Rating Actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| 10/2/2025 | Maintained | Buy | |
| 4/24/2025 | Maintained | Buy | |
| 12/24/2024 | Maintained | Buy | |
| 11/15/2024 | Maintained | Buy | |
| 11/15/2024 | Maintained | Buy | |
| 10/2/2024 | Maintained | Buy | |
| 5/15/2024 | Maintained | Buy | |
| 4/3/2024 | Maintained | Buy | |
| 8/17/2023 | Maintained | Buy | |
| 11/14/2022 | Maintained | Buy |
FlexShopper Earnings Estimates
| Date | EPS estimate | Revenue Estimate | Quarterly report |
|---|---|---|---|
| 4/21/2026 | 0.35USD | 50.90 MUSD | 2025 Q4 |
| 11/12/2024 | -0.16USD | 35.81 MUSD | 2024 Q3 |
| 11/11/2024 | -0.16USD | 35.81 MUSD | 2024 Q3 |
| 5/9/2024 | -0.17USD | 30.45 MUSD | 2024 Q1 |
| 4/22/2024 | -0.28USD | 30.36 MUSD | 2023 Q4 |
| 11/8/2023 | -0.02USD | 34.64 MUSD | 2023 Q3 |
| 8/8/2023 | 0.06USD | 41.72 MUSD | 2023 Q2 |
| 5/10/2023 | 0.06USD | 39.41 MUSD | 2023 Q1 |
| 3/27/2023 | 0.08USD | 41.41 MUSD | 2022 Q4 |
| 11/10/2022 | 0.05USD | 38.63 MUSD | 2022 Q3 |
FlexShopper shareholder structure
| % | Name |
|---|---|
1.12658% | |
0.35756% | |
0.14084% | |
0.00025% | |
0.00000% | |
0.00000% |
FlexShopper Beneficial Ownership Filings (SEC 13D/G)
| Stake | Holder | Filing |
|---|---|---|
36.00% | SEC ↗ | |
32.20% | SEC ↗ | |
21.20% | SEC ↗ | |
21.20% | SEC ↗ | |
16.00% | SEC ↗ | |
12.70% | SEC ↗ | |
10.00% | SEC ↗ | |
9.90% | SEC ↗ | |
7.20% | SEC ↗ | |
6.80% | SEC ↗ |
FlexShopper Executives and Management Board
Mr. Howard Dvorkin
(59)Chairman of the Board
Mr. James Allen
(65)Independent Director
Mr. Matthew Doheny
(54)Chief Restructuring Officer
FlexShopper Supply Chain
FlexShopper Supply Chain
Correlation: how closely stock prices move together
| # | Name | 1M | 3M | 6M | 1Y | 2Y | Trend |
|---|---|---|---|---|---|---|---|
| 1 | 0.23 | 0.86 | 0.94 | 0.93 | 0.77 | ||
| 2 | Electrolux B | -0.15 | 0 | 0.85 | 0.77 | 0.66 | |
| 3 | Overstock.com | -0.31 | 0.81 | 0.87 | 0.83 | 0.56 | |
| 4 | -0.29 | 0.51 | 0.52 | 0.75 | 0.55 | ||
| 5 | -0.50 | 0.53 | 0.66 | 0.71 | 0.54 |
| # | Name | 1M | 3M | 6M | 1Y | 2Y | Trend |
|---|---|---|---|---|---|---|---|
| 1 | 0.29 | 0.52 | 0.90 | 0.85 | — | ||
| 2 | -0.11 | -0.14 | 0.07 | -0.66 | -0.05 | ||
| 3 | 0.49 | -0.80 | -0.59 | -0.36 | 0 | ||
| 4 | -0.58 | -0.82 | -0.55 | -0.22 | 0.09 | ||
| 5 | -0.08 | 0.69 | 0.39 | -0.38 | 0.15 |
Frequently asked questions about FlexShopper
FlexShopper Inc. operates under a lease-to-own business model. This means that it enables consumers to acquire various durable goods, such as electronics, furniture, and appliances, through flexible payment options. By partnering with retailers nationwide, FlexShopper offers lease-purchase agreements that allow customers to make weekly, bi-weekly, or monthly payments. This model provides a convenient alternative for individuals who may not qualify for traditional financing options. FlexShopper's platform enables consumers to access a wide range of products while offering hassle-free approvals, affordable payments, and the opportunity to build credit.
FlexShopper stock
FlexShopper Peer Group
FlexShopper Ticker
FlexShopper FIGI
All fundamentals and in-depth analysis of FlexShopper
Our stock analysis for FlexShopper stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of FlexShopper. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.