First National (FXNC) Stock Price

First National Price

NASDAQ·CLOSED
31.80USD+0.02 (+0.06 %)
Market closed

Revenue has compounded at 7.3% per year over the past 19 years to 85.95 M USD. Earnings per share have declined at 0.0% per year over the last 19 years. First National's net margin stands at 20.6%, down from 23.6% several years earlier. First National currently offers a dividend yield of about 2.00%. The payout ratio is around 32% of earnings. The dividend has grown at 1.4% per year over the past 19 years. Analysts set a median price target of 24.48 USD, implying 23.0% below the current price. Of 6 analysts, 0 rate the stock a buy — an overall Sell consensus. The stock trades about 49% above its 52-week low.

First National stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of First National over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First National stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First National's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

First National Stock Price History
DateFirst National Price
8/6/202631.80 USD
8/5/202631.78 USD
8/4/202631.91 USD
8/3/202632.37 USD
7/31/202631.75 USD
7/30/202631.64 USD
7/29/202631.17 USD
7/27/202629.78 USD
7/23/202628.91 USD
7/22/202629.03 USD
7/21/202629.51 USD
7/20/202629.44 USD
7/17/202629.51 USD
7/16/202630.36 USD
7/15/202629.49 USD
7/14/202629.23 USD
7/13/202629.72 USD
7/10/202629.23 USD
7/9/202629.31 USD
7/8/202629.20 USD
7/7/202629.30 USD
7/6/202630.24 USD
7/2/202630.04 USD
7/1/202630.94 USD
6/30/202630.02 USD
6/29/202630.03 USD
6/26/202630.54 USD
6/25/202629.86 USD
6/24/202629.95 USD
6/23/202629.91 USD
6/22/202629.45 USD
6/18/202629.36 USD
6/17/202629.04 USD
6/16/202629.55 USD
6/15/202629.29 USD
6/12/202630.19 USD
6/11/202629.56 USD
6/10/202630.00 USD
6/9/202629.48 USD
6/8/202629.16 USD
6/5/202629.06 USD
6/4/202628.34 USD
6/3/202627.52 USD
6/2/202628.21 USD
6/1/202627.81 USD
5/29/202627.80 USD
5/28/202628.04 USD
5/27/202628.00 USD
5/26/202627.94 USD
5/22/202627.82 USD
5/21/202627.85 USD
5/20/202627.36 USD
5/19/202626.86 USD
5/18/202627.01 USD
5/15/202626.57 USD
5/14/202626.92 USD
5/13/202626.68 USD
5/12/202627.00 USD
5/11/202627.19 USD
5/8/202627.96 USD
5/7/202627.96 USD
5/6/202627.50 USD
5/5/202627.26 USD
5/4/202626.85 USD
4/22/202628.36 USD
4/21/202628.66 USD
4/20/202629.31 USD
4/17/202629.45 USD
4/16/202628.55 USD
4/15/202628.66 USD
4/14/202628.71 USD
4/13/202628.90 USD
4/10/202628.90 USD
4/9/202629.06 USD
4/8/202628.36 USD
4/7/202627.65 USD
4/6/202627.60 USD
4/2/202627.15 USD
4/1/202627.16 USD
3/31/202626.92 USD
3/30/202626.67 USD
3/27/202626.40 USD
3/26/202626.52 USD
3/25/202626.57 USD
3/24/202626.47 USD
3/23/202626.33 USD
3/20/202625.90 USD
3/19/202626.07 USD
3/18/202625.46 USD
3/17/202626.09 USD
3/16/202626.51 USD
3/13/202626.14 USD
3/12/202626.35 USD
3/11/202626.46 USD
3/10/202626.71 USD
3/9/202626.24 USD
3/6/202626.34 USD
3/5/202626.68 USD
3/4/202626.76 USD
3/3/202626.63 USD
3/2/202626.80 USD
2/27/202626.55 USD
2/26/202627.26 USD
2/25/202627.17 USD
2/24/202626.63 USD
2/23/202626.70 USD
2/20/202627.71 USD
2/19/202627.57 USD
2/18/202627.50 USD
2/17/202628.07 USD
2/13/202628.21 USD
2/12/202627.65 USD
2/11/202627.48 USD
2/10/202627.95 USD
2/9/202628.45 USD
2/6/202628.60 USD
2/5/202628.21 USD
2/4/202628.08 USD
2/3/202627.74 USD
2/2/202627.01 USD
1/30/202626.35 USD
1/29/202625.76 USD
1/28/202625.53 USD
1/27/202625.74 USD
1/26/202625.96 USD
1/23/202626.00 USD
1/22/202626.39 USD
1/21/202626.29 USD
1/20/202625.59 USD
1/16/202625.69 USD
1/15/202625.71 USD
1/14/202625.24 USD
1/13/202625.11 USD
1/12/202625.28 USD
1/9/202625.42 USD
1/8/202625.56 USD
1/7/202624.58 USD
1/6/202624.59 USD
1/5/202624.60 USD
1/2/202624.54 USD
12/31/202525.24 USD
12/30/202525.35 USD
12/29/202525.50 USD
12/26/202525.50 USD
12/24/202525.59 USD
12/23/202525.46 USD
12/22/202525.60 USD
12/19/202525.90 USD
12/18/202526.30 USD
12/17/202526.16 USD
12/16/202526.20 USD
12/15/202526.19 USD
12/12/202525.90 USD
12/11/202525.78 USD
12/10/202525.58 USD
12/9/202524.58 USD
12/8/202524.40 USD
12/5/202524.59 USD
12/4/202524.63 USD
12/3/202524.56 USD
12/2/202524.30 USD
12/1/202524.60 USD
11/28/202524.50 USD
11/26/202524.51 USD
11/25/202524.60 USD
11/24/202523.94 USD
11/21/202523.96 USD
11/20/202523.13 USD
11/19/202523.17 USD
11/18/202523.36 USD
11/17/202523.50 USD
11/14/202524.15 USD
11/13/202524.10 USD
11/12/202523.71 USD
11/11/202523.51 USD
11/10/202523.06 USD
11/7/202522.86 USD
11/6/202522.95 USD
11/5/202523.15 USD
11/4/202522.50 USD
11/3/202522.48 USD
10/31/202522.52 USD
10/30/202522.30 USD
10/29/202522.29 USD
10/28/202522.52 USD
10/27/202522.71 USD
10/24/202522.95 USD
10/23/202522.78 USD
10/22/202522.81 USD
10/21/202521.97 USD
10/20/202522.18 USD
10/17/202521.95 USD
10/16/202521.91 USD
10/15/202522.39 USD
10/14/202522.37 USD
10/13/202521.78 USD
10/10/202521.80 USD
10/9/202522.35 USD
10/8/202522.46 USD
10/7/202522.56 USD
10/6/202522.71 USD
10/3/202522.41 USD
10/2/202522.31 USD
10/1/202522.48 USD
9/30/202522.68 USD
9/29/202522.80 USD
9/26/202523.14 USD
9/25/202523.30 USD
9/24/202523.46 USD
9/23/202523.70 USD
9/22/202523.72 USD
9/19/202523.90 USD
9/18/202524.01 USD
9/17/202523.43 USD
9/16/202523.25 USD
9/15/202523.31 USD
9/12/202523.30 USD
9/11/202523.49 USD
9/10/202523.33 USD
9/9/202523.44 USD
9/8/202523.45 USD
9/5/202523.56 USD
9/4/202523.38 USD
9/3/202523.02 USD
9/2/202523.24 USD
8/29/202523.36 USD
8/28/202523.37 USD
8/27/202523.46 USD
8/26/202523.55 USD
8/25/202523.67 USD
8/22/202523.59 USD
8/21/202522.30 USD
8/20/202522.40 USD
8/19/202522.34 USD
8/18/202522.21 USD
8/15/202522.26 USD
8/14/202522.40 USD
8/13/202522.44 USD
8/12/202522.31 USD
8/11/202521.36 USD
Access this data via the Eulerpool API

First National Revenue, Pre-Provision Profit, Net Income

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  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2020
36.71 M USD
12.89 M USD
8.86 M USD
Jan 1, 2021
43.87 M USD
11.14 M USD
10.36 M USD
Jan 1, 2022
56.86 M USD
21.25 M USD
16.80 M USD
Jan 1, 2023
53.57 M USD
16.33 M USD
9.62 M USD
Jan 1, 2024
64.40 M USD
11.47 M USD
6.97 M USD
Jan 1, 2025
85.95 M USD
20.52 M USD
17.70 M USD
Jan 1, 2026 (e)
94.45 M USD
0.00 USD
21.38 M USD
Jan 1, 2027 (e)
98.29 M USD
0.00 USD
22.77 M USD

First National Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 10, 2026, 2:46 AM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
201220132014201520162017201820192020202120222023202420252026e2027e
29.0027.0027.0029.0032.0035.0039.0040.0040.0046.0060.0067.0088.00112.0094.0098.00
-3.33-6.907.4110.349.3811.432.5615.0030.4311.6731.3427.27-16.074.26
75.8688.89107.4196.5593.7591.4389.7487.5082.5095.6591.6770.1563.6474.1174.1174.11
22.0024.0029.0028.0030.0032.0035.0035.0033.0044.0055.0047.0056.0083.0069.6672.63
19.2718.4518.6220.7223.1725.1827.5427.9129.3734.7545.4843.3052.2572.99
7.176.937.447.367.717.578.447.767.349.1211.3710.2712.1512.97
3.56-0.43-3.85-0.100.100.600.453.00-0.651.856.157.852.89
7.324.637.272.527.399.4712.2111.3412.8911.1421.2516.3311.4720.52
2.009.007.002.005.006.0010.009.008.0010.0016.009.006.0017.0021.0022.00
-120.00350.00-22.22-71.43150.0020.0066.67-10.00-11.1125.0060.00-43.75-33.33183.3323.534.76
0.360.440.480.560.600.610.640.680.73
22.229.0916.677.146.676.257.35
4.904.904.904.924.934.954.964.974.866.246.276.288.999.039.039.03
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales First National generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First National retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First National's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares First National has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First National's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

First National stock margins

The First National margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First National. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First National.
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  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2020
64.88 %
24.13 %
Jan 1, 2021
74.61 %
23.61 %
Jan 1, 2022
62.62 %
29.54 %
Jan 1, 2023
69.52 %
17.96 %
Jan 1, 2024
82.19 %
10.82 %
Jan 1, 2025
76.13 %
20.60 %
Jan 1, 2026 (e)
0.00 %
22.63 %
Jan 1, 2027 (e)
0.00 %
23.16 %

First National Revenue per Share, Earnings per Share

The First National earnings per share therefore indicates how much revenue First National has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
7.55 USD
1.82 USD
Jan 1, 2021
7.03 USD
1.66 USD
Jan 1, 2022
9.06 USD
2.68 USD
Jan 1, 2023
8.53 USD
1.53 USD
Jan 1, 2024
7.16 USD
0.77 USD
Jan 1, 2025
9.52 USD
1.96 USD
Jan 1, 2026 (e)
10.48 USD
2.37 USD
Jan 1, 2027 (e)
10.90 USD
2.53 USD

First National business model & stock analysis

First National Corp., often referred to as First National or FNC, is an American financial institution headquartered in Strasburg, Virginia. The company's roots date back to 1902 when the First National Bank of Strasburg was established. Over the years, the company has diversified within the financial sector and has become one of the leading banks in the region. First National Corp.'s business model is to offer a wide range of financial services to meet customer needs. This includes loans, deposits, investment services, insurance, mortgages, and business banking services. The bank has always focused on the needs of its customers, earning an excellent reputation. The bank offers various divisions to comprehensively support each customer. The main ones are: 1. Retail customers: First National Corp. offers a variety of personal banking services, including personal accounts, debit and credit cards, personal loans and mortgages, online banking, and mobile banking applications. 2. Business customers: The bank provides tailored corporate financing, from deposit and payment processing to credit and leasing services. 3. Wealth management: First National Corp. offers a range of wealth management options to asset owners and families, including investment funds, trust and estate services, and individual asset management. In addition to the mentioned divisions, First National Corp. also offers a variety of financial products to meet customer needs. These include loans, credit cards, insurance, investment products, mortgages, and checking accounts. Over the years, First National Corp. has experienced growth through constant innovation and expansion. The bank has developed a sophisticated online and mobile banking system and now operates in nine states. With a wide range of products and services and comprehensive customer care, First National Corp. has earned an excellent reputation in a highly competitive industry. The company also has an irresistible philanthropic agenda and often gives back a portion of its profits to the communities in which it operates. With established branches, top-notch online platforms, and a wide network of ATMs, First National Corp. has become a reliable partner for various industries in the U.S.

First National SWOT Analysis

Strengths

First National Corp possesses several key strengths that contribute to its competitive advantage in the market. These strengths include:

  • Strong market position and brand recognition
  • Diverse and loyal customer base
  • Robust financial performance and profitability
  • Efficient operational processes and cost management
  • Extensive product and service offerings

Weaknesses

Despite its strengths, First National Corp also faces certain weaknesses that may hinder its growth and sustainability:

  • Reliance on a specific market segment or geographical region
  • Limited technological innovation compared to competitors
  • Inadequate risk management practices
  • Dependence on a few key suppliers or partners
  • Complex organizational structure leading to communication challenges

Opportunities

First National Corp can capitalize on various opportunities within the market to further enhance its growth and competitiveness:

  • Expansion into new untapped markets or demographics
  • Integration of advanced technology solutions
  • Strategic partnerships and collaborations
  • Introduction of innovative product or service offerings
  • Growing demand for sustainable and socially responsible investments

Threats

First National Corp faces certain external threats that may pose challenges to its growth and profitability:

  • Intense competition from established banks and emerging fintech firms
  • Economic downturns and market volatility
  • Stringent regulatory requirements and compliance costs
  • Cybersecurity and data privacy risks
  • Changing customer preferences and expectations

First National Employees

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  • Max

First National Employees
Details
Date
First National Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

First National Segments

First National Revenue by Segment

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Service charges on deposit accounts
ATM and check card fees
Wealth management fees
Fees for other customer services
Details
Date
Service charges on deposit accounts
ATM and check card fees
Wealth management fees
Fees for other customer services
Jan 1, 2018
3.18 M USD
2.26 M USD
1.68 M USD
601,000.00 USD

First National Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

First National historical P/E ratio, EBIT multiple, and P/S ratio

First National annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

First National shares outstanding

The number of shares of First National was 9.03 M in 2025. This indicates how many shares First National is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
4.86 M Stocks
Jan 1, 2021
6.24 M Stocks
Jan 1, 2022
6.27 M Stocks
Jan 1, 2023
6.28 M Stocks
Jan 1, 2024
8.99 M Stocks
Jan 1, 2025
9.03 M Stocks
Jan 1, 2026 (e)
9.03 M Stocks
Jan 1, 2027 (e)
9.03 M Stocks

First National stock splits

In First National's history, there have been no stock splits.

First National Dividend History

25 years of dividend payments · 11 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.34USDYTD
Feb 27, 20260.17USD 0.0%1/2
May 29, 20260.17USD 0.0%2/2
20250.64USD 5.0%
Feb 28, 20250.16USD 0.0%1/4
May 30, 20250.16USD 0.0%2/4
Aug 29, 20250.16USD 0.0%3/4
Nov 28, 20250.17USD 9.7%4/4
20240.61USD 0.8%
20230.60USD 7.1%
20220.56USD 16.7%
20210.48USD 9.1%
20200.44USD 22.2%
20190.36USD 80.0%
20180.20USD 42.9%
20170.14USD 16.7%

First National dividend history and estimates

In 2025, First National paid a dividend amounting to 0.64 USD. Dividend means that First National distributes a portion of its profits to its owners.
  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
0.44 USD
0.00 USD
Jan 1, 2021
0.48 USD
0.00 USD
Jan 1, 2022
0.56 USD
0.00 USD
Jan 1, 2023
0.60 USD
0.00 USD
Jan 1, 2024
0.61 USD
0.00 USD
Jan 1, 2025
0.64 USD
0.00 USD
Jan 1, 2026 (e)
0.34 USD
0.34 USD
Jan 1, 2027 (e)
0.00 USD
0.73 USD

First National dividend payout ratio

In 2025, First National had a payout ratio of 32.39%. The payout ratio indicates the percentage of the company's profits that First National distributes as dividends.
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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
24.15 %
Jan 1, 2021
28.89 %
Jan 1, 2022
20.91 %
Jan 1, 2023
39.17 %
Jan 1, 2024
78.12 %
Jan 1, 2025
32.39 %
Jan 1, 2026 (e)
28.68 %
Jan 1, 2027 (e)
28.98 %

Current First National forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
1.05 %
Buy
0.00 % (0)
Hold
50.00 % (3)
Sell
50.00 % (3)
12M Price Target
24.48
Last Price
31.78
Currency
USD
12M Return Potential
-22.97 %
LTM Return
0 %

First National Analyst Rating Actions

DateFirmActionRating
8/1/2024
Janney Montgomery Scott
Janney Montgomery Scott
UpgradeNeutralBuy
9/12/2023
Janney Montgomery Scott
Janney Montgomery Scott
DowngradeBuyNeutral
11/16/2022
Janney Montgomery Scott
Janney Montgomery Scott
MaintainedBuy

First National Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/29/20260.60USD-23.92 MUSD-2026 Q2
4/23/20260.57USD-23.77 MUSD-2026 Q1
2/4/20260.62USD-23.05 MUSD-2025 Q4
1/24/20240.48USD--USD-2023 Q4
2/10/2012-0.42USD-5.14 MUSD-2011 Q4
10/28/20110.01USD-5.23 MUSD-2011 Q3
8/1/20110.24USD--USD-2011 Q2
4/22/20110.28USD--USD-2011 Q1
2/2/20110.12USD--USD-2010 Q4
10/22/20100.20USD--USD-2010 Q3

First National shareholder structure

% Name
9.18765%
Fourthstone LLC
Fourthstone LLC
4.97465%
Wilkins (James R. III)
Wilkins (James R. III)
4.77670%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
4.48440%
Smith (Gerald F Jr)
Smith (Gerald F Jr)
3.50888%
Siena Capital Partners GP, LLC
Siena Capital Partners GP, LLC
3.45450%
Petiole USA Limited
Petiole USA Limited
...

First National Beneficial Ownership Filings (SEC 13D/G)

Free Float
76.3%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
12.00%
Page 4 of 9 Pages
Page 4 of 9 Pages
SEC ↗
12.00%
Page 3 of 9 Pages
Page 3 of 9 Pages
SEC ↗
12.00%
Page 2 of 9 Pages
Page 2 of 9 Pages
SEC ↗
8.56%
Fourthstone LLC
Fourthstone LLC
SEC ↗
6.60%
James R. Wilkins, III
James R. Wilkins, III
SEC ↗
6.29%
Gerald F. Smith, Jr.
Gerald F. Smith, Jr.
SEC ↗
5.05%
Siena Capital Partners I, L.P.
Siena Capital Partners I, L.P.
SEC ↗
5.04%
5.04%2
5.04%2
SEC ↗
5.04%
10
10
SEC ↗
4.70%
First National Corporation Employee Stock Ownership Plan
First National Corporation Employee Stock Ownership Plan
SEC ↗

First National Executives and Management Board

15 members · avg. age 61 · 20 % women

SH

Mr. Scott Harvard (70)

President, Chief Executive Officer, Director of the Company and Bank · since 2011

1.29 M USD

Management

DD

Mr. Dennis Dysart (53)

Senior Executive Vice President, Chief Operating Officer

781,511.00 USD
BS

Mr. Brad Schwartz (62)

Chief Financial Officer, Executive Vice President

Board of Directors

EC

Mrs. Elizabeth Cottrell (74)

Non-Executive Independent Chairman of the Board of the Company and the Bank

64,801.00 USD
GS

Mr. Gerald Smith (63)

Independent Director

55,382.00 USD
JA

Mr. Jason Aikens (44)

Independent Director

54,098.00 USD
EB

Mrs. Emily Beck (47)

Independent Director

54,098.00 USD
BB

Mr. Boyce Brannock (64)

Independent Director

54,098.00 USD
WF

Mr. W. Michael Funk (72)

Independent Director

54,098.00 USD

Frequently asked questions about First National

The business model of First National Corp revolves around providing banking and financial services to individuals, businesses, and institutions. As a prominent financial institution, First National Corp offers a wide range of products and services including personal and business banking, loans and mortgages, wealth management, and investment solutions. With a strong commitment to customer service, First National Corp aims to assist customers in achieving their financial goals while maintaining a solid reputation in the industry. By delivering innovative and tailored financial solutions, First National Corp stands as a reliable and trustworthy option for individuals and businesses seeking comprehensive banking services.

First National Corp is primarily active in the banking and financial services industry.

The main competitors of First National Corp in the market include several established banking institutions such as XYZ Bank, ABC Financial Group, and LMN Holdings. These competitors strive to attract customers by offering similar banking products and services as First National Corp, including personal and business banking, lending solutions, investment options, and more. However, First National Corp maintains its competitive edge by leveraging its strong reputation, exceptional customer service, innovative financial solutions, and a wide network of branches.

First National Corp is a renowned financial institution with a rich history and background. Established in [year], the company has become a trusted player in the industry. With a commitment to providing exceptional banking solutions, First National Corp has successfully served customers for decades. They offer a wide range of financial services including personal and business banking, investment management, and lending solutions. The company's strong foundation, combined with their dedicated team of experts, has propelled them to become a leading presence in the financial market. First National Corp strives to deliver superior customer satisfaction and remains committed to upholding their stellar reputation in the industry.

Some significant milestones achieved by First National Corp include its establishment as a leading financial institution, steady growth in market presence and customer base, successful expansion into new regions and markets, consistent delivery of innovative financial solutions, and recognition as a trusted and reliable partner for individuals and businesses. First National Corp's commitment to excellence, sound financial management, and customer-centric approach have played a key role in its success. Through strategic acquisitions and partnerships, the company has also strengthened its position in the industry, providing enhanced value and opportunities for its shareholders and stakeholders.

First National Corp is primarily present in the United States. With its headquarters located in Virginia, the company operates throughout various states including Virginia, Maryland, and Washington D.C. It consistently caters to customers within its local communities, offering a wide range of financial services. As a reputable banking institution, First National Corp focuses on delivering personalized solutions, superior customer service, and well-established relationships. Whether it's individual clients, businesses, or organizations, First National Corp serves the needs of a diverse customer base within its primarily regional scope within the United States.

First National Corp represents strong values and a corporate philosophy focused on customer satisfaction and community growth. With a deep-rooted commitment to integrity, First National Corp strives to provide excellent financial services tailored to the needs of individuals and businesses. The company's dedication to developing and maintaining long-term relationships with customers sets it apart. By prioritizing trust, transparency, and personalized solutions, First National Corp continuously works towards uplifting local economies and empowering individuals to achieve financial success. Through its comprehensive range of services and a customer-centric approach, First National Corp aims to foster prosperity and deliver sustainable value to its clients and the community it serves.

Analysts currently set an average price target of 24.48 USD for the First National stock (median: 24.48 USD), implying -23.0 % versus the latest price. The consensus is based on 6 analyst ratings.

6 analysts currently rate the First National stock: 0 recommend buying, 3 holding and 3 selling. For 2026, analysts expect First National to generate revenue of 94.45 M USD and earnings per share of 2.37 USD.

Converted at the current exchange rate, the First National share trades at 27.54 EUR (31.80 USD).

The First National share (FXNC) is listed on 1 stock exchanges, including: NASDAQ (FXNC).

First National Corp is a US financial institution based in Richmond, Virginia. The company was founded in 1864 and offers a wide range of financial services, including banking services, asset management, investment and insurance products, and advisory services. The business model of First National Corp is based on a customer-oriented strategy that aims to meet the needs and expectations of customers. The company operates a variety of business segments, including community banking, wealth management, and insurance. In community banking, First National Corp offers a range of products and services, including savings accounts, checking accounts, credit cards, loans, and mortgages. The company is committed to providing customers with a user-friendly experience by offering a variety of digital solutions such as online banking, mobile banking apps, and ATMs. In addition, First National Corp also operates branches to personally serve customers and meet their needs. In the wealth management segment, the company offers comprehensive portfolio management solutions, including asset management, investment advisory, and financial planning services. First National Corp's wealth management experts work closely with customers to create tailored portfolios that align with their specific investment goals. Additionally, the company also provides estate planning and trust services. In the insurance segment, First National Corp offers a variety of products and services, including auto insurance, homeowners insurance, life insurance, and business insurance. The company partners with leading insurers and provides customers with customized insurance solutions that meet their specific needs. Overall, First National Corp has built a strong reputation as a reliable and trustworthy financial institution. The company emphasizes the importance of a personal relationship with its customers and works hard to help them achieve their financial goals. The company is also committed to supporting its customers by supporting nonprofit organizations and actively participating in the development of its communities. In summary, the business model of First National Corp is focused on providing comprehensive, customer-oriented financial services that aim to meet the needs and expectations of customers. The company operates various business segments, including community banking, wealth management, and insurance, all aimed at serving their customers optimally.

The expected revenue of First National is 94.45 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of First National is 21.38 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of First National is currently 13.43. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First National stock.

The price-to-sales ratio (P/S) of First National is currently 3.04. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First National stock.

The Eulerpool Quality Score for First National is 5/10.

The ISIN of First National is US32106V1070. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of First National is A0YG4W. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of First National is FXNC. The ticker symbol is used to trade First National shares on the stock exchange.

Over the past 12 months, First National paid a dividend of 0.64 USD . This corresponds to a dividend yield of about 2.00 %. For the coming 12 months, First National is expected to pay a dividend of 0.73 USD.

The current dividend yield of First National is 2.00 %.

First National pays a dividend, distributed in the months of , , , .

First National paid dividends every year for the past 12 years.

For the upcoming 12 months, dividends amounting to 0.73 USD are expected. This corresponds to a dividend yield of 2.30 %.

First National is assigned to the 'Finance' sector.

To receive the latest dividend of First National from amounting to 0.17 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, First National distributed 0.61 USD as dividends.

The dividends of First National are distributed in USD.