FinVolution Group (FINV) Stock Price

FinVolution Group Price

🇨🇳NYSE·CLOSED
4.93CNY
Market closed
Today +/-
Today %

FinVolution Group (FINV) Stock | ISIN US31810T1016 | WKN A2PWCC. The current FinVolution Group stock price is 4.93 CNY (2026). Revenue is 12.79 B CNY. Net income is 10.91 B CNY. The P/E ratio is 0.6. Market capitalization is 6.25 B CNY. FinVolution Group operates in the Finance sector.

FinVolution Group stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of FinVolution Group over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how FinVolution Group stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing FinVolution Group's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

FinVolution Group Stock Price History
DateFinVolution Group Price
Access this data via the Eulerpool API

FinVolution Group Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2015
195.69 M CNY
-145.08 M CNY
-180.93 M CNY
Jan 1, 2016
1.22 B CNY
236.85 M CNY
-60.53 M CNY
Jan 1, 2017
3.88 B CNY
1.53 B CNY
-1.99 B CNY
Jan 1, 2018
4.35 B CNY
1.85 B CNY
2.47 B CNY
Jan 1, 2019
5.96 B CNY
2.65 B CNY
2.37 B CNY
Jan 1, 2020
7.56 B CNY
4.32 B CNY
1.97 B CNY
Jan 1, 2021
9.47 B CNY
4.58 B CNY
2.51 B CNY
Jan 1, 2022
11.13 B CNY
5.71 B CNY
2.27 B CNY
Jan 1, 2023
12.55 B CNY
6.81 B CNY
2.34 B CNY
Jan 1, 2024
13.07 B CNY
7.12 B CNY
2.38 B CNY
Invalid Date
13.87 B CNY
3.07 B CNY
13.49 B CNY
Invalid Date
12.79 B CNY
2.47 B CNY
10.91 B CNY
Invalid Date
14.58 B CNY
2.9 B CNY
13.2 B CNY

FinVolution Group Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 10, 2026, 12:36 PM
 
REVENUE (M CNY)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M CNY)
NET INCOME (M CNY)
NET INCOME GROWTH (%)
DIV. (CNY)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales FinVolution Group generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue FinVolution Group retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare FinVolution Group's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares FinVolution Group has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against FinVolution Group's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

FinVolution Group stock margins

The FinVolution Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of FinVolution Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for FinVolution Group.
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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2015
49.21 %
-74.14 %
-92.46 %
Jan 1, 2016
68.07 %
19.48 %
-4.98 %
Jan 1, 2017
74.89 %
39.4 %
-51.29 %
Jan 1, 2018
77.35 %
42.44 %
56.75 %
Jan 1, 2019
79.74 %
44.37 %
39.8 %
Jan 1, 2020
82.47 %
57.07 %
26.09 %
Jan 1, 2021
80.55 %
48.33 %
26.49 %
Jan 1, 2022
81.69 %
51.29 %
20.36 %
Jan 1, 2023
83.17 %
54.25 %
18.66 %
Jan 1, 2024
81.77 %
54.51 %
18.24 %
Invalid Date
81.77 %
22.09 %
97.27 %
Invalid Date
81.77 %
19.27 %
85.33 %
Invalid Date
81.77 %
19.89 %
90.5 %

FinVolution Group Stock Revenue, EBIT, Earnings per Share

The FinVolution Group earnings per share therefore indicates how much revenue FinVolution Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2015
0.13 CNY
-0.1 CNY
-0.12 CNY
Jan 1, 2016
0.81 CNY
0.16 CNY
-0.04 CNY
Jan 1, 2017
4.98 CNY
1.96 CNY
-2.55 CNY
Jan 1, 2018
2.72 CNY
1.15 CNY
1.54 CNY
Jan 1, 2019
3.84 CNY
1.7 CNY
1.53 CNY
Jan 1, 2020
5.07 CNY
2.89 CNY
1.32 CNY
Jan 1, 2021
6.39 CNY
3.09 CNY
1.69 CNY
Jan 1, 2022
7.66 CNY
3.93 CNY
1.56 CNY
Jan 1, 2023
8.94 CNY
4.85 CNY
1.67 CNY
Jan 1, 2024
9.9 CNY
5.39 CNY
1.81 CNY
Invalid Date
10.95 CNY
2.32 CNY
10.65 CNY
Invalid Date
10.09 CNY
1.87 CNY
8.61 CNY
Invalid Date
11.51 CNY
2.2 CNY
10.42 CNY

FinVolution Group business model & stock analysis

FinVolution Group, formerly known as PPDAI, is a leading fintech company headquartered in China with a global presence. The company was founded in 2007 and started as a peer-to-peer (P2P) platform. Since then, it has evolved into a comprehensive technology company that offers financial and technology solutions to consumers and institutional clients. As a P2P platform, FinVolution enables individuals and small businesses to access quick and easy loans. They offer loans ranging from 1,000 to 300,000 RMB. P2P loans differ from traditional loans in that they are funded directly by investors without the involvement of banks. The Chinese government regulated the P2P market to reduce uncontrolled lending and the shadow banking sector. Due to its quality in risk management and forward-thinking business strategy, FinVolution has established itself in the Chinese P2P industry. In addition, FinVolution also provides B2B services to its institutional clients, including credit risk management services, building IT infrastructure for financial institutions, and investment services for credit unions and closed-end funds. Another division of the company is its consumer insurance platform, where anyone who completes a loan application through the PPDAI app automatically receives monthly insurance for their loan. FinVolution is also a pioneer in online investment services for consumers, who can access innovative digital assets through the company's platform. In addition to traditional investment forms such as stocks and bonds, the company also provides access to alternative assets such as microloans and real estate investments. Therefore, FinVolution offers a comprehensive range of financial products and services for customers. FinVolution has established itself as an innovative fintech company and won numerous awards for excellence in risk management and outstanding customer service during its early years as a P2P platform. Through its advanced and risk-based methods, the company has thrived in the Chinese financial market, even amidst a regulatory environment focused on strengthening the financial sector and increasing consumer protection. Despite fluctuating economic conditions, FinVolution Group has fulfilled its mission of providing simple and innovative financial solutions to individuals and businesses. With its leading position in the digital family and its innovative strength, the company remains a major force in creating a better future for its customers and its industry.

FinVolution Group SWOT Analysis

Strengths

FinVolution Group has several strengths that contribute to its success. Firstly, the company has a strong technological infrastructure, allowing it to provide efficient and reliable financial services. This allows for seamless user experiences and enhances customer satisfaction.

Secondly, FinVolution Group benefits from a large and diverse customer base. This provides the company with a steady stream of revenue and opportunities for cross-selling and upselling of its products and services.

Weaknesses

However, FinVolution Group also faces certain weaknesses that should be addressed. One of the key weaknesses is its heavy reliance on technology. While this is a strength, any disruptions to the technology infrastructure could severely impact the company's operations and reputation. It is essential for the company to have robust backup systems and security measures in place.

Another weakness is the company's limited geographical presence. Currently, FinVolution Group operates primarily in China, which exposes it to country-specific risks such as regulatory changes or economic downturns. Expanding into new markets could help diversify this risk.

Opportunities

FinVolution Group has several opportunities it can capitalize on. Firstly, the company can leverage its technological expertise to develop innovative financial products and services. This can give it a competitive edge and attract new customers.

Additionally, there is a growing demand for online financial services globally. By expanding into new markets, such as Southeast Asia or Europe, FinVolution Group can tap into this demand and increase its market share.

Threats

Despite its strengths and opportunities, FinVolution Group also faces threats that must be considered. One of the main threats is the intense competition within the financial technology industry. The company needs to constantly innovate and differentiate itself to stay ahead. Failure to do so could result in a loss of market share or customer base.

Another threat is the potential for regulatory changes. As the financial industry is highly regulated, any new regulations or restrictions could impact FinVolution Group's operations and profitability. Staying updated with regulatory changes and maintaining compliance is crucial for the company's long-term success.

FinVolution Group Segments

FinVolution Group Revenue by Region

  • Max

The PRC
CHINA
INDONESIA
Others
Details
Date
The PRC
CHINA
INDONESIA
Others
Jan 1, 2023
0 CNY
10.41 B CNY
1.89 B CNY
251.29 M CNY
Jan 1, 2024
10.53 B CNY
0 CNY
1.89 B CNY
644.73 M CNY

FinVolution Group Eulerpool Fair Value

FinVolution Group historical P/E ratio, EBIT multiple, and P/S ratio

FinVolution Group annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

FinVolution Group shares outstanding

The number of shares was FinVolution Group in 2025 — This indicates how many shares 1.32 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2015
1.5 B base_Shares
Jan 1, 2016
1.5 B base_Shares
Jan 1, 2017
779.8 M base_Shares
Jan 1, 2018
1.6 B base_Shares
Jan 1, 2019
1.55 B base_Shares
Jan 1, 2020
1.49 B base_Shares
Jan 1, 2021
1.48 B base_Shares
Jan 1, 2022
1.45 B base_Shares
Jan 1, 2023
1.4 B base_Shares
Jan 1, 2024
1.32 B base_Shares
Invalid Date
1.32 B base_Shares
Invalid Date
1.32 B base_Shares
Invalid Date
1.32 B base_Shares

FinVolution Group Dividend History

7 years of dividend payments · 5 consecutive increases

YearAnnual DividendYoY ChangePayments
20250.28CNY 16.9%
Apr 16, 20250.28CNY 16.9%1/1
20240.24CNY 10.2%
20230.22CNY 4.9%
20220.21CNY 20.6%
20210.17CNY 41.7%
20200.12CNY 36.8%
20190.19CNY

FinVolution Group dividend history and estimates

In 2025, FinVolution Group paid a dividend amounting to 0.28 CNY. Dividend means that FinVolution Group distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2019
0.19 CNY
0 CNY
Jan 1, 2020
0.12 CNY
0 CNY
Jan 1, 2021
0.17 CNY
0 CNY
Jan 1, 2022
0.21 CNY
0 CNY
Jan 1, 2023
0.22 CNY
0 CNY
Jan 1, 2024
0.24 CNY
0 CNY
Jan 1, 2025
0.28 CNY
0 CNY
Invalid Date
0 CNY
0.97 CNY
Invalid Date
0 CNY
1.19 CNY

FinVolution Group dividend payout ratio

In 2025, FinVolution Group had a payout ratio of 11.74%. The payout ratio indicates the percentage of the company's profits that FinVolution Group distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2015
10.76 %
Jan 1, 2016
10.76 %
Jan 1, 2017
10.76 %
Jan 1, 2018
10.76 %
Jan 1, 2019
12.42 %
Jan 1, 2020
9.09 %
Jan 1, 2021
10.06 %
Jan 1, 2022
13.14 %
Jan 1, 2023
10.76 %
Jan 1, 2024
11.32 %
Invalid Date
11.74 %
Invalid Date
11.28 %
Invalid Date
11.45 %
Price targets and forecasts for FinVolution Group are not yet available.

FinVolution Group Earnings Estimates

FinVolution Group Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
3/12/20249.38CNY-CNY2023 Q4
5/27/20200.63CNY655.09 MCNY2020 Q1
3/19/20201.35CNY1.13 BCNY2019 Q4
11/19/20191.86CNY1.67 BCNY2019 Q3
8/20/20191.71CNY1.38 BCNY2019 Q2
5/15/20191.62CNY1.25 BCNY2019 Q1
11/20/20181.33CNY878.23 MCNY2018 Q3

EESG©

Eulerpool ESG Scorecard© for the FinVolution Group stock

76/100
99
Environment
99
Social
31
Governance
E

Environment

20
Scope 1 - Direct Emissions127.8
Scope 2 - Indirect emissions from purchased energy1,601.8
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions1,729.6
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees43.9
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

FinVolution Group shareholder structure

% Name
1.30179%
Susquehanna International Group, LLP
Susquehanna International Group, LLP
0.61369%
Sun Hung Kai & Co Ltd
Sun Hung Kai & Co Ltd
0.50169%
Gu (Shaofeng)
Gu (Shaofeng)
0.42926%
Acadian Asset Management LLC
Acadian Asset Management LLC
0.36019%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
0.35389%
Zhang (Jun)
Zhang (Jun)
0.3243%
Numeric Investors LLC
Numeric Investors LLC
0.30819%
State Street Investment Management (US)
State Street Investment Management (US)
0.28591%
BofA Global Research (US)
BofA Global Research (US)
0.20003%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
...

FinVolution Group Executives and Management Board

SG

Mr. Shaofeng Gu

(46)

Chairman of the Board, Co-Founder, Chief Innovation Officer · since 2009

PC

Ms. Pingping Chen

(41)

President, Chief Compliance Officer

TL

Mr. Tiezheng Li

(40)

Chief Executive Officer, Vice Chairman of the Board, Co-Founder · since 2011

JX

Mr. Jiayuan Xu

(44)

Chief Financial Officer

YW

Mr. Yuxiang Wang

(45)

Chief Operating Officer, Chief Technology Officer

FinVolution Group Supply Chain

Frequently asked questions about FinVolution Group

The business model of FinVolution Group focuses on providing inclusive financial services through its online consumer finance platform. As a leading fintech company in China, FinVolution Group connects borrowers with a wide range of loan products offered by its funding partners. Through advanced technology and big data analysis, the company assesses borrowers' creditworthiness and facilitates fast and convenient loan application processes. Leveraging its extensive experience in risk management and innovation, FinVolution Group aims to address the financial needs of underserved individual borrowers, supporting financial inclusion and facilitating better economic opportunities.

All fundamentals and in-depth analysis of FinVolution Group

Our stock analysis for FinVolution Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of FinVolution Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.