Expensify (EXFY) Stock Price
Expensify Price
Revenue has compounded at 9.9% per year over the past 6 years to 142.10 M USD. Expensify's net margin stands at -15.1%, down from -9.5% several years earlier. Analysts set a median price target of 1.79 USD, implying 24.8% below the current price. Of 10 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 218% above its 52-week low.
Expensify stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Expensify over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Expensify stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Expensify's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Expensify Price |
|---|---|
| 9/8/2026 | 2.38 USD |
| 9/4/2026 | 2.38 USD |
| 9/3/2026 | 2.43 USD |
| 9/2/2026 | 2.46 USD |
| 9/1/2026 | 2.49 USD |
| 8/31/2026 | 2.52 USD |
| 8/30/2026 | 2.54 USD |
| 8/28/2026 | 2.59 USD |
| 8/27/2026 | 2.55 USD |
| 8/26/2026 | 2.55 USD |
| 8/25/2026 | 2.62 USD |
| 8/24/2026 | 2.72 USD |
| 8/21/2026 | 2.64 USD |
| 8/20/2026 | 2.50 USD |
| 8/19/2026 | 2.47 USD |
| 8/18/2026 | 2.31 USD |
| 8/17/2026 | 2.27 USD |
| 8/14/2026 | 2.30 USD |
| 8/13/2026 | 2.22 USD |
| 8/12/2026 | 2.30 USD |
| 8/10/2026 | 2.47 USD |
| 8/7/2026 | 2.69 USD |
| 8/6/2026 | 1.98 USD |
| 8/5/2026 | 2.00 USD |
| 8/4/2026 | 1.90 USD |
| 8/3/2026 | 1.85 USD |
| 7/31/2026 | 1.82 USD |
| 7/30/2026 | 1.85 USD |
| 7/29/2026 | 1.82 USD |
| 7/27/2026 | 1.80 USD |
Expensify Revenue, EBIT, Net Income
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Expensify Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| EBITM USD |
| EBIT MARGIN% |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|
| 80.00 | 88.00 | 142.00 | 169.00 | 150.00 | 139.00 | 142.00 | 135.00 | 136.00 | 139.00 |
| – | 10.00 | 61.36 | 19.01 | -11.24 | -7.33 | 2.16 | -4.93 | 0.74 | 2.21 |
| 60.00 | 62.50 | 62.68 | 62.72 | 55.33 | 53.24 | 50.00 | 50.00 | 50.00 | 50.00 |
| 48.00 | 55.00 | 89.00 | 106.00 | 83.00 | 74.00 | 71.00 | 67.50 | 68.00 | 69.50 |
| 1.00 | 5.00 | -10.00 | -15.00 | -33.00 | – | -18.00 | 16.00 | 14.00 | 16.00 |
| 1.25 | 5.68 | -7.04 | -8.88 | -22.00 | – | -12.68 | 11.85 | 10.29 | 11.51 |
| 1.00 | -1.00 | -13.00 | -27.00 | -41.00 | -10.00 | -21.00 | 11.00 | 9.00 | 11.00 |
| – | -200.00 | 1,200.00 | 107.69 | 51.85 | -75.61 | 110.00 | -152.38 | -18.18 | 22.22 |
| 81.08 | 41.45 | 26.78 | 81.57 | 83.70 | 89.58 | 92.79 | 92.79 | 92.79 | 92.79 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Expensify generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Expensify retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Expensify's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Expensify has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Expensify's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Expensify stock margins
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Expensify Stock Revenue, EBIT, Earnings per Share
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Expensify business model & stock analysis
Expensify SWOT Analysis
Strengths
Expensify Inc is known for its cutting-edge expense management solution that simplifies and automates the process for businesses. This innovative software enables users to easily track and manage expenses, saving time and reducing errors.
Expensify Inc's platform offers a user-friendly interface, making it easy for employees to submit expense reports and for managers to review and approve them. The intuitive design enhances user experience and promotes widespread adoption.
Weaknesses
Despite its innovative solution, Expensify Inc may face challenges in gaining a significant market share. The competition in the expense management industry is fierce, and breaking through established players might require extensive marketing efforts.
Expensify Inc heavily relies on robust technological infrastructure to deliver its expense management services. Any interruptions or system failures could impact the company's ability to provide reliable services, leading to customer dissatisfaction.
Opportunities
The demand for expense management software is expected to increase as businesses increasingly prioritize automation and efficiency in their processes. Expensify Inc can capitalize on this opportunity to expand its customer base and market share.
Expensify Inc can explore partnerships and integration opportunities with popular enterprise software providers, such as payroll or accounting systems. This would provide added convenience and value for customers, making Expensify a preferred choice.
Threats
The expense management industry is highly competitive, with numerous players offering similar solutions. Expensify Inc needs to continually innovate and differentiate itself to stay ahead in a crowded marketplace and retain its market share.
In an era of increasing data breaches and privacy regulations, Expensify Inc must ensure robust security measures are in place to protect sensitive financial information. Any security breaches could severely tarnish the company's reputation and lead to loss of customers.
Expensify Employees
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Expensify Segments
Expensify Revenue by Segment (1/2)
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Expensify Revenue by Segment (2/2)
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Expensify Revenue by Region
3 Years
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Expensify Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Expensify historical P/E ratio, EBIT multiple, and P/S ratio
Expensify annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Expensify shares outstanding
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Current Expensify forecasts and price targets in September 2026
Analyst Price Targets 2026Expensify Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 8/7/2026 | Upgrade | Market PerformMarket Outperform | – | |
| 5/9/2025 | Maintained | Buy | – | |
| 2/28/2025 | Maintained | Buy | – | |
| 12/16/2024 | Maintained | Buy | 48 | |
| 11/25/2024 | Downgrade | Market OutperformMarket Perform | – | |
| 8/9/2024 | Upgrade | Market PerformMarket Outperform | – | |
| 4/23/2024 | Maintained | Buy | 48 | |
| 2/23/2024 | Maintained | Neutral | 50 | |
| 1/2/2024 | Maintained | Neutral | 50 | |
| 11/8/2023 | Maintained | Neutral | 50 |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
Expensify Earnings Calls
Expensify Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 8/6/2026 | 0.02USD | - | 34.36 MUSD | - | 2026 Q2 |
| 5/7/2026 | 0.02USD | - | 35.77 MUSD | - | 2026 Q1 |
| 2/26/2026 | 0.05USD | - | 36.20 MUSD | - | 2025 Q4 |
| 11/10/2022 | 0.09USD | - | 46.55 MUSD | - | 2022 Q3 |
EESG©
Eulerpool ESG Scorecard© for the Expensify stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Expensify shareholder structure
| % | Name |
|---|---|
4.67104% | |
3.74602% | |
2.22675% | |
2.05242% | |
1.98766% | |
1.98200% |
Expensify Beneficial Ownership Filings (SEC 13D/G)
| Stake | Holder | Filing |
|---|---|---|
14.90% | SEC ↗ | |
14.90% | SEC ↗ | |
14.40% | SEC ↗ | |
10.50% | SEC ↗ | |
9.70% | SEC ↗ | |
9.70% | SEC ↗ | |
9.70% | SEC ↗ | |
9.70% | SEC ↗ | |
6.10% | SEC ↗ | |
6.10% | SEC ↗ |
Expensify Executives and Management Board
9 members · avg. age 47 · 33 % women
Mr. David Barrett (48)
Chief Executive Officer, Founder, Director · since 2009
2.08 M USD
Management
Mr. Ryan Schaffer (38)
Chief Financial Officer, Director · since 2013
Ms. Anuradha Muralidharan (42)
Chief Operating Officer, Director · since 2021
Mr. Nick Tooker
Investor Relations · since 2022
Board of Directors
Mr. Timothy Christen (66)
Independent Director
Ms. Ying Liu (50)
Independent Director
Ms. Ellen Pao (55)
Independent Director
Mr. Jason Mills (43)
Director
Mr. Daniel Vidal (36)
Director · since 2013
Expensify Supply Chain
Expensify Supply Chain
Correlation: how closely stock prices move together
| # | Name | Trend | |||
|---|---|---|---|---|---|
| 1 | 0.53 | — | — | ||
| 2 | 0.83 | — | — | ||
| 3 | -0.31 | — | — | ||
| 4 | 0.94 | — | — | ||
| 5 | 0.91 | — | — |
Frequently asked questions about Expensify
The business model of Expensify Inc focuses on providing a comprehensive expense management solution for businesses. Expensify offers a user-friendly platform that allows employees to easily submit and track their expenses digitally, streamlining the expense reporting process. The company generates revenue by offering various subscription plans based on the needs and size of the organization. Expensify Inc's business model aims to simplify expense management, improve efficiency, and reduce the reliance on traditional paper-based methods.
Expensify Inc is primarily active in the finance and technology industries.
The main competitors of Expensify Inc in the market include companies such as Concur Technologies, Certify, Zoho Expense, and SAP Concur.
Expensify Inc is a renowned company specializing in expense management solutions. Founded in 2008, Expensify Inc has grown to become a leading provider of expense management software, helping businesses simplify and streamline their financial processes. The company offers a user-friendly platform that enables employees to easily digitize receipts, track expenses, and generate detailed expense reports. Expensify Inc's innovative approach has gained them international recognition and a loyal customer base. With a commitment to constantly improving their services, Expensify Inc continues to revolutionize expense management in the corporate world.
Expensify Inc has achieved remarkable milestones throughout its journey. Notably, Expensify Inc has successfully grown its user base to millions of individuals and businesses worldwide. By providing innovative expense management solutions, the company has revolutionized the way organizations handle expense reporting and reimbursement processes. Expensify Inc has also received multiple accolades and recognition for its cutting-edge technology and dedication to customer satisfaction. Furthermore, the company has forged partnerships with leading financial institutions and integrated its platform with popular accounting software, ensuring a seamless experience for users. Expensify Inc continues to pave the way in the expense management industry, consistently delivering top-notch solutions to simplify expense tracking and streamline financial operations.
Expensify Inc is primarily present in multiple countries and regions worldwide. The company operates globally, serving clients across North America, Europe, Asia-Pacific, and other key markets. Expensify Inc's innovative expense management solutions are utilized by businesses and professionals in various industries across a vast geographical expanse. With a strong international presence, Expensify Inc continues to expand its reach and support organizations in streamlining their expense tracking and reporting processes effectively.
Expensify Inc represents a strong set of values and corporate philosophy. The company's core values include innovation, efficiency, and user-centricity. Expensify Inc focuses on providing innovative and intuitive expense management solutions to businesses and individuals. Their corporate philosophy revolves around simplifying the expense reporting process and empowering users to track and manage their expenses effortlessly. The company's commitment to customer satisfaction and delivering reliable and user-friendly services is highly acclaimed. Expensify Inc aims to revolutionize expense management with its cutting-edge technology and commitment to excellence.
Analysts currently set an average price target of 1.79 USD for the Expensify stock (median: 1.79 USD), implying -24.8 % versus the latest price. The consensus is based on 10 analyst ratings.
10 analysts currently rate the Expensify stock: 6 recommend buying, 4 holding and 0 selling. For 2026, analysts expect Expensify to generate revenue of 135.88 M USD and earnings per share of 0.12 USD.
Converted at the current exchange rate, the Expensify share trades at 2.04 EUR (2.38 USD).
The Expensify share (EXFY) is listed on 1 stock exchanges, including: NASDAQ (EXFY).
Expensify Inc is an American company that specializes in the automation of business expenses. Its business model is based on helping companies simplify and automate processes for managing receipts and expense reports. Expensify offers several products and services to achieve this goal. Its core product is a mobile app that allows business travelers to automatically capture and manage receipts and expenses. The app uses the smartphone camera to scan receipts, automatically categorizes expense categories, and stores all information in a database. Companies can then access this database to review their employees' expenses, grant approvals, and create expense reports. Expensify also offers a desktop app and a web-based application to facilitate access to this database. Another product offered by Expensify is the virtual credit card. With this card, employees can make payments during business trips without the company having to provide them with an actual credit card. The company can load the virtual card with a fixed amount and track transactions in real-time. Expensify also offers a feature called "SmartScan." This is an automatic receipt detection feature available on the app. With SmartScan, users can simply submit receipts by scanning them with their smartphone camera. The app then automatically detects relevant information such as the date, amount, and vendor. Another offering from Expensify is the "Expensify Card." This is a physical credit card integrated with the company's expense software. Employees can use this card to pay for business expenses, and the expenses are automatically imported into the expense software. Expensify also has partnerships with other companies in the FinTech industry. For example, Expensify works with TriNet to offer a fully integrated HR and expense management solution. Expensify's business model is based on a freemium strategy. The basic app is free, but companies have to pay for additional features such as the virtual credit card or the physical Expensify Card. Expensify also offers an enterprise version of the app with advanced features and integrations. Companies pay a monthly fee per user for this. Expensify offers its customers a range of benefits. By automating business expenses, companies can save time and resources. The app also reduces the error rate in receipt capturing and provides a higher level of transparency and control over employee expenses. Overall, Expensify's business model has contributed to its rapid growth and strong market presence. The company has over 10 million users and operates in over 169 countries worldwide.
The expected revenue of Expensify is 135.88 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Expensify is 11.16 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Expensify is currently 19.74. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Expensify stock.
The price-to-sales ratio (P/S) of Expensify is currently 1.62. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Expensify stock.
The Eulerpool Quality Score for Expensify is 1/10.
The ISIN of Expensify is US30219Q1067. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The ticker of Expensify is EXFY. The ticker symbol is used to trade Expensify shares on the stock exchange.
Expensify paid dividends every year for the past 0 years.
Expensify is assigned to the 'Information technology' sector.
The dividends of Expensify are distributed in USD.
Expensify stock
Expensify Peer Group
Expensify Ticker
Expensify FIGI
All fundamentals and in-depth analysis of Expensify
Our stock analysis for Expensify stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Expensify. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.