Embassy Bancorp (EMYB) Stock Price

Embassy Bancorp Price

OTC·CLOSED
22.50USD+0.00 (+0.00 %)
Market closed

Over the last 15 years Embassy Bancorp grew revenue by 3.9% annually, reaching 45.38 M USD. For Embassy Bancorp, the net margin of 30.2% is down versus 37.3% a few years ago. At today's price the dividend yield works out to roughly 2.13%. The dividend has grown at 21.1% per year over the past 13 years. The stock trades about 42% above its 52-week low.

Embassy Bancorp stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of Embassy Bancorp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Embassy Bancorp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Embassy Bancorp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Embassy Bancorp Stock Price History
DateEmbassy Bancorp Price
7/31/202622.50 USD
7/30/202622.50 USD
7/29/202622.50 USD
7/28/202622.50 USD
7/27/202622.75 USD
7/23/202622.55 USD
7/22/202622.55 USD
7/21/202622.55 USD
7/20/202622.55 USD
7/17/202622.58 USD
7/16/202622.58 USD
7/15/202621.90 USD
7/14/202621.90 USD
7/13/202621.55 USD
7/10/202621.55 USD
7/9/202621.55 USD
7/8/202621.55 USD
7/7/202621.55 USD
7/6/202621.58 USD
7/2/202621.47 USD
7/1/202621.58 USD
6/30/202621.58 USD
6/29/202621.62 USD
6/26/202621.70 USD
6/25/202621.97 USD
6/24/202621.85 USD
6/23/202621.89 USD
6/22/202621.93 USD
6/18/202621.75 USD
6/17/202621.72 USD
6/16/202621.72 USD
6/15/202621.47 USD
6/12/202621.47 USD
6/11/202621.49 USD
6/10/202621.50 USD
6/9/202621.50 USD
6/8/202621.15 USD
6/5/202621.20 USD
6/4/202621.20 USD
6/3/202620.70 USD
6/2/202620.70 USD
6/1/202620.73 USD
5/29/202620.73 USD
5/28/202620.83 USD
5/27/202620.83 USD
5/26/202620.83 USD
5/22/202620.65 USD
5/21/202620.65 USD
5/20/202620.60 USD
5/19/202620.30 USD
5/18/202620.30 USD
5/15/202620.30 USD
5/14/202620.30 USD
5/13/202620.30 USD
5/12/202620.36 USD
5/11/202620.35 USD
5/8/202620.38 USD
5/7/202620.38 USD
5/6/202620.25 USD
5/5/202620.20 USD
5/4/202620.00 USD
5/1/202620.00 USD
4/30/202620.00 USD
4/10/202619.92 USD
4/9/202619.93 USD
4/1/202619.64 USD
3/26/202619.55 USD
3/24/202619.55 USD
3/23/202619.58 USD
3/20/202619.60 USD
3/18/202619.70 USD
3/17/202619.70 USD
3/16/202619.75 USD
3/15/202619.75 USD
3/10/202619.93 USD
3/9/202619.89 USD
3/6/202620.05 USD
3/4/202620.30 USD
2/24/202620.38 USD
2/23/202620.10 USD
2/19/202619.79 USD
2/18/202619.80 USD
2/11/202619.83 USD
2/10/202619.85 USD
2/6/202619.85 USD
2/4/202619.41 USD
2/2/202618.94 USD
2/1/202618.65 USD
1/29/202618.60 USD
1/27/202618.60 USD
1/21/202618.96 USD
1/20/202618.44 USD
1/19/202618.44 USD
1/15/202618.48 USD
1/13/202618.20 USD
1/7/202618.20 USD
1/5/202618.19 USD
12/31/202518.20 USD
12/30/202518.29 USD
12/29/202518.30 USD
12/26/202518.34 USD
12/24/202518.34 USD
12/23/202518.35 USD
12/22/202518.40 USD
12/19/202518.45 USD
12/18/202518.10 USD
12/17/202518.10 USD
12/15/202518.11 USD
12/12/202518.13 USD
12/10/202518.16 USD
12/8/202517.95 USD
12/5/202517.80 USD
12/3/202517.82 USD
12/2/202517.81 USD
12/1/202517.72 USD
11/28/202517.55 USD
11/26/202517.55 USD
11/25/202517.60 USD
11/21/202517.65 USD
11/19/202517.54 USD
11/17/202517.25 USD
11/16/202517.25 USD
11/12/202517.29 USD
11/10/202517.21 USD
11/4/202517.30 USD
11/3/202517.31 USD
11/2/202517.31 USD
10/30/202517.54 USD
10/27/202517.65 USD
10/24/202517.25 USD
10/22/202517.15 USD
10/21/202517.14 USD
10/15/202517.19 USD
10/14/202517.25 USD
10/13/202517.14 USD
10/9/202517.29 USD
10/8/202517.30 USD
10/7/202517.33 USD
9/29/202517.35 USD
9/28/202517.35 USD
9/25/202517.30 USD
9/24/202517.35 USD
9/23/202517.38 USD
9/18/202517.38 USD
9/17/202517.40 USD
9/16/202517.40 USD
9/12/202517.39 USD
9/11/202517.39 USD
9/8/202517.40 USD
9/4/202517.42 USD
9/1/202517.50 USD
8/29/202517.29 USD
8/27/202517.20 USD
8/26/202517.00 USD
8/25/202516.90 USD
8/22/202517.00 USD
8/21/202516.38 USD
8/20/202516.34 USD
8/19/202516.35 USD
8/18/202516.15 USD
8/14/202515.93 USD
8/8/202515.95 USD
8/6/202515.94 USD
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Embassy Bancorp Revenue, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2018
34.27 M USD
10.08 M USD
Jan 1, 2019
35.64 M USD
10.88 M USD
Jan 1, 2020
37.84 M USD
12.81 M USD
Jan 1, 2021
44.98 M USD
16.79 M USD
Jan 1, 2022
47.73 M USD
17.70 M USD
Jan 1, 2023
41.45 M USD
12.66 M USD
Jan 1, 2024
39.13 M USD
10.44 M USD
Jan 1, 2025
45.38 M USD
13.70 M USD

Embassy Bancorp Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 5, 2026, 1:40 PM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
2010201120122013201420152016201720182019202020212022202320242025
25.0025.0027.0023.0025.0027.0028.0031.0034.0035.0037.0044.0047.0041.0039.0045.00
––8.00-14.818.708.003.7010.719.682.945.7118.926.82-12.77-4.8815.38
72.0076.0077.78100.00100.00100.00100.00100.0097.06100.00100.00100.00100.00114.63120.51104.44
18.0019.0021.0023.0025.0027.0028.0031.0033.0035.0037.0044.0047.0047.0047.0047.00
4.005.005.005.006.007.007.007.0010.0010.0012.0016.0017.0012.0010.0013.00
–25.00––20.0016.67––42.86–20.0033.336.25-29.41-16.6730.00
––0.040.050.060.100.130.140.170.200.220.300.350.400.420.48
–––25.0020.0066.6730.007.6921.4317.6510.0036.3616.6714.295.0014.29
7.617.617.617.617.617.617.617.617.617.617.617.617.617.617.617.61
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Embassy Bancorp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Embassy Bancorp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Embassy Bancorp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Embassy Bancorp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Embassy Bancorp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Embassy Bancorp stock margins

The Embassy Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Embassy Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Embassy Bancorp.

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Profit margin
Details
Date
Profit margin
Jan 1, 2018
29.41 %
Jan 1, 2019
30.52 %
Jan 1, 2020
33.85 %
Jan 1, 2021
37.32 %
Jan 1, 2022
37.09 %
Jan 1, 2023
30.53 %
Jan 1, 2024
26.68 %
Jan 1, 2025
30.18 %

Embassy Bancorp Revenue per Share, Earnings per Share

The Embassy Bancorp earnings per share therefore indicates how much revenue Embassy Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2018
0.00 USD
0.00 USD
Jan 1, 2019
0.00 USD
0.00 USD
Jan 1, 2020
0.00 USD
0.00 USD
Jan 1, 2021
0.00 USD
0.00 USD
Jan 1, 2022
0.00 USD
0.00 USD
Jan 1, 2023
0.00 USD
0.00 USD
Jan 1, 2024
0.00 USD
0.00 USD
Jan 1, 2025
0.00 USD
0.00 USD

Embassy Bancorp business model & stock analysis

Embassy Bancorp Inc is a holding company for the banking division of Embassy Bank for the Lehigh Valley. The company was founded in 2001 and is headquartered in Bethlehem, Pennsylvania. Since its inception, Embassy Bancorp Inc has established a strong position in the banking market in the Lehigh Valley region. Embassy Bank for the Lehigh Valley was founded in 2001 and is an independent bank focused on financing small and medium-sized businesses, as well as serving the needs of individual and family customers. The bank has gained a reputation for its personal customer service and high-quality products and services. Embassy Bancorp Inc also offers financial advisory services, wealth management services, loans, and mortgages. The bank currently operates nine branches in the Lehigh Valley and surrounding areas equipped with state-of-the-art technology and staff to meet customer needs. The bank also offers online banking options to provide its customers with a secure, convenient, and user-friendly banking experience. Embassy Bancorp Inc offers various divisions and products, including business banking, private banking, mortgages, financial advisory services, online banking, and other financial services. In business banking, the bank supports small and medium-sized businesses in starting and growing their companies. This includes offering loans and lines of credit, cash management solutions, and debit cards to facilitate business operations. In private banking, Embassy Bancorp Inc provides personalized financial services for individuals and families. This includes financing for homes and cars, loans and borrowing, and complementary services such as tax advice and wealth management. Embassy Bancorp Inc's mortgage business offers various financing options, such as FHA loans, VA loans, and conventional loans with repayment options. Embassy Bancorp Inc also offers customized financial advisory services tailored to customer needs. The company's financial advisors help customers manage their wealth and investments by creating financial plans and selecting and monitoring investment products. Embassy Bancorp Inc's online banking provides customers with the ability to conveniently manage their banking activities from home or on the go. This includes various online banking options, including online account access and management, transfers, check and credit card processing, and bill payments. In recent years, Embassy Bancorp Inc has experienced a nearly 20% growth rate and has become a significant player in the banking market in the Lehigh Valley region. The company has earned a reputation for its strong presence in the banking market, personal customer service, and the provision of high-quality products and services.

Embassy Bancorp SWOT Analysis

Strengths

Embassy Bancorp Inc has a strong brand reputation, making it a trusted and recognized name in the industry. This helps attract and retain customers.

The company has a robust financial position, with healthy profitability and strong cash flow. This provides a solid foundation for growth and investment.

Embassy Bancorp Inc has a highly experienced and skilled management team, which brings expertise and strategic direction to steer the company towards success.

Weaknesses

The company operates in a highly competitive market, facing intense competition from other banks and financial institutions. This can pose challenges in terms of market share and customer acquisition.

Embassy Bancorp Inc may have a limited geographic presence, which restricts its ability to tap into new markets and diversify its revenue streams.

There might be a lack of technological innovation within the company, which could hinder its ability to adapt to rapidly changing customer preferences and industry trends.

Opportunities

Embassy Bancorp Inc can leverage its strong brand and customer trust to expand its product and service offerings, attracting new customers and increasing revenue.

The company can explore strategic partnerships or acquisitions to expand its geographic footprint and enter new markets, allowing for greater growth potential.

Emerging technologies and digital banking trends provide an opportunity for Embassy Bancorp Inc to enhance its online presence, improve customer experience, and streamline operations.

Threats

Regulatory changes and compliance requirements pose a significant threat to Embassy Bancorp Inc, as non-compliance can lead to penalties and reputational damage.

Economic downturns and financial crises can impact the stability of the banking industry and potentially result in reduced demand for banking products and services.

Cybersecurity threats and data breaches pose a risk to customer privacy and can severely damage the reputation and trust of Embassy Bancorp Inc.

Embassy Bancorp Employees

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Embassy Bancorp Employees
Details
Date
Embassy Bancorp Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Embassy Bancorp Eulerpool Fair Value

Details

Fair Value Estimate

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What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Embassy Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

Embassy Bancorp annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Embassy Bancorp shares outstanding

The number of shares of Embassy Bancorp was 7.61 M in 2025. This indicates how many shares Embassy Bancorp is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2018
7.61 M Stocks
Jan 1, 2019
7.61 M Stocks
Jan 1, 2020
7.61 M Stocks
Jan 1, 2021
7.61 M Stocks
Jan 1, 2022
7.61 M Stocks
Jan 1, 2023
7.61 M Stocks
Jan 1, 2024
7.61 M Stocks
Jan 1, 2025
7.61 M Stocks

Embassy Bancorp Dividend History

14 years of dividend payments · 13 consecutive increases

YearAnnual DividendYoY ChangePayments
20250.48USD↑ 14.3%1×
Jun 27, 20250.48USD↑ 14.3%1/1
20240.42USD↑ 5.0%1×
20230.40USD↑ 14.3%1×
20220.35USD↑ 16.7%1×
20210.30USD↑ 36.4%1×
20200.22USD↑ 10.0%1×
20190.20USD↑ 17.6%1×
20180.17USD↑ 21.4%1×
20170.14USD↑ 7.7%1×
20160.13USD↑ 30.0%1×

Embassy Bancorp dividend history and estimates

In 2025, Embassy Bancorp paid a dividend amounting to 0.48 USD. Dividend means that Embassy Bancorp distributes a portion of its profits to its owners.

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Dividend
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2018
0.17 USD
0.00 USD
Jan 1, 2019
0.20 USD
0.00 USD
Jan 1, 2020
0.22 USD
0.00 USD
Jan 1, 2021
0.30 USD
0.00 USD
Jan 1, 2022
0.35 USD
0.00 USD
Jan 1, 2023
0.40 USD
0.00 USD
Jan 1, 2024
0.42 USD
0.00 USD
Jan 1, 2025
0.48 USD
0.00 USD
Price targets and forecasts for Embassy Bancorp are not yet available.

Embassy Bancorp shareholder structure

% Name
7.10499%
Banko (Frank III)
Banko (Frank III)
7.01388%
Lobach (David M Jr)
Lobach (David M Jr)
6.69564%
Fourthstone LLC
Fourthstone LLC
4.76236%
Pittman (John C)
Pittman (John C)
3.24543%
Smith (Patti Gates)
Smith (Patti Gates)
2.89589%
Lesavoy (Bernard M)
Lesavoy (Bernard M)

Embassy Bancorp Beneficial Ownership Filings (SEC 13D/G)

Free Float
60.2%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
8.96%
Fourthstone LLC
Fourthstone LLC
SEC ↗
5.99%
Not applicable
Not applicable
SEC ↗

Embassy Bancorp Executives and Management Board

15 members · avg. age 63 · 40 % women

DL

Mr. David Lobach (75)

Chairman of the Board, President, Chief Executive Officer of the Company and the Bank · since 2001

1.00 M USD

Management

JH

Ms. Judith Hunsicker (64)

Chief Financial Officer, Chief Operating Officer, First Executive Officer, Secretary · since 2017

938,562.00 USD
LN

Ms. Lynne Neel (63)

Executive Vice President

495,704.00 USD
DC

Ms. Diane Cunningham (57)

Executive Vice President of the Company and the Bank

403,924.00 USD
JS

Mr. Jeffrey Skumin (48)

Executive Vice President - Finance

–
MM

Mr. Michael Macy (62)

Executive Vice President

–
BS

Ms. Brandi Stefanov (50)

Executive Vice President - Branch Administration

–

Board of Directors

JE

Mr. John Englesson (72)

Independent Director

60,140.00 USD
JP

Mr. John Pittman (75)

Independent Director

60,123.00 USD
BL

Mr. Bernard Lesavoy (66)

Director

60,054.00 USD
JY

Mr. John Yurconic (57)

Independent Director

60,028.00 USD
GB

Mr. Geoffrey Boyer (80)

Independent Director

60,000.00 USD
PS

Ms. Patti Smith (67)

Independent Director

60,000.00 USD

Frequently asked questions about Embassy Bancorp

The business model of Embassy Bancorp Inc. focuses on providing financial services to individuals, businesses, and organizations in the Lehigh Valley region of Pennsylvania. The company offers a comprehensive range of banking products and services, including personal and business accounts, loans, mortgages, investment options, and wealth management solutions. Embassy Bancorp Inc. strives to establish strong relationships with its customers and prides itself on delivering exceptional customer service and tailored financial solutions. Through its community-oriented approach, Embassy Bancorp Inc. aims to contribute to the growth and prosperity of the local economy.

Embassy Bancorp Inc is primarily active in the banking and financial services industry.

The main competitors of Embassy Bancorp Inc in the market include traditional banks such as Wells Fargo, JPMorgan Chase, Bank of America, and regional banks like BB&T and PNC Financial Services Group. These competitors also serve the banking needs of individuals and businesses, offering similar products and services. Embassy Bancorp Inc differentiates itself by focusing on personalized customer service and community banking solutions.

Embassy Bancorp Inc, founded in 2001, is a reputable financial institution based in Pennsylvania. With a strong focus on providing quality banking services and personalized customer experiences, Embassy Bancorp Inc has established itself as a trusted name in the industry. Over the years, the company has gained an impressive track record of financial stability and growth, earning the loyalty of its diverse customer base. Recognized for its commitment to community involvement and customer satisfaction, Embassy Bancorp Inc continues to excel in serving both individuals and businesses alike.

Embassy Bancorp Inc has achieved several significant milestones throughout its journey. The company has successfully established itself as a leading financial institution offering a wide range of banking services. It has consistently reported strong financial performance, recording consistent revenue growth and delivering value to its shareholders. Embassy Bancorp Inc has also expanded its presence by opening multiple branches, enabling it to better serve its customers and communities. With a focus on customer satisfaction, the company has earned a reputation for providing excellent service and building long-term relationships. Embassy Bancorp Inc continues to strive for excellence and innovate in the financial industry.

Embassy Bancorp Inc primarily operates in the United States, specifically in the state of Pennsylvania. With its headquarters in Bethlehem, Pennsylvania, Embassy Bancorp Inc serves customers in the Lehigh Valley region, including Northampton and Lehigh counties. As a community bank, it focuses on providing personalized financial services and supporting the local economies where it operates. Embassy Bancorp Inc aims to meet the banking needs of its customers by offering a range of products and services such as consumer and business banking, loans, mortgages, and more.

Embassy Bancorp Inc represents values of integrity, exceptional customer service, and community involvement in its corporate philosophy. As a leading financial institution, Embassy Bancorp Inc aims to provide reliable and trustworthy banking solutions to its clients. The company emphasizes transparency and accountability, building strong relationships with customers, shareholders, and the local community. With a commitment to ethical business practices, Embassy Bancorp Inc strives to create long-term value for its stakeholders, supporting the growth and prosperity of the communities it serves.

Converted at the current exchange rate, the Embassy Bancorp share trades at 19.52 EUR (22.50 USD).

Embassy Bancorp Inc is a financial holding company based in Bethlehem, Pennsylvania. The company offers a wide range of financial services for individual and business customers in the regional markets of Eastern Pennsylvania. The bank strives to provide high-quality service to its customers and aims to achieve profitable performance in all business areas. Banking Services In the banking sector, Embassy Bank offers two main areas: personal customers and business customers. Both categories benefit from a variety of financial products. Customer accounts including savings accounts, checking accounts, money market accounts, CDs/FDs, IRAs, as well as business checking, savings, money market accounts, CDs/FDs, and cash management. Financial services for personal customers include loans for mortgages, homes, cars, and other personal financial needs. In the business sector, the bank offers loans for working capital, real estate, and equipment, and supports companies in payment transactions and daily financial control. Wealth Management Embassy Wealth Management offers individual investment advice, financial planning, trust, and fiduciary services for individual customers and small businesses. Additionally, customers operating in specific markets are offered various external investment vehicles and portfolio management solutions. Insurance Through its subsidiary, New Tripoli JBW Group LLC, the company offers a wide range of insurance products. These include health insurance, life insurance, auto insurance, home insurance, and, lastly, professional liability insurance. Summary Overall, Embassy Bancorp offers an extensive range of financial services for individual and business customers. The product range is diverse to meet all customer needs. The company focuses on being profitable and customer-oriented, and customer relationships are characterized by high quality and loyalty.

The revenue cannot currently be calculated for Embassy Bancorp.

The profit cannot currently be calculated for Embassy Bancorp.

The P/E ratio cannot be calculated for Embassy Bancorp at the moment.

The P/S cannot be calculated for Embassy Bancorp currently.

The Eulerpool Quality Score for Embassy Bancorp is 3/10.

The ISIN of Embassy Bancorp is US2907911026. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Embassy Bancorp is EMYB. The ticker symbol is used to trade Embassy Bancorp shares on the stock exchange.

Over the past 12 months, Embassy Bancorp paid a dividend of 0.48 USD . This corresponds to a dividend yield of about 2.13 %. For the coming 12 months, Embassy Bancorp is expected to pay a dividend of 0.48 USD.

The current dividend yield of Embassy Bancorp is 2.13 %.

Embassy Bancorp pays a dividend, distributed in the months of , , , .

Embassy Bancorp paid dividends every year for the past 14 years.

For the upcoming 12 months, dividends amounting to 0.48 USD are expected. This corresponds to a dividend yield of 2.13 %.

Embassy Bancorp is assigned to the 'Finance' sector.

To receive the latest dividend of Embassy Bancorp from amounting to 0.48 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Embassy Bancorp distributed 0.42 USD as dividends.

The dividends of Embassy Bancorp are distributed in USD.

All fundamentals and in-depth analysis of Embassy Bancorp

Our stock analysis for Embassy Bancorp stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Embassy Bancorp. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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