Century Financial (CYFL) Stock Price

Century Financial Price

OTC·CLOSED
47.49USD+0.00 (+0.00 %)
Market closed

Revenue has compounded at 1.6% per year over the past 32 years to 25.82 M USD. Earnings per share have grown at 6.9% per year over the last 32 years. Century Financial's net margin stands at 35.5%, up from 30.3% several years earlier. Century Financial currently offers a dividend yield of about 2.11%. The payout ratio is around 18% of earnings. The dividend has grown at 6.1% per year over the past 6 years. The stock trades about 10% above its 52-week low.

Century Financial stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Century Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Century Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Century Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Century Financial Stock Price History
DateCentury Financial Price
7/31/202647.49 USD
7/30/202647.49 USD
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Access this data via the Eulerpool API

Century Financial Revenue, Pre-Provision Profit, Net Income

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Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 1997
20.56 M USD
7.17 M USD
4.22 M USD
Jan 1, 2019
17.21 M USD
6.13 M USD
4.62 M USD
Jan 1, 2020
18.02 M USD
7.24 M USD
5.15 M USD
Jan 1, 2021
17.65 M USD
6.57 M USD
5.34 M USD
Jan 1, 2022
19.26 M USD
7.16 M USD
5.86 M USD
Jan 1, 2023
23.40 M USD
9.98 M USD
8.00 M USD
Jan 1, 2024
25.16 M USD
11.40 M USD
9.00 M USD
Jan 1, 2025
25.82 M USD
11.48 M USD
9.16 M USD

Century Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 1, 2026, 10:43 AM
 
REVENUEM USD
REVENUE GROWTH%
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
199319941995199619972019202020212022202320242025
24.0026.0030.0033.0037.0018.0018.0018.0019.0026.0029.0030.00
8.3315.3810.0012.12-51.355.5636.8411.543.45
13.0413.8515.0616.7017.4012.0511.7610.8513.6318.2219.5120.29
2.292.742.572.723.165.166.266.805.635.185.665.53
0.630.270.240.632.070.410.930.100.380.16
4.515.075.896.817.176.137.246.577.169.9811.4011.48
3.003.004.004.004.004.005.005.005.008.009.009.00
33.3325.0060.0012.50
0.700.760.800.860.900.961.00
8.575.267.504.656.674.17
5.045.055.075.095.141.891.841.811.751.701.661.65
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Century Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Century Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Century Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Century Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Century Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Century Financial stock margins

The Century Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Century Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Century Financial.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 1997
65.13 %
20.53 %
Jan 1, 2019
64.38 %
26.84 %
Jan 1, 2020
59.82 %
28.58 %
Jan 1, 2021
62.78 %
30.25 %
Jan 1, 2022
62.82 %
30.43 %
Jan 1, 2023
57.37 %
34.20 %
Jan 1, 2024
54.71 %
35.78 %
Jan 1, 2025
55.53 %
35.48 %

Century Financial Revenue per Share, Earnings per Share

The Century Financial earnings per share therefore indicates how much revenue Century Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 1997
4.00 USD
0.82 USD
Jan 1, 2019
9.11 USD
2.44 USD
Jan 1, 2020
9.79 USD
2.80 USD
Jan 1, 2021
9.75 USD
2.95 USD
Jan 1, 2022
11.01 USD
3.35 USD
Jan 1, 2023
13.77 USD
4.71 USD
Jan 1, 2024
15.12 USD
5.41 USD
Jan 1, 2025
15.62 USD
5.54 USD

Century Financial business model & stock analysis

Century Financial Corp is a Dubai-based financial institution that was founded in 1995. The company has established itself as one of the leading intermediaries and brokers in the region over the past 25 years. With a wide range of financial services and expertise in various financial instruments, Century Financial Corp is now one of the most trusted and preferred brands in the financial sector. The company offers a variety of services including stock trading, forex trading, options, futures, and bonds. It also provides asset management, financial advisory, trading training, and investment portfolio management. Century Financial Corp also has a strong presence in major global stock exchanges such as the USA, EU, and Asia. The company has a wide network of clients in the UAE and the Middle East, including private individual investors, institutional investors, and companies. Century Financial Corp has also made significant progress in expanding to other global markets in recent years. With a strong management structure and a vision that will keep the company on a path to success in the future, Century Financial Corp has focused on meeting customer needs through innovative and customer-centric services. The company takes care of the individual requirements of each customer to achieve their investment goals. Another important feature of Century Financial Corp is its ability to offer a wider range of financial instruments than many other brokers. These include international stocks, options, futures, bonds, ETFs, forex, and cryptocurrencies. By providing a variety of instruments, the company can meet the diverse requirements of investors and diversify the investment portfolios of customers. It is also worth mentioning that Century Financial Corp offers a variety of trading platforms to meet the needs and requirements of customers. These include MetaTrader 5, the widely used trading platform, WebTrader, MobileTrader, and Robo-trading, to name a few. This allows customers to conveniently access their investments from anywhere and at any time. The company also has subsidiaries that offer specialized services. This includes Century Financial Consultancy, which specializes in in-depth analysis of customer needs, and Century Financial Services, which focuses on asset management and fund management matters. When it comes to the future, Century Financial Corp has big plans. One of them is to expand its presence on a global level. The company aims to not only expand its services to other countries in the Middle East but also operate in existing and new markets far beyond. Overall, Century Financial Corp has established itself as one of the leading financial institutions in the region. With its experience, expertise, and comprehensive range of services, the company meets the individual needs and requirements of its customers. With a clear focus on the future and a commitment to customer-centric services, Century Financial Corp will remain an important player in the global financial sector in the years to come.

Century Financial SWOT Analysis

Strengths

Century Financial Corp demonstrates several strengths that contribute to its success in the market. Firstly, it has a strong financial position with a solid balance sheet and consistent profitability over the years. This stability allows the company to weather economic downturns and pursue growth opportunities. Additionally, Century Financial Corp has a team of highly experienced and skilled professionals who possess deep industry knowledge. Such expertise enables the company to provide quality financial services and investment advice to its clients. Furthermore, the company has built a reputable brand image, known for its reliability and commitment to customer satisfaction.

Weaknesses

Despite its strengths, Century Financial Corp also faces certain weaknesses that need to be addressed. One weakness is that it heavily relies on a limited number of key clients for a significant portion of its revenue. This concentration of clients creates a dependency risk and vulnerability to market fluctuations. Another weakness is the limited geographical reach of the company. Currently, Century Financial Corp primarily operates within a specific region, limiting its exposure to potential customers in other markets. Moreover, the company may have a higher cost structure compared to some of its competitors, impacting its ability to offer competitive pricing.

Opportunities

Century Financial Corp has various opportunities to expand its market presence and drive growth. Firstly, the company can capitalize on the increasing demand for financial services in emerging markets, where there is a growing middle class seeking investment options. By expanding its operations and reaching out to these markets, Century Financial Corp can tap into new client bases and achieve higher revenue streams. Additionally, advancements in technology provide an opportunity for the company to enhance its digital capabilities and offer online investment platforms, attracting tech-savvy investors. Furthermore, strategic partnerships or acquisitions could enable Century Financial Corp to access new markets and diversify its services.

Threats

Century Financial Corp faces certain threats that pose challenges to its business. One major threat is intense competition within the financial services industry. The presence of well-established players, both traditional and online, creates pricing pressure and puts Century Financial Corp at risk of losing market share. Economic uncertainties and fluctuations in interest rates also pose threats, as they can impact investment patterns and reduce client confidence. Moreover, regulatory changes and compliance requirements can increase operational costs and add complexity to the company's operations, potentially affecting its profitability. It is crucial for Century Financial Corp to stay vigilant and adapt to these external threats.

Century Financial Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Century Financial historical P/E ratio, EBIT multiple, and P/S ratio

Century Financial annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Century Financial shares outstanding

The number of shares of Century Financial was 1.65 M in 2025. This indicates how many shares Century Financial is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 1997
5.14 M Stocks
Jan 1, 2019
1.89 M Stocks
Jan 1, 2020
1.84 M Stocks
Jan 1, 2021
1.81 M Stocks
Jan 1, 2022
1.75 M Stocks
Jan 1, 2023
1.70 M Stocks
Jan 1, 2024
1.66 M Stocks
Jan 1, 2025
1.65 M Stocks

Century Financial stock splits

In Century Financial's history, there have been no stock splits.

Century Financial Dividend History

25 years of dividend payments · 5 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.26USDYTD
Mar 6, 20260.26USD 4.0%1/1
20251.00USD 4.2%
Mar 5, 20250.25USD 4.2%1/4
Jun 5, 20250.25USD 0.0%2/4
Sep 5, 20250.25USD 0.0%3/4
Dec 5, 20250.25USD 0.0%4/4
20240.96USD 6.7%
20230.90USD 4.7%
20220.86USD 7.5%
20210.80USD 40.4%
20200.57USD 18.6%
20190.70USD 16.7%
20180.60USD 11.1%
20170.54USD 8.0%

Century Financial dividend history and estimates

In 2025, Century Financial paid a dividend amounting to 1.00 USD. Dividend means that Century Financial distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2019
0.70 USD
0.00 USD
Jan 1, 2020 (e)
0.57 USD
0.19 USD
Jan 1, 2021
0.80 USD
0.00 USD
Jan 1, 2022
0.86 USD
0.00 USD
Jan 1, 2023
0.90 USD
0.00 USD
Jan 1, 2024
0.96 USD
0.00 USD
Jan 1, 2025
1.00 USD
0.00 USD

Century Financial dividend payout ratio

In 2025, Century Financial had a payout ratio of 18.05%. The payout ratio indicates the percentage of the company's profits that Century Financial distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 1997
18.30 %
Jan 1, 2019
28.69 %
Jan 1, 2020
20.36 %
Jan 1, 2021
27.12 %
Jan 1, 2022
25.67 %
Jan 1, 2023
19.11 %
Jan 1, 2024
17.74 %
Jan 1, 2025
18.05 %
Price targets and forecasts for Century Financial are not yet available.

Century Financial shareholder structure

% Name
2.49807%
Siena Capital Partners GP, LLC
Siena Capital Partners GP, LLC

Century Financial Beneficial Ownership Filings (SEC 13D/G)

Free Float
99.0%
Float Shares
-
Shares Outstanding
-

Frequently asked questions about Century Financial

The business model of Century Financial Corp revolves around providing a comprehensive range of financial services to its clients. As a company, Century Financial Corp specializes in offering investment and brokerage services, including trading in stocks, bonds, and other securities. Their diverse portfolio also includes investment advisory services, wealth management solutions, and retirement planning. With a strong commitment to client satisfaction, Century Financial Corp aims to deliver personalized financial strategies tailored to meet each client’s unique goals and objectives. With their expertise and experience in the financial industry, Century Financial Corp continues to provide reliable and innovative solutions to assist clients in achieving their financial aspirations.