Muncy Columbia Financial (CCFN) Stock Price

Muncy Columbia Financial Price

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26.98USD
Market closed
Today +/-
Today %

Muncy Columbia Financial (CCFN) Stock | ISIN US1248801052 | WKN A0YH0Y. The current Muncy Columbia Financial stock price is 26.98 USD (2026). Market capitalization is 95.36 M USD. Muncy Columbia Financial operates in the Finance sector.

Muncy Columbia Financial stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Muncy Columbia Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Muncy Columbia Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Muncy Columbia Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Muncy Columbia Financial Stock Price History
DateMuncy Columbia Financial Price
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Muncy Columbia Financial Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2006
15.1 M USD
2.41 M USD
Jan 1, 2007
16.79 M USD
2.65 M USD
Jan 1, 2008
24.4 M USD
3.08 M USD
Jan 1, 2009
33.49 M USD
5.88 M USD
Jan 1, 2010
32.9 M USD
6.3 M USD
Jan 1, 2011
30.85 M USD
6.78 M USD
Jan 1, 2012
29.62 M USD
7.15 M USD
Jan 1, 2013
26.97 M USD
6.82 M USD
Jan 1, 2014
26.98 M USD
6.83 M USD
Jan 1, 2015
26.85 M USD
6.91 M USD
Jan 1, 2016
27.35 M USD
7.16 M USD
Jan 1, 2017
29.6 M USD
7.31 M USD
Jan 1, 2018
31.06 M USD
8.03 M USD
Jan 1, 2019
33.58 M USD
8.93 M USD
Jan 1, 2020
32.74 M USD
9.33 M USD

Muncy Columbia Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 10, 2026, 4:22 PM
 
REVENUE (M USD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M USD)
EBIT (M USD)
EBIT MARGIN (%)
NET INCOME (M USD)
NET INCOME GROWTH (%)
DIV. (USD)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Muncy Columbia Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Muncy Columbia Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Muncy Columbia Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Muncy Columbia Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Muncy Columbia Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Muncy Columbia Financial stock margins

The Muncy Columbia Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Muncy Columbia Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Muncy Columbia Financial.
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Profit margin
Details
Date
Profit margin
Jan 1, 2006
15.96 %
Jan 1, 2007
15.78 %
Jan 1, 2008
12.62 %
Jan 1, 2009
17.56 %
Jan 1, 2010
19.15 %
Jan 1, 2011
21.98 %
Jan 1, 2012
24.14 %
Jan 1, 2013
25.29 %
Jan 1, 2014
25.32 %
Jan 1, 2015
25.74 %
Jan 1, 2016
26.18 %
Jan 1, 2017
24.7 %
Jan 1, 2018
25.85 %
Jan 1, 2019
26.59 %
Jan 1, 2020
28.5 %

Muncy Columbia Financial Stock Revenue, EBIT, Earnings per Share

The Muncy Columbia Financial earnings per share therefore indicates how much revenue Muncy Columbia Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2006
12.08 USD
1.93 USD
Jan 1, 2007
13.65 USD
2.15 USD
Jan 1, 2008
14.44 USD
1.82 USD
Jan 1, 2009
14.88 USD
2.61 USD
Jan 1, 2010
14.75 USD
2.83 USD
Jan 1, 2011
13.9 USD
3.05 USD
Jan 1, 2012
13.46 USD
3.25 USD
Jan 1, 2013
12.37 USD
3.13 USD
Jan 1, 2014
12.43 USD
3.15 USD
Jan 1, 2015
12.43 USD
3.2 USD
Jan 1, 2016
12.78 USD
3.35 USD
Jan 1, 2017
13.9 USD
3.43 USD
Jan 1, 2018
14.58 USD
3.77 USD
Jan 1, 2019
15.91 USD
4.23 USD
Jan 1, 2020
15.67 USD
4.46 USD

Muncy Columbia Financial business model & stock analysis

CCFNB Bancorp Inc is a financial services provider that has been operating in Pennsylvania for over 90 years. The company, based in Carbondale, Pennsylvania, operates over a dozen branches in the northeastern part of the state and employs over 250 employees. The history of CCFNB dates back to 1926 when the Carbondale City Savings and Loan Association was founded to assist residents of the city with financing homes and other important purchases. Over the years, the company has expanded its offerings and is now a full-service financial institution with a wide range of products and services. CCFNB's business model is to build a personal relationship with its customers and offer them customized solutions tailored to their individual needs. The company keeps control of its loan portfolios and works closely with customers to ensure they are able to repay their loans. CCFNB's different divisions include Commercial Banking, Retail Banking, and Wealth Management. Commercial Banking focuses on businesses and offers a range of products and services such as loans, lines of credit, accounts and cards, and cash management solutions. Retail Banking offers personal accounts, loans, credit cards, mortgages, asset management, and other services for individuals. Wealth Management focuses on the needs of high-net-worth clients and offers individually tailored investment and asset management services. The products offered by CCFNB also include insurance and investment products. The company provides life insurance, auto insurance, homeowners insurance, and other types of insurance. Additionally, the company offers mutual funds, money market funds, and other investment products that can help clients build their wealth. In recent years, CCFNB has also invested in new technologies to provide customers with an even better experience. For example, the company has developed a mobile banking app that allows customers to manage their accounts from anywhere. The company has also invested in online banking and electronic billing to enable customers to conduct their transactions online. Overall, CCFNB is a stable and reliable financial services company that offers its customers a wide range of products and services. The company has a long history as a trusted partner for its customers and is committed to working closely to ensure that customers receive the best solution for their individual financial needs.

Muncy Columbia Financial SWOT Analysis

Strengths

CCFNB Bancorp Inc has built a strong reputation in its target market, which has earned the trust and loyalty of its customers. This reputation provides a competitive advantage and can attract potential clients.

The company has consistently demonstrated solid financial performance, generating steady profits and maintaining a healthy balance sheet. This stability enhances investor confidence and enables the organization to pursue growth opportunities.

Weaknesses

CCFNB Bancorp Inc operates within a relatively small geographic area, which restricts its customer base and growth potential. This lack of diversification may make the organization vulnerable to economic downturns or changes in the local market.

The company heavily relies on traditional banking products, such as loans and deposits. This lack of diversification in product offerings makes CCFNB Bancorp Inc susceptible to shifts in market demands and technological advancements.

Opportunities

There is potential for CCFNB Bancorp Inc to expand its operations into new geographic markets, either through organic growth or strategic acquisitions. This can provide access to untapped customer segments and diversify the company's revenue streams.

By adopting innovative technologies and digital banking solutions, CCFNB Bancorp Inc can enhance its customer experience, improve operational efficiency, and stay competitive in an increasingly digital-driven industry.

Threats

The banking sector is highly competitive, with numerous national and regional players vying for market share. CCFNB Bancorp Inc must continually differentiate itself to attract and retain customers amidst intense competition and market saturation.

The banking industry is subject to stringent regulations and compliance requirements. Changes in laws and regulations can impose additional costs, limit business flexibility, and pose legal risks to CCFNB Bancorp Inc's operations.

Muncy Columbia Financial Eulerpool Fair Value

Muncy Columbia Financial historical P/E ratio, EBIT multiple, and P/S ratio

Muncy Columbia Financial annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Muncy Columbia Financial shares outstanding

The number of shares was Muncy Columbia Financial in 2025 — This indicates how many shares 3.534 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2006
1.25 M base_Shares
Jan 1, 2007
1.23 M base_Shares
Jan 1, 2008
1.69 M base_Shares
Jan 1, 2009
2.25 M base_Shares
Jan 1, 2010
2.23 M base_Shares
Jan 1, 2011
2.22 M base_Shares
Jan 1, 2012
2.2 M base_Shares
Jan 1, 2013
2.18 M base_Shares
Jan 1, 2014
2.17 M base_Shares
Jan 1, 2015
2.16 M base_Shares
Jan 1, 2016
2.14 M base_Shares
Jan 1, 2017
2.13 M base_Shares
Jan 1, 2018
2.13 M base_Shares
Jan 1, 2019
2.11 M base_Shares
Jan 1, 2020
2.09 M base_Shares

Muncy Columbia Financial Dividend History

32 years of dividend payments · 3 consecutive increases

YearAnnual DividendYoY ChangePayments
20252.3USD 30.7%
Feb 25, 20250.45USD 2.3%1/5
May 6, 20250.5USD 11.1%2/5
May 27, 20250.45USD 10.0%3/5
Aug 26, 20250.45USD 0.0%4/5
Nov 25, 20250.45USD 0.0%5/5
20241.76USD 2.9%
20231.71USD 2.4%
20221.67USD 46.6%
20213.13USD 96.9%
20201.59USD 2.6%
20191.55USD 2.6%
20181.51USD 2.7%
20171.47USD 2.4%
20161.44USD 1.8%

Muncy Columbia Financial dividend history and estimates

In 2025, Muncy Columbia Financial paid a dividend amounting to 2.3 USD. Dividend means that Muncy Columbia Financial distributes a portion of its profits to its owners.
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Dividend
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2006
0.78 USD
0 USD
0 USD
Jan 1, 2007
0.82 USD
0 USD
0 USD
Jan 1, 2008
0.9 USD
0 USD
0 USD
Jan 1, 2009
1.03 USD
0 USD
0 USD
Jan 1, 2010
1.18 USD
0 USD
0 USD
Jan 1, 2011
1.24 USD
0 USD
0 USD
Jan 1, 2012
1.3 USD
0 USD
0 USD
Jan 1, 2013
1.35 USD
0 USD
0 USD
Jan 1, 2014
1.38 USD
0 USD
0 USD
Jan 1, 2015
1.41 USD
0 USD
0 USD
Jan 1, 2016
1.44 USD
0 USD
0 USD
Jan 1, 2017
1.47 USD
0 USD
0 USD
Jan 1, 2018
1.51 USD
0 USD
0 USD
Jan 1, 2019
1.55 USD
0 USD
0 USD
Jan 1, 2020
1.59 USD
0 USD
0 USD

Muncy Columbia Financial dividend payout ratio

In 2025, Muncy Columbia Financial had a payout ratio of 44.8%. The payout ratio indicates the percentage of the company's profits that Muncy Columbia Financial distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2006
40.41 %
Jan 1, 2007
38.14 %
Jan 1, 2008
49.45 %
Jan 1, 2009
39.46 %
Jan 1, 2010
41.84 %
Jan 1, 2011
40.66 %
Jan 1, 2012
40 %
Jan 1, 2013
43.13 %
Jan 1, 2014
43.79 %
Jan 1, 2015
44.06 %
Jan 1, 2016
42.84 %
Jan 1, 2017
42.86 %
Jan 1, 2018
40.05 %
Jan 1, 2019
36.73 %
Jan 1, 2020
35.57 %
Price targets and forecasts for Muncy Columbia Financial are not yet available.

Muncy Columbia Financial shareholder structure

% Name
1.95204%
Kile (Willard H Jr)
Kile (Willard H Jr)
0.89308%
Rabb (Robert M.)
Rabb (Robert M.)
0.77943%
Glunk (Robert J)
Glunk (Robert J)
0.76808%
Hager (Robert)
Hager (Robert)
0.72756%
Arthur (Todd M.)
Arthur (Todd M.)
0.70716%
Tasselli (Stephen M.)
Tasselli (Stephen M.)
0.65021%
Shannon Steven H
Shannon Steven H
0.63666%
Tompkins (Bonnie M.)
Tompkins (Bonnie M.)
0.57481%
Diehl (Lance O)
Diehl (Lance O)
0.41167%
Dillon Robert W
Dillon Robert W

Muncy Columbia Financial Executives and Management Board

LD

Mr. Lance Diehl

(58)

President, Chief Executive Officer, Director · since 2003

Compensation661,919 USD
RG

Mr. Robert Glunk

(60)

Executive Chairman of the Board · since 2023

Compensation633,232 USD
JA

Mr. Jeffrey Arnold

(58)

Executive Vice President, Treasurer · since 2023

Compensation374,691 USD
EW

Mr. Edwin Wenner

(71)

Independent Director · since 2003

Compensation48,008 USD
WK

Mr. Willard Kile

(69)

Independent Director

Compensation46,917 USD

Muncy Columbia Financial Supply Chain

Frequently asked questions about Muncy Columbia Financial

CCFNB Bancorp Inc operates as a bank holding company. Its business model focuses on providing financial services through its subsidiary, CCFNB Bank. The bank offers various banking products and services to individuals, businesses, and organizations in Pennsylvania. CCFNB Bancorp Inc specializes in deposit accounts, loans, mortgages, and lines of credit. By leveraging its local presence and community-oriented approach, CCFNB Bancorp Inc aims to fulfill the financial needs of its customers, foster long-term relationships, and contribute to the economic growth of the regions it serves.

All fundamentals and in-depth analysis of Muncy Columbia Financial

Our stock analysis for Muncy Columbia Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Muncy Columbia Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.