Benchmark Bankshares (BMBN) Stock Price

Benchmark Bankshares Price

OTC·CLOSED
43.00USD+0.00 (+0.00 %)
Market closed

Over the last 19 years Benchmark Bankshares grew revenue by 7.3% annually, reaching 83.37 M USD. Earnings per share have grown at 10.5% per year over the last 19 years. For Benchmark Bankshares, the net margin of 23.8% is down versus 26.7% a few years ago. At today's price the dividend yield works out to roughly 4.19%. The payout ratio is around 40% of earnings. The dividend has grown at 7.1% per year over the past 19 years. The stock trades about 43% above its 52-week low.

Benchmark Bankshares stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Benchmark Bankshares over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Benchmark Bankshares stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Benchmark Bankshares's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Benchmark Bankshares Stock Price History
DateBenchmark Bankshares Price
8/10/202643.00 USD
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8/19/202531.25 USD
8/18/202530.91 USD
8/15/202531.00 USD
8/14/202530.99 USD
8/13/202530.00 USD
Access this data via the Eulerpool API

Benchmark Bankshares Revenue, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2018
34.53 M USD
9.14 M USD
Jan 1, 2019
38.53 M USD
9.47 M USD
Jan 1, 2020
40.44 M USD
10.22 M USD
Jan 1, 2021
43.11 M USD
11.52 M USD
Jan 1, 2022
46.91 M USD
13.24 M USD
Jan 1, 2023
59.33 M USD
15.38 M USD
Jan 1, 2024
70.71 M USD
15.85 M USD
Jan 1, 2025
83.37 M USD
19.84 M USD

Benchmark Bankshares Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 13, 2026, 1:43 AM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
2010201120122013201420152016201720182019202020212022202320242025
26.0022.0023.0024.0029.0030.0032.0034.0038.0040.0043.0046.0059.0070.0083.00
4.004.554.3520.833.456.676.2511.765.267.506.9828.2618.6418.57
65.38100.00100.00100.00100.00100.00100.0094.1289.4790.0093.0295.6586.4478.5779.52
17.0066.0022.0023.0024.0029.0030.0032.0032.0034.0036.0040.0044.0051.0055.0066.00
4.005.006.006.006.006.006.006.009.009.0010.0011.0013.0015.0015.0019.00
33.3325.0020.0050.0011.1110.0018.1815.3826.67
0.560.560.600.340.680.350.390.420.480.560.640.660.700.780.821.80
100.007.14-43.33100.00-48.5311.437.6914.2916.6714.293.136.0611.435.13119.51
5.974.585.225.205.195.155.165.175.044.544.464.524.524.494.464.45
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Benchmark Bankshares generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Benchmark Bankshares retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Benchmark Bankshares's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Benchmark Bankshares has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Benchmark Bankshares's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Benchmark Bankshares stock margins

The Benchmark Bankshares margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Benchmark Bankshares. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Benchmark Bankshares.
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Profit margin
Details
Date
Profit margin
Jan 1, 2018
26.46 %
Jan 1, 2019
24.58 %
Jan 1, 2020
25.27 %
Jan 1, 2021
26.73 %
Jan 1, 2022
28.22 %
Jan 1, 2023
25.92 %
Jan 1, 2024
22.42 %
Jan 1, 2025
23.80 %

Benchmark Bankshares Revenue per Share, Earnings per Share

The Benchmark Bankshares earnings per share therefore indicates how much revenue Benchmark Bankshares has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2018
6.85 USD
1.81 USD
Jan 1, 2019
8.49 USD
2.09 USD
Jan 1, 2020
9.08 USD
2.29 USD
Jan 1, 2021
9.54 USD
2.55 USD
Jan 1, 2022
10.38 USD
2.93 USD
Jan 1, 2023
13.20 USD
3.42 USD
Jan 1, 2024
15.86 USD
3.56 USD
Jan 1, 2025
18.74 USD
4.46 USD

Benchmark Bankshares business model & stock analysis

Benchmark Bankshares Inc is a US bank holding company that operates on a regional level. The bank's history dates back to 1971 when it was founded as Benchmark Federal Savings Bank. In 1989, the bank decided to rename itself Benchmark Bank and expand its offerings. The bank's business model is to provide financial services to individuals, businesses, and public institutions. Benchmark Bank focuses on meeting the needs of its customers and offers a wide range of banking services, including deposit accounts, loans, mortgages, asset management, and other lifecycle-related financial services. The bank is also active in the insurance sector and offers various insurance solutions to its customers. The bank is headquartered in Kenbridge, Virginia and owns and operates subsidiaries in various parts of Virginia. The bank has a total of 13 branches in Virginia, each offering a wide range of banking services. The core services of Benchmark Bank include deposits, loans, and mortgages. In terms of deposits, the bank offers various types of accounts, including checking accounts, savings accounts, and certificates. The bank places a high value on protecting customer accounts and offers a secure online banking system and other security measures to earn and maintain customer trust. Benchmark Bank also offers a wide range of loan solutions. The bank provides both secured and unsecured loans tailored to the needs of its customers. Customers can take out loans for various purposes such as buying a car, renovating a home, or paying off debt. The bank is also active in the mortgage sector and offers various mortgage options. Customers can choose between 15-year, 30-year, or adjustable-rate mortgages. The bank takes pride in its expertise in supporting customers in building homes and acquiring properties. Benchmark Bank also offers various wealth management services, including asset management, investment advisory, and financial planning. The bank works with its customers to find the best solutions for financial issues and help them achieve their goals. The bank takes pride in offering highly qualified advisors and wealth managers to help protect customers' assets and achieve their goals. Benchmark Bank also has an insurance division that assists customers in selecting the best insurance solutions. Customers can choose from a variety of insurance products, including auto insurance, homeowners insurance, and liability insurance. Overall, Benchmark Bank is a significant player in Virginia's regional financial sector. The bank provides a wide range of financial services to meet the needs of its customers. With a strong emphasis on customer service and providing financial expertise, Benchmark Bank is a trusted financial institution with a long history.

Benchmark Bankshares SWOT Analysis

Strengths

[ { "heading": "1.", "text": "Strong" } ]

Benchmark Bankshares Inc has a solid financial foundation, allowing them to weather economic downturns and invest in future growth opportunities.

[ { "heading": "2.", "text": "Wide" } ]

The company offers a diverse portfolio of financial products and services, including personal and business banking, loans, mortgages, and investment options. This variety attracts a broad customer base and enhances revenue streams.

[ { "heading": "3.", "text": "Strong" } ]

Benchmark Bankshares Inc has built a loyal customer base over the years, supported by excellent customer service, personalized solutions, and a reputation for reliability and trustworthiness.

Weaknesses

[ { "heading": "1.", "text": "Limited" } ]

The bank's operations are primarily focused on a specific region, which may limit growth potential compared to competitors with a widespread presence.

[ { "heading": "2.", "text": "Dependence" } ]

Benchmark Bankshares Inc heavily relies on traditional banking services and may face challenges in adapting to technological advancements and the growing demand for digital banking solutions.

Opportunities

[ { "heading": "1.", "text": "Expansion" } ]

There is potential for Benchmark Bankshares Inc to expand its operations into new geographic markets, thereby diversifying its customer base and increasing market share.

[ { "heading": "2.", "text": "Embracing" } ]

By investing in and adopting innovative digital banking technologies, Benchmark Bankshares Inc can cater to evolving customer preferences, enhance operational efficiency, and improve competitive advantage in the digital banking space.

Threats

[ { "heading": "1.", "text": "Intense" } ]

Benchmark Bankshares Inc faces competition from large commercial banks, regional banks, and emerging fintech startups, which may adversely affect market share and profitability.

[ { "heading": "2.", "text": "Regulatory" } ]

As with any financial institution, Benchmark Bankshares Inc must adhere to strict regulations and compliance requirements, which can increase operational costs and pose potential risks.

Benchmark Bankshares Employees

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Benchmark Bankshares Employees
Details
Date
Benchmark Bankshares Employees
Jan 1, 1999
- Employees
Jan 1, 2000
- Employees
Jan 1, 2001
- Employees
Jan 1, 2002
- Employees
Jan 1, 2003
- Employees

Benchmark Bankshares Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Benchmark Bankshares historical P/E ratio, EBIT multiple, and P/S ratio

Benchmark Bankshares annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Benchmark Bankshares shares outstanding

The number of shares of Benchmark Bankshares was 4.45 M in 2025. This indicates how many shares Benchmark Bankshares is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2018
5.04 M Stocks
Jan 1, 2019
4.54 M Stocks
Jan 1, 2020
4.46 M Stocks
Jan 1, 2021
4.52 M Stocks
Jan 1, 2022
4.52 M Stocks
Jan 1, 2023
4.49 M Stocks
Jan 1, 2024
4.46 M Stocks
Jan 1, 2025
4.45 M Stocks

Benchmark Bankshares stock splits

In Benchmark Bankshares's history, there have been no stock splits.

Benchmark Bankshares Dividend History

31 years of dividend payments · 10 consecutive increases

YearAnnual DividendYoY ChangePayments
20251.80USD 119.5%
Jan 3, 20250.44USD 4.8%1/4
Jun 6, 20250.44USD 0.0%2/4
Jun 9, 20250.44USD 0.0%3/4
Dec 5, 20250.48USD 9.1%4/4
20240.82USD 5.1%
20230.78USD 11.4%
20220.70USD 6.1%
20210.66USD 3.1%
20200.64USD 14.3%
20190.56USD 16.7%
20180.48USD 14.3%
20170.42USD 7.7%
20160.39USD 11.4%

Benchmark Bankshares dividend history and estimates

In 2025, Benchmark Bankshares paid a dividend amounting to 1.80 USD. Dividend means that Benchmark Bankshares distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2018
0.48 USD
0.00 USD
Jan 1, 2019
0.56 USD
0.00 USD
Jan 1, 2020
0.64 USD
0.00 USD
Jan 1, 2021
0.66 USD
0.00 USD
Jan 1, 2022
0.70 USD
0.00 USD
Jan 1, 2023
0.78 USD
0.00 USD
Jan 1, 2024
0.82 USD
0.00 USD
Jan 1, 2025
1.80 USD
0.00 USD

Benchmark Bankshares dividend payout ratio

In 2025, Benchmark Bankshares had a payout ratio of 40.34%. The payout ratio indicates the percentage of the company's profits that Benchmark Bankshares distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2018
26.48 %
Jan 1, 2019
26.84 %
Jan 1, 2020
27.90 %
Jan 1, 2021
25.88 %
Jan 1, 2022
23.89 %
Jan 1, 2023
22.79 %
Jan 1, 2024
23.06 %
Jan 1, 2025
40.34 %
Price targets and forecasts for Benchmark Bankshares are not yet available.

Benchmark Bankshares shareholder structure

% Name
3.32465%
Cutler Capital Management, L.L.C.
Cutler Capital Management, L.L.C.

Benchmark Bankshares Beneficial Ownership Filings (SEC 13D/G)

Free Float
84.5%
Float Shares
-
Shares Outstanding
-

Benchmark Bankshares Executives and Management Board

18 members · avg. age 55 · 33 % women

MW

Michael Walker (56)

President, Chief Executive Officer of the Bank; Director · since 1983

105,677.00 USD

Management

MB

Mr Neil Burke

Chief Financial Officer

MA

Mike Arthur

Operations Team - Compliance

JC

Jenny Clark

Operations team - Human Resources

LM

Lucia Malon

Operations team - Marketing & Public Relations

NM

Nicole Martin

Operations team - Compliance

SP

Susan Parrish

Operations team - Operations

Board of Directors

BW

Beth Winn

Director

DB

David Biggs (50)

Director

MB

Mark Bragg (46)

Director

EC

Earl Carter (58)

Director

EC

Dr. Earl Currin (71)

Director

ME

Mary Elkins (55)

Director

Frequently asked questions about Benchmark Bankshares

The business model of Benchmark Bankshares Inc is centered around providing financial services to individuals, businesses, and communities. As a community bank, Benchmark Bankshares Inc offers a range of banking products and services, including checking and savings accounts, home and auto loans, commercial lending, and investment services. The company focuses on building long-term relationships with its customers and helping them achieve their financial goals. With its customer-centric approach and commitment to community development, Benchmark Bankshares Inc strives to be a trusted financial partner for its clients.

Benchmark Bankshares Inc is primarily active in the banking and financial services industry.

The main competitors of Benchmark Bankshares Inc in the market include other financial institutions such as Bank of America, Wells Fargo, JPMorgan Chase, and Citigroup. These banks offer similar services and products to consumers and businesses, making them direct competitors to Benchmark Bankshares Inc.

Benchmark Bankshares Inc is a reputable financial institution with a rich history and background. Established in [year], the company has been serving customers with exceptional banking services for several decades. With a strong commitment to excellence and customer satisfaction, Benchmark Bankshares Inc has emerged as a trusted name in the banking industry. Its dedicated team of professionals strives to provide innovative solutions and personalized financial advice to individuals, businesses, and communities. As a leading player in the market, Benchmark Bankshares Inc continues to expand its offerings and maintain its position as a reliable and customer-centric financial institution.

Benchmark Bankshares Inc has achieved several significant milestones. The company has successfully expanded its operations, improved financial performance, and delivered consistent value to its shareholders. Benchmark Bankshares Inc has also enhanced its customer service, strengthened its market position, and acquired strategic assets to fuel growth. Additionally, the company has built a strong reputation as a trusted financial institution and has been recognized for its commitment to community development. With its continuous focus on innovation and customer satisfaction, Benchmark Bankshares Inc has set a high benchmark for excellence in the banking industry.

Benchmark Bankshares Inc is primarily present in the United States, where it serves as a community bank providing financial services to customers. With its headquarters located in Kenbridge, Virginia, Benchmark Bankshares Inc operates within the Southside and Central Virginia regions. As a trusted financial institution, it offers a wide range of banking products and services, including personal and business banking, loans, mortgages, and investments. Their focus on serving local communities makes Benchmark Bankshares Inc a reliable choice for individuals and businesses seeking trusted financial solutions within the United States.

Benchmark Bankshares Inc represents strong values and a clear corporate philosophy. The company prioritizes integrity, professionalism, and exceptional service in all aspects of its operations. With a commitment to building meaningful relationships with customers, Benchmark Bankshares Inc strives to provide innovative financial solutions tailored to meet individual needs. Their team of experienced professionals works diligently to deliver superior results and maintain the trust and loyalty of their valued clients. As a leading financial institution, Benchmark Bankshares Inc aims to continuously enhance shareholder value while upholding the highest ethical standards in the industry.

Converted at the current exchange rate, the Benchmark Bankshares share trades at 37.26 EUR (43.00 USD).

Benchmark Bankshares Inc. is a deep and comprehensive bank holding company headquartered in Kenbridge, Virginia. The firm offers various banking products and services, including deposits, loans, wealth management, online and mobile banking, investment advisory, and more. With total assets of $980 million and a wide network of branches in Virginia, the company strives to serve its customers and strengthen their finances. An essential aspect of Benchmark Bankshares Inc.'s business model is to provide its customers with flexible and individual financial solutions to meet their requirements. The company offers a wide range of products and services to its customers, such as personal accounts, business accounts, savings accounts, loans for individuals and businesses, automotive and real estate financing, and mortgage loans. Additionally, the company also offers debit and credit cards to facilitate customers' daily payment needs. Another important aspect of Benchmark Bankshares Inc.'s business model is wealth management, ensuring the asset growth of its customers. In this regard, the company's financial advisors assist customers in analyzing their investment objectives, diversifying their investment portfolios, minimizing tax implications, and controlling risks. The company also has a strong presence in online and mobile banking, providing customers with an anytime-available service offering. The online platforms are highly convenient and secure, allowing customers easy access to their accounts, transfers, financing, etc. The bank's mobile app enables customers to control and manage their transactions even while on the go. Benchmark Bankshares Inc. places special emphasis on supporting its customers and providing them with financing solutions that align with their long-term goals. The company has a team of financial experts who create individual financial analyses for each customer segment. These experts assist customers in determining their financial goals and needs, and develop tailored plans to achieve those goals. In summary, Benchmark Bankshares Inc.'s business model is focused on offering a comprehensive portfolio of banking products and services that support customers in managing their financial lives. The flexibility and individuality of the financial solutions offered, combined with a high level of customer service and satisfaction, are the key to their market success.

The revenue cannot currently be calculated for Benchmark Bankshares.

The profit cannot currently be calculated for Benchmark Bankshares.

The P/E ratio cannot be calculated for Benchmark Bankshares at the moment.

The P/S cannot be calculated for Benchmark Bankshares currently.

The Eulerpool Quality Score for Benchmark Bankshares is 7/10.

The ISIN of Benchmark Bankshares is US08160E2072. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Benchmark Bankshares is A0YHGZ. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Benchmark Bankshares is BMBN. The ticker symbol is used to trade Benchmark Bankshares shares on the stock exchange.

Over the past 12 months, Benchmark Bankshares paid a dividend of 1.80 USD . This corresponds to a dividend yield of about 4.19 %. For the coming 12 months, Benchmark Bankshares is expected to pay a dividend of 1.36 USD.

The current dividend yield of Benchmark Bankshares is 4.19 %.

Benchmark Bankshares pays a dividend, distributed in the months of , , , .

Benchmark Bankshares paid dividends every year for the past 31 years.

For the upcoming 12 months, dividends amounting to 1.36 USD are expected. This corresponds to a dividend yield of 3.16 %.

Benchmark Bankshares is assigned to the 'Finance' sector.

To receive the latest dividend of Benchmark Bankshares from amounting to 0.48 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Benchmark Bankshares distributed 0.86 USD as dividends.

The dividends of Benchmark Bankshares are distributed in USD.