BayCom (BCML) Stock Price
BayCom Price
Revenue has compounded at 24.6% per year over the past 20 years to 141.83 M USD. Earnings per share have grown at 11.6% per year over the last 19 years. BayCom's net margin stands at 16.9%, down from 22.3% several years earlier. BayCom currently offers a dividend yield of about 2.96%. The payout ratio is around 41% of earnings. The dividend has grown at 65.1% per year over the past 3 years. Analysts set a median price target of 32.64 USD, implying 7.3% above the current price. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 12% above its 52-week low.
BayCom stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of BayCom over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how BayCom stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing BayCom's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | BayCom Price |
|---|---|
| 9/2/2026 | 30.41 USD |
| 9/1/2026 | 29.85 USD |
| 8/31/2026 | 29.83 USD |
| 8/30/2026 | 29.92 USD |
| 8/28/2026 | 30.41 USD |
| 8/27/2026 | 30.05 USD |
| 8/26/2026 | 30.19 USD |
| 8/25/2026 | 29.97 USD |
| 8/24/2026 | 30.23 USD |
| 8/21/2026 | 30.00 USD |
| 8/20/2026 | 30.07 USD |
| 8/19/2026 | 31.15 USD |
| 8/18/2026 | 30.65 USD |
| 8/14/2026 | 31.07 USD |
| 8/13/2026 | 31.06 USD |
| 8/12/2026 | 31.19 USD |
| 8/11/2026 | 31.25 USD |
| 8/10/2026 | 30.39 USD |
| 8/7/2026 | 30.52 USD |
| 8/6/2026 | 30.70 USD |
| 8/5/2026 | 30.68 USD |
| 8/4/2026 | 30.62 USD |
| 8/3/2026 | 30.50 USD |
| 7/31/2026 | 30.18 USD |
| 7/30/2026 | 30.21 USD |
| 7/29/2026 | 31.07 USD |
| 7/27/2026 | 31.19 USD |
| 7/23/2026 | 33.13 USD |
| 7/22/2026 | 33.30 USD |
| 7/21/2026 | 33.94 USD |
BayCom Revenue, Net Income
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BayCom Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 11.00 | 15.00 | 20.00 | 27.00 | 31.00 | 48.00 | 64.00 | 85.00 | 95.00 | 92.00 | 111.00 | 132.00 | 137.00 | 141.00 | 104.00 | 109.00 |
| -38.89 | 36.36 | 33.33 | 35.00 | 14.81 | 54.84 | 33.33 | 32.81 | 11.76 | -3.16 | 20.65 | 18.92 | 3.79 | 2.92 | -26.24 | 4.81 |
| 100.00 | 80.00 | 80.00 | 81.48 | 87.10 | 91.67 | 89.06 | 87.06 | 80.00 | 90.22 | 86.49 | 77.27 | 69.34 | 68.79 | 68.79 | 68.79 |
| 11.00 | 12.00 | 16.00 | 22.00 | 27.00 | 44.00 | 57.00 | 74.00 | 76.00 | 83.00 | 96.00 | 102.00 | 95.00 | 97.00 | 71.55 | 74.99 |
| 2.00 | 2.00 | 5.00 | 7.00 | 5.00 | 5.00 | 14.00 | 17.00 | 13.00 | 20.00 | 23.00 | 27.00 | 23.00 | 23.00 | 22.00 | 26.00 |
| -71.43 | – | 150.00 | 40.00 | -28.57 | – | 180.00 | 21.43 | -23.53 | 53.85 | 15.00 | 17.39 | -14.81 | – | -4.35 | 18.18 |
| – | – | – | – | – | – | – | – | – | – | 0.20 | 0.40 | 0.55 | 0.90 | 1.20 | 1.44 |
| – | – | – | – | – | – | – | – | – | – | – | 100.00 | 37.50 | 63.64 | 33.33 | 20.00 |
| 4.84 | 4.92 | 4.88 | 5.70 | 5.44 | 7.51 | 10.87 | 11.76 | 11.63 | 10.68 | 12.96 | 11.57 | 11.12 | 10.90 | 10.90 | 10.90 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales BayCom generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue BayCom retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare BayCom's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares BayCom has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against BayCom's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
BayCom stock margins
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BayCom Revenue per Share, Earnings per Share
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BayCom business model & stock analysis
BayCom SWOT Analysis
Strengths
BayCom Corp has multiple strengths that contribute to its success in the market. One of the key strengths is its robust financial position, enabling the company to invest in new technologies and expand its operations. Additionally, BayCom Corp boasts a strong and experienced management team that brings expertise and strategic vision to drive growth and innovation. Furthermore, the company has established a solid reputation and customer base, allowing it to secure long-term business relationships and gain a competitive edge.
Despite its strengths, BayCom Corp also faces certain weaknesses that can affect its performance in the market. One notable weakness is its limited geographical presence, which may restrict its ability to reach a wider customer base. Moreover, the company heavily relies on a few key customers for a significant portion of its revenue, making it vulnerable to the loss of those clients. Furthermore, BayCom Corp may face challenges in adapting to rapid technological advancements, potentially impacting its competitiveness in the market.
BayCom Corp has various opportunities that it can exploit to further enhance its market position. The increasing demand for innovative technological solutions presents an opportunity for the company to offer new products and services to meet customer needs. Additionally, the expansion of the digital economy provides a chance for BayCom Corp to enter new markets and diversify its revenue streams. Furthermore, strategic partnerships and collaborations with other industry players can open doors for BayCom Corp to access new technologies and resources.
BayCom Corp operates in a highly competitive industry, thereby facing various threats to its market position. One significant threat is the emergence of new competitors that can offer similar products or services at a lower cost. Additionally, changes in government regulations and policies may impact the company's operations and increase compliance costs. Moreover, disruptions caused by economic downturns or unforeseen events, such as natural disasters, can adversely affect BayCom Corp's business continuity.
Weaknesses
Despite its strengths, BayCom Corp also faces certain weaknesses that can affect its performance in the market. One notable weakness is its limited geographical presence, which may restrict its ability to reach a wider customer base. Moreover, the company heavily relies on a few key customers for a significant portion of its revenue, making it vulnerable to the loss of those clients. Furthermore, BayCom Corp may face challenges in adapting to rapid technological advancements, potentially impacting its competitiveness in the market.
BayCom Corp has various opportunities that it can exploit to further enhance its market position. The increasing demand for innovative technological solutions presents an opportunity for the company to offer new products and services to meet customer needs. Additionally, the expansion of the digital economy provides a chance for BayCom Corp to enter new markets and diversify its revenue streams. Furthermore, strategic partnerships and collaborations with other industry players can open doors for BayCom Corp to access new technologies and resources.
BayCom Corp operates in a highly competitive industry, thereby facing various threats to its market position. One significant threat is the emergence of new competitors that can offer similar products or services at a lower cost. Additionally, changes in government regulations and policies may impact the company's operations and increase compliance costs. Moreover, disruptions caused by economic downturns or unforeseen events, such as natural disasters, can adversely affect BayCom Corp's business continuity.
Opportunities
BayCom Corp has various opportunities that it can exploit to further enhance its market position. The increasing demand for innovative technological solutions presents an opportunity for the company to offer new products and services to meet customer needs. Additionally, the expansion of the digital economy provides a chance for BayCom Corp to enter new markets and diversify its revenue streams. Furthermore, strategic partnerships and collaborations with other industry players can open doors for BayCom Corp to access new technologies and resources.
BayCom Corp operates in a highly competitive industry, thereby facing various threats to its market position. One significant threat is the emergence of new competitors that can offer similar products or services at a lower cost. Additionally, changes in government regulations and policies may impact the company's operations and increase compliance costs. Moreover, disruptions caused by economic downturns or unforeseen events, such as natural disasters, can adversely affect BayCom Corp's business continuity.
Threats
BayCom Corp operates in a highly competitive industry, thereby facing various threats to its market position. One significant threat is the emergence of new competitors that can offer similar products or services at a lower cost. Additionally, changes in government regulations and policies may impact the company's operations and increase compliance costs. Moreover, disruptions caused by economic downturns or unforeseen events, such as natural disasters, can adversely affect BayCom Corp's business continuity.
BayCom Employees
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BayCom Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
BayCom historical P/E ratio, EBIT multiple, and P/S ratio
BayCom annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
BayCom shares outstanding
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BayCom Dividend History
5 years of dividend payments · 3 consecutive increases
BayCom dividend history and estimates
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BayCom dividend payout ratio
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Current BayCom forecasts and price targets in September 2026
Analyst Price Targets 2026BayCom Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 5/26/2026 | Downgrade | BuyNeutral | 55 | |
| 4/28/2026 | Maintained | Buy | 55 | |
| 4/10/2026 | Maintained | Buy | 55 | |
| 1/27/2026 | Maintained | Buy | 55 | |
| 10/28/2025 | Maintained | Buy | 55 | |
| 7/21/2025 | Maintained | Buy | 55 | |
| 4/28/2020 | Maintained | Buy | – | |
| 4/28/2020 | Maintained | Buy | 60 | |
| 4/27/2020 | Maintained | Buy | – | |
| 4/27/2020 | Maintained | Buy | – |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
BayCom Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 7/16/2026 | 0.43USD | - | 25.23 MUSD | - | 2026 Q2 |
| 4/16/2026 | 0.61USD | - | 26.47 MUSD | - | 2026 Q1 |
| 1/22/2026 | 0.66USD | - | 26.21 MUSD | - | 2025 Q4 |
| 4/18/2024 | 0.56USD | - | 24.68 MUSD | - | 2024 Q1 |
| 1/24/2024 | 0.58USD | - | 24.58 MUSD | - | 2023 Q4 |
| 7/21/2022 | 0.54USD | - | 25.31 MUSD | - | 2022 Q2 |
EESG©
Eulerpool ESG Scorecard© for the BayCom stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
BayCom shareholder structure
| % | Name |
|---|---|
9.32946% | |
8.51034% | |
7.39257% | |
5.84941% | |
4.24877% | |
2.46079% |
BayCom Beneficial Ownership Filings (SEC 13D/G)
| Stake | Holder | Filing |
|---|---|---|
9.70% | SEC ↗ | |
6.65% | SEC ↗ | |
6.32% | SEC ↗ | |
6.32% | SEC ↗ | |
6.32% | SEC ↗ | |
5.77% | SEC ↗ | |
5.57% | SEC ↗ | |
5.40% | SEC ↗ | |
5.40% | SEC ↗ | |
5.20% | SEC ↗ |
BayCom Executives and Management Board
12 members · avg. age 63 · 42 % women
Mr. George Guarini (71)
President, Chief Executive Officer, Director · since 2004
1.15 M USD
Management
Ms. Keary Colwell (65)
Senior Executive Vice President, Chief Financial Officer, Corporate Secretary, Director
Ms. Janet King (62)
Senior Executive Vice President, Chief Operating Officer, Director
Ms. Mary Curley (67)
Executive Vice President, Director - Labor Service Division of Bank
Mr. Felix Miranda (52)
Executive Vice President and Chief Lending Officer - United Business Bank
Ms. Izabella Mitchell (46)
Executive Vice President and Chief Risk Officer of Bank
Board of Directors
Mr. Lloyd Kendall (78)
Independent Chairman of the Board
Mr. Harpreet Chaudhary (63)
Independent Director
Mr. Bhupen Amin (54)
Independent Director
Mr. Dennis Guida (65)
Independent Director
Dr. Robert Laverne (78)
Independent Director
Ms. Syvia Magid (54)
Independent Director
BayCom Supply Chain
BayCom Supply Chain
Correlation: how closely stock prices move together
| # | Name | Trend | |||
|---|---|---|---|---|---|
| 1 | 0.83 | 0.82 | — |
Frequently asked questions about BayCom
BayCom Corp is a financial holding company that operates through its subsidiary, United Business Bank. The business model of BayCom Corp focuses on providing a comprehensive range of banking services to individuals, businesses, and non-profit organizations. These services include commercial and real estate lending, cash management, deposit products, and online banking solutions. BayCom Corp aims to deliver personalized financial solutions and foster long-term customer relationships. With its emphasis on superior customer service and community involvement, BayCom Corp aims to support the financial needs of its clients and contribute to the economic growth of the communities it serves.
BayCom Corp is primarily active in the banking industry.
The main competitors of BayCom Corp in the market are banks such as Wells Fargo, Bank of America, and JPMorgan Chase.
BayCom Corp, previously known as Bay Commercial Bank, was founded in 2004 and is headquartered in Walnut Creek, California. As a bank holding company, BayCom Corp provides a range of financial services through its subsidiary, United Business Bank. With a focus on serving small and medium-sized businesses, BayCom Corp offers commercial banking solutions, including loans, deposit accounts, cash management services, and treasury services. The company has expanded its presence through strategic acquisitions, aiming to enhance its customer base and geographical reach. BayCom Corp is committed to supporting the local communities it serves and maintaining a strong reputation as a trusted financial partner.
Since its establishment, BayCom Corp has achieved several significant milestones. The company has consistently expanded its presence and grew its customer base, establishing itself as a reputable player in the financial industry. BayCom Corp has successfully completed multiple strategic acquisitions, enabling it to enhance its product offerings and geographically diversify its operations. Additionally, the company has demonstrated robust financial performance, consistently delivering strong growth in its revenue and earnings. BayCom Corp has also received recognition for its exceptional customer service and commitment to community development. These achievements underline BayCom Corp's dedication to excellence and its position as a leading force in the market.
BayCom Corp is primarily present in the United States.
BayCom Corp is a financial institution that upholds strong values and a clear corporate philosophy. They place utmost importance on integrity, transparency, and trust in all their endeavors. Emphasizing customer satisfaction, BayCom Corp provides excellent financial products and services, ensuring clients' needs are met effectively. With a commitment to community development, they actively engage in supporting local businesses and facilitating economic growth. BayCom Corp's corporate philosophy revolves around delivering quality, innovative solutions to enhance the financial well-being of individuals and businesses alike. This commitment to values-based banking makes BayCom Corp a reputable and trusted partner in the financial industry.
Analysts currently set an average price target of 32.64 USD for the BayCom stock (median: 32.64 USD), implying +6.0 % versus the latest price. The consensus is based on 8 analyst ratings.
8 analysts currently rate the BayCom stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect BayCom to generate revenue of 104.40 M USD and earnings per share of 2.05 USD.
Converted at the current exchange rate, the BayCom share trades at 26.19 EUR (30.41 USD).
The BayCom share (BCML) is listed on 2 stock exchanges, including: NASDAQ (BCML), Frankfurt (B2J.F).
BayCom Corp is an American company specializing in providing integrated communication and data technology solutions. Its business model is based on a comprehensive range of products and services tailored to individual customer needs. The various divisions of BayCom Corp include information and communication technology, network solutions, data management, and IT security. These divisions offer innovative products and services to optimize customers' business processes and increase efficiency. From communication solutions such as VoIP telephony and video conferencing to network components and services, data management, and IT security solutions, BayCom Corp strives to provide the best possible experience for its customers.
The expected revenue of BayCom is 104.40 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of BayCom is 22.36 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of BayCom is currently 14.82. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the BayCom stock.
The price-to-sales ratio (P/S) of BayCom is currently 3.17. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the BayCom stock.
The Eulerpool Quality Score for BayCom is 6/10.
The ISIN of BayCom is US07272M1071. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of BayCom is A2DLBH. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of BayCom is BCML. The ticker symbol is used to trade BayCom shares on the stock exchange.
Over the past 12 months, BayCom paid a dividend of 0.90 USD . This corresponds to a dividend yield of about 2.96 %. For the coming 12 months, BayCom is expected to pay a dividend of 1.44 USD.
The current dividend yield of BayCom is 2.96 %.
BayCom pays a dividend, distributed in the months of , , , .
BayCom paid dividends every year for the past 4 years.
For the upcoming 12 months, dividends amounting to 1.44 USD are expected. This corresponds to a dividend yield of 4.74 %.
BayCom is assigned to the 'Finance' sector.
To receive the latest dividend of BayCom from amounting to 0.3 USD, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
In the year 2025, BayCom distributed 0.55 USD as dividends.
The dividends of BayCom are distributed in USD.
BayCom stock
BayCom Peer Group
BayCom Ticker
BayCom FIGI
All fundamentals and in-depth analysis of BayCom
Our stock analysis for BayCom stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of BayCom. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.