The business model of Alerus Financial Corp is centered around serving the financial needs of individuals, businesses, and communities. As a diversified financial services company, Alerus offers a range of products and services including banking, mortgage, retirement, wealth management, and employee benefits solutions. Alerus focuses on providing personalized and tailored solutions to its customers, delivering exceptional value and building long-term relationships. With its strong commitment to customer service and expertise in the financial industry, Alerus Financial Corp strives to empower individuals and businesses to achieve their financial goals.

The main competitors of Alerus Financial Corp in the market include prominent financial institutions such as U.S. Bancorp, Wells Fargo & Company, and Bank of America Corporation. These established players compete with Alerus Financial Corp in various segments of the financial industry, including retail banking, commercial banking, wealth management, and mortgage services. As Alerus Financial Corp aims to maintain its competitive edge, it continually strives to deliver innovative financial solutions, exceptional customer service, and customized strategies to meet the evolving needs of its clientele.

Alerus Financial Corp, a reputable financial institution, has a rich history and background that spans several decades. Established in 1933, the company has been serving its clients with exceptional financial services. Initially founded as the Alerus State Bank, it has evolved and expanded its offerings over time. Alerus Financial Corp has consistently upheld its core values of integrity, client-centric approach, and community involvement. With a strong focus on customer satisfaction, they provide a wide range of financial services, including banking, wealth management, mortgage, and retirement planning solutions. Alerus Financial Corp has established itself as a trusted name in the industry, committed to helping individuals and businesses achieve their financial goals.

Alerus Financial Corp has achieved several significant milestones since its inception. Over the years, the company has successfully expanded its operations and acquired other financial institutions, establishing a strong presence in the banking industry. It has consistently demonstrated financial strength and stability, attracting a growing base of loyal customers. Alerus Financial Corp has also received recognition for its exceptional customer service and innovation in offering comprehensive banking solutions. By focusing on building trust and delivering value, this company continues to make significant strides in the financial sector, solidifying its position as a leading player in the industry.

Alerus Financial Corp is primarily present in the United States.

Alerus Financial Corp represents a set of core values and corporate philosophy that underpin its operations and service offerings. The company is committed to integrity, customer satisfaction, and fostering relationships built on trust and transparency. Alerus Financial Corp prioritizes delivering exceptional financial solutions tailored to meet the individual needs of their clients. With a customer-centric approach, they provide personalized advice, innovative products, and reliable support. As a reputable financial institution, Alerus Financial Corp strives to empower individuals, businesses, and communities to achieve their financial goals. Through responsible financial management and a dedication to excellence, Alerus Financial Corp continues to thrive in the industry.

Analysts currently set an average price target of 27.13 USD for the Alerus Financial stock (median: 26.52 USD), implying -20.1 % versus the latest price. The consensus is based on 11 analyst ratings.

Alerus Financial Analyst Price Targets 2026

11 analysts currently rate the Alerus Financial stock: 6 recommend buying, 5 holding and 0 selling. For 2026, analysts expect Alerus Financial to generate revenue of 307.39 M USD and earnings per share of 3.00 USD.

Alerus Financial Analyst Price Targets 2026

Converted at the current exchange rate, the Alerus Financial share trades at 29.44 EUR (33.94 USD).

The Alerus Financial share (ALRS) is listed on 2 stock exchanges, including: NASDAQ (ALRS), Frankfurt (5QD.F).

Alerus Financial Corp is a diversified financial services group that offers a wide range of products and services. Founded in 1933, the company has become a leading provider of retail and institutional financial services. Alerus Financial Corp consists of several segments, including wealth management, banking, and mortgage lending. Each segment offers specialized financial services to meet the varying needs of its customers. The wealth management section provides individual investment advisory and management, trust and estate planning, wealth transfer, and financial planning services. The customers of the wealth management section receive highly qualified advice and extensive support in building and preserving wealth. The banking segment offers comprehensive banking services, including deposit and investment products, credit cards, loans, online banking, and cash management services. Customers have access to advanced technology and experienced staff. Alerus' mortgage lending segment offers customized mortgage and refinancing solutions to meet the needs of its customers. The company offers both conventional and government-backed mortgages and has a wide network of lenders and investors. Alerus also offers a variety of products and services that cover all of its customers' financial needs. These include investment products such as stocks, bonds, mutual funds, and annuities, as well as insurance products such as life insurance, health insurance, and property insurance. Alerus strives to provide its customers with the highest level of quality, service, and value. The company places great emphasis on individual customer care and ensures that they have access to knowledgeable financial advisors at all times. Alerus' business model is focused on long-term relationships with its customers. The company aims to gain and maintain the trust and satisfaction of its customers through personalized and professional care. At the core of Alerus' business model is a commitment to responsible and sustainable corporate governance. The company is dedicated to ethical principles, social responsibility, and environmental sustainability to protect the interests of its customers and community. Overall, Alerus Financial Corp offers a wide range of financial services to meet the diverse needs of its customers. With a balanced portfolio of business areas, a strong customer base, and a clear strategic direction, the company is well positioned to continue to be successful in the future.

The expected revenue of Alerus Financial is 307.39 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Alerus Financial is 76.28 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Alerus Financial is currently 11.30. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Alerus Financial stock.

The price-to-sales ratio (P/S) of Alerus Financial is currently 2.80. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Alerus Financial stock.

The Eulerpool Quality Score for Alerus Financial is 4/10.

The ISIN of Alerus Financial is US01446U1034. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Alerus Financial is A0YG96. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Alerus Financial is ALRS. The ticker symbol is used to trade Alerus Financial shares on the stock exchange.

Over the past 12 months, Alerus Financial paid a dividend of 0.83 USD . This corresponds to a dividend yield of about 2.45 %. For the coming 12 months, Alerus Financial is expected to pay a dividend of 0.92 USD.

The current dividend yield of Alerus Financial is 2.45 %.

Alerus Financial pays a dividend, distributed in the months of , , , .

Alerus Financial paid dividends every year for the past 20 years.

For the upcoming 12 months, dividends amounting to 0.92 USD are expected. This corresponds to a dividend yield of 2.70 %.

Alerus Financial is assigned to the 'Finance' sector.

To receive the latest dividend of Alerus Financial from amounting to 0.22 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Alerus Financial distributed 0.79 USD as dividends.

The dividends of Alerus Financial are distributed in USD.