ACI Worldwide (ACIW) Stock Price

ACI Worldwide Price

NASDAQ·CLOSED
52.75USD+0.51 (+0.97 %)
Market closed

Revenue has compounded at 8.9% per year over the past 19 years to 1.76 B USD. Earnings per share have grown at 8.3% per year over the last 19 years. ACI Worldwide's net margin stands at 12.9%, up from 9.3% several years earlier. Analysts set a median price target of 61.20 USD, implying 16.0% above the current price. Of 13 analysts, 11 rate the stock a buy — an overall Buy consensus. The stock trades about 39% above its 52-week low.

ACI Worldwide stock price

Volume
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of ACI Worldwide over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how ACI Worldwide stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing ACI Worldwide's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

ACI Worldwide Stock Price History
DateACI Worldwide Price
8/12/202652.75 USD
8/11/202652.24 USD
8/10/202652.67 USD
8/7/202653.67 USD
8/6/202655.22 USD
8/5/202657.40 USD
8/4/202656.74 USD
8/3/202657.37 USD
7/31/202657.33 USD
7/30/202657.69 USD
7/29/202660.37 USD
7/27/202657.61 USD
7/23/202654.53 USD
7/22/202654.71 USD
7/21/202656.69 USD
7/20/202656.87 USD
7/17/202658.07 USD
7/16/202658.67 USD
7/15/202657.04 USD
7/14/202655.11 USD
7/13/202657.49 USD
7/10/202656.42 USD
7/9/202656.40 USD
7/8/202655.13 USD
7/7/202655.62 USD
7/6/202655.71 USD
7/2/202654.88 USD
7/1/202652.53 USD
6/30/202650.29 USD
6/29/202649.11 USD
6/26/202649.26 USD
6/25/202646.66 USD
6/24/202646.39 USD
6/23/202645.17 USD
6/22/202643.49 USD
6/18/202644.72 USD
6/17/202645.99 USD
6/16/202645.24 USD
6/15/202645.48 USD
6/12/202645.20 USD
6/11/202643.53 USD
6/10/202643.26 USD
6/9/202642.64 USD
6/8/202642.56 USD
6/5/202642.47 USD
6/4/202642.34 USD
6/3/202641.01 USD
6/2/202643.46 USD
6/1/202644.96 USD
5/29/202643.60 USD
5/28/202642.31 USD
5/27/202642.64 USD
5/26/202642.33 USD
5/22/202642.51 USD
5/21/202642.17 USD
5/20/202642.86 USD
5/19/202642.59 USD
5/18/202642.80 USD
5/15/202641.66 USD
5/14/202640.87 USD
5/13/202640.81 USD
5/12/202642.18 USD
5/11/202642.36 USD
5/8/202645.51 USD
5/7/202646.65 USD
5/6/202643.27 USD
5/5/202644.16 USD
5/4/202644.28 USD
5/1/202643.86 USD
4/30/202643.22 USD
4/29/202643.60 USD
4/28/202643.94 USD
4/27/202643.37 USD
4/24/202643.19 USD
4/23/202642.21 USD
4/22/202644.25 USD
4/21/202644.22 USD
4/20/202645.15 USD
4/17/202644.47 USD
4/16/202642.80 USD
4/15/202642.48 USD
4/14/202641.45 USD
4/13/202641.24 USD
4/10/202639.89 USD
4/9/202640.75 USD
4/8/202641.38 USD
4/7/202640.78 USD
4/6/202641.13 USD
4/2/202641.33 USD
4/1/202640.96 USD
3/31/202641.01 USD
3/30/202640.31 USD
3/27/202639.88 USD
3/26/202640.86 USD
3/25/202640.04 USD
3/24/202639.86 USD
3/23/202640.89 USD
3/20/202639.44 USD
3/19/202639.68 USD
3/18/202639.68 USD
3/17/202639.86 USD
3/16/202639.55 USD
3/13/202639.77 USD
3/12/202640.43 USD
3/11/202641.44 USD
3/10/202642.07 USD
3/9/202642.63 USD
3/6/202642.55 USD
3/5/202642.86 USD
3/4/202642.44 USD
3/3/202641.41 USD
3/2/202640.35 USD
2/27/202639.68 USD
2/26/202639.80 USD
2/25/202641.66 USD
2/24/202639.08 USD
2/23/202638.01 USD
2/20/202640.88 USD
2/19/202640.75 USD
2/18/202640.59 USD
2/17/202640.58 USD
2/13/202639.56 USD
2/12/202639.27 USD
2/11/202640.33 USD
2/10/202642.42 USD
2/9/202641.83 USD
2/6/202642.28 USD
2/5/202640.66 USD
2/4/202640.97 USD
2/3/202639.52 USD
2/2/202643.45 USD
1/30/202643.36 USD
1/29/202643.20 USD
1/28/202643.50 USD
1/27/202644.70 USD
1/26/202644.81 USD
1/23/202644.04 USD
1/22/202643.73 USD
1/21/202642.89 USD
1/20/202642.39 USD
1/16/202642.99 USD
1/15/202643.49 USD
1/14/202645.47 USD
1/13/202645.63 USD
1/12/202647.10 USD
1/9/202646.77 USD
1/8/202646.70 USD
1/7/202646.10 USD
1/6/202645.48 USD
1/5/202645.93 USD
1/2/202645.67 USD
12/31/202547.81 USD
12/30/202548.12 USD
12/29/202548.23 USD
12/26/202548.73 USD
12/24/202548.87 USD
12/23/202548.69 USD
12/22/202548.94 USD
12/19/202548.14 USD
12/18/202548.30 USD
12/17/202548.20 USD
12/16/202548.05 USD
12/15/202546.67 USD
12/12/202547.53 USD
12/11/202547.46 USD
12/10/202546.80 USD
12/9/202545.47 USD
12/8/202545.26 USD
12/5/202545.91 USD
12/4/202546.35 USD
12/3/202547.08 USD
12/2/202546.50 USD
12/1/202546.16 USD
11/28/202546.86 USD
11/26/202546.86 USD
11/25/202547.22 USD
11/24/202546.75 USD
11/21/202546.61 USD
11/20/202545.66 USD
11/19/202546.32 USD
11/18/202546.26 USD
11/17/202546.30 USD
11/14/202546.97 USD
11/13/202547.16 USD
11/12/202547.57 USD
11/11/202548.00 USD
11/10/202547.48 USD
11/7/202548.96 USD
11/6/202550.63 USD
11/5/202548.24 USD
11/4/202547.37 USD
11/3/202547.67 USD
10/31/202547.63 USD
10/30/202547.19 USD
10/29/202547.35 USD
10/28/202549.75 USD
10/27/202550.21 USD
10/24/202550.40 USD
10/23/202550.02 USD
10/22/202549.52 USD
10/21/202549.61 USD
10/20/202549.01 USD
10/17/202548.34 USD
10/16/202548.18 USD
10/15/202550.52 USD
10/14/202551.48 USD
10/13/202551.00 USD
10/10/202551.05 USD
10/9/202552.38 USD
10/8/202552.89 USD
10/7/202552.69 USD
10/6/202553.58 USD
10/3/202553.88 USD
10/2/202553.02 USD
10/1/202552.74 USD
9/30/202552.77 USD
9/29/202552.34 USD
9/28/202552.34 USD
9/25/202552.26 USD
9/24/202551.71 USD
9/23/202552.36 USD
9/22/202552.90 USD
9/19/202550.90 USD
9/18/202551.13 USD
9/17/202549.76 USD
9/16/202549.38 USD
9/15/202549.59 USD
9/12/202550.16 USD
9/11/202550.63 USD
9/10/202550.09 USD
9/9/202551.23 USD
9/8/202551.21 USD
9/5/202550.26 USD
9/4/202549.64 USD
9/3/202549.17 USD
9/2/202548.98 USD
8/29/202549.37 USD
8/28/202549.20 USD
8/27/202548.49 USD
8/26/202548.14 USD
8/25/202548.76 USD
8/22/202548.33 USD
8/21/202547.87 USD
8/20/202547.09 USD
8/19/202547.03 USD
8/18/202547.25 USD
8/15/202546.57 USD
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ACI Worldwide Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2020
1.29 B USD
155.26 M USD
72.66 M USD
Jan 1, 2021
1.37 B USD
209.90 M USD
127.79 M USD
Jan 1, 2022
1.42 B USD
244.48 M USD
142.18 M USD
Jan 1, 2023
1.45 B USD
220.41 M USD
121.51 M USD
Jan 1, 2024
1.59 B USD
308.14 M USD
203.12 M USD
Jan 1, 2025
1.76 B USD
329.91 M USD
226.66 M USD
Jan 1, 2026 (e)
1.90 B USD
345.68 M USD
374.73 M USD
Jan 1, 2027 (e)
2.05 B USD
371.88 M USD
398.27 M USD

ACI Worldwide Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 15, 2026, 7:16 AM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
EBITM USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
SHARESM
201220132014201520162017201820192020202120222023202420252026e2027e
0.670.861.021.051.011.021.011.261.291.371.421.451.591.761.902.05
43.2329.7317.592.85-3.831.89-1.4624.682.865.873.722.189.7810.358.197.62
66.0760.3055.2254.8355.7255.7657.3850.8751.8553.3651.0250.4850.3149.0149.0149.01
0.440.520.560.570.560.570.580.640.670.730.730.730.800.860.931.00
74.00123.00138.00127.00221.0084.00133.00136.00155.00209.00244.00220.00308.00329.00345.00371.00
11.1114.2413.5812.1521.998.2013.1810.8111.9815.2617.1715.1519.3218.7018.1318.12
48.0063.0067.0085.00129.005.0068.0067.0072.00127.00142.00121.00203.00226.00374.00398.00
6.6731.256.3526.8751.76-96.121,260.00-1.477.4676.3911.81-14.7967.7711.3365.496.42
119.72118.44117.03120.17118.48119.73117.85118.90119.38118.14111.35109.15106.32103.44103.44103.44
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales ACI Worldwide generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue ACI Worldwide retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare ACI Worldwide's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares ACI Worldwide has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against ACI Worldwide's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

ACI Worldwide stock margins

The ACI Worldwide margin analysis displays the gross margin, EBIT margin, as well as the profit margin of ACI Worldwide. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for ACI Worldwide.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2020
51.91 %
12.00 %
5.61 %
Jan 1, 2021
53.39 %
15.31 %
9.32 %
Jan 1, 2022
51.05 %
17.19 %
10.00 %
Jan 1, 2023
50.49 %
15.17 %
8.37 %
Jan 1, 2024
50.34 %
19.33 %
12.74 %
Jan 1, 2025
48.99 %
18.75 %
12.88 %
Jan 1, 2026 (e)
48.99 %
18.16 %
19.68 %
Jan 1, 2027 (e)
48.99 %
18.16 %
19.45 %

ACI Worldwide Stock Revenue, EBIT, Earnings per Share

The ACI Worldwide earnings per share therefore indicates how much revenue ACI Worldwide has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2020
10.84 USD
1.30 USD
0.61 USD
Jan 1, 2021
11.60 USD
1.78 USD
1.08 USD
Jan 1, 2022
12.77 USD
2.20 USD
1.28 USD
Jan 1, 2023
13.31 USD
2.02 USD
1.11 USD
Jan 1, 2024
15.00 USD
2.90 USD
1.91 USD
Jan 1, 2025
17.01 USD
3.19 USD
2.19 USD
Jan 1, 2026 (e)
18.47 USD
3.34 USD
3.64 USD
Jan 1, 2027 (e)
19.87 USD
3.60 USD
3.86 USD

ACI Worldwide business model & stock analysis

ACI Worldwide Inc is a leading company in the development of payment technologies. It was founded in 1975 and is headquartered in Florida, USA. ACI Worldwide offers a wide range of products and services that help financial institutions and businesses process payments securely and efficiently. The company started in the 1970s as a software development company called Applied Communications Inc. It originally developed software for communication between computers and terminals before specializing in payment technologies. In 1982, the company was renamed ACI Worldwide and eventually became a leading company in the payment industry. In 2011, ACI Worldwide expanded further through the acquisition of S1 Corporation, an online banking and payment services company. Since then, the company has expanded its offerings and now operates in over 80 countries. ACI Worldwide offers a wide range of products and services to its customers, providing solutions for payment processing. The company provides a platform that enables seamless integration of payment processes for its customers. Most payments are made through electronic channels, increasing the need for payment service providers. Companies and organizations now require the support of payment processors like ACI Worldwide to accept payments from electronic channels. ACI Worldwide is divided into three main segments: Bank Solutions, Payment Solutions, and Merchant Solutions. Each segment offers specific services and products to address specific challenges in payment processing. Bank Solutions is the largest business unit of ACI Worldwide, offering solutions for financial institutions. The segment provides solutions for transaction payment processing, including Electronic Funds Transfer (EFT), ATM transactions, and mobile banking. Payment Solutions offers solutions for payment service providers and financial institutions. Products in this segment include simple payment processing solutions for companies and direct debit processing. Merchant Solutions provides payment solutions for retailers, e-commerce, and other businesses that need to accept payments from customers. Payment solutions include mobile payments, e-commerce payments, and real-time transactions. ACI Worldwide offers a wide range of products and services, including the ACI Money Transfer System for cross-border money transfers, ACI Proactive Risk Manager for automatically detecting suspicious transactions and blocking suspicious activities, acquiring solutions for integrated payment processing at merchants, ACI Automated Clearing House for electronic payment transactions within a country, and ACI Dovetail Payment Solutions for global payments and transaction processing. In conclusion, ACI Worldwide is a company specialized in the development of payment technologies, offering a wide range of products and services that help financial institutions and businesses process payments securely and efficiently. It is considered one of the best companies in the industry due to its leading position and broad range of solutions and services.

ACI Worldwide SWOT Analysis

Strengths

  • ACI Worldwide Inc is a leading global provider of payment software, delivering innovative solutions to a wide range of industries.
  • The company has a strong reputation and extensive experience in the payment industry, providing it with a competitive advantage.
  • ACI Worldwide Inc has a diverse and loyal customer base, including major financial institutions and merchants around the world.

Weaknesses

  • One potential weakness of ACI Worldwide Inc is its dependence on the overall health of the global economy, as it operates in a highly cyclical industry.
  • The company may face challenges in keeping pace with rapidly evolving technology and industry trends, requiring continuous investment in research and development.
  • ACI Worldwide Inc may also face competition from both established players and emerging startups in the highly competitive payment software market.

Opportunities

  • The increasing global adoption of digital payments presents significant growth opportunities for ACI Worldwide Inc, as it positions itself as an industry leader in this space.
  • The company can capitalize on the growing demand for secure and efficient payment solutions by expanding its product offerings or entering new markets.
  • ACI Worldwide Inc can also seize opportunities through strategic partnerships or acquisitions to enhance its capabilities and enter new market segments.

Threats

  • ACI Worldwide Inc faces the risk of cybersecurity threats and fraudulent activities, which could impact its reputation and customer trust.
  • Regulatory changes and compliance requirements in the payment industry can pose challenges and increase operational costs for the company.
  • Economic downturns or financial crises may affect consumer spending habits and lead to a decrease in transaction volumes, potentially impacting ACI Worldwide Inc's revenue.

ACI Worldwide Employees

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

ACI Worldwide Employees
Details
Date
ACI Worldwide Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

ACI Worldwide Segments

ACI Worldwide Revenue by Segment (1/5)

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Details
Date
Software as a service and platform as a service
License
Maintenance
Services
Jan 1, 2018
0.00 USD
0.00 USD
0.00 USD
0.00 USD

ACI Worldwide Revenue by Segment (2/5)

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Details
Date
Software as a service and platform as a service
Bill Payments
Issuing and Acquiring
License
Maintenance
Merchant Payments
Real-Time Payments
Services
Fraud Management
Digital Business Banking
Jan 1, 2018
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD

ACI Worldwide Revenue by Segment (3/5)

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Details
Date
Bill Payments
Issuing and Acquiring
Retail Payments
Merchant Payments
Real-Time Payments
Digital Channels
Payments Intelligence
Fraud Management
Digital Business Banking
Jan 1, 2018
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD

ACI Worldwide Revenue by Segment (4/5)

  • 3 Years

  • 5 Years

  • Max

Retail Payments
Billers
Merchant Payments
Real Time Payments
Payment Intelligence
Digital Channels
Details
Date
Retail Payments
Billers
Merchant Payments
Real Time Payments
Payment Intelligence
Digital Channels
Jan 1, 2018
385.33 M USD
275.53 M USD
89.94 M USD
94.26 M USD
89.14 M USD
75.57 M USD

ACI Worldwide Revenue by Segment (5/5)

  • 3 Years

  • 5 Years

  • Max

ACI On Premise
ACI On Demand
Details
Date
ACI On Premise
ACI On Demand
Jan 1, 2018
376.66 M USD
8.68 M USD

ACI Worldwide Revenue by Region

  • 3 Years

  • 5 Years

  • Max

United States
Americas - United States
Other Countries
EMEA
Asia Pacific
Americas - Other
Details
Date
United States
Americas - United States
Other Countries
EMEA
Asia Pacific
Americas - Other
Jan 1, 2018
500.48 M USD
0.00 USD
71.55 M USD
345.05 M USD
92.71 M USD
0.00 USD
Jan 1, 2019
0.00 USD
781.82 M USD
0.00 USD
301.66 M USD
97.44 M USD
77.37 M USD
Jan 1, 2020
830.51 M USD
0.00 USD
0.00 USD
293.23 M USD
97.49 M USD
73.09 M USD
Jan 1, 2021
869.08 M USD
0.00 USD
501.52 M USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2022
851.71 M USD
0.00 USD
570.19 M USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2023
887.17 M USD
0.00 USD
565.41 M USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2024
931.05 M USD
0.00 USD
663.24 M USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2025
1.01 B USD
0.00 USD
745.61 M USD
0.00 USD
0.00 USD
0.00 USD

ACI Worldwide Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

ACI Worldwide historical P/E ratio, EBIT multiple, and P/S ratio

ACI Worldwide annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

ACI Worldwide shares outstanding

The number of shares of ACI Worldwide was 103.44 M in 2025. This indicates how many shares ACI Worldwide is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
119.38 M Stocks
Jan 1, 2021
118.14 M Stocks
Jan 1, 2022
111.35 M Stocks
Jan 1, 2023
109.15 M Stocks
Jan 1, 2024
106.32 M Stocks
Jan 1, 2025
103.44 M Stocks
Jan 1, 2026 (e)
103.44 M Stocks
Jan 1, 2027 (e)
103.44 M Stocks

ACI Worldwide stock splits

In ACI Worldwide's history, there have been no stock splits.

Current ACI Worldwide forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
84.62 % (11)
Hold
15.38 % (2)
Sell
0.00 % (0)
12M Price Target
61.20
Last Price
53.66
Currency
USD
12M Return Potential
14.05 %
LTM Return
0 %

ACI Worldwide Analyst Rating Actions

DateFirmActionRatingReliability
7/15/2026
DA Davidson
DA Davidson
MaintainedBuy–
5/11/2026
DA Davidson
DA Davidson
MaintainedBuy–
1/14/2026
Seaport Global
Seaport Global
MaintainedBuy–
10/16/2025
DA Davidson
DA Davidson
MaintainedBuy–
7/17/2025
Stephens & Co.
Stephens & Co.
UpgradeEqual WeightOverweight–
5/27/2025
Jefferies
Jefferies
MaintainedBuy47
5/12/2025
DA Davidson
DA Davidson
UpgradeNeutralBuy–
11/8/2024
DA Davidson
DA Davidson
DowngradeBuyNeutral–
10/18/2024
Stephens & Co.
Stephens & Co.
DowngradeOverweightEqual Weight–
10/15/2024
DA Davidson
DA Davidson
MaintainedBuy–

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

ACI Worldwide Earnings Calls

2025

ACI Worldwide Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/6/20260.30USD-439.20 MUSD-2026 Q2
5/7/20260.33USD-418.33 MUSD-2026 Q1
2/26/20260.82USD-473.98 MUSD-2025 Q4
8/7/20250.10USD-388.10 MUSD-2025 Q2
5/2/2024-0.10USD-314.72 MUSD-2024 Q1
2/28/20240.99USD-487.05 MUSD-2023 Q4
8/2/20230.21USD-344.45 MUSD-2023 Q2
5/3/20230.13USD-323.21 MUSD-2023 Q1
2/22/20231.03USD-433.63 MUSD-2022 Q4
11/2/20220.20USD-319.53 MUSD-2022 Q3

EESG©

Eulerpool ESG Scorecard© for the ACI Worldwide stock

66/100
42
Environment
99
Social
57
Governance
E

Environment

20
Scope 1 - Direct Emissions671.39
Scope 2 - Indirect emissions from purchased energy8,461.47
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions9,132.86
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees34
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees66
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

ACI Worldwide shareholder structure

% Name
16.50804%
BLACKROCK, INC.
BLACKROCK, INC.
7.81487%
VANGUARD PORTFOLIO MANAGEMENT LLC
VANGUARD PORTFOLIO MANAGEMENT LLC
6.41805%
FRANKLIN RESOURCES INC
FRANKLIN RESOURCES INC
4.40442%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
4.02649%
STATE STREET CORP
STATE STREET CORP
3.07957%
GEODE CAPITAL MANAGEMENT, LLC
GEODE CAPITAL MANAGEMENT, LLC
...

ACI Worldwide Beneficial Ownership Filings (SEC 13D/G)

Free Float
98.7%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
15.40%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
12.40%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
11.00%
Waddell & Reed Investment Management Company Tax ID No. 48-1106973
Waddell & Reed Investment Management Company Tax ID No. 48-1106973
SEC ↗
11.00%
Waddell & Reed, Inc. Tax ID No. 43-1235675
Waddell & Reed, Inc. Tax ID No. 43-1235675
SEC ↗
11.00%
Waddell & Reed Financial Services, Inc. Tax ID No. 43-1414157
Waddell & Reed Financial Services, Inc. Tax ID No. 43-1414157
SEC ↗
11.00%
Waddell & Reed Financial, Inc. Tax ID No. 51-0261715
Waddell & Reed Financial, Inc. Tax ID No. 51-0261715
SEC ↗
11.00%
Ivy Investment Management Company Tax ID No. 03-0481447
Ivy Investment Management Company Tax ID No. 03-0481447
SEC ↗
11.00%
Kornitzer Capital Management, Inc. ("KCM"), 48-1069845
Kornitzer Capital Management, Inc. ("KCM"), 48-1069845
SEC ↗
9.73%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗
9.50%
2
2
SEC ↗

ACI Worldwide Executives and Management Board

13 members · avg. age 59 · 23 % women

TW

Mr. Thomas Warsop (58)

President, Chief Executive Officer, Director · since 2015

12.15 M USD

Management

AK

Mr. Abraham Kuruvilla (53)

Executive Vice President, Chief Technology and Operation Officer

3.81 M USD
RL

Mr. Robert Leibrock (43)

Chief Financial Officer, Chief Accounting Officer

–
JK

Mr. John Kraft

Head of Strategy and Finance · since 2023

–

Board of Directors

AS

Mr. Adalio Sanchez (65)

Independent Chairman of the Board

417,992.00 USD
SZ

Mr. Samir Zabaneh (58)

Independent Director

400,491.00 USD
MH

Ms. Mary Harman (55)

Independent Director

395,491.00 USD
JB

Mr. Juan Benitez (51)

Independent Director

369,158.00 USD
KM

Ms. Katrinka Mccallum (57)

Independent Director

369,158.00 USD
CP

Mr. Charles Peters (73)

Independent Director

347,992.00 USD

ACI Worldwide Supply Chain

ACI Worldwide Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
30 companies
#Nameβ 1YTrend
1
Diebold Nixdorf
Supplier·Customer·Technology Hardware, Storage & Peripherals·US
0.40
0.14
0.91
0.85
0.77
0.87
—
2
Fiserv, Inc.
Customer·IT Services·US
0.17
0.25
-0.36
0.37
0.35
0.71
0.55
3
NCR
Supplier·Customer·Software·US
0.64
0.44
0.51
0.45
0.71
0.58
—
4
Global Payments Inc.
Customer·IT Services·US
0.14
0.40
0.08
0.29
0.62
0.56
—
5
TietoEVRY Oyj
Customer·IT Services·FI
0.72
0.57
0.56
0.69
0.25
0.53
0.30
#Nameβ 1YTrend
1
Amadeus IT Group, S.A.
Customer
0.41
0.46
0.52
0.42
-0.17
—
—
2
R. R. Donnelley & Sons Company
Customer·Commercial Services & Supplies·US
0.28
-0.39
0.08
-0.29
-0.44
—
—
3
TIS Inc.
Customer
0.17
-0.10
-0.21
—
—
—
—
4
Dentsu Group Inc.
Customer
0.09
0.38
—
—
—
—
—
5
Naspers Limited
Customer
-0.09
-0.61
0.78
0.67
0.72
—
—

Frequently asked questions about ACI Worldwide

The business model of ACI Worldwide Inc revolves around providing software solutions and services that enable electronic payments for financial institutions, merchants, and billers worldwide. ACI offers a comprehensive suite of payment products that cater to various industries, including banking, retail, healthcare, and government sectors. With a focus on innovation, ACI's solutions cover areas like real-time payments, fraud prevention, online banking, and digital wallets, among others. By offering secure and reliable payment solutions, ACI plays a vital role in facilitating seamless and efficient electronic transactions for businesses and consumers globally.

ACI Worldwide Inc primarily operates in the software and technology industry.

The main competitors of ACI Worldwide Inc in the market include Fiserv Inc, Visa Inc, and Fidelity National Information Services Inc.

ACI Worldwide Inc. is a renowned technology company specializing in electronic payment systems and software solutions. Established in 1975, ACI has a rich history spanning over four decades. Originally called Applied Communications Inc., the company initially focused on developing software for the mainframe computers used by financial institutions. Over time, ACI broadened its expertise and product offerings, becoming a leading global provider of payment processing solutions. Today, ACI Worldwide serves over 5,100 organizations, processing billions of transactions annually. With a strong commitment to innovation and exceptional customer service, ACI has established itself as a trusted name in the financial technology industry.

ACI Worldwide Inc has achieved several significant milestones throughout its history. One important milestone was the company's establishment in 1975, marking the beginning of its journey in providing electronic payment solutions. In 1983, ACI introduced the first online, real-time payment processing solution. Another milestone was the acquisition of BASE24-eps, a leading electronic payment system, in 2008. This acquisition significantly expanded the company's capabilities and global reach. ACI has also received recognition for its innovation, with the award-winning Universal Payments (UP) portfolio offering a complete suite of solutions for various industries. These milestones demonstrate ACI Worldwide Inc's commitment to pioneering electronic payment technologies and its dedication to providing state-of-the-art solutions to its clients.

ACI Worldwide Inc is primarily present in several countries and regions across the globe. The company has a strong presence in the United States, where it is headquartered in Naples, Florida. ACI also has significant operations and serves customers in Europe, including the United Kingdom, Germany, France, and Italy. Additionally, the company has a notable presence in the Asia-Pacific region, particularly in Singapore and India. With its global reach and expansive network, ACI Worldwide Inc is dedicated to providing innovative and secure payment solutions to customers worldwide.

ACI Worldwide Inc represents a strong set of values and corporate philosophy. The company is committed to delivering innovative payment solutions and services to businesses and financial institutions globally. ACI Worldwide prioritizes customer success, aiming to meet client needs through collaboration and customized solutions. With a customer-focused approach, ACI Worldwide embraces adaptability, accountability, and integrity as core values. The company prides itself on fostering a culture of continuous improvement and innovation, striving to empower businesses and enhance the digital payment ecosystem. ACI Worldwide's dedication to excellence and its customers makes it a leading player in the fintech industry.

Analysts currently set an average price target of 63.72 USD for the ACI Worldwide stock (median: 61.20 USD), implying +18.7 % versus the latest price. The consensus is based on 13 analyst ratings.

ACI Worldwide Analyst Price Targets 2026

13 analysts currently rate the ACI Worldwide stock: 11 recommend buying, 2 holding and 0 selling. For 2026, analysts expect ACI Worldwide to generate revenue of 1.90 B USD and earnings per share of 3.62 USD.

ACI Worldwide Analyst Price Targets 2026

Converted at the current exchange rate, the ACI Worldwide share trades at 45.61 EUR (52.75 USD).

The ACI Worldwide share (ACIW) is listed on 4 stock exchanges, including: NASDAQ (ACIW), Frankfurt (TSA.F), Düsseldorf (TSA.DU), SIX (Zürich) (TSA.SW).

ACI Worldwide Inc. is a global company specializing in software and solutions for payment and banking transactions. Founded in 1975 in Omaha, Nebraska, USA, ACI is now one of the world's leading real-time payment platforms, serving over 5,000 customers in over 200 countries. ACI offers various products for financial institutions, retailers, and businesses of all sizes, including payment processing for e-commerce, mobile payments, billing, card processing, electronic invoicing, payment analytics, and fraud prevention. The company is a leader in real-time payment processing, offering solutions for various payment types, including electronic transfers and mobile payments. ACI provides its customers with seamless and secure access to payments anywhere and anytime through its global network. The company also offers 24/7 support and acts as an interface between customers and their respective financial institutions. Typical customers of ACI include retailers, telecommunications companies, financial institutions, government agencies, and small businesses. The company provides a wide range of solutions for these customers, including payment processing, compliance, error investigation in payments, payment process improvement, data analysis, data security, and risk management. ACI also offers solutions for transaction processors to ensure secure and efficient payment processing. The company provides a real-time payment platform that can handle transactions worldwide, as well as a cloud-based payment platform that improves data storage and security. In the field of fraud prevention, ACI offers solutions to protect against credit card fraud, identity theft, and other types of fraud. The company allows its customers to monitor transactions in real-time and quickly detect and resolve potential fraud cases. ACI is also involved in electronic invoicing, offering solutions for automated invoice tracking, invoice creation, and payment process monitoring. This speeds up the business process and ensures smooth business transactions. In summary, ACI Worldwide is a leading provider of payment solutions, offering a wide range of products and services that benefit customers in over 200 countries. The company caters to various industries and customers, providing real-time payment processing and a variety of solutions in fraud security, electronic invoicing, and payment tracking. ACI has become an essential partner for anyone who values electronic and real-time payments.

The expected revenue of ACI Worldwide is 1.90 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of ACI Worldwide is 374.73 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of ACI Worldwide is currently 14.56. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the ACI Worldwide stock.

The price-to-sales ratio (P/S) of ACI Worldwide is currently 2.87. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the ACI Worldwide stock.

The Eulerpool Quality Score for ACI Worldwide is 6/10.

The ISIN of ACI Worldwide is US0044981019. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of ACI Worldwide is A0MXU1. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of ACI Worldwide is ACIW. The ticker symbol is used to trade ACI Worldwide shares on the stock exchange.

ACI Worldwide paid dividends every year for the past 0 years.

ACI Worldwide is assigned to the 'Information technology' sector.

The dividends of ACI Worldwide are distributed in USD.

All fundamentals and in-depth analysis of ACI Worldwide

Our stock analysis for ACI Worldwide stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of ACI Worldwide. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

ACI Worldwide Stock
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