TruFin (TRU.L) Stock Price

TruFin Price

LSE·CLOSED
1.00
​
Market closed

Revenue has compounded at 58.7% per year over the past 9 years to 65.92 M GBP. TruFin's net margin stands at 17.7%, up from -53.9% several years earlier. Analysts set a median price target of 196.86 GBP, implying 19,586.0% above the current price. Of 9 analysts, 8 rate the stock a buy — an overall Buy consensus.

TruFin stock price

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TruFin business model & stock analysis

TruFin PLC is a company based in London, England, founded in 2017. It was established as a holding company for a group of businesses specializing in various areas including finance, payment technology, and online lending. TruFin PLC is listed on the London Stock Exchange with a market capitalization of over £90 million. History TruFin PLC was founded by Mark Burton and Henry Kenner, two experienced financial experts with a long history in the financial services industry. Burton and Kenner have successfully built and sold multiple companies in the past, including Interbank FX, one of the world's largest online foreign exchange trading platforms. With TruFin, they aim to create a similarly successful group of companies that meet the demand for innovative financial services in a rapidly changing world. Business Model TruFin PLC's business model is centered around offering customers innovative financial products and services. There are four distinct business units: Stessa Finance, Oxygen Finance, Satago, and Zopa. Each of these units specializes in a specific area. Stessa Finance is a provider of short-term lending technology, offering companies a quick and easy means to obtain short-term financing. Oxygen Finance focuses on supply chain financing, providing companies with fast access to short-term financing against open invoices. Satago is an online software that helps small and medium-sized enterprises (SMEs) identify and collect unpaid invoices faster. Zopa, the original company, is a peer-to-peer online lending platform that provides loans to individual customers and offers investors an opportunity to invest in these loans. Products TruFin PLC offers a variety of products and services tailored to the needs of its customers. Each of the business units has its own products customized to their specific customer needs. For example, Stessa Finance offers financing products for small and medium-sized businesses to bridge their short-term liquidity gaps. The platform utilizes machine learning and big data to assess potential borrowers and approve loans of up to £500,000 within 24 hours. Oxygen Finance provides supply chain financing solutions, enabling companies to obtain short-term financing against open invoices. The platform utilizes big data and machine learning to help companies improve their liquidity and respond faster to procurement opportunities. Satago has developed an online software that helps small and medium-sized enterprises better manage their unpaid invoices. The software continuously monitors invoices to identify delays or defaults, allowing companies to focus on their core business while addressing outstanding debts. Zopa is an online lending company for individual customers that allows anyone to invest in loans. The loans are managed through an automated system based on trust and transparency. The company has issued over £4 billion in loans over the past 15 years. Conclusion TruFin PLC is an innovative financial company that offers products and services tailored to its customers' needs. With its four business units, the company is well-positioned to meet the rapidly evolving financial needs of its customers. TruFin PLC has demonstrated its ability to operate successfully in the highly competitive financial sector and has the potential to achieve even more in the future.

Frequently asked questions about TruFin

The main competitors of TruFin PLC in the market include established financial services firms such as Avant, Zopa, and Funding Circle. These companies also operate in the financial technology sector, offering various services like lending, payments, and risk management solutions. However, TruFin PLC distinguishes itself by providing a unique blend of lending, technology, and payment solutions, making it a strong contender in the industry. With its innovative approach and competitive offerings, TruFin PLC continues to thrive alongside its market rivals in the financial services sector.

The business model of TruFin PLC is focused on offering specialized financial solutions. As a holding company, TruFin operates through several subsidiaries that provide a range of services. Its subsidiary, Distribution Finance Capital, offers supply chain finance solutions to small and medium-sized enterprises. Oxygen Finance, another subsidiary, provides early payment programs for various sectors. Additionally, TruFin owns a strategic stake in Zopa, a digital consumer lender. TruFin leverages its expertise and partnerships to provide innovative and tailored financial products to its customers. Through its diverse portfolio of subsidiaries, TruFin PLC aims to drive growth and deliver value to its stakeholders.

TruFin PLC is primarily active in the financial services industry. As a specialized fintech company, TruFin operates through its businesses and portfolio companies, including Distribution Finance Capital (DFC), Satago, Oxygen Finance, and Zopa. DFC provides innovative and flexible financing solutions across various sectors, while Satago offers an integrated credit control and cash flow platform. Oxygen Finance focuses on supply chain finance solutions, and Zopa is a digital lending platform. TruFin PLC's extensive presence in the financial services sector demonstrates its commitment and expertise in delivering innovative solutions for businesses and individuals.

TruFin PLC, a prominent financial services provider, has an intriguing history and background. Established in 2005, TruFin PLC has evolved into a diversified firm focused on specialized lending and fintech solutions. The company aims to empower businesses with tailored financial products and services, supporting their growth ambitions. With a strong emphasis on innovation, TruFin PLC utilizes technology-driven approaches to deliver efficient financial solutions. Over the years, TruFin PLC has built a reputation for its expertise in lending, discounting, and supply chain finance. Leveraging its extensive industry experience, TruFin PLC continues to adapt to the evolving needs of its clients, ensuring financial success and stability for businesses.

TruFin PLC, a leading financial technology company, has achieved significant milestones in its journey. The company successfully completed its Initial Public Offering (IPO) in October 2017, marking an important moment in its growth. In 2018, TruFin PLC established Distribution Finance Capital, a fintech subsidiary focused on providing innovative working capital solutions. Additionally, TruFin PLC expanded its portfolio by acquiring unsecured lending specialist, Zopa Limited, in 2019. These milestones highlight TruFin PLC's commitment to driving financial inclusion through technology-driven solutions and its ability to adapt to the evolving market landscape.

TruFin PLC is primarily present in the United Kingdom.

TruFin PLC represents the values of transparency, innovation, and trustworthiness in its corporate philosophy. The company is committed to providing its shareholders with accurate and timely information about its operations and financial performance. TruFin PLC believes in fostering a culture of innovation and constantly seeks new opportunities to enhance its product offerings and meet evolving customer needs. With a strong emphasis on building trust with its stakeholders, TruFin PLC aims to establish long-term relationships based on integrity and reliability. This commitment to values and corporate philosophy helps TruFin PLC create a strong foundation for sustainable growth and success.

Analysts currently set an average price target of 196.86 GBP for the TruFin stock (median: 196.86 GBP), implying +96.9 % versus the latest price. The consensus is based on 9 analyst ratings.

9 analysts currently rate the TruFin stock: 8 recommend buying, 1 holding and 0 selling. For 2026, analysts expect TruFin to generate revenue of 12.74 M GBP and earnings per share of -0.01 GBP.

Converted at the current exchange rate, the TruFin share trades at 1.18 EUR (1.00 GBP).

The TruFin share (TRU.L) is listed on 3 stock exchanges, including: London (TRU.L), Frankfurt (29U.F).

TruFin PLC is a financial services company that was founded in 2017 and is listed on the London Stock Exchange. The company operates in three business areas: growth finance, payment processing, and lending. Growth finance: TruFin offers growth finance to companies that are seeking capital to expand their business. This includes investing in start-up companies that have significant growth potential. The company aims to maximize its customers' growth opportunities through tailored financing solutions. Payment processing: TruFin PLC provides payment processing and e-money solutions to offer financial services to businesses and individuals. The e-money solution allows for quick and easy access to digital financial services, while the payment processing solution offers a secure and reliable way to process payments. The company partners with innovative technology companies to stay at the forefront of developments in payment processing. Lending: TruFin provides unsecured loans to customers who have difficulty obtaining loans from traditional banks. The company relies on innovative technologies to enable a fast and simple loan approval process. The lending segment is an important part of TruFin's business model and significantly contributes to the company's overall revenue. In addition, the company also offers investment in precious metals to help customers diversify their personal investment portfolios. TruFin PLC focuses on profit-oriented and innovative corporate customers. The company relies on technology and data analytics for its business activities, allowing for effective risk assessment and determination of customers' ability to pay. The company sees itself as a dynamic partner that offers customers more than just financial support - partnering with TruFin enables companies to access a wide network within a partnership model. The company accompanies its customers throughout their growth, resulting in much higher satisfaction compared to traditional banks. In summary, TruFin PLC offers innovative financing solutions incorporating artificial intelligence as a custodian of customer data and is actively working to further develop its technological capabilities. The company is headquartered in London and aims for further expansion in Europe. The translation reads: TruFin PLC is a financial services company that was founded in 2017 and is listed on the London Stock Exchange. The company operates in three business areas: growth finance, payment processing, and lending. It offers tailored financing solutions to maximize the growth opportunities of its customers. Additionally, TruFin provides payment processing and e-money solutions, as well as unsecured loans for customers who struggle to obtain loans from traditional banks. The company focuses on profit-oriented and innovative corporate clients, utilizing technology and data analytics for effective risk assessment. TruFin sees itself as a dynamic partner, offering more than just financial support and helping companies access a wide network. It also offers investment in precious metals for portfolio diversification. TruFin PLC is headquartered in London and aims for further expansion in Europe.

The expected revenue of TruFin is 12.74 M GBP. This figure is based on current financial data and reflects the company's business performance.

The expected profit of TruFin is -845,848.40 GBP. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of TruFin is currently -129.39. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the TruFin stock.

The price-to-sales ratio (P/S) of TruFin is currently 8.59. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the TruFin stock.

The Eulerpool Quality Score for TruFin is 4/10.

The ISIN of TruFin is JE00BYVWJZ03. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of TruFin is A2JEGB. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of TruFin is TRU.L. The ticker symbol is used to trade TruFin shares on the stock exchange.

Fair ValueTerminal
0.85 GBP
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Diversified Financial Services
Number of shares
Employees
Revenue per Employee
411,987.50 GBP
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website trufin.com
Currency
GBP
Initial public offering
Feb 21, 2018
ISIN
JE00BYVWJZ03
Cusip
G9078N100
Sedol
BYVWJZ0
Market capitalization
114.47 M GBPMicro Cap
52-Week Range
PEG
—
P/E ratio
P/Ee 2026
-129.39
P/Ee 2027
97.37
P/S
P/Se
8.59
EV/EBIT
10.93
P/B Ratio
2.31
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
23.48 %
Last updated Oct 13, 2026, 11:27 PM

TruFin Ticker

FRANKFURT · 29U.FLONDON · TRU.LLONDON STOCK EXCHANGE · TRU.L

TruFin FIGI

TRU:LN · BBG00K08D2N3TRUGBX:X2 · BBG00K4YP4J0TRUGBX:XB · BBG00K4YP4K8TRUGBX:XH · BBG00K4YP4M6TRUGBX:XF · BBG00K4YP4P3TRUGBX:XE · BBG00K4YP4R1TRUGBX:XJ · BBG00K4YP4S0TRUGBX:XL · BBG00K4YP4T9TRUGBX:XG · BBG00K4YP4V6TRUGBX:XO · BBG00K4YP4X4TRUGBX:XS · BBG00K4YP516TRUGBX:XA · BBG00K4YP525

All fundamentals and in-depth analysis of TruFin

Our stock analysis for TruFin stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of TruFin. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.