Splitit (STTTF) Stock Price

Splitit Price

ASX·CLOSED
0.00USD+0.00 (+0.00 %)
Market closed

Over the last 6 years Splitit grew revenue by 107.9% annually, reaching 10.64 M USD. For Splitit, the net margin of -212.6% is up versus -587.8% a few years ago. The consensus 12-month price target for Splitit is 0.30 USD, about 302,066.2% above where the stock trades today. Of 9 analysts, 8 rate the stock a buy — an overall Buy consensus. The stock trades about 39% above its 52-week low.

Splitit stock price

Volume
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Splitit over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Splitit stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Splitit's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Splitit Stock Price History
DateSplitit Price
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Access this data via the Eulerpool API

Splitit Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2016
131,800.00 USD
-2.63 M USD
-2.85 M USD
Jan 1, 2017
260,400.00 USD
-2.95 M USD
-3.42 M USD
Jan 1, 2018
789,900.00 USD
-3.51 M USD
-4.64 M USD
Jan 1, 2019
1.65 M USD
-21.46 M USD
-21.47 M USD
Jan 1, 2020
6.74 M USD
-27.69 M USD
-25.47 M USD
Jan 1, 2021
10.51 M USD
-23.59 M USD
-39.69 M USD
Jan 1, 2022
10.64 M USD
-13.59 M USD
-22.61 M USD

Splitit Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jul 12, 2026, 2:45 PM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
NET INCOMEM USD
NET INCOME GROWTH%
SHARESM
2016201720182019202020212022
1.006.0010.0010.00
500.0066.67
100.0016.6790.0090.00
9.009.009.001.001.009.009.00
-2.00-3.00-4.00-21.00-25.00-39.00-22.00
50.0033.33425.0019.0556.00-43.59
269.66269.66269.66311.53330.68460.97491.01
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Splitit generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Splitit retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Splitit's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Splitit has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Splitit's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Splitit stock margins

The Splitit margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Splitit. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Splitit.
  • 3 Years

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2016
-86.49 %
-1,998.63 %
-2,165.48 %
Jan 1, 2017
22.62 %
-1,134.10 %
-1,314.25 %
Jan 1, 2018
49.35 %
-444.31 %
-587.80 %
Jan 1, 2019
70.77 %
-1,303.62 %
-1,304.17 %
Jan 1, 2020
18.69 %
-411.15 %
-378.17 %
Jan 1, 2021
88.35 %
-224.54 %
-377.74 %
Jan 1, 2022
88.71 %
-127.73 %
-212.58 %

Splitit Stock Revenue, EBIT, Earnings per Share

The Splitit earnings per share therefore indicates how much revenue Splitit has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

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  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2016
0.00 USD
-0.01 USD
-0.01 USD
Jan 1, 2017
0.00 USD
-0.01 USD
-0.01 USD
Jan 1, 2018
0.00 USD
-0.01 USD
-0.02 USD
Jan 1, 2019
0.01 USD
-0.07 USD
-0.07 USD
Jan 1, 2020
0.02 USD
-0.08 USD
-0.08 USD
Jan 1, 2021
0.02 USD
-0.05 USD
-0.09 USD
Jan 1, 2022
0.02 USD
-0.03 USD
-0.05 USD

Splitit business model & stock analysis

Splitit Ltd is an Australian-based fintech company that offers installment payment solutions for consumers and merchants. The company was founded in 2012 by Gil Don and Alon Feit and has been listed on the Australian stock exchange since 2019. Splitit's goal is to change the way people pay by offering the option to pay for their purchases in installments without incurring interest or fees. Splitit's business model is based on the idea that buyers can repay their purchases in monthly installments without taking out a loan. Splitit uses customers' existing credit cards to process the installment payments. The idea behind this is that customers do not have to limit their purchases to a single card but can use their existing credit cards to divide the monthly payments. The company offers its installment payment solutions in various industries and sectors. The main sectors include e-commerce, travel, education, and healthcare. For example, customers can pay for their hotel bookings or flight tickets in monthly installments, or divide their educational fees. Splitit is also used in online retail. Customers can choose to pay for their purchases in monthly installments during the checkout process. Splitit is a transparent company and does not charge any additional fees or interest. Instead, Splitit works with the existing credit card fees and pays the monthly installment payments to the merchant. This allows customers to pay for their purchases in installments without incurring additional costs. In addition to the Splitit installment payment solution, the company also offers other products aimed at improving the customer experience. One of these products is the Splitit debit card, which allows customers to repay their purchases in monthly installments. This allows customers to take advantage of installment payments without needing to own a credit card. Splitit is a fast-growing company that operates in many countries around the world. The company works with a variety of merchants, including well-known brands such as Mastercard, Visa, and Shopify. Splitit has also announced a partnership with Stripe and plans to integrate its installment payment solutions into the Stripe platform. The company has achieved impressive success and has experienced strong growth since its inception. In 2020, Splitit doubled its business activity and revenue and expanded its customer base by 50%. With its innovative technology and customer-friendly solutions, Splitit is changing the way people pay for their purchases. Overall, Splitit is an innovative fintech company specializing in installment payment solutions. Unlike other payment service providers, Splitit is transparent, customer-oriented, and operates without additional costs. The company has shown impressive growth and is changing the way people pay for their purchases.

Splitit SWOT Analysis

Strengths

Splitit Ltd possesses several strengths that contribute to its success in the market:

  • Innovative technology and platform that allows for easy installment payments.
  • Strong partnerships with major global merchants.
  • User-friendly interface that enhances customer experience.
  • Global presence and ability to serve customers worldwide.

Despite its strengths, Splitit Ltd also faces certain weaknesses:

  • Reliance on partners for customer acquisition and revenue generation.
  • Limited brand recognition compared to established payment providers.
  • Relatively small market share in the crowded payment industry.
  • Possibility of increased competition in the future.

Splitit Ltd has opportunities to further grow and expand its business:

  • Increasing adoption of online shopping and demand for flexible payment solutions.
  • Expansion into new industries and verticals.
  • Leveraging partnerships to reach more customers and merchants globally.
  • Exploring emerging markets with untapped potential.

Nevertheless, Splitit Ltd faces certain threats that could impact its growth:

  • Intense competition from established payment providers and new entrants.
  • Potential economic downturn affecting consumer spending.
  • Regulatory changes and compliance requirements in different markets.
  • Technological advancements that may disrupt the payment industry.

Weaknesses

Despite its strengths, Splitit Ltd also faces certain weaknesses:

  • Reliance on partners for customer acquisition and revenue generation.
  • Limited brand recognition compared to established payment providers.
  • Relatively small market share in the crowded payment industry.
  • Possibility of increased competition in the future.

Splitit Ltd has opportunities to further grow and expand its business:

  • Increasing adoption of online shopping and demand for flexible payment solutions.
  • Expansion into new industries and verticals.
  • Leveraging partnerships to reach more customers and merchants globally.
  • Exploring emerging markets with untapped potential.

Nevertheless, Splitit Ltd faces certain threats that could impact its growth:

  • Intense competition from established payment providers and new entrants.
  • Potential economic downturn affecting consumer spending.
  • Regulatory changes and compliance requirements in different markets.
  • Technological advancements that may disrupt the payment industry.

Opportunities

Splitit Ltd has opportunities to further grow and expand its business:

  • Increasing adoption of online shopping and demand for flexible payment solutions.
  • Expansion into new industries and verticals.
  • Leveraging partnerships to reach more customers and merchants globally.
  • Exploring emerging markets with untapped potential.

Nevertheless, Splitit Ltd faces certain threats that could impact its growth:

  • Intense competition from established payment providers and new entrants.
  • Potential economic downturn affecting consumer spending.
  • Regulatory changes and compliance requirements in different markets.
  • Technological advancements that may disrupt the payment industry.

Threats

Nevertheless, Splitit Ltd faces certain threats that could impact its growth:

  • Intense competition from established payment providers and new entrants.
  • Potential economic downturn affecting consumer spending.
  • Regulatory changes and compliance requirements in different markets.
  • Technological advancements that may disrupt the payment industry.

Splitit Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Splitit historical P/E ratio, EBIT multiple, and P/S ratio

Splitit annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Splitit shares outstanding

  • 3 Years

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2016
269.66 M Stocks
Jan 1, 2017
269.66 M Stocks
Jan 1, 2018
269.66 M Stocks
Jan 1, 2019
311.53 M Stocks
Jan 1, 2020
330.68 M Stocks
Jan 1, 2021
460.97 M Stocks
Jan 1, 2022
491.01 M Stocks

Current Splitit forecasts and price targets in July 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy88.89 % (8)
Hold11.11 % (1)
Sell0.00 % (0)
12M Price Target
0.30
Last Price
0.00
Currency
USD
12M Return Potential
302,066.21 %
LTM Return
0 %

Splitit shareholder structure

% Name
9.03538%
Perea Capital, LLC
Perea Capital, LLC
0.15270%
Koelble (Jan Oliver)
Koelble (Jan Oliver)

Splitit Executives and Management Board

LN

Ms. Lyndal Newman

Head of Marketing

DC

Mr. Dan Charron

Non-Executive Director

TD

Mr. Thierry Denis

Non-Executive External Director

JK

Mr. Jan Koelble

Non-Executive Director

VL

Ms. Vanessa LeFebvre

Non-Executive External Director

Frequently asked questions about Splitit

Splitit Ltd is an innovative payment solution provider. The business model of Splitit revolves around its unique technology, which allows customers to make purchases using their existing credit cards, without the need for additional credit lines or applications. Splitit's platform enables consumers to split their payments into interest-free monthly installments, making it easier to afford large purchases. By partnering with merchants, Splitit offers a seamless checkout experience while increasing conversion rates. This model benefits both consumers and businesses, allowing customers to budget their expenses and merchants to boost sales. Splitit's business model focuses on providing accessible and flexible payment options for shoppers worldwide.

All fundamentals and in-depth analysis of Splitit

Our stock analysis for Splitit stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Splitit. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.