STM Group (STM.L) Stock Price

STM Group Price

Delisted
0.62GBP
Last traded price

Revenue has compounded at 11.0% per year over the past 16 years to 28.08 M GBP. Earnings per share have declined at 11.8% per year over the last 16 years. STM Group's net margin stands at 1.5%, down from 16.2% several years earlier. STM Group currently offers a dividend yield of about 0.98%. The payout ratio is around 86% of earnings. The dividend has grown at 6.8% per year over the past 15 years.

STM Group stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of STM Group over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how STM Group stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing STM Group's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

STM Group Stock Price History
DateSTM Group Price
Access this data via the Eulerpool API

STM Group Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2017
21.53 M GBP
4.29 M GBP
3.97 M GBP
Jan 1, 2018
21.40 M GBP
4.28 M GBP
3.68 M GBP
Jan 1, 2019
23.25 M GBP
2.20 M GBP
3.76 M GBP
Jan 1, 2020
23.98 M GBP
2.30 M GBP
1.78 M GBP
Jan 1, 2021
22.36 M GBP
1.37 M GBP
1.75 M GBP
Jan 1, 2022
24.09 M GBP
1.72 M GBP
844,000.00 GBP
Jan 1, 2023
28.08 M GBP
1.23 M GBP
417,000.00 GBP
Jan 1, 2024 (e)
29.66 M GBP
3.71 M GBP
1.90 M GBP

STM Group Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 12, 2026, 3:53 AM
 
REVENUEM GBP
REVENUE GROWTH%
EBITM GBP
EBIT MARGIN%
NET INCOMEM GBP
NET INCOME GROWTH%
DIV.GBP
SHARESM
2009201020112012201320142015201620172018201920202021202220232024e
8.0010.009.0011.0013.0015.0016.0017.0021.0021.0023.0023.0022.0024.0028.0029.00
-11.1125.00-10.0022.2218.1815.386.676.2523.539.52-4.359.0916.673.57
1.001.002.002.004.004.002.002.001.001.001.003.00
10.006.6712.5011.7619.0519.058.708.704.554.173.5710.34
1.00-4.001.002.002.003.003.003.001.001.001.00
100.0050.00-66.67
0.020.010.01
44.0548.2043.0650.6253.4563.2560.6061.2562.3862.3860.3759.4159.4159.4159.4159.41
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales STM Group generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue STM Group retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare STM Group's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares STM Group has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against STM Group's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

STM Group stock margins

The STM Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of STM Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for STM Group.
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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2017
0.00 %
19.92 %
18.46 %
Jan 1, 2018
0.00 %
20.01 %
17.21 %
Jan 1, 2019
0.00 %
9.45 %
16.15 %
Jan 1, 2020
0.00 %
9.57 %
7.41 %
Jan 1, 2021
0.00 %
6.14 %
7.82 %
Jan 1, 2022
0.00 %
7.16 %
3.50 %
Jan 1, 2023
0.00 %
4.37 %
1.49 %
Jan 1, 2024 (e)
0.00 %
12.50 %
6.39 %

STM Group Stock Revenue, EBIT, Earnings per Share

The STM Group earnings per share therefore indicates how much revenue STM Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2017
0.35 GBP
0.07 GBP
0.06 GBP
Jan 1, 2018
0.34 GBP
0.07 GBP
0.06 GBP
Jan 1, 2019
0.39 GBP
0.04 GBP
0.06 GBP
Jan 1, 2020
0.40 GBP
0.04 GBP
0.03 GBP
Jan 1, 2021
0.38 GBP
0.02 GBP
0.03 GBP
Jan 1, 2022
0.41 GBP
0.03 GBP
0.01 GBP
Jan 1, 2023
0.47 GBP
0.02 GBP
0.01 GBP
Jan 1, 2024 (e)
0.50 GBP
0.06 GBP
0.03 GBP

STM Group business model & stock analysis

The STM Group PLC is a publicly traded company that operates as a financial services provider. The company was founded in Gibraltar in 1989 and has its headquarters in London. The company's business model is to offer tailored financial solutions to its clients, catering to various needs such as asset management, retirement planning, financial planning, and other specialized services. The company has various subsidiaries that operate in different countries worldwide. One of the subsidiaries of the STM Group is the STM Life Assurance PCC PLC, which specializes in providing high-quality life insurance. The STM Life Assurance PCC PLC is based in Gibraltar and offers customized insurance solutions that meet the needs of clients in various industries and regions. Another subsidiary of the STM Group PLC is the STM Malta Trust and Company Management Ltd, which specializes in trust fund and asset management services. The STM Malta Trust and Company Management Ltd is based in Malta and offers various services in the field of tax planning and asset management. The STM Group PLC also operates an online trading portal called STM Global Markets, which provides a trading platform for clients who wish to trade in a variety of financial instruments. Clients can trade a wide range of assets here, including stocks, currencies, commodities, and cryptocurrencies. The company also offers digital asset management services, where clients can invest money online. Digital asset management is offered under the brand "STM Platform Services" and allows clients to create a portfolio based on their individual investment strategies and risk tolerances. The STM Group PLC has also specialized in the area of international retirement planning and offers various pension plans tailored to the needs of clients in different countries. The STM Group's pension plans provide flexibility for clients to design their retirement plans and can be customized to their specific needs. The STM Group PLC has experienced strong growth, especially in recent years, and has become a key player in the international market for financial services. The company has a strong financial foundation and offers a wide range of products and services that enable it to serve its clients in different countries worldwide. Overall, the STM Group PLC is an established company in the financial services sector, offering a wide range of products and services to meet the diverse needs of its clients. The company has experienced strong growth in recent years and is now at the forefront of the industry.

STM Group SWOT Analysis

Strengths

STM Group PLC holds a strong position in the market, with a well-established reputation and a large customer base.

STM Group PLC offers a wide range of financial services, including pensions, life insurance, and investment schemes, which allows them to cater to various customer needs.

The company has invested significantly in its technology infrastructure, enabling efficient operations and the delivery of high-quality services to clients.

Weaknesses

STM Group PLC's performance is highly influenced by market conditions, making it vulnerable to economic fluctuations and regulatory changes.

The company primarily operates in a few select regions, which exposes it to regional economic risks and limits its potential for expansion.

STM Group PLC faces intense competition from both traditional financial institutions and emerging fintech companies, which puts pressure on pricing and customer acquisition.

Opportunities

As the global population ages, there is an increasing demand for retirement planning and pension schemes, presenting opportunities for STM Group PLC to expand its services.

Expanding into emerging markets with a growing middle class offers potential for STM Group PLC to tap into new customer segments and increase market share.

Advancements in financial technology present opportunities for STM Group PLC to enhance their digital capabilities, improve customer experience, and streamline operations.

Threats

Changes in financial regulations and compliance requirements can pose challenges for STM Group PLC, increasing costs and impacting their ability to offer certain services.

During economic downturns, individuals and businesses may reduce spending on financial services, which could negatively impact STM Group PLC's revenue and growth.

With the increasing reliance on technology, cybersecurity threats pose a significant risk to the privacy and security of STM Group PLC and its clients' data.

STM Group Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

STM Group historical P/E ratio, EBIT multiple, and P/S ratio

STM Group annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

STM Group shares outstanding

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2017
62.38 M Stocks
Jan 1, 2018
62.38 M Stocks
Jan 1, 2019
60.37 M Stocks
Jan 1, 2020
59.41 M Stocks
Jan 1, 2021
59.41 M Stocks
Jan 1, 2022
59.41 M Stocks
Jan 1, 2023
59.41 M Stocks
Jan 1, 2024 (e)
59.41 M Stocks

STM Group Dividend History

12 years of dividend payments

YearAnnual DividendYoY ChangePayments
20230.01GBP 60.0%
20220.02GBP 3.4%
20210.01GBP 11.5%
20200.01GBP 36.6%
20190.02GBP 7.9%
20180.02GBP 18.7%
20170.02GBP 14.3%
20160.01GBP 215.0%
20110.00GBP 33.3%
20100.01GBP 0.0%

STM Group dividend payout ratio

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2017
25.12 %
Jan 1, 2018
32.20 %
Jan 1, 2019
32.96 %
Jan 1, 2020
43.48 %
Jan 1, 2021
49.32 %
Jan 1, 2022
105.63 %
Jan 1, 2023
85.71 %
Jan 1, 2024 (e)
37.58 %
Price targets and forecasts for STM Group are not yet available.

STM Group Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
3/9/20100.01GBP-4.85 MGBP-2009 Q4

STM Group shareholder structure

% Name
15.94481%
Premier Asset Management Ltd
Premier Asset Management Ltd
10.85711%
Septer, Ltd.
Septer, Ltd.
10.80462%
Kentish (Alan Roy)
Kentish (Alan Roy)
9.93131%
Peter Gyllenhammar AB
Peter Gyllenhammar AB
4.71316%
Eastmount Capital Partners LLP
Eastmount Capital Partners LLP
3.58537%
Aeternitas Imperium Privatstiftung
Aeternitas Imperium Privatstiftung

STM Group Executives and Management Board

6 members · avg. age 61 · 17 % women

AK

Mr. Alan Kentish

Chief Executive Officer, Executive Director · since 2007

205,000.00 GBP

Management

TN

Ms. Therese Neish (45)

Interim Chief Financial Officer · since 2014

160,925.00 GBP

Board of Directors

GK

Mr. Graham Kettleborough (65)

Non-Executive Independent Director

68,000.00 GBP
RE

Mr. Robin Ellison (72)

Non-Executive Independent Director

52,000.00 GBP
NB

Mr. Nigel Birrell

Non-Executive Chairman of the Board

PS

Mr. Peter Smith (63)

Non-Executive Independent Director

STM Group Supply Chain

STM Group Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
1 companies
#NameTrend
1
Premier Miton Group
Supplier·Customer·Capital Markets·GB
-0.18
-0.47
0.71
0.90
0.80
0.21

Frequently asked questions about STM Group

The business model of STM Group PLC revolves around providing cross-border financial services to clients globally. STM Group PLC operates in partnership with leading financial institutions and custodians to offer a range of pension schemes, trust services, and life assurance solutions. With a strong focus on customized solutions, STM Group PLC ensures client satisfaction through a personalized approach and efficient administration. By leveraging its expertise and in-depth knowledge of the industry, STM Group PLC aims to deliver tailored financial solutions that meet the evolving needs of its customers while maintaining high standards of professionalism and compliance.

STM Group PLC is primarily active in the financial industry.

The main competitors of STM Group PLC in the market are established financial service companies such as PensionBee, AJ Bell, Standard Life Aberdeen, and Hargreaves Lansdown. These companies offer similar services and compete with STM Group PLC in terms of providing pension solutions and investment products. However, STM Group PLC differentiates itself by offering personalized wealth management solutions and innovative retirement planning options. With its strong track record, STM Group PLC continues to strive for excellence in the competitive financial services industry.

STM Group PLC is a renowned company operating in the financial services sector. With a rich history and solid background, STM Group PLC has been providing expert financial solutions since its inception. Established in [year], the company has built a strong reputation for its exceptional services and client-centric approach. Specializing in [specific services], STM Group PLC has successfully catered to a wide range of clients, including individuals, corporations, and institutions. With a commitment to excellence and a strong track record of delivering results, STM Group PLC continues to thrive in the ever-evolving financial market.

STM Group PLC has achieved several significant milestones in its corporate journey. Notably, the company expanded its presence globally, offering a diverse range of financial services and solutions. STM Group PLC achieved regulatory approval in various jurisdictions, strengthening its reputation as a trusted financial services provider. Additionally, the company successfully cultivated strategic partnerships and collaborations, further enhancing its market position and potential for growth. Continuously focused on innovation, STM Group PLC introduced cutting-edge technological advancements to enhance customer experience and streamline operational efficiency. These milestones demonstrate the company's commitment to delivering exceptional financial services and fueling its continued success in the industry.

STM Group PLC is primarily present in multiple countries and regions. The company operates mainly in the United Kingdom (UK), Gibraltar, Malta, and Jersey. With a strong presence in these areas, STM Group PLC has established itself as a leading provider of international pension schemes, life assurance solutions, and corporate services. By leveraging its expertise and extensive network, STM Group PLC offers innovative financial solutions to individuals and businesses across these regions, ensuring a comprehensive coverage and tailored services for its clients.

STM Group PLC is a reputable company known for its strong values and corporate philosophy. The company places a high emphasis on integrity, transparency, and exceptional client service. STM Group PLC actively seeks to build long-term relationships with its clients by providing innovative financial solutions and personalized advice. With a client-centric approach, the company focuses on understanding the unique needs and goals of each client to deliver tailored services. STM Group PLC's commitment to professionalism, ethical conduct, and dedication to exceeding client expectations sets it apart in the financial industry. This commitment and philosophy make STM Group PLC a trusted and reliable choice for investors.

9 analysts currently rate the STM Group stock: 8 recommend buying, 1 holding and 0 selling.

Converted at the current exchange rate, the STM Group share trades at 0.72 EUR (0.62 GBP).

The STM Group share (STM.L) is listed on 3 stock exchanges, including: Frankfurt (IQF.F), London (STM.L), London (STM.L).

STM Group PLC is an internationally active company specializing in providing financial services for expatriates, business owners, international consultants, and pension plan members. The company offers a wide range of products and services tailored to the individual needs of its customers. One of the main divisions of the company is the management of international pension plans. STM specializes in the management of defined benefit and defined contribution plans, offering services such as contribution management and employee investment portfolio management. The pension plans operate in various legal jurisdictions, and the company has extensive knowledge in this area. Another important division is the management of trusts and foundations. STM Group PLC offers its customers a wide range of products and services, including trusts and foundations tailored to the specific needs of its clients. The management of trusts and foundations is a key business area for the company, allowing its customers to effectively manage and protect their assets. The company also provides support in company formation. STM advises its customers on the establishment of companies domestically and internationally, offering a wide range of services, including company incorporation. The company has extensive experience in this area, allowing it to support its customers in the establishment and management of their companies. Another important division is the provision of insurance products. STM Group PLC offers its customers a wide range of insurance products tailored to their specific needs. The company has excellent relationships with a wide range of insurers and is able to offer its customers the best insurance products at the best possible prices. The company also offers a wide range of financial planning services. STM supports its customers in planning their finances, including asset management, capital building, and retirement planning. Overall, STM Group PLC offers its customers a wide range of products and services tailored to their individual needs and requirements. The company has extensive experience and expertise in various areas of financial services and is able to provide its customers with excellent service.

The revenue cannot currently be calculated for STM Group.

The profit cannot currently be calculated for STM Group.

The P/E ratio cannot be calculated for STM Group at the moment.

The P/S cannot be calculated for STM Group currently.

The Eulerpool Quality Score for STM Group is 5/10.

The ISIN of STM Group is IM00B1S9KY98. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of STM Group is A0MNMZ. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of STM Group is STM.L. The ticker symbol is used to trade STM Group shares on the stock exchange.

Over the past 12 months, STM Group paid a dividend of 0.01 GBP . This corresponds to a dividend yield of about 0.98 %. For the coming 12 months, STM Group is expected to pay a dividend of 0.01 GBP.

The current dividend yield of STM Group is 0.98 %.

STM Group pays a dividend, distributed in the months of , , , .

STM Group paid dividends every year for the past 0 years.

For the upcoming 12 months, dividends amounting to 0.01 GBP are expected. This corresponds to a dividend yield of 0.98 %.

STM Group is assigned to the 'Finance' sector.

To receive the latest dividend of STM Group from amounting to 0.01 GBP, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, STM Group distributed 0.02 GBP as dividends.

The dividends of STM Group are distributed in GBP.

All fundamentals and in-depth analysis of STM Group

Our stock analysis for STM Group stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of STM Group. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.