Skandinaviska Enskilda Banken (SEB A.ST) Stock Price

Skandinaviska Enskilda Banken Price

🇸🇪OMX·CLOSED
194.15SEK
Market closed
Today +/-
Today %

Skandinaviska Enskilda Banken (SEB A.ST) Stock | ISIN SE0000148884 | WKN 859768. The current Skandinaviska Enskilda Banken stock price is 194.15 SEK (2026). Revenue is 80.67 B SEK. Net income is 33.21 B SEK. The P/E ratio is 11.77. Market capitalization is 391.02 B SEK. Skandinaviska Enskilda Banken operates in the Finance sector.

Over the last 10 years Skandinaviska Enskilda Banken grew revenue by 8.8% annually, reaching 159.81 B SEK. Earnings per share have grown at 7.4% per year over the last 10 years. For Skandinaviska Enskilda Banken, the net margin of 19.4% is down versus 38% a few years ago. At today's price the dividend yield works out to roughly 1.55%. The payout ratio is around 53% of earnings.

Skandinaviska Enskilda Banken stock price

Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of Skandinaviska Enskilda Banken over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Skandinaviska Enskilda Banken stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Skandinaviska Enskilda Banken's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Skandinaviska Enskilda Banken Stock Price History
DateSkandinaviska Enskilda Banken Price
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Skandinaviska Enskilda Banken Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2015
68.85 B SEK
16.58 B SEK
Jan 1, 2016
61.2 B SEK
10.62 B SEK
Jan 1, 2017
66.74 B SEK
16.2 B SEK
Jan 1, 2018
74.57 B SEK
23.14 B SEK
Jan 1, 2019
77.27 B SEK
20.18 B SEK
Jan 1, 2020
66.05 B SEK
15.75 B SEK
Jan 1, 2021
66.92 B SEK
25.42 B SEK
Jan 1, 2022
95.4 B SEK
26.88 B SEK
Jan 1, 2023
174.92 B SEK
38.12 B SEK
Jan 1, 2024
192.81 B SEK
35.87 B SEK
Jan 1, 2025
159.81 B SEK
31.06 B SEK
Invalid Date
80.67 B SEK
33.21 B SEK
Invalid Date
84.28 B SEK
36.29 B SEK
Invalid Date
87.9 B SEK
39.11 B SEK
Invalid Date
86.82 B SEK
38.55 B SEK

Skandinaviska Enskilda Banken Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 19, 2026, 6:49 AM
 
REVENUE (B SEK)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (B SEK)
EBIT (B SEK)
EBIT MARGIN (%)
NET INCOME (B SEK)
NET INCOME GROWTH (%)
DIV. (SEK)
DIV. GROWTH (%)
SHARES (B)
DOCUMENTS
20222023202420252026e2027e2028e2029e
95.4174.92192.81159.8180.6784.2887.986.82
42.5683.3510.23-17.12-49.524.484.3-1.23
65.635.7832.4639.1677.5874.2571.272.08
62.5862.5862.5862.5862.5862.5862.5862.58
35.4300044.9947.9350.2247.97
––––––––
26.8838.1235.8731.0633.2136.2939.1138.55
5.7241.82-5.91-13.396.919.287.75-1.42
66.75332.59.8810.49-
-26.8312.5-55.56–-16.67295.26.17–
2.152.112.072.012.012.012.012.01
––––––––
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Skandinaviska Enskilda Banken generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Skandinaviska Enskilda Banken retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Skandinaviska Enskilda Banken's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Skandinaviska Enskilda Banken has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Skandinaviska Enskilda Banken's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Skandinaviska Enskilda Banken stock margins

The Skandinaviska Enskilda Banken margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Skandinaviska Enskilda Banken. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Skandinaviska Enskilda Banken.

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Profit margin
Details
Date
Profit margin
Jan 1, 2015
24.08 %
Jan 1, 2016
17.35 %
Jan 1, 2017
24.27 %
Jan 1, 2018
31.03 %
Jan 1, 2019
26.11 %
Jan 1, 2020
23.84 %
Jan 1, 2021
37.99 %
Jan 1, 2022
28.17 %
Jan 1, 2023
21.79 %
Jan 1, 2024
18.6 %
Jan 1, 2025
19.44 %
Invalid Date
41.17 %
Invalid Date
43.06 %
Invalid Date
44.49 %

Skandinaviska Enskilda Banken Stock Revenue, EBIT, Earnings per Share

The Skandinaviska Enskilda Banken earnings per share therefore indicates how much revenue Skandinaviska Enskilda Banken has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2015
31.25 SEK
7.53 SEK
Jan 1, 2016
27.97 SEK
4.85 SEK
Jan 1, 2017
30.64 SEK
7.44 SEK
Jan 1, 2018
34.25 SEK
10.63 SEK
Jan 1, 2019
35.52 SEK
9.28 SEK
Jan 1, 2020
30.34 SEK
7.23 SEK
Jan 1, 2021
30.71 SEK
11.67 SEK
Jan 1, 2022
44.31 SEK
12.48 SEK
Jan 1, 2023
82.9 SEK
18.06 SEK
Jan 1, 2024
93.15 SEK
17.33 SEK
Jan 1, 2025
79.35 SEK
15.42 SEK
Invalid Date
40.05 SEK
16.49 SEK
Invalid Date
41.85 SEK
18.02 SEK
Invalid Date
43.64 SEK
19.42 SEK

Skandinaviska Enskilda Banken business model & stock analysis

The Skandinaviska Enskilda Banken AB, also known as SEB, is a Swedish bank that was founded in 1856. It is listed on the Stockholm Stock Exchange since 1981 and currently employs around 16,000 employees in various business areas. The business model of SEB primarily focuses on Corporate & Investment Banking, Private Banking, and Asset Management. Within these areas, the bank offers various products tailored to the needs of its customers. Corporate & Investment Banking includes financing, payment services, capital market products, and treasury management. Private Banking mainly focuses on asset management, financial planning, and tax consulting for high net worth individuals. The Asset Management team offers different funds and manages portfolios for institutional investors and private clients. To successfully implement its business model, SEB focuses on various strategic priorities. These include digital transformation, strengthening customer relationships, and expanding business in new markets. Digital transformation plays an increasingly important role for SEB, and the bank has been investing heavily in digital technologies, especially in the field of Artificial Intelligence (AI) and data analysis. Strengthening customer relationships is also a key focus for the bank. By closely collaborating with its customers, SEB can better understand their needs and offer more personalized solutions. Expanding into new markets is also important for SEB to diversify its business and explore new growth opportunities. The bank has a strong international network and is active in various markets in Europe and Asia. SEB is divided into different business areas to better coordinate its various divisions. Within the Corporate & Investment Banking division, there are various business units that specialize in different customers and industries. The Private Banking team offers a wide range of financial services and products to high net worth individuals, including asset management, tax consulting, and financial planning. The Asset Management division manages various funds and portfolios for institutional and private investors. SEB offers various products and services to cover its customers' needs in all areas. These include financing, capital market products, payment services, asset management and planning, tax consulting, and advisory services. The bank strives to offer its customers customized solutions tailored to their specific needs. The history of SEB dates back to the 19th century and is rich in experiences and successes. Since its inception, the bank has focused on supporting companies and wealthy private clients and has established itself as a market leader in the areas of Corporate & Investment Banking, Private Banking, and Asset Management. The bank emphasizes a strong digital orientation to strengthen customer relationships and expand business in new markets, in order to successfully implement its business model and growth strategy.

Skandinaviska Enskilda Banken SWOT Analysis

Strengths

1. Strong brand reputation: Skandinaviska Enskilda Banken AB (SEB) has built a strong reputation as a reliable and well-established bank.

2. Diversified range of financial services: SEB offers a wide range of banking, investment, and advisory services, catering to the diverse needs of its customers.

3. Solid financial performance: SEB has consistently demonstrated financial stability and profitability, reflecting strong management and prudent risk management practices.

Weaknesses

1. Dependence on the Nordic market: SEB's main operations are concentrated in the Nordic countries, making it vulnerable to any adverse developments in these markets.

2. Relatively small market share: In comparison to larger global banks, SEB has a smaller market share, which limits its competitive position in certain markets.

3. Limited presence in emerging markets: SEB has limited exposure to high-growth emerging markets, which could hinder its ability to capitalize on global opportunities.

Opportunities

1. Expansion into new markets: SEB has the opportunity to expand its presence in new markets, both domestically and internationally, to diversify its revenue streams.

2. Growing demand for sustainable investments: SEB can leverage its expertise to tap into the increasing demand for sustainable and socially responsible investments.

3. Digital transformation: SEB can invest in digital technologies and innovative solutions to enhance customer experiences and improve operational efficiency.

Threats

1. Intense competition: SEB faces intense competition from both traditional banks and new entrants, which could erode its market share and profitability.

2. Regulatory changes: Any changes in regulations and compliance requirements can impact SEB's operations and profitability, increasing compliance costs.

3. Economic downturns: SEB is susceptible to economic downturns, as it can negatively affect loan portfolios, asset quality, and overall financial performance.

Skandinaviska Enskilda Banken Eulerpool Fair Value

Skandinaviska Enskilda Banken historical P/E ratio, EBIT multiple, and P/S ratio

Skandinaviska Enskilda Banken annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Skandinaviska Enskilda Banken shares outstanding

The number of shares was Skandinaviska Enskilda Banken in 2025 — This indicates how many shares 2.014 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2015
2.2 B base_Shares
Jan 1, 2016
2.19 B base_Shares
Jan 1, 2017
2.18 B base_Shares
Jan 1, 2018
2.18 B base_Shares
Jan 1, 2019
2.18 B base_Shares
Jan 1, 2020
2.18 B base_Shares
Jan 1, 2021
2.18 B base_Shares
Jan 1, 2022
2.15 B base_Shares
Jan 1, 2023
2.11 B base_Shares
Jan 1, 2024
2.07 B base_Shares
Jan 1, 2025
2.01 B base_Shares
Invalid Date
2.01 B base_Shares
Invalid Date
2.01 B base_Shares
Invalid Date
2.01 B base_Shares

Skandinaviska Enskilda Banken Dividend History

33 years of dividend payments

YearAnnual DividendYoY ChangePayments
20262.5SEKYTD—1×
Mar 25, 20262.5SEK↓ 16.7%1/1
20253SEK 0.0%1×
Apr 2, 20253SEK 0.0%1/1
20243SEK↓ 55.6%1×
20236.75SEK↑ 12.5%1×
20226SEK↓ 26.8%1×
20218.2SEK↑ 1540.0%2×
20190.5SEK↓ 91.3%1×
20185.75SEK↑ 4.5%1×
20175.5SEK↑ 4.8%1×
20165.25SEK↑ 10.5%1×

Skandinaviska Enskilda Banken dividend history and estimates

In 2025, Skandinaviska Enskilda Banken paid a dividend amounting to 3 SEK. Dividend means that Skandinaviska Enskilda Banken distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2015
4.75 SEK
0 SEK
0 SEK
Jan 1, 2016
5.25 SEK
0 SEK
0 SEK
Jan 1, 2017
5.5 SEK
0 SEK
0 SEK
Jan 1, 2018
5.75 SEK
0 SEK
0 SEK
Invalid Date
0 SEK
0.5 SEK
0.5 SEK
Jan 1, 2021
8.2 SEK
0 SEK
0 SEK
Jan 1, 2022
6 SEK
0 SEK
4.1 SEK
Jan 1, 2023
6.75 SEK
0 SEK
0 SEK
Invalid Date
0 SEK
3 SEK
0 SEK
Invalid Date
0 SEK
3 SEK
3 SEK
Invalid Date
0 SEK
2.5 SEK
3 SEK
Invalid Date
0 SEK
9.88 SEK
2.5 SEK
Invalid Date
0 SEK
10.49 SEK
0 SEK

Skandinaviska Enskilda Banken dividend payout ratio

In 2025, Skandinaviska Enskilda Banken had a payout ratio of 52.81%. The payout ratio indicates the percentage of the company's profits that Skandinaviska Enskilda Banken distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2015
63.11 %
Jan 1, 2016
108.18 %
Jan 1, 2017
73.96 %
Jan 1, 2018
54.11 %
Jan 1, 2019
5.39 %
Jan 1, 2020
41.25 %
Jan 1, 2021
70.28 %
Jan 1, 2022
48.06 %
Jan 1, 2023
53.2 %
Jan 1, 2024
57.18 %
Jan 1, 2025
52.81 %
Invalid Date
54.4 %
Invalid Date
54.8 %
Invalid Date
54 %
Price targets and forecasts for Skandinaviska Enskilda Banken are not yet available.

Skandinaviska Enskilda Banken Earnings Estimates

Skandinaviska Enskilda Banken Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
4/24/20244.11SEK20.24 BSEK2024 Q1
1/24/20244.31SEK20.47 BSEK2023 Q4
10/26/20222.83SEK15 BSEK2022 Q3
7/14/20222.69SEK14.31 BSEK2022 Q2
4/27/20222.37SEK13.72 BSEK2022 Q1
1/27/20222.77SEK13.72 BSEK2021 Q4
10/20/20212.66SEK13.24 BSEK2021 Q3
7/15/20212.53SEK13.15 BSEK2021 Q2
4/28/20212.32SEK12.84 BSEK2021 Q1
1/27/20212.28SEK12.89 BSEK2020 Q4
...

EESG©

Eulerpool ESG Scorecard© for the Skandinaviska Enskilda Banken stock

88/100
99
Environment
93
Social
73
Governance
E

Environment

20
Scope 1 - Direct Emissions796
Scope 2 - Indirect emissions from purchased energy5,375
Scope 3 - Indirect emissions within the value chain116,711,678
Total CO₂ emissions6,171
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees54.4
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Skandinaviska Enskilda Banken shareholder structure

% Name
21.70797%
Investor AB
Investor AB
4.35765%
AMF Tjänstepension AB
AMF Tjänstepension AB
3.94375%
Swedbank Robur Fonder AB
Swedbank Robur Fonder AB
3.61738%
Capital Research Global Investors
Capital Research Global Investors
3.40958%
Alecta pensionsförsäkring, ömsesidigt
Alecta pensionsförsäkring, ömsesidigt
3.33928%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
3.19829%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
2.47082%
Handelsbanken Kapitalförvaltning AB
Handelsbanken Kapitalförvaltning AB
2.12239%
SEB Investment Management AB
SEB Investment Management AB
1.26695%
Fjärde AP-Fonden
Fjärde AP-Fonden
...

Skandinaviska Enskilda Banken Executives and Management Board

JT

Mr. Johan Torgeby

(51)

President, Chief Executive Officer, Director · since 2014

Compensation31.15 M SEK
MT

Mr. Mats Torstendahl

(64)

Deputy Chief Executive Officer, Deputy President

Compensation11.37 M SEK
MW

Mr. Marcus Wallenberg

(69)

Chairman of the Board

Compensation4.85 M SEK
JA

Mr. Jacob Aarup-Andersen

(48)

Independent Director

Compensation1.75 M SEK
SN

Mr. Sven Nyman

(66)

Vice Chairman of the Board

Compensation1.7 M SEK
...

Frequently asked questions about Skandinaviska Enskilda Banken

The business model of Skandinaviska Enskilda Banken AB (SEB) is focused on providing comprehensive financial services to individuals, corporations, and institutions. SEB operates as a universal bank, offering a wide range of services including corporate and investment banking, private banking, asset management, and retail banking. With a strong presence in the Nordic and Baltic regions, SEB aims to support its clients by offering innovative solutions, personalized services, and deep industry expertise. By leveraging its extensive network and digital capabilities, SEB strives to build long-term relationships and deliver sustainable value to its stakeholders.

All fundamentals and in-depth analysis of Skandinaviska Enskilda Banken

Our stock analysis for Skandinaviska Enskilda Banken Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Skandinaviska Enskilda Banken Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

Skandinaviska Enskilda Banken Stock
Skandinaviska Enskilda Banken Revenue→
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Skandinaviska Enskilda Banken Net Income→
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Skandinaviska Enskilda Banken EBIT→
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Skandinaviska Enskilda Banken Dividend→
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