Riyad Bank SJSC (1010.SR) Stock Price

Riyad Bank SJSC Price

🇸🇦Tadawul·CLOSED
20.83SAR
Market closed
Today +/-
Today %

Riyad Bank SJSC (1010.SR) Stock | ISIN SA0007879048 | WKN 787904. The current Riyad Bank SJSC stock price is 20.83 SAR (2026). Revenue is 19.82 B SAR. Net income is 10.18 B SAR. The P/E ratio is 6.13. Market capitalization is 62.39 B SAR. Riyad Bank SJSC operates in the Finance sector.

Over the last 19 years Riyad Bank SJSC grew revenue by 9.2% annually, reaching 30.17 B SAR. Earnings per share have grown at 5% per year over the last 19 years. For Riyad Bank SJSC, the net margin of 29.8% is down versus 34.5% a few years ago. At today's price the dividend yield works out to roughly 7.44%. The payout ratio is around 46% of earnings.

Riyad Bank SJSC stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Riyad Bank SJSC over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Riyad Bank SJSC stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Riyad Bank SJSC's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Riyad Bank SJSC Stock Price History
DateRiyad Bank SJSC Price
Access this data via the Eulerpool API

Riyad Bank SJSC Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2005
5.62 B SAR
2.84 B SAR
Jan 1, 2006
7.11 B SAR
2.91 B SAR
Jan 1, 2007
7.63 B SAR
3.01 B SAR
Jan 1, 2008
8.32 B SAR
2.64 B SAR
Jan 1, 2009
7.43 B SAR
3.03 B SAR
Jan 1, 2010
6.72 B SAR
2.82 B SAR
Jan 1, 2011
7.04 B SAR
3.15 B SAR
Jan 1, 2012
7.98 B SAR
3.47 B SAR
Jan 1, 2013
8.33 B SAR
3.95 B SAR
Jan 1, 2014
9.32 B SAR
4.35 B SAR
Jan 1, 2015
9.17 B SAR
4.05 B SAR
Jan 1, 2016
10.29 B SAR
3.34 B SAR
Jan 1, 2017
10.26 B SAR
3.95 B SAR
Jan 1, 2018
11.37 B SAR
3.09 B SAR
Jan 1, 2019
14.1 B SAR
5.6 B SAR

Riyad Bank SJSC Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 16, 2026, 4:54 AM
 
REVENUE (B SAR)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M SAR)
EBIT (B SAR)
EBIT MARGIN (%)
NET INCOME (B SAR)
NET INCOME GROWTH (%)
DIV. (SAR)
DIV. GROWTH (%)
SHARES (B)
DOCUMENTS
20212022202320242025e2026e2027e2028e
13.3917.525.4930.1718.7119.8221.0522.1
-2.0130.7545.6418.36-37.985.946.214.98
--------
00000000
000012.3913.0414.44-
6.037.027.74910.0710.1810.76-
27.7816.510.216.4111.871.045.7
11.041.31.551.751.511.61-
81.8242519.2312.9-13.716.62
33333333
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Riyad Bank SJSC generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Riyad Bank SJSC retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Riyad Bank SJSC's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Riyad Bank SJSC has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Riyad Bank SJSC's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Riyad Bank SJSC stock margins

The Riyad Bank SJSC margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Riyad Bank SJSC. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Riyad Bank SJSC.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Profit margin
Details
Date
Profit margin
Jan 1, 2005
50.45 %
Jan 1, 2006
40.91 %
Jan 1, 2007
39.45 %
Jan 1, 2008
31.71 %
Jan 1, 2009
40.76 %
Jan 1, 2010
42.05 %
Jan 1, 2011
44.7 %
Jan 1, 2012
43.41 %
Jan 1, 2013
47.41 %
Jan 1, 2014
46.71 %
Jan 1, 2015
44.17 %
Jan 1, 2016
32.48 %
Jan 1, 2017
38.45 %
Jan 1, 2018
27.19 %
Jan 1, 2019
39.73 %

Riyad Bank SJSC Stock Revenue, EBIT, Earnings per Share

The Riyad Bank SJSC earnings per share therefore indicates how much revenue Riyad Bank SJSC has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2005
2.34 SAR
1.18 SAR
Jan 1, 2006
2.96 SAR
1.21 SAR
Jan 1, 2007
3.18 SAR
1.25 SAR
Jan 1, 2008
2.77 SAR
0.88 SAR
Jan 1, 2009
2.48 SAR
1.01 SAR
Jan 1, 2010
2.24 SAR
0.94 SAR
Jan 1, 2011
2.35 SAR
1.05 SAR
Jan 1, 2012
2.66 SAR
1.16 SAR
Jan 1, 2013
2.78 SAR
1.32 SAR
Jan 1, 2014
3.11 SAR
1.45 SAR
Jan 1, 2015
3.06 SAR
1.35 SAR
Jan 1, 2016
3.43 SAR
1.11 SAR
Jan 1, 2017
3.42 SAR
1.32 SAR
Jan 1, 2018
3.79 SAR
1.03 SAR
Jan 1, 2019
4.7 SAR
1.87 SAR

Riyad Bank SJSC business model & stock analysis

Riyad Bank engages in the provision of banking and investment services. The company is headquartered in Riyadh, Riyadh and currently employs 6,794 full-time employees. The Bank also provides Islamic banking products. The Bank mainly operates under the following segments: Retail, which includes deposit, credit and investment products for individuals and small to medium sized businesses; Investments Banking and Brokerage, which includes investment management services and asset management activities related to dealing, managing, arranging, advising and custody of securities; Corporate, which mainly handles corporate customers’ current accounts, deposits and provides loans, overdrafts and other credit facilities and derivative products; Treasury and Investments, which mainly provides money market trading and treasury services as well as the management of the Bank’s investment portfolios.

Riyad Bank SJSC Eulerpool Fair Value

Riyad Bank SJSC historical P/E ratio, EBIT multiple, and P/S ratio

Riyad Bank SJSC annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Riyad Bank SJSC shares outstanding

The number of shares was Riyad Bank SJSC in 2025 — This indicates how many shares 2.995 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2005
2.4 B base_Shares
Jan 1, 2006
2.4 B base_Shares
Jan 1, 2007
2.4 B base_Shares
Jan 1, 2008
3 B base_Shares
Jan 1, 2009
3 B base_Shares
Jan 1, 2010
3 B base_Shares
Jan 1, 2011
3 B base_Shares
Jan 1, 2012
3 B base_Shares
Jan 1, 2013
3 B base_Shares
Jan 1, 2014
3 B base_Shares
Jan 1, 2015
3 B base_Shares
Jan 1, 2016
3 B base_Shares
Jan 1, 2017
3 B base_Shares
Jan 1, 2018
3 B base_Shares
Jan 1, 2019
3 B base_Shares

Riyad Bank SJSC Dividend History

26 years of dividend payments · 5 consecutive increases

YearAnnual DividendYoY ChangePayments
20251.75SAR 12.9%
Apr 14, 20250.9SAR 12.5%1/2
Aug 5, 20250.85SAR 5.6%2/2
20241.55SAR 19.2%
20231.3SAR 25.0%
20221.04SAR 4.0%
20211SAR 81.8%
20200.55SAR 40.2%
20190.92SAR 22.7%
20180.75SAR 15.4%
20170.65SAR 7.1%
20160.7SAR 0.0%

Riyad Bank SJSC dividend history and estimates

In 2025, Riyad Bank SJSC paid a dividend amounting to 1.75 SAR. Dividend means that Riyad Bank SJSC distributes a portion of its profits to its owners.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2005
18 SAR
0 SAR
Jan 1, 2006
9.6 SAR
0 SAR
Invalid Date
3.2 SAR
-1.6 SAR
Jan 1, 2008
2.3 SAR
0 SAR
Jan 1, 2009
1.3 SAR
0 SAR
Jan 1, 2010
1.3 SAR
0 SAR
Jan 1, 2011
1.25 SAR
0 SAR
Jan 1, 2012
1.4 SAR
0 SAR
Invalid Date
1.3 SAR
-0.65 SAR
Jan 1, 2014
1.18 SAR
0 SAR
Jan 1, 2015
0.7 SAR
0 SAR
Invalid Date
0.7 SAR
0 SAR
Jan 1, 2017
0.65 SAR
0 SAR
Jan 1, 2018
0.75 SAR
0 SAR
Jan 1, 2019
0.92 SAR
0 SAR

Riyad Bank SJSC dividend payout ratio

In 2025, Riyad Bank SJSC had a payout ratio of 44.43%. The payout ratio indicates the percentage of the company's profits that Riyad Bank SJSC distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2005
122.03 %
Jan 1, 2006
132.23 %
Jan 1, 2007
128 %
Jan 1, 2008
130.68 %
Jan 1, 2009
64.36 %
Jan 1, 2010
69.15 %
Jan 1, 2011
59.52 %
Jan 1, 2012
60.34 %
Jan 1, 2013
49.24 %
Jan 1, 2014
53.79 %
Jan 1, 2015
51.85 %
Jan 1, 2016
63.06 %
Jan 1, 2017
49.24 %
Jan 1, 2018
72.82 %
Jan 1, 2019
49.2 %
Price targets and forecasts for Riyad Bank SJSC are not yet available.

Riyad Bank SJSC Earnings Estimates

Riyad Bank SJSC Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
2/12/20240.65SAR3.96 BSAR2023 Q4

EESG©

Eulerpool ESG Scorecard© for the Riyad Bank SJSC stock

86/100
99
Environment
83
Social
76
Governance
E

Environment

20
Scope 1 - Direct Emissions14,899
Scope 2 - Indirect emissions from purchased energy55,668
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions70,567
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees29
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Riyad Bank SJSC shareholder structure

% Name
21.79032%
Public Investment Fund
Public Investment Fund
10.40735%
Government of Saudi Arabia
Government of Saudi Arabia
8.75259%
Sharbatly Family
Sharbatly Family
8.01336%
Assila Investments
Assila Investments
1.68196%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
0.87314%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
0.45303%
Geode Capital Management, L.L.C.
Geode Capital Management, L.L.C.
0.34477%
BlackRock Advisors (UK) Limited
BlackRock Advisors (UK) Limited
0.31091%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
0.27671%
Vontobel Asset Management AG
Vontobel Asset Management AG
...

Riyad Bank SJSC Executives and Management Board

EA

Eng. Abdullah Mohammed Al-Issa

(68)

Non-Executive Chairman of the Board · since 2007

Compensation5.82 M SAR
EA

Eng. Mutaz Qusai Hassan Al-Azzawi

Independent Deputy Chairman of the Board

Compensation1.6 M SAR
NW

Mr. Nader Ibrahim Al Wehibi

Non-Executive Member of the Board

Compensation1.59 M SAR
JA

Mr. Jamal Abdul-karim Al-Rammah

Independent Member of the Board · since 2019

Compensation1.58 M SAR
MA

Ms. Mona Mohammed Al-Taweel

Independent Member of the Board

Compensation1.57 M SAR

Frequently asked questions about Riyad Bank SJSC

All fundamentals and in-depth analysis of Riyad Bank SJSC

Our stock analysis for Riyad Bank SJSC Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Riyad Bank SJSC Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.