River Financial (RVRF) Stock Price
River Financial Price
Revenue has compounded at 24.8% per year over the past 12 years to 207.98 M USD. Earnings per share have grown at 15.2% per year over the last 11 years. River Financial's net margin stands at 20.2%, down from 29.0% several years earlier. River Financial currently offers a dividend yield of about 1.00%. The payout ratio is around 14% of earnings. The stock trades about 48% above its 52-week low.
River Financial stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of River Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how River Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing River Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | River Financial Price |
|---|---|
| 7/24/2026 | 48.00 USD |
| 7/23/2026 | 48.00 USD |
| 7/22/2026 | 48.00 USD |
| 7/21/2026 | 48.00 USD |
| 7/20/2026 | 48.00 USD |
| 7/17/2026 | 48.00 USD |
| 7/16/2026 | 48.00 USD |
| 7/15/2026 | 48.00 USD |
| 7/14/2026 | 48.00 USD |
| 7/13/2026 | 48.00 USD |
| 7/10/2026 | 48.00 USD |
| 7/9/2026 | 48.00 USD |
| 7/8/2026 | 48.00 USD |
| 7/7/2026 | 48.00 USD |
| 7/6/2026 | 48.00 USD |
| 7/3/2026 | 48.00 USD |
| 7/2/2026 | 48.00 USD |
| 7/1/2026 | 48.00 USD |
| 6/30/2026 | 48.00 USD |
| 6/29/2026 | 48.00 USD |
| 6/26/2026 | 48.00 USD |
| 6/25/2026 | 48.00 USD |
| 6/24/2026 | 48.00 USD |
| 6/23/2026 | 48.00 USD |
| 6/22/2026 | 48.00 USD |
| 6/19/2026 | 48.00 USD |
| 6/18/2026 | 48.00 USD |
| 6/17/2026 | 48.00 USD |
| 6/16/2026 | 48.00 USD |
| 6/15/2026 | 48.00 USD |
| 6/12/2026 | 50.00 USD |
| 6/11/2026 | 50.00 USD |
| 6/10/2026 | 50.00 USD |
| 6/9/2026 | 50.00 USD |
| 6/8/2026 | 50.00 USD |
| 6/5/2026 | 50.00 USD |
| 6/4/2026 | 50.00 USD |
| 6/3/2026 | 50.00 USD |
| 6/2/2026 | 50.00 USD |
| 6/1/2026 | 50.00 USD |
| 5/29/2026 | 50.00 USD |
| 5/28/2026 | 50.00 USD |
| 5/27/2026 | 50.00 USD |
| 5/26/2026 | 50.00 USD |
| 5/22/2026 | 50.00 USD |
| 5/21/2026 | 50.00 USD |
| 5/20/2026 | 50.00 USD |
| 5/19/2026 | 50.00 USD |
| 5/18/2026 | 50.00 USD |
| 5/15/2026 | 50.00 USD |
| 5/14/2026 | 50.00 USD |
| 5/13/2026 | 48.00 USD |
| 5/12/2026 | 48.00 USD |
| 5/11/2026 | 48.00 USD |
| 5/8/2026 | 48.00 USD |
| 5/7/2026 | 48.00 USD |
| 5/6/2026 | 48.00 USD |
| 5/5/2026 | 48.00 USD |
| 5/4/2026 | 48.00 USD |
| 5/1/2026 | 48.00 USD |
| 4/30/2026 | 48.00 USD |
| 4/29/2026 | 52.25 USD |
| 4/28/2026 | 52.25 USD |
| 4/27/2026 | 52.25 USD |
| 4/24/2026 | 52.25 USD |
| 4/23/2026 | 52.25 USD |
| 4/22/2026 | 52.25 USD |
| 4/21/2026 | 52.25 USD |
| 4/20/2026 | 52.25 USD |
| 4/17/2026 | 46.50 USD |
| 4/16/2026 | 52.00 USD |
| 4/15/2026 | 52.00 USD |
| 4/14/2026 | 52.00 USD |
| 4/13/2026 | 52.00 USD |
| 4/10/2026 | 52.00 USD |
| 4/9/2026 | 50.00 USD |
| 4/8/2026 | 50.00 USD |
| 4/7/2026 | 50.00 USD |
| 4/6/2026 | 50.00 USD |
| 4/2/2026 | 50.00 USD |
| 4/1/2026 | 50.00 USD |
| 3/31/2026 | 50.00 USD |
| 3/30/2026 | 50.00 USD |
| 3/27/2026 | 50.00 USD |
| 3/26/2026 | 50.00 USD |
| 3/25/2026 | 50.00 USD |
| 3/24/2026 | 50.00 USD |
| 3/23/2026 | 50.00 USD |
| 3/20/2026 | 50.00 USD |
| 3/19/2026 | 50.00 USD |
| 3/18/2026 | 50.00 USD |
| 3/17/2026 | 50.00 USD |
| 3/16/2026 | 50.00 USD |
| 3/13/2026 | 50.00 USD |
| 3/12/2026 | 50.00 USD |
| 3/11/2026 | 50.00 USD |
| 3/10/2026 | 50.00 USD |
| 3/9/2026 | 50.00 USD |
| 3/6/2026 | 50.00 USD |
| 3/5/2026 | 50.00 USD |
| 3/4/2026 | 50.00 USD |
| 3/3/2026 | 50.00 USD |
| 3/2/2026 | 50.00 USD |
| 2/27/2026 | 50.00 USD |
| 2/26/2026 | 50.00 USD |
| 2/25/2026 | 50.00 USD |
| 2/24/2026 | 50.00 USD |
| 2/23/2026 | 50.00 USD |
| 2/20/2026 | 50.00 USD |
| 2/19/2026 | 50.00 USD |
| 2/18/2026 | 50.00 USD |
| 2/17/2026 | 50.00 USD |
| 2/13/2026 | 50.00 USD |
| 2/12/2026 | 50.00 USD |
| 2/11/2026 | 50.00 USD |
| 2/10/2026 | 50.00 USD |
| 2/9/2026 | 50.00 USD |
| 2/6/2026 | 45.00 USD |
| 2/5/2026 | 45.00 USD |
| 2/4/2026 | 45.00 USD |
| 2/3/2026 | 45.00 USD |
| 2/2/2026 | 45.00 USD |
| 1/30/2026 | 40.00 USD |
| 1/29/2026 | 40.00 USD |
| 1/28/2026 | 40.00 USD |
| 1/27/2026 | 40.00 USD |
| 1/26/2026 | 40.00 USD |
| 1/23/2026 | 40.00 USD |
| 1/22/2026 | 40.00 USD |
| 1/21/2026 | 40.00 USD |
| 1/20/2026 | 40.00 USD |
| 1/16/2026 | 40.00 USD |
| 1/15/2026 | 40.00 USD |
| 1/14/2026 | 40.00 USD |
| 1/13/2026 | 40.00 USD |
| 1/12/2026 | 40.00 USD |
| 1/9/2026 | 40.00 USD |
| 1/8/2026 | 40.00 USD |
| 1/7/2026 | 40.00 USD |
| 1/6/2026 | 40.00 USD |
| 1/5/2026 | 40.00 USD |
| 1/2/2026 | 40.00 USD |
| 12/31/2025 | 40.00 USD |
| 12/30/2025 | 40.00 USD |
| 12/29/2025 | 40.00 USD |
| 12/26/2025 | 40.00 USD |
| 12/24/2025 | 40.00 USD |
| 12/23/2025 | 40.00 USD |
| 12/22/2025 | 40.00 USD |
| 12/19/2025 | 40.00 USD |
| 12/18/2025 | 40.00 USD |
| 12/17/2025 | 40.00 USD |
| 12/16/2025 | 40.00 USD |
| 12/15/2025 | 40.00 USD |
| 12/12/2025 | 37.98 USD |
| 12/11/2025 | 37.98 USD |
| 12/10/2025 | 37.98 USD |
| 12/9/2025 | 37.98 USD |
| 12/8/2025 | 37.98 USD |
| 12/5/2025 | 37.98 USD |
| 12/4/2025 | 37.98 USD |
| 12/3/2025 | 37.98 USD |
| 12/2/2025 | 37.98 USD |
| 12/1/2025 | 37.98 USD |
| 11/28/2025 | 37.98 USD |
| 11/26/2025 | 37.98 USD |
| 11/25/2025 | 37.98 USD |
| 11/24/2025 | 37.98 USD |
| 11/21/2025 | 37.98 USD |
| 11/20/2025 | 37.98 USD |
| 11/19/2025 | 34.70 USD |
| 11/18/2025 | 34.70 USD |
| 11/17/2025 | 34.70 USD |
| 11/14/2025 | 34.70 USD |
| 11/13/2025 | 34.70 USD |
| 11/12/2025 | 34.70 USD |
| 11/11/2025 | 34.70 USD |
| 11/10/2025 | 34.70 USD |
| 11/7/2025 | 34.70 USD |
| 11/6/2025 | 34.70 USD |
| 11/5/2025 | 34.70 USD |
| 11/4/2025 | 34.00 USD |
| 11/3/2025 | 34.00 USD |
| 10/31/2025 | 34.00 USD |
| 10/30/2025 | 34.00 USD |
| 10/29/2025 | 34.00 USD |
| 10/28/2025 | 32.50 USD |
| 10/27/2025 | 34.50 USD |
| 10/24/2025 | 34.50 USD |
| 10/23/2025 | 34.50 USD |
| 10/22/2025 | 34.75 USD |
| 10/21/2025 | 34.75 USD |
| 10/20/2025 | 34.75 USD |
| 10/17/2025 | 34.75 USD |
| 10/16/2025 | 34.75 USD |
| 10/15/2025 | 34.50 USD |
| 10/14/2025 | 34.75 USD |
| 10/13/2025 | 34.75 USD |
| 10/10/2025 | 34.75 USD |
| 10/9/2025 | 34.75 USD |
| 10/8/2025 | 34.75 USD |
| 10/7/2025 | 34.75 USD |
| 10/6/2025 | 34.75 USD |
| 10/3/2025 | 34.75 USD |
| 10/2/2025 | 34.75 USD |
| 10/1/2025 | 34.75 USD |
| 9/30/2025 | 34.75 USD |
| 9/29/2025 | 34.75 USD |
| 9/26/2025 | 34.75 USD |
| 9/25/2025 | 34.75 USD |
| 9/24/2025 | 34.75 USD |
| 9/23/2025 | 34.00 USD |
| 9/22/2025 | 34.00 USD |
| 9/19/2025 | 34.00 USD |
| 9/18/2025 | 34.00 USD |
| 9/17/2025 | 34.00 USD |
| 9/16/2025 | 34.00 USD |
| 9/15/2025 | 34.00 USD |
| 9/12/2025 | 34.00 USD |
| 9/11/2025 | 34.00 USD |
| 9/10/2025 | 34.00 USD |
| 9/9/2025 | 34.00 USD |
| 9/8/2025 | 34.00 USD |
| 9/5/2025 | 34.00 USD |
| 9/4/2025 | 34.00 USD |
| 9/3/2025 | 34.00 USD |
| 9/2/2025 | 34.00 USD |
| 8/29/2025 | 34.00 USD |
| 8/28/2025 | 34.00 USD |
| 8/27/2025 | 34.75 USD |
| 8/26/2025 | 34.75 USD |
| 8/25/2025 | 34.75 USD |
| 8/22/2025 | 34.75 USD |
| 8/21/2025 | 34.75 USD |
| 8/20/2025 | 34.75 USD |
| 8/19/2025 | 34.75 USD |
| 8/18/2025 | 34.75 USD |
| 8/15/2025 | 34.75 USD |
| 8/14/2025 | 34.75 USD |
| 8/13/2025 | 34.75 USD |
| 8/12/2025 | 34.75 USD |
| 8/11/2025 | 34.75 USD |
| 8/8/2025 | 34.75 USD |
| 8/7/2025 | 34.75 USD |
| 8/6/2025 | 34.75 USD |
| 8/5/2025 | 34.75 USD |
| 8/4/2025 | 34.75 USD |
| 8/1/2025 | 34.75 USD |
| 7/31/2025 | 34.75 USD |
| 7/30/2025 | 34.75 USD |
| 7/29/2025 | 34.75 USD |
| 7/28/2025 | 34.75 USD |
River Financial Revenue, EBIT, Net Income
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River Financial Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| EBITM USD |
| EBIT MARGIN% |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| SHARESM |
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 14.00 | 15.00 | 19.00 | 35.00 | 38.00 | 43.00 | 58.00 | 75.00 | 86.00 | 101.00 | 152.00 | 185.00 | 207.00 |
| – | 7.14 | 26.67 | 84.21 | 8.57 | 13.16 | 34.88 | 29.31 | 14.67 | 17.44 | 50.50 | 21.71 | 11.89 |
| 100.00 | 100.00 | 89.47 | 88.57 | 89.47 | 83.72 | 81.03 | 77.33 | 87.21 | 86.14 | 61.84 | 56.22 | 59.90 |
| 14.00 | 15.00 | 17.00 | 31.00 | 34.00 | 36.00 | 47.00 | 58.00 | 75.00 | 87.00 | 94.00 | 104.00 | 124.00 |
| 4.00 | 5.00 | 3.00 | 11.00 | 12.00 | 10.00 | 14.00 | 21.00 | 32.00 | 35.00 | 33.00 | 41.00 | 54.00 |
| 28.57 | 33.33 | 15.79 | 31.43 | 31.58 | 23.26 | 24.14 | 28.00 | 37.21 | 34.65 | 21.71 | 22.16 | 26.09 |
| 2.00 | 3.00 | 2.00 | 7.00 | 8.00 | 8.00 | 11.00 | 17.00 | 25.00 | 27.00 | 26.00 | 31.00 | 42.00 |
| – | 50.00 | -33.33 | 250.00 | 14.29 | – | 37.50 | 54.55 | 47.06 | 8.00 | -3.70 | 19.23 | 35.48 |
| – | – | – | – | – | – | – | – | – | – | 0.48 | – | – |
| 7.84 | 3.08 | 5.09 | 5.09 | 5.11 | 5.13 | 5.70 | 6.50 | 6.63 | 6.75 | 7.66 | 7.72 | 7.84 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales River Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue River Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare River Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares River Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against River Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
River Financial stock margins
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River Financial Stock Revenue, EBIT, Earnings per Share
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River Financial business model & stock analysis
River Financial SWOT Analysis
Strengths
1. Established Reputation: River Financial Corp has built a strong reputation within the financial industry, earning trust and credibility from its clients.
2. Innovative Technological Platforms: The company utilizes advanced technology to provide efficient and user-friendly financial services, enhancing the overall customer experience.
3. Experienced Team: River Financial Corp boasts a highly skilled and knowledgeable team, capable of managing complex financial transactions and ensuring customer satisfaction.
Weaknesses
1. Limited Market Penetration: Despite its strengths, River Financial Corp has a relatively small market share, limiting its reach and potential for growth.
2. Dependency on External Factors: The company is susceptible to external factors such as economic fluctuations, regulatory changes, and competition, which may impact its performance.
3. Operational Risks: Like any financial institution, River Financial Corp faces operational risks such as cybersecurity threats, fraud, and system failures that could potentially harm its operations.
Opportunities
1. Growing Demand for Digital Financial Services: With the increasing adoption of digital technologies, there is a significant opportunity for River Financial Corp to attract more customers who prefer online financial services.
2. Expansion into New Markets: River Financial Corp can explore expansion opportunities by targeting new geographical markets, enabling the company to tap into untapped customer bases and diversify its revenue streams.
3. Strategic Partnerships: Collaborating with established financial institutions or technology companies can open doors for River Financial Corp to access new resources, expertise, and customer networks.
Threats
1. Intense Competition: The financial industry is highly competitive, and River Financial Corp faces considerable competition from both traditional banks and emerging fintech startups.
2. Regulatory Changes: Changes in governmental regulations and compliance requirements may impact the company's operations, requiring River Financial Corp to adapt and invest resources to remain compliant.
3. Economic Uncertainty: Fluctuations in the economy, interest rates, and market conditions can affect customer behavior and investment decisions, potentially impacting River Financial Corp's revenue and profitability.
River Financial Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
River Financial historical P/E ratio, EBIT multiple, and P/S ratio
River Financial annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
River Financial shares outstanding
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River Financial Dividend History
1 years of dividend payments
River Financial dividend payout ratio
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River Financial shareholder structure
| % | Name |
|---|---|
2.74355% | |
1.96935% | |
1.86571% | |
1.33142% | |
1.14598% | |
0.82814% |
River Financial Executives and Management Board
Mr. James Stubbs
(62)Chief Executive Officer, Director · since 2015
Mr. Gerald Smith
(71)President, Director · since 2015
Mr. Gene Crane
(60)Executive Vice President, River Region President, Business Banking Manager
Mr. Jason Davis
(46)Chief Financial Officer, Executive Vice President, Secretary
Mr. Larry Puckett
(83)Independent Chairman of the Board
Frequently asked questions about River Financial
The business model of River Financial Corp revolves around providing a comprehensive range of financial services for individual and institutional investors. As a leading financial company, River Financial Corp offers innovative solutions and personalized assistance to help clients achieve their financial goals. Their services include investment advisory, wealth management, portfolio diversification, retirement planning, and risk management strategies. By combining cutting-edge technology with a human-centric approach, River Financial Corp aims to deliver exceptional financial outcomes and build long-term relationships with their clients. This dedication to client satisfaction sets River Financial Corp apart in the competitive financial services industry.
River Financial stock
River Financial Peer Group
River Financial FIGI
All fundamentals and in-depth analysis of River Financial
Our stock analysis for River Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of River Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.