Protector Forsikring A (PROT.OL) Stock Price
Protector Forsikring A Price
Revenue has compounded at 22.3% per year over the past 19 years to 14.91 B NOK. Earnings per share have grown at 33.3% per year over the last 19 years. Protector Forsikring A's net margin stands at 17.8%, down from 21.1% several years earlier. Protector Forsikring A currently offers a dividend yield of about 2.72%. The payout ratio is around 37% of earnings. The dividend has grown at 24.9% per year over the past 16 years. Analysts set a median price target of 622.20 NOK, implying 37.0% above the current price. Of 9 analysts, 8 rate the stock a buy — an overall Buy consensus. The stock trades about 4% above its 52-week low.
Protector Forsikring A stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Protector Forsikring A over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Protector Forsikring A stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Protector Forsikring A's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Protector Forsikring A Price |
|---|---|
| 9/15/2026 | 454.00 NOK |
| 9/14/2026 | 453.20 NOK |
| 9/11/2026 | 459.60 NOK |
| 9/10/2026 | 468.80 NOK |
| 9/9/2026 | 461.60 NOK |
| 9/8/2026 | 465.20 NOK |
| 9/7/2026 | 472.80 NOK |
| 9/4/2026 | 475.40 NOK |
| 9/3/2026 | 475.80 NOK |
| 9/2/2026 | 470.20 NOK |
| 9/1/2026 | 474.40 NOK |
| 8/31/2026 | 477.80 NOK |
| 8/28/2026 | 486.20 NOK |
| 8/27/2026 | 485.00 NOK |
| 8/26/2026 | 485.80 NOK |
| 8/25/2026 | 487.40 NOK |
| 8/21/2026 | 478.20 NOK |
| 8/20/2026 | 475.80 NOK |
| 8/19/2026 | 481.20 NOK |
| 8/18/2026 | 492.00 NOK |
| 8/17/2026 | 510.00 NOK |
| 8/14/2026 | 507.50 NOK |
| 8/13/2026 | 498.80 NOK |
| 8/12/2026 | 477.20 NOK |
| 8/11/2026 | 479.40 NOK |
| 8/10/2026 | 483.00 NOK |
| 8/7/2026 | 488.00 NOK |
| 8/6/2026 | 484.40 NOK |
| 8/5/2026 | 488.00 NOK |
| 8/4/2026 | 488.00 NOK |
Protector Forsikring A Revenue, EBIT, Net Income
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Protector Forsikring A Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB NOK |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEB NOK |
| EBITB NOK |
| EBIT MARGIN% |
| NET INCOMEB NOK |
| NET INCOME GROWTH% |
| DIVIDENDDIV.NOK |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.74 | 2.13 | 2.63 | 3.38 | 3.58 | 3.08 | 4.36 | 5.58 | 5.85 | 6.29 | 9.72 | 12.19 | 14.91 | 15.76 | 17.26 | 19.16 |
| 19.16 | 22.59 | 23.70 | 28.32 | 5.98 | -14.03 | 41.61 | 28.08 | 4.89 | 7.40 | 54.62 | 25.46 | 22.29 | 5.73 | 9.50 | 11.02 |
| 146.17 | 119.23 | 96.39 | 75.12 | 70.88 | 82.44 | 58.22 | 45.46 | 23.67 | 19.73 | 26.10 | 20.80 | 17.01 | 26.10 | 26.10 | 26.10 |
| 2.54 | 2.54 | 2.54 | 2.54 | 2.54 | 2.54 | 2.54 | 2.54 | 1.39 | 1.24 | 2.54 | 2.54 | 2.54 | 4.11 | 4.50 | 5.00 |
| 0.37 | 0.47 | 0.53 | 0.53 | 0.56 | -0.35 | -0.01 | 1.12 | 0.69 | 0.51 | 1.53 | 2.25 | 3.68 | 2.63 | 2.96 | 3.15 |
| 21.44 | 22.14 | 20.22 | 15.55 | 15.57 | -11.28 | -0.23 | 20.06 | 11.86 | 8.04 | 15.69 | 18.45 | 24.69 | 16.69 | 17.16 | 16.45 |
| 0.29 | 0.38 | 0.46 | 0.45 | 0.48 | -0.30 | – | 0.98 | 1.23 | 0.84 | 1.51 | 1.57 | 2.65 | 2.13 | 2.40 | 2.56 |
| 44.44 | 33.57 | 21.47 | -2.59 | 5.31 | -161.97 | -98.64 | -24,575.00 | 25.84 | -31.66 | 79.22 | 4.24 | 68.28 | -19.72 | 12.80 | 6.68 |
| 1.20 | 1.75 | 2.00 | 2.25 | 2.25 | – | – | – | 8.01 | 15.33 | – | 9.19 | 12.35 | 22.67 | 27.20 | 32.64 |
| – | 45.83 | 14.29 | 12.50 | – | – | – | – | – | 91.39 | – | – | 34.39 | 83.56 | 19.98 | 20.00 |
| 82.59 | 82.80 | 85.53 | 86.35 | 86.10 | 78.01 | 81.76 | 81.89 | 82.37 | 82.38 | 82.41 | 82.43 | 82.43 | 82.43 | 82.43 | 82.43 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Protector Forsikring A generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Protector Forsikring A retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Protector Forsikring A's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Protector Forsikring A has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Protector Forsikring A's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Protector Forsikring A stock margins
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Protector Forsikring A Stock Revenue, EBIT, Earnings per Share
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Protector Forsikring A business model & stock analysis
Protector Forsikring A SWOT Analysis
Strengths
- Strong market position in the insurance industry.
- Wide range of insurance products and services offered.
- Solid financial performance and stability.
- Excellent reputation and brand recognition.
- Efficient and effective claims management system.
- Well-established distribution channels and network.
Weaknesses
- Limited geographical presence.
- Dependency on a few key clients for significant revenue.
- High competition within the insurance market.
- Potential vulnerability to economic downturns.
- Limited innovation and slower adoption of digital technologies.
Opportunities
- Expansion into new geographical markets.
- Introduction of new insurance products to meet evolving customer needs.
- Increasing demand for insurance coverage due to growing populations and risks.
- Collaboration with technology companies to enhance digital capabilities.
- Acquisition or partnership opportunities to strengthen market position.
Threats
- Intense competition from both traditional and non-traditional insurance providers.
- Regulatory changes and compliance requirements.
- Increasing cost of claims and risk management.
- Fluctuating economic conditions impacting customer purchasing power.
- Emerging technologies disrupting the insurance industry.
Protector Forsikring A Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Protector Forsikring A historical P/E ratio, EBIT multiple, and P/S ratio
Protector Forsikring A annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down Protector Forsikring A's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in Protector Forsikring A's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare Protector Forsikring A's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Protector Forsikring A shares outstanding
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Protector Forsikring A Dividend History
14 years of dividend payments
Protector Forsikring A dividend history and estimates
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Protector Forsikring A dividend payout ratio
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Current Protector Forsikring A forecasts and price targets in September 2026
Analyst Price Targets 2026Protector Forsikring A Earnings Calls
Protector Forsikring A Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 10/21/2026 | 7.98NOK | - | 2.12 BNOK | - | 2026 Q3 |
| 7/9/2026 | 8.27NOK | 9.00NOK | 4.38 BNOK | - | 2026 Q2 |
| 4/22/2026 | 2.54NOK | 1.72NOK | 6.48 BNOK | - | 2026 Q1 |
| 1/28/2026 | 8.98NOK | 8.50NOK | 3.04 BNOK | - | 2025 Q4 |
| 10/22/2025 | 6.00NOK | 5.57NOK | 3.53 BNOK | - | 2025 Q3 |
| 7/10/2025 | 7.20NOK | 8.70NOK | 3.52 BNOK | - | 2025 Q2 |
| 4/24/2025 | 7.98NOK | 8.93NOK | 4.27 BNOK | - | 2025 Q1 |
| 1/30/2025 | 2.53NOK | 3.00NOK | 2.86 BNOK | - | 2024 Q4 |
| 10/23/2024 | 5.10NOK | 7.10NOK | 2.91 BNOK | - | 2024 Q3 |
| 7/11/2024 | 4.65NOK | 3.10NOK | 2.91 BNOK | - | 2024 Q2 |
EESG©
Eulerpool ESG Scorecard© for the Protector Forsikring A stock
EEnvironment
Environment
SSocial
Social
GGovernance (Corporate Governance)
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Protector Forsikring A shareholder structure
| % | Name |
|---|---|
19.96264% | |
4.92711% | |
2.28652% | |
1.22112% | |
1.17596% | |
0.69835% |
Protector Forsikring A Beneficial Ownership Filings (SEC 13D/G)
Protector Forsikring A Executives and Management Board
17 members · avg. age 72 · 24 % women
Mr. Hans Didring
Deputy Chief Executive Officer · since 2021
15.80 M NOK
Management
Mr. Henrik Golfetto Hoye
Chief Executive Officer · since 2021
Mr. Dag Nereng
Chief Investment Officer
Mr. Ditlev de Vibe Vanay
Chief Financial Officer · since 2019
Mr. Stuart Winter
Country Manager, UK
Mr. Fredrik Landelius
Country Manager, Sweden
Mr. Anders Blom Monberg
Country Manager, Denmark
Board of Directors
Ms. Cathrine Wessel-Poulsen
Director, Norway
Mr. Jostein Sorvoll (72)
Independent Chairman of the Board · since 2003
Mr. Arve Ree
Independent Deputy Chairman of the Board
Ms. Else Bugge Fougner
Director
Mr. Mathews Ambalathil
Director, Employee Representative
Ms. Tonje Giertsen
Director, Employee Representative
Frequently asked questions about Protector Forsikring A
The business model of Protector Forsikring ASA is to provide insurance solutions and risk management services to various industries and customers. As a specialist in the non-life insurance market, Protector Forsikring ASA offers customized solutions, including property and casualty insurance, liability insurance, and specialty insurance products. The company aims to minimize risks and provide financial protection for its clients. Protector Forsikring ASA's business model revolves around understanding and addressing the specific needs and risks of its customers, offering tailored insurance products, and delivering high-quality service to ensure their security and satisfaction.
Protector Forsikring ASA is primarily active in the insurance industry.
The main competitors of Protector Forsikring ASA in the market include Gjensidige Forsikring, Storebrand, and If Skadeforsikring.
Protector Forsikring ASA is an insurance company based in Norway. Founded in 2004, Protector Forsikring ASA specializes in providing property and casualty insurance solutions for corporate customers in the Nordic region. The company has been successful in expanding its customer base and maintaining a strong financial position through its prudent risk management strategies. Protector Forsikring ASA focuses on offering innovative and tailored solutions to meet the diverse needs of its clients. With a customer-centric approach and a commitment to delivering excellent service, Protector Forsikring ASA has established itself as a trusted and reputable insurance provider in the Nordic market.
Protector Forsikring ASA has achieved significant milestones throughout its history. The company has successfully established itself as a leading player in the insurance industry, continually expanding its market presence. Protector Forsikring ASA has demonstrated its commitment to innovation and risk management, delivering exceptional insurance solutions tailored to meet clients' needs. With a strong focus on customer satisfaction and quality services, the company has consistently achieved robust financial performances year after year. Protector Forsikring ASA's dedication to fostering long-term partnerships and maintaining a strong capital base has further solidified its position within the market. These achievements have propelled Protector Forsikring ASA's growth, making it a trusted and reputable name in the insurance sector.
Protector Forsikring ASA primarily operates in Norway and the Nordic countries, including Sweden, Denmark, Finland, and Iceland. As a leading insurance company, Protector Forsikring ASA offers a wide range of services to businesses and individuals in these regions. With its strong presence and expertise in the Scandinavian market, Protector Forsikring ASA has built a solid reputation for providing innovative insurance solutions tailored to meet the needs of its customers. As a result, the company has become a trusted partner for businesses and individuals seeking reliable and comprehensive insurance coverage in Norway and the Nordic countries.
Protector Forsikring ASA is a leading insurance company that embodies exemplary values and corporate philosophy. With a strong focus on customer satisfaction and integrity, Protector Forsikring ASA prioritizes delivering top-notch insurance solutions. The company emphasizes transparency, innovation, and professionalism to meet the diverse needs of its clients and establish long-lasting partnerships. Through its commitment to constant improvement and high ethical standards, Protector Forsikring ASA has gained a reputation for reliability and trustworthiness. With a customer-centric approach and a dedication to excellence, Protector Forsikring ASA strives to protect and secure the financial futures of individuals and businesses alike.
Analysts currently set an average price target of 622.20 NOK for the Protector Forsikring A stock (median: 622.20 NOK), implying +37.0 % versus the latest price. The consensus is based on 9 analyst ratings.
9 analysts currently rate the Protector Forsikring A stock: 8 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Protector Forsikring A to generate revenue of 15.76 B NOK and earnings per share of 25.78 NOK.
Converted at the current exchange rate, the Protector Forsikring A share trades at 42.10 EUR (454.00 NOK).
The Protector Forsikring A share (PROT.OL) is listed on 7 stock exchanges, including: London (0JXF.L), Frankfurt (PR4), Düsseldorf (PR4.DU), Oslo (PROT.OL).
The company Protector Forsikring ASA is a Scandinavian insurance company based in Norway. It specializes in providing damage insurance and serves customers throughout Northern Europe, including Norway, Sweden, Denmark, and Finland. The company's business model focuses on providing tailored insurance solutions for both business and private customers. It offers a variety of products to meet the needs of its customers, including household insurance, motor vehicle insurance, professional liability insurance, legal protection insurance, electronics insurance, and business interruption insurance. The company also focuses on niche markets and specialized areas, such as offering insurance solutions for craftsmen and driving schools. It collaborates closely with partners, including broker companies and other insurance companies, to market its products and expand its services. Protector Forsikring ASA serves both business and private customers and has an extensive online presence for customers to manage their insurance and report claims. In summary, Protector Forsikring ASA specializes in meeting the needs of its customers by offering a wide range of insurance products tailored to various markets. The company prioritizes excellent customer service and provides extensive online resources for customers.
The expected revenue of Protector Forsikring A is 15.76 B NOK. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Protector Forsikring A is 2.13 B NOK. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Protector Forsikring A is currently 17.61. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Protector Forsikring A stock.
The price-to-sales ratio (P/S) of Protector Forsikring A is currently 2.37. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Protector Forsikring A stock.
The Eulerpool Quality Score for Protector Forsikring A is 6/10.
The ISIN of Protector Forsikring A is NO0010209331. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Protector Forsikring A is A0MSGT. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Protector Forsikring A is PROT.OL. The ticker symbol is used to trade Protector Forsikring A shares on the stock exchange.
Over the past 12 months, Protector Forsikring A paid a dividend of 12.35 NOK . This corresponds to a dividend yield of about 2.72 %. For the coming 12 months, Protector Forsikring A is expected to pay a dividend of 27.20 NOK.
The current dividend yield of Protector Forsikring A is 2.72 %.
Protector Forsikring A pays a dividend, distributed in the months of October, February, April, July.
Protector Forsikring A paid dividends every year for the past 5 years.
For the upcoming 12 months, dividends amounting to 27.20 NOK are expected. This corresponds to a dividend yield of 5.99 %.
Protector Forsikring A is assigned to the 'Finance' sector.
In the year 2025, Protector Forsikring A distributed 12.35 NOK as dividends.
The dividends of Protector Forsikring A are distributed in NOK.
Protector Forsikring A stock
Protector Forsikring A Peer Group
Protector Forsikring A Ticker
Protector Forsikring A FIGI
All fundamentals and in-depth analysis of Protector Forsikring A
Our stock analysis for Protector Forsikring A stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Protector Forsikring A. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.