PennyMac Financial Services (PFSI) Stock Price
PennyMac Financial Services Price
Over the last 15 years PennyMac Financial Services grew revenue by 31.8% annually, reaching 4.36 B USD. Earnings per share have grown at 7.9% per year over the last 15 years. For PennyMac Financial Services, the net margin of 11.5% is down versus 28.2% a few years ago. At today's price the dividend yield works out to roughly 1.85%. The payout ratio is around 13% of earnings. The dividend has grown at 17.0% per year over the past 7 years. The consensus 12-month price target for PennyMac Financial Services is 86.00 USD, about 32.8% above where the stock trades today. Of 14 analysts, 9 rate the stock a buy — an overall Buy consensus.
PennyMac Financial Services stock price
Access this data via the Eulerpool API
100,000 free requests/mo · no credit card
PennyMac Financial Services business model & stock analysis
Frequently asked questions about PennyMac Financial Services
PennyMac Financial Services Inc operates as a mortgage loan originator and servicer. The company focuses on originating and servicing residential mortgage loans, including conventional, government-insured, and jumbo loans. PennyMac provides services throughout the loan life cycle, including sourcing and acquiring mortgage loans, loan fulfillment, and loan servicing activities. It offers a comprehensive range of mortgage solutions to assist borrowers in achieving their homeownership goals. PennyMac's business model involves generating revenue from loan production and loan servicing fees. With its expertise and commitment to customer satisfaction, PennyMac Financial Services Inc aims to provide reliable and innovative mortgage solutions to customers seeking homeownership or refinancing options.
PennyMac Financial Services Inc is primarily active in the mortgage banking and investment management industries.
The main competitors of PennyMac Financial Services Inc in the market are Quicken Loans, Nationstar Mortgage Holdings Inc, and Ocwen Financial Corporation.
PennyMac Financial Services Inc is a leading residential mortgage loan originator and servicer in the United States. Founded in 2008 by a team of mortgage industry executives, PennyMac has quickly established itself as a trusted name in the financial services sector. The company specializes in the production and servicing of mortgage loans, offering a wide range of loan products and services to homeowners and homebuyers nationwide. With a focus on technology, operational excellence, and customer satisfaction, PennyMac has grown to become a top player in the mortgage industry. As a publicly traded company, PennyMac Financial Services Inc (NYSE: PFSI) continues to expand its footprint and deliver value to its shareholders.
PennyMac Financial Services Inc, a prominent financial services company, has achieved significant milestones over the years. The company has successfully established itself as a leading player in the mortgage industry, providing innovative solutions and exceptional customer service. PennyMac Financial Services Inc has expanded its national presence, catering to a diverse range of clients and meeting their individual needs. With its commitment to technology and advanced analytics, the company has consistently enhanced its operational efficiency, ensuring seamless transactions and optimal outcomes. PennyMac Financial Services Inc has earned a strong reputation for its robust risk management strategies and prudent underwriting practices. These achievements showcase the company's dedication to excellence and its position as a trusted name in the financial services sector.
PennyMac Financial Services Inc primarily operates in the United States. With headquarters in Westlake Village, California, the company is a leading mortgage lender and servicer, serving customers nationwide. PennyMac provides a range of mortgage solutions, including loan origination, servicing, and investment activities, helping individuals and families achieve their homeownership goals. As a U.S.-based financial services company, PennyMac focuses its operations and services within the domestic market, supporting the housing and mortgage needs of American borrowers throughout various states and regions.
PennyMac Financial Services Inc represents values of trust, transparency, and innovation. With a strong corporate philosophy, the company focuses on delivering exceptional customer service, providing responsible mortgage lending solutions, and driving long-term growth for stakeholders. PennyMac Financial Services Inc aims to empower homeowners by offering personalized loan options and expanding access to affordable housing. Through continuous improvement and a commitment to excellence, the company ensures efficient operations and fosters a culture of integrity. With a focus on delivering value to customers and shareholders, PennyMac Financial Services Inc remains dedicated to being a leader in the mortgage finance industry.
Analysts currently set an average price target of 89.80 USD for the PennyMac Financial Services stock (median: 86.00 USD), implying +40.5 % versus the latest price. The consensus is based on 14 analyst ratings.
14 analysts currently rate the PennyMac Financial Services stock: 9 recommend buying, 5 holding and 0 selling. For 2026, analysts expect PennyMac Financial Services to generate revenue of 2.03 B USD and earnings per share of 4.07 USD.
Converted at the current exchange rate, the PennyMac Financial Services share trades at 57.64 EUR (64.77 USD).
The PennyMac Financial Services share (PFSI) is listed on 3 stock exchanges, including: NYSE (PFSI), Frankfurt (1AC.F), München (1AC.MU).
PennyMac Financial Services Inc is a leading financial services company specializing in mortgage loans and related products. The company was founded in 2008 and has its headquarters in Calabasas, California. PennyMac offers a wide range of products and services for mortgage loans, including refinances, FHA loans (Federal Housing Administration), VA loans (Veterans Affairs), jumbo loans, and fixed-rate mortgages. In addition, the company also offers other financial services such as credit cards and personal loans. PennyMac operates in several business segments, including loan origination, loan servicing, and investments. The company acquires mortgage loans from various lenders and then bundles them into securities packages for investors. PennyMac acts as a loan servicer and is responsible for managing the loans. Through this business model, the company benefits from both the interest payments of the borrowers and the return on the securities. As a loan servicer, PennyMac offers a wide range of services, including collecting payments, monitoring delinquencies and foreclosures, and assisting borrowers with questions or issues regarding their loan. PennyMac is able to enhance results and efficiency by utilizing technology and AI-driven automation to improve customer service and reduce operating costs. PennyMac also offers investment services that aim to provide investors with stable and low-risk returns. The company primarily invests in US mortgage bonds and other securities backed by mortgages. Through these investments, PennyMac can benefit from the interest payments of the borrowers. In addition to its mortgage loans, PennyMac Financial Services Inc also offers credit cards and personal loans. These products provide customers with access to additional credit and allow the company to diversify its revenue sources. PennyMac's business model is based on a combination of mortgage loans, servicing, and investments. By acquiring, bundling, and selling mortgage loans, as well as servicing them, the company generates revenue from interest payments and returns on securities. By providing credit cards and personal loans, PennyMac can diversify its revenue sources and improve the customer experience. Overall, the financial strength of PennyMac Financial Services Inc, its established business model, and its proven track record are attractive to investors seeking a competent and experienced investment advisor.
The expected revenue of PennyMac Financial Services is 2.03 B USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of PennyMac Financial Services is 220.21 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of PennyMac Financial Services is currently 15.93. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the PennyMac Financial Services stock.
The price-to-sales ratio (P/S) of PennyMac Financial Services is currently 1.73. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the PennyMac Financial Services stock.
The Eulerpool Quality Score for PennyMac Financial Services is 5/10.
The ISIN of PennyMac Financial Services is US70932M1071. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of PennyMac Financial Services is A2N8PG. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of PennyMac Financial Services is PFSI. The ticker symbol is used to trade PennyMac Financial Services shares on the stock exchange.
PennyMac Financial Services stock
PennyMac Financial Services Peer Group
PennyMac Financial Services Ticker
PennyMac Financial Services FIGI
All fundamentals and in-depth analysis of PennyMac Financial Services
Our stock analysis for PennyMac Financial Services stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PennyMac Financial Services. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.