Kruk (KRU.WA) Stock Price
Kruk Price
Over the last 16 years Kruk grew revenue by 23.1% annually, reaching 2.91 B PLN. Earnings per share have grown at 27.3% per year over the last 16 years. For Kruk, the net margin of 36.9% is up versus 7.1% a few years ago. At today's price the dividend yield works out to roughly 4.18%. The payout ratio is around 128% of earnings. The dividend has grown at 31.8% per year over the past 9 years. The consensus 12-month price target for Kruk is 579.36 PLN, about 34.7% above where the stock trades today. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 11% above its 52-week low.
Kruk stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Kruk over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Kruk stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Kruk's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Kruk Price |
|---|---|
| 8/5/2026 | 430.20 PLN |
| 8/4/2026 | 440.10 PLN |
| 7/31/2026 | 425.60 PLN |
| 7/30/2026 | 428.60 PLN |
| 7/29/2026 | 430.40 PLN |
| 7/28/2026 | 432.10 PLN |
| 7/27/2026 | 424.00 PLN |
| 7/24/2026 | 411.40 PLN |
| 7/23/2026 | 411.70 PLN |
| 7/22/2026 | 419.00 PLN |
| 7/21/2026 | 419.00 PLN |
| 7/20/2026 | 417.60 PLN |
| 7/17/2026 | 414.40 PLN |
| 7/16/2026 | 419.60 PLN |
| 7/15/2026 | 416.50 PLN |
| 7/14/2026 | 413.00 PLN |
| 7/13/2026 | 410.40 PLN |
| 7/10/2026 | 414.00 PLN |
| 7/9/2026 | 409.10 PLN |
| 7/8/2026 | 416.00 PLN |
| 7/7/2026 | 417.60 PLN |
| 7/6/2026 | 421.10 PLN |
| 7/3/2026 | 421.20 PLN |
| 7/2/2026 | 422.40 PLN |
| 7/1/2026 | 421.60 PLN |
| 6/30/2026 | 422.20 PLN |
| 6/29/2026 | 404.30 PLN |
| 6/26/2026 | 403.40 PLN |
| 6/25/2026 | 403.30 PLN |
| 6/24/2026 | 399.50 PLN |
| 6/23/2026 | 399.20 PLN |
| 6/22/2026 | 400.00 PLN |
| 6/19/2026 | 399.60 PLN |
| 6/18/2026 | 398.90 PLN |
| 6/17/2026 | 404.10 PLN |
| 6/16/2026 | 407.90 PLN |
| 6/15/2026 | 413.60 PLN |
| 6/12/2026 | 406.70 PLN |
| 6/11/2026 | 397.50 PLN |
| 6/10/2026 | 394.00 PLN |
| 6/9/2026 | 395.50 PLN |
| 6/8/2026 | 396.00 PLN |
| 6/5/2026 | 400.50 PLN |
| 6/3/2026 | 387.90 PLN |
| 6/2/2026 | 398.50 PLN |
| 6/1/2026 | 404.40 PLN |
| 5/29/2026 | 414.20 PLN |
| 5/28/2026 | 430.40 PLN |
| 5/27/2026 | 434.00 PLN |
| 5/26/2026 | 433.40 PLN |
| 5/25/2026 | 434.90 PLN |
| 5/22/2026 | 426.50 PLN |
| 5/21/2026 | 426.50 PLN |
| 5/20/2026 | 421.40 PLN |
| 5/19/2026 | 421.60 PLN |
| 5/18/2026 | 425.00 PLN |
| 5/15/2026 | 426.10 PLN |
| 5/14/2026 | 428.30 PLN |
| 5/13/2026 | 424.70 PLN |
| 5/12/2026 | 421.60 PLN |
| 5/11/2026 | 430.00 PLN |
| 5/8/2026 | 432.00 PLN |
| 5/7/2026 | 435.00 PLN |
| 5/6/2026 | 441.00 PLN |
| 5/5/2026 | 433.00 PLN |
| 5/4/2026 | 443.00 PLN |
| 4/30/2026 | 436.30 PLN |
| 4/29/2026 | 463.40 PLN |
| 4/28/2026 | 468.30 PLN |
| 4/27/2026 | 466.70 PLN |
| 4/24/2026 | 473.20 PLN |
| 4/23/2026 | 474.00 PLN |
| 4/22/2026 | 488.00 PLN |
| 4/21/2026 | 490.00 PLN |
| 4/20/2026 | 489.50 PLN |
| 4/17/2026 | 496.40 PLN |
| 4/16/2026 | 485.60 PLN |
| 4/15/2026 | 487.20 PLN |
| 4/14/2026 | 484.00 PLN |
| 4/13/2026 | 479.40 PLN |
| 4/10/2026 | 482.00 PLN |
| 4/9/2026 | 473.70 PLN |
| 4/8/2026 | 475.60 PLN |
| 4/7/2026 | 456.60 PLN |
| 4/2/2026 | 462.50 PLN |
| 4/1/2026 | 454.10 PLN |
| 3/31/2026 | 448.90 PLN |
| 3/30/2026 | 435.80 PLN |
| 3/27/2026 | 433.30 PLN |
| 3/26/2026 | 435.50 PLN |
| 3/25/2026 | 449.00 PLN |
| 3/24/2026 | 426.50 PLN |
| 3/23/2026 | 433.90 PLN |
| 3/20/2026 | 431.90 PLN |
| 3/19/2026 | 446.00 PLN |
| 3/18/2026 | 456.40 PLN |
| 3/17/2026 | 449.20 PLN |
| 3/16/2026 | 447.60 PLN |
| 3/13/2026 | 449.50 PLN |
| 3/12/2026 | 448.70 PLN |
| 3/11/2026 | 466.00 PLN |
| 3/10/2026 | 465.70 PLN |
| 3/9/2026 | 460.40 PLN |
| 3/6/2026 | 462.00 PLN |
| 3/5/2026 | 463.20 PLN |
| 3/4/2026 | 467.00 PLN |
| 3/3/2026 | 456.10 PLN |
| 3/2/2026 | 470.50 PLN |
| 2/27/2026 | 463.10 PLN |
| 2/26/2026 | 467.00 PLN |
| 2/25/2026 | 466.20 PLN |
| 2/24/2026 | 459.00 PLN |
| 2/23/2026 | 460.10 PLN |
| 2/20/2026 | 451.00 PLN |
| 2/19/2026 | 497.00 PLN |
| 2/18/2026 | 502.00 PLN |
| 2/17/2026 | 485.30 PLN |
| 2/16/2026 | 491.50 PLN |
| 2/13/2026 | 490.60 PLN |
| 2/12/2026 | 495.00 PLN |
| 2/11/2026 | 489.60 PLN |
| 2/10/2026 | 496.20 PLN |
| 2/9/2026 | 498.80 PLN |
| 2/6/2026 | 487.80 PLN |
| 2/5/2026 | 478.40 PLN |
| 2/4/2026 | 483.90 PLN |
| 2/3/2026 | 481.90 PLN |
| 2/2/2026 | 488.60 PLN |
| 1/30/2026 | 488.90 PLN |
| 1/29/2026 | 484.00 PLN |
| 1/28/2026 | 488.70 PLN |
| 1/27/2026 | 485.00 PLN |
| 1/26/2026 | 491.40 PLN |
| 1/23/2026 | 481.10 PLN |
| 1/22/2026 | 477.40 PLN |
| 1/21/2026 | 467.70 PLN |
| 1/20/2026 | 464.80 PLN |
| 1/19/2026 | 470.50 PLN |
| 1/16/2026 | 477.70 PLN |
| 1/15/2026 | 477.90 PLN |
| 1/14/2026 | 475.60 PLN |
| 1/13/2026 | 485.20 PLN |
| 1/12/2026 | 487.30 PLN |
| 1/9/2026 | 503.20 PLN |
| 1/8/2026 | 497.00 PLN |
| 1/7/2026 | 504.80 PLN |
| 1/5/2026 | 498.50 PLN |
| 1/2/2026 | 498.40 PLN |
| 12/30/2025 | 493.50 PLN |
| 12/29/2025 | 492.00 PLN |
| 12/23/2025 | 492.30 PLN |
| 12/22/2025 | 492.70 PLN |
| 12/19/2025 | 486.20 PLN |
| 12/18/2025 | 479.70 PLN |
| 12/17/2025 | 479.90 PLN |
| 12/16/2025 | 469.00 PLN |
| 12/15/2025 | 478.00 PLN |
| 12/12/2025 | 479.70 PLN |
| 12/11/2025 | 476.70 PLN |
| 12/10/2025 | 473.70 PLN |
| 12/9/2025 | 482.00 PLN |
| 12/8/2025 | 483.80 PLN |
| 12/5/2025 | 468.90 PLN |
| 12/4/2025 | 464.70 PLN |
| 12/3/2025 | 464.80 PLN |
| 12/2/2025 | 473.00 PLN |
| 12/1/2025 | 473.50 PLN |
| 11/28/2025 | 476.90 PLN |
| 11/27/2025 | 470.60 PLN |
| 11/26/2025 | 469.00 PLN |
| 11/25/2025 | 463.40 PLN |
| 11/24/2025 | 458.90 PLN |
| 11/21/2025 | 457.90 PLN |
| 11/20/2025 | 457.10 PLN |
| 11/19/2025 | 457.90 PLN |
| 11/18/2025 | 448.50 PLN |
| 11/17/2025 | 454.40 PLN |
| 11/14/2025 | 461.20 PLN |
| 11/13/2025 | 464.40 PLN |
| 11/12/2025 | 465.40 PLN |
| 11/10/2025 | 468.30 PLN |
| 11/7/2025 | 462.00 PLN |
| 11/6/2025 | 459.00 PLN |
| 11/5/2025 | 460.00 PLN |
| 11/4/2025 | 459.10 PLN |
| 11/3/2025 | 465.50 PLN |
| 10/31/2025 | 454.00 PLN |
| 10/30/2025 | 478.30 PLN |
| 10/29/2025 | 467.10 PLN |
| 10/28/2025 | 469.50 PLN |
| 10/27/2025 | 466.40 PLN |
| 10/24/2025 | 463.80 PLN |
| 10/23/2025 | 453.30 PLN |
| 10/22/2025 | 451.20 PLN |
| 10/21/2025 | 453.30 PLN |
| 10/20/2025 | 453.20 PLN |
| 10/17/2025 | 447.00 PLN |
| 10/16/2025 | 452.20 PLN |
| 10/15/2025 | 462.10 PLN |
| 10/14/2025 | 441.10 PLN |
| 10/13/2025 | 437.30 PLN |
| 10/10/2025 | 440.40 PLN |
| 10/9/2025 | 442.40 PLN |
| 10/8/2025 | 441.00 PLN |
| 10/7/2025 | 441.00 PLN |
| 10/6/2025 | 443.40 PLN |
| 10/3/2025 | 448.00 PLN |
| 10/2/2025 | 452.00 PLN |
| 10/1/2025 | 455.00 PLN |
| 9/30/2025 | 458.00 PLN |
| 9/29/2025 | 464.60 PLN |
| 9/26/2025 | 472.80 PLN |
| 9/25/2025 | 478.10 PLN |
| 9/24/2025 | 479.40 PLN |
| 9/23/2025 | 479.60 PLN |
| 9/22/2025 | 476.40 PLN |
| 9/19/2025 | 475.90 PLN |
| 9/18/2025 | 475.80 PLN |
| 9/17/2025 | 478.40 PLN |
| 9/16/2025 | 468.00 PLN |
| 9/15/2025 | 475.20 PLN |
| 9/12/2025 | 470.80 PLN |
| 9/11/2025 | 468.90 PLN |
| 9/10/2025 | 464.50 PLN |
| 9/9/2025 | 467.80 PLN |
| 9/8/2025 | 473.00 PLN |
| 9/5/2025 | 455.00 PLN |
| 9/4/2025 | 458.00 PLN |
| 9/3/2025 | 455.30 PLN |
| 9/2/2025 | 458.00 PLN |
| 9/1/2025 | 453.30 PLN |
| 8/29/2025 | 454.70 PLN |
| 8/28/2025 | 453.50 PLN |
| 8/27/2025 | 438.40 PLN |
| 8/26/2025 | 425.80 PLN |
| 8/25/2025 | 426.10 PLN |
| 8/22/2025 | 427.50 PLN |
| 8/21/2025 | 424.30 PLN |
| 8/20/2025 | 418.90 PLN |
| 8/19/2025 | 424.90 PLN |
| 8/18/2025 | 421.40 PLN |
| 8/14/2025 | 420.00 PLN |
| 8/13/2025 | 425.90 PLN |
| 8/12/2025 | 429.50 PLN |
| 8/11/2025 | 426.00 PLN |
| 8/8/2025 | 428.50 PLN |
Kruk Revenue, EBIT, Net Income
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Kruk Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB PLN |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEB PLN |
| EBITB PLN |
| EBIT MARGIN% |
| NET INCOMEB PLN |
| NET INCOME GROWTH% |
| DIVIDENDDIV.PLN |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025e | 2026e | 2027e | 2028e | 2029e | 2030e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.61 | 0.79 | 1.06 | 1.17 | 1.27 | 1.15 | 1.74 | 2.14 | 2.58 | 2.91 | 3.17 | 3.40 | 3.76 | 4.13 | 3.17 | 5.06 |
| 25.36 | 28.55 | 34.52 | 10.19 | 8.90 | -9.91 | 52.01 | 23.08 | 20.15 | 12.85 | 8.88 | 7.36 | 10.71 | 9.86 | -23.23 | 59.50 |
| 190.54 | 148.22 | 110.19 | 100.00 | 91.82 | 101.92 | 67.05 | 54.48 | 45.34 | 40.18 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 3.17 | 3.40 | 3.76 | 4.13 | 3.17 | 5.06 |
| 0.25 | 0.35 | 0.42 | 0.48 | 0.44 | 0.32 | 0.86 | 1.05 | 1.67 | 1.86 | 1.81 | 1.94 | 2.15 | 2.36 | 1.81 | – |
| 40.95 | 44.16 | 39.53 | 40.84 | 34.59 | 28.01 | 49.31 | 48.88 | 64.91 | 64.12 | 57.19 | 57.18 | 57.18 | 57.17 | 57.17 | – |
| 0.20 | 0.25 | 0.30 | 0.33 | 0.28 | 0.08 | 0.69 | 0.80 | 0.98 | 1.07 | 1.18 | 1.19 | 1.30 | 1.42 | 1.95 | – |
| 35.10 | 21.57 | 18.95 | 11.86 | -16.36 | -70.65 | 756.79 | 15.85 | 22.26 | 9.16 | 9.88 | 1.02 | 8.98 | 9.32 | 37.28 | – |
| 1.50 | 2.00 | 2.00 | 5.00 | – | – | 11.00 | 13.00 | 15.00 | 18.00 | 18.00 | 21.60 | 25.92 | – | – | – |
| – | 33.33 | – | 150.00 | – | – | – | 18.18 | 15.38 | 20.00 | – | 20.00 | 20.00 | – | – | – |
| 17.79 | 18.36 | 19.28 | 19.31 | 19.33 | 19.26 | 19.41 | 19.77 | 20.34 | 20.48 | 20.48 | 20.48 | 20.48 | 20.48 | 20.48 | 20.48 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Kruk generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Kruk retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Kruk's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Kruk has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Kruk's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Kruk stock margins
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Kruk Stock Revenue, EBIT, Earnings per Share
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Details
Kruk business model & stock analysis
Kruk SWOT Analysis
Strengths
Kruk SA possesses several strengths that contribute to its success and competitive advantage:
- Strong market presence and brand recognition
- Wide range of debt recovery services
- Long-term relationships with clients
- Proficient in utilizing advanced technologies
- Skilled and experienced workforce
Weaknesses
Despite its strengths, Kruk SA also faces certain weaknesses that may limit its growth and performance:
- Reliance on a small number of major clients
- Limited geographic diversification
- Volatile economic conditions impacting debt recovery
- High competition in the debt recovery industry
- Potential regulatory changes affecting operations
Opportunities
Kruk SA can leverage the following opportunities to further expand and improve its position:
- Increasing demand for debt recovery services globally
- Potential for market expansion in new regions
- Offering innovative debt recovery solutions
- Diversification into related financial services
- Strategic partnerships and acquisitions
Threats
Kruk SA must be cautious of the following threats that may impact its business negatively:
- Economic downturns and recessions
- Legal and regulatory challenges
- Increasing competition from new market players
- Technological advancements impacting traditional debt recovery
- Currency exchange rate fluctuations
Kruk Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Kruk historical P/E ratio, EBIT multiple, and P/S ratio
Kruk annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Kruk shares outstanding
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Kruk Dividend History
10 years of dividend payments
Kruk dividend history and estimates
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Kruk dividend payout ratio
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Current Kruk forecasts and price targets in August 2026
Analyst Price Targets 2026Kruk Earnings Calls
Kruk Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 4/27/2018 | -PLN | - | 283.32 MPLN | - | 2018 Q1 |
EESG©
Eulerpool ESG Scorecard© for the Kruk stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Kruk shareholder structure
| % | Name |
|---|---|
12.14607% | |
9.92697% | |
8.38198% | |
8.05538% | |
5.09921% | |
4.83238% |
Kruk Beneficial Ownership Filings (SEC 13D/G)
Kruk Executives and Management Board
13 members · avg. age 62 · 38 % women
Mr. Piotr Krupa
President of the Management Board, Chief Executive Officer
3.49 M PLN
Management
Mr. Michal Zasepa
Chief Financial Officer, Member of the Management Board · since 2005
Mr. Piotr Kowalewski
Chief Operational Officer, Member of the Management Board
Ms. Urszula Okarma
Chief Investment Officer, Member of the Management Board
Dr. Adam Lodygowski
Chief Data and Technology Officer, Member of the Management Board
Mr. Tomasz Kaluziak
Head - Investor Relations and Business Development Team · since 2020
Board of Directors
Mr. Piotr Stepniak (62)
Member of the Supervisory Board · since 2009
Ms. Katarzyna Beuch
Independent Member of the Supervisory Board
Ms. Ewa Radkowska-Swieton
Independent Chairman of the Supervisory Board · since 2019
Mr. Krzysztof Kawalec
Vice Chairman of the Supervisory Board · since 2009
Mr. Piotr Szczepiorkowski
Independent Member of the Supervisory Board
Ms. Izabela Felczak- Poturnicka
Independent Member of the Supervisory Board
Frequently asked questions about Kruk
Kruk SA operates as a leading debt management company in Poland and internationally. Its business model revolves around acquiring and managing non-performing loans (NPLs) from banks and financial institutions. Kruk SA specializes in debt recovery and offers debt purchase, amicable settlement, and legal enforcement services. The company utilizes advanced analytics and proprietary systems to effectively identify, evaluate, and recover NPLs. Kruk SA focuses on establishing long-term relationships with debtors, aiming to provide fair solutions tailored to individual circumstances. With a strong track record and extensive industry experience, Kruk SA strives to maximize recoveries while maintaining ethical collection practices.
Kruk SA is primarily active in the financial and debt collection industries.
The main competitors of Kruk SA in the market include companies such as B2Holding Group, PRA Group, and Intrum AB. These companies also operate in the debt collection and financial services industry, providing similar services and solutions to clients. Kruk SA competes with them based on factors like geographical presence, client relationships, innovation, and efficiency in debt recovery processes. Despite facing competition from these players, Kruk SA has established itself as a leading debt management company with a strong track record of client satisfaction and a focus on delivering comprehensive financial solutions.
Kruk SA is a reputable company with a rich history and strong background. Founded in 1998, Kruk SA operates in the debt purchase and recovery industry, offering comprehensive financial services. With headquarters in Poland, Kruk SA has become a leading player in the European market, expanding its operations across several countries. The company's success is built on a solid foundation of expertise, reliability, and ethical business practices. Kruk SA has consistently demonstrated impressive growth, earning recognition for its excellence in debt management and creditor relations. With a proven track record, Kruk SA continues to thrive and provide valuable solutions for both investors and debtors.
Kruk SA, a reputable company in the stock market, has attained numerous significant milestones throughout its journey. Over the years, Kruk SA has successfully expanded its business operations, diversified its portfolio, and delivered impressive financial results. The company has demonstrated exceptional growth, establishing its position as a key player in the industry. Kruk SA has consistently focused on enhancing shareholder value while maintaining a strong reputation for its transparent and ethical business practices. With its relentless commitment to excellence and strategic decision-making, Kruk SA has secured its position as a leading stock company, contributing to its continued success and investor confidence.
Kruk SA is primarily present in several countries and regions. The company has a strong presence in Poland, where it is headquartered. Additionally, Kruk SA operates in other Central and Eastern European countries, including Romania, Czech Republic, and Slovakia. With its extensive network, Kruk SA has also expanded its operations to certain Western European markets such as Germany, Italy, Spain, and Portugal. This strategic presence in multiple countries and regions allows Kruk SA to effectively engage and serve its clientele across different markets, contributing to its success and growth in the debt management and financial services industry.
Kruk SA, a renowned company in the stock market, represents a set of core values and a strong corporate philosophy. With a focus on professionalism, Kruk SA strives for excellence in delivering financial outcomes and customer satisfaction. The company upholds transparency, integrity, and ethical practices in all its operations, ensuring trust and reliability for investors. With a long-term strategic approach, Kruk SA aims to maximize shareholder value while promoting sustainable growth. By emphasizing innovation and adaptability, the company remains at the forefront of industry advancements, consistently meeting the evolving needs of its stakeholders. Kruk SA's commitment to these values enables it to maintain its position as a trustworthy and reputable entity in the stock market.
Analysts currently set an average price target of 569.84 PLN for the Kruk stock (median: 579.36 PLN), implying +32.0 % versus the latest price. The consensus is based on 8 analyst ratings.
8 analysts currently rate the Kruk stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect Kruk to generate revenue of 3.40 B PLN and earnings per share of 58.19 PLN.
Converted at the current exchange rate, the Kruk share trades at 100.06 EUR (430.20 PLN).
The Kruk share (KRU.WA) is listed on 6 stock exchanges, including: Frankfurt (83I.F), München (83I.MU), London (0Q3Y.L).
Kruk SA is a leading company in the field of debt management and collection in Europe. The company's business model is based on the purchase of distressed loans and the management of these debts. This allows the company to improve the balance sheets of banks, insurance companies, and other lenders, and to recover capital. The company operates in various business areas, including the purchase and management of distressed loans. Kruk SA typically buys these debts at a lower price than their nominal value and is then responsible for their collection and management. The company uses state-of-the-art technologies and data analytics methods to optimize its operational processes and achieve high efficiency and profitability. Kruk SA also offers its own products in the field of structured finance. These are financial instruments based on the purchase of debt packages, which are then bundled and sold to investors. This allows investors to invest in the distressed credit market and benefit from Kruk SA's professional management and collection of these debts. Another business area of Kruk SA is consulting for lenders on debt management and collection procedures. The company can draw on its years of experience in this field to offer its clients customized solutions. This includes a comprehensive analysis of the debts and debtor behavior to enable the best possible recovery of the debts. Kruk SA operates in various countries in Europe, including Poland, Romania, Czech Republic, Slovakia, Hungary, Spain, Portugal, and Italy. By having a broad geographical presence, the company can benefit from different economic cycles and local market conditions. However, this also requires a high ability to adapt to different cultural and legal conditions, which the company ensures through continuous training and development of its employees. In summary, Kruk SA follows a diversified business model based on the purchase of distressed loans. Through professional management and collection of debts, the company enables its clients to improve their balance sheet situation and recover capital. With its own products in structured finance and consulting services in debt management, Kruk SA also offers a comprehensive range of services.
The expected revenue of Kruk is 3.40 B PLN. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Kruk is 1.19 B PLN. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Kruk is currently 7.39. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Kruk stock.
The price-to-sales ratio (P/S) of Kruk is currently 2.59. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Kruk stock.
The Eulerpool Quality Score for Kruk is 8/10.
The ISIN of Kruk is PLKRK0000010. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Kruk is A1JFY4. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Kruk is KRU.WA. The ticker symbol is used to trade Kruk shares on the stock exchange.
Over the past 12 months, Kruk paid a dividend of 18.00 PLN . This corresponds to a dividend yield of about 4.18 %. For the coming 12 months, Kruk is expected to pay a dividend of 25.92 PLN.
The current dividend yield of Kruk is 4.18 %.
Kruk pays a dividend, distributed in the months of , , , .
Kruk paid dividends every year for the past 5 years.
For the upcoming 12 months, dividends amounting to 25.92 PLN are expected. This corresponds to a dividend yield of 6.03 %.
Kruk is assigned to the 'Finance' sector.
To receive the latest dividend of Kruk from amounting to 18 PLN, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
In the year 2025, Kruk distributed 18 PLN as dividends.
The dividends of Kruk are distributed in PLN.
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