BDO Unibank (BDO.PM) Stock Price

BDO Unibank Price

🇵🇭OTC·CLOSED
118.00PHP
Market closed
Today +/-
Today %

BDO Unibank (BDO.PM) Stock | ISIN PHY077751022 | WKN A1JPH3. The current BDO Unibank stock price is 118 PHP (2026). Revenue is 318.9 B PHP. Net income is 93.12 B PHP. The P/E ratio is 6.73. Market capitalization is 627.05 B PHP. BDO Unibank operates in the Finance sector.

BDO Unibank stock price

Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of BDO Unibank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how BDO Unibank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing BDO Unibank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

BDO Unibank Stock Price History
DateBDO Unibank Price
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BDO Unibank Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2005
18.73 B PHP
2.59 B PHP
Jan 1, 2006
32.49 B PHP
3.97 B PHP
Jan 1, 2007
54.46 B PHP
6.52 B PHP
Jan 1, 2008
56.09 B PHP
610 M PHP
Jan 1, 2009
64.29 B PHP
5.95 B PHP
Jan 1, 2010
67.77 B PHP
8.5 B PHP
Jan 1, 2011
71.37 B PHP
10.2 B PHP
Jan 1, 2012
78.65 B PHP
14.15 B PHP
Jan 1, 2013
88.45 B PHP
22.27 B PHP
Jan 1, 2014
93.07 B PHP
22.47 B PHP
Jan 1, 2015
103.97 B PHP
24.58 B PHP
Jan 1, 2016
123.65 B PHP
25.9 B PHP
Jan 1, 2017
147 B PHP
27.73 B PHP
Jan 1, 2018
180.33 B PHP
32.37 B PHP
Jan 1, 2019
221.19 B PHP
43.86 B PHP

BDO Unibank Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 10, 2026, 1:58 PM
 
REVENUE (M PHP)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M PHP)
EBIT (M PHP)
EBIT MARGIN (%)
NET INCOME (M PHP)
NET INCOME GROWTH (%)
DIV. (PHP)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales BDO Unibank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue BDO Unibank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare BDO Unibank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares BDO Unibank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against BDO Unibank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

BDO Unibank stock margins

The BDO Unibank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of BDO Unibank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for BDO Unibank.

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Profit margin
Details
Date
Profit margin
Jan 1, 2005
13.8 %
Jan 1, 2006
12.22 %
Jan 1, 2007
11.97 %
Jan 1, 2008
1.09 %
Jan 1, 2009
9.26 %
Jan 1, 2010
12.53 %
Jan 1, 2011
14.29 %
Jan 1, 2012
17.99 %
Jan 1, 2013
25.18 %
Jan 1, 2014
24.14 %
Jan 1, 2015
23.64 %
Jan 1, 2016
20.94 %
Jan 1, 2017
18.86 %
Jan 1, 2018
17.95 %
Jan 1, 2019
19.83 %

BDO Unibank Stock Revenue, EBIT, Earnings per Share

The BDO Unibank earnings per share therefore indicates how much revenue BDO Unibank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2005
13.91 PHP
1.92 PHP
Jan 1, 2006
17.7 PHP
2.16 PHP
Jan 1, 2007
17.13 PHP
2.05 PHP
Jan 1, 2008
17.09 PHP
0.19 PHP
Jan 1, 2009
18.9 PHP
1.75 PHP
Jan 1, 2010
19.3 PHP
2.42 PHP
Jan 1, 2011
19.66 PHP
2.81 PHP
Jan 1, 2012
20.02 PHP
3.6 PHP
Jan 1, 2013
19.26 PHP
4.85 PHP
Jan 1, 2014
20.69 PHP
5 PHP
Jan 1, 2015
21.97 PHP
5.19 PHP
Jan 1, 2016
25.88 PHP
5.42 PHP
Jan 1, 2017
28.34 PHP
5.35 PHP
Jan 1, 2018
34.37 PHP
6.17 PHP
Jan 1, 2019
42.1 PHP
8.35 PHP

BDO Unibank business model & stock analysis

BDO Unibank, Inc. is one of the largest banks in the Philippines. It was founded in 1968 and is headquartered in Makati City, a suburb of the capital Metro Manila. The bank has a strong presence nationwide with over 1,400 branches and subsidiaries. The history of BDO began as Acme Savings Bank in 1968. The bank merged with Banco de Oro in 1976 to form Banco de Oro Savings and Mortgage Bank. In 1994, the bank was converted into a universal bank and changed its name to Banco de Oro Universal Bank. In 2010, Banco de Oro merged with Equitable PCI Bank Inc., forming BDO Unibank, Inc., which has been known by that name since then. BDO Unibank operates as a universal bank, offering a wide range of financial services. The company serves its customers in the retail, corporate banking, private banking, investment banking, and asset management sectors. The retail banking division of BDO offers services such as savings accounts, credit cards, mortgage loans, and auto loans. The bank has also heavily invested in digital channels in recent years, now offering online banking, mobile applications, and other digital products. BDO's corporate banking division provides services such as loans, deposits, cash management services, and capital market financing to companies and large clients. The bank has a strong presence in domestic liquidity and also finances many important infrastructure projects in the Philippines. BDO's private banking division targets affluent customers and offers services such as wealth management, investment banking advisory, trust and fiduciary services, and other customized solutions. BDO's investment banking division operates in areas such as equity issuance, debt securities, mergers and acquisitions, and corporate consulting. The bank has also expanded in emerging markets and other Asian countries in recent years. BDO's asset management division offers investment products such as investment funds, pension funds, and asset management services. The company has expanded its offerings of sustainable and responsible investment solutions in recent years. Products offered by the bank also include insurance and payment services. The bank offers a wide range of insurance policies, including health insurance, home insurance, and car insurance. The bank also provides payment services such as remittances, credit card billings, and online payments. BDO Unibank is also engaged in the financial technology (Fintech) sector and has played a leading role in introducing digital solutions in the banking industry in the Philippines. The company has strong partnerships with Fintech startups and has invested in its own developments to enhance the customer experience. In summary, BDO Unibank, Inc. is a universal bank that offers a wide range of financial services and has a strong presence in the Philippines. The company has heavily invested in digital solutions in recent years and is also active in the Fintech sector.

BDO Unibank SWOT Analysis

Strengths

BDO Unibank Inc, one of the largest banks in the Philippines, has numerous strengths that contribute to its success:

  • Strong Market Position: BDO Unibank Inc occupies a prominent position in the Philippine banking industry, enjoying a significant market share.
  • Diverse Product Portfolio: The bank offers a wide range of banking and financial products, including deposit accounts, loans, investment services, and more, catering to the diverse needs of its customers.
  • Extensive Branch Network: BDO Unibank has an extensive network of branches nationwide, providing convenient access to its services for both individual and corporate clients.
  • Strong Brand Reputation: The bank has built a strong brand reputation over the years, known for its stability, credibility, and reliability.
  • Robust Technology Infrastructure: BDO Unibank Inc has invested heavily in technology, enabling it to provide efficient banking services through online and mobile platforms.

Weaknesses

Despite its strengths, BDO Unibank Inc also faces some weaknesses that could pose challenges:

  • Dependency on Domestic Market: BDO Unibank Inc primarily operates within the Philippines, making it vulnerable to economic fluctuations and regulatory changes within the country.
  • Limited International Presence: While the bank has made efforts to expand its international operations, its presence in overseas markets is relatively limited compared to some global competitors.
  • Increased Competition: The Philippine banking sector is highly competitive, and BDO Unibank Inc faces competition from both local and international banks, putting pressure on its market share and profitability.
  • Risk Management Challenges: As a large bank, it faces constant challenges in effectively managing credit and operational risks to ensure sustained growth and stability.

Opportunities

BDO Unibank Inc can capitalize on the following opportunities to further enhance its business:

  • Expanding into Emerging Markets: The bank can explore opportunities to expand its presence into emerging markets, leveraging its expertise and resources to tap into growing economies.
  • Digital Banking Innovation: With the increasing trend towards digital banking, BDO Unibank Inc can invest in innovative technology solutions to enhance customer experience, increase efficiency, and attract tech-savvy clients.
  • Partnerships and Acquisitions: Collaborations, partnerships, and strategic acquisitions can help BDO Unibank Inc broaden its product offerings, expand its customer base, and strengthen its market position.
  • Growing Middle Class: The growing middle class in the Philippines presents an opportunity for the bank to target this segment with tailored financial products and services.

Threats

BDO Unibank Inc faces certain threats that could impact its operations and growth potential:

  • Economic Instability: Fluctuations in the Philippine economy, such as inflation and currency devaluation, can pose challenges to the bank's profitability and asset quality.
  • Regulatory Compliance: Stringent regulatory requirements and changes in banking regulations may increase compliance costs and impact operational efficiency.
  • Cybersecurity Risks: As technology advances, the bank faces increasing cybersecurity threats, and any breaches in data security can result in reputational damage and financial loss.
  • Global Financial Volatility: Changes in global financial markets can impact the bank's profitability, especially if it has international exposures.

BDO Unibank Eulerpool Fair Value

BDO Unibank historical P/E ratio, EBIT multiple, and P/S ratio

BDO Unibank annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

BDO Unibank shares outstanding

The number of shares was BDO Unibank in 2025 — This indicates how many shares 5.314 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2005
1.35 B base_Shares
Jan 1, 2006
1.84 B base_Shares
Jan 1, 2007
3.18 B base_Shares
Jan 1, 2008
3.28 B base_Shares
Jan 1, 2009
3.4 B base_Shares
Jan 1, 2010
3.51 B base_Shares
Jan 1, 2011
3.63 B base_Shares
Jan 1, 2012
3.93 B base_Shares
Jan 1, 2013
4.59 B base_Shares
Jan 1, 2014
4.5 B base_Shares
Jan 1, 2015
4.73 B base_Shares
Jan 1, 2016
4.78 B base_Shares
Jan 1, 2017
5.19 B base_Shares
Jan 1, 2018
5.25 B base_Shares
Jan 1, 2019
5.25 B base_Shares

BDO Unibank Dividend History

21 years of dividend payments · 5 consecutive increases

YearAnnual DividendYoY ChangePayments
20254.32PHP↑ 14.6%5×
Mar 10, 20251PHP 0.0%1/5
Mar 11, 20250.02PHP↓ 98.0%2/5
Jun 17, 20251.1PHP↑ 5400.0%3/5
Sep 15, 20251.1PHP 0.0%4/5
Dec 22, 20251.1PHP 0.0%5/5
20243.77PHP↑ 25.7%5×
20233PHP↑ 36.4%4×
20222.2PHP↑ 46.7%5×
20211.5PHP↑ 25.0%5×
20201.2PHP 0.0%4×
20191.2PHP 0.0%4×
20181.2PHP 0.0%4×
20171.2PHP 0.0%4×
20161.2PHP↓ 42.9%4×

BDO Unibank dividend history and estimates

In 2025, BDO Unibank paid a dividend amounting to 4.32 PHP. Dividend means that BDO Unibank distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Invalid Date
0 PHP
0.65 PHP
0.52 PHP
Invalid Date
0 PHP
0.8 PHP
0.64 PHP
Invalid Date
0 PHP
1.6 PHP
0.64 PHP
Invalid Date
0 PHP
0.28 PHP
0.64 PHP
Invalid Date
0.8 PHP
1.77 PHP
0.22 PHP
Invalid Date
1 PHP
2.21 PHP
0 PHP
Invalid Date
0.9 PHP
0.09 PHP
0 PHP
Jan 1, 2014
2.1 PHP
0 PHP
0 PHP
Jan 1, 2015
2.1 PHP
0 PHP
0 PHP
Jan 1, 2016
1.2 PHP
0 PHP
0.74 PHP
Jan 1, 2017
1.2 PHP
0 PHP
0.74 PHP
Jan 1, 2018
1.2 PHP
0 PHP
0 PHP
Jan 1, 2019
1.2 PHP
0 PHP
0 PHP
Jan 1, 2020
1.2 PHP
0 PHP
0 PHP
Jan 1, 2021
1.5 PHP
0 PHP
0 PHP

BDO Unibank dividend payout ratio

In 2025, BDO Unibank had a payout ratio of 17.44%. The payout ratio indicates the percentage of the company's profits that BDO Unibank distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2005
27.15 %
Jan 1, 2006
17.52 %
Jan 1, 2007
31.29 %
Jan 1, 2008
712.78 %
Jan 1, 2009
12.9 %
Jan 1, 2010
26.62 %
Jan 1, 2011
28.53 %
Jan 1, 2012
17.52 %
Jan 1, 2013
15.36 %
Jan 1, 2014
34.76 %
Jan 1, 2015
33.42 %
Jan 1, 2016
18.32 %
Jan 1, 2017
18.56 %
Jan 1, 2018
16.09 %
Jan 1, 2019
11.88 %
Price targets and forecasts for BDO Unibank are not yet available.

BDO Unibank Earnings Estimates

BDO Unibank Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
4/16/20243.49PHP70.36 BPHP2024 Q1
3/1/20243.82PHP69.66 BPHP2023 Q4

EESG©

Eulerpool ESG Scorecard© for the BDO Unibank stock

86/100
99
Environment
99
Social
59
Governance
E

Environment

20
Scope 1 - Direct Emissions1,237
Scope 2 - Indirect emissions from purchased energy66,784.1
Scope 3 - Indirect emissions within the value chain2,617
Total CO₂ emissions68,021.1
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees75
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

BDO Unibank shareholder structure

% Name
40.75508%
SM Investments Corp
SM Investments Corp
6.64351%
Multi Realty Development Corporation
Multi Realty Development Corporation
5.45048%
Sybase Equity Investments Corporation
Sybase Equity Investments Corporation
2.05163%
Belleshares Holdings, Inc.
Belleshares Holdings, Inc.
1.45482%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
0.94675%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
0.6935%
DFC Holdings, Inc.
DFC Holdings, Inc.
0.60603%
Dacon Corporation
Dacon Corporation
0.59788%
Stewart Investors
Stewart Investors
0.51664%
Tan (Nestor V.)
Tan (Nestor V.)
...

BDO Unibank Executives and Management Board

TS

Ms. Teresita Sy

(73)

Non-Executive Chairperson of the Board

Compensation11.79 M PHP
DR

Mr. Dioscoro Ramos

(65)

Lead Independent Director

Compensation6.57 M PHP
JC

Mr. Jones Castro

(74)

Non-Executive Director

Compensation6.56 M PHP
VB

Mr. Vipul Bhagat

(61)

Independent Director

Compensation6.36 M PHP
EP

Ms. Estela Perlas-Bernabe

(71)

Independent Director

Compensation6.35 M PHP
...

Frequently asked questions about BDO Unibank

BDO Unibank Inc is a leading financial institution in the Philippines. Its business model revolves around providing a comprehensive range of banking products and services to individual and corporate clients. As the largest bank in terms of assets and market capitalization in the country, BDO Unibank offers traditional banking services such as deposits, loans, and credit cards. Additionally, it provides investment banking, asset management, insurance, and other financial services. With a strong emphasis on customer-centricity and innovation, BDO Unibank aims to cater to the diverse needs of its clients and contribute to the growth and development of the Philippine economy.

All fundamentals and in-depth analysis of BDO Unibank

Our stock analysis for BDO Unibank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of BDO Unibank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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