Oconee Financial (OSBK) Stock Price

Oconee Financial Price

OTC·CLOSED
55.00
​
Market closed

Over the last 19 years Oconee Financial grew revenue by 1.8% annually, reaching 32.93 M USD. Earnings per share have grown at 1.0% per year over the last 19 years. For Oconee Financial, the net margin of 17.1% is up versus 14.8% a few years ago. At today's price the dividend yield works out to roughly 1.91%. The payout ratio is around 20% of earnings. The dividend has grown at 9.8% per year over the past 6 years.

Oconee Financial stock price

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Oconee Financial business model & stock analysis

Oconee Financial Corp is a publicly traded company operating in Georgia, USA. The company was founded in 1950 under the name Oconee State Bank and changed its name to Oconee Financial Corp when it became a holding company in 1992. The business model of Oconee Financial Corp focuses on providing financial support to small and medium-sized businesses in the region. The company offers various financial products and services including loans, checks, savings accounts, transfers, and insurance. The establishment of subsidiaries such as Oconee Investments Inc. and Oconee Insurance Services Inc. has allowed the company to expand its offerings. The different divisions of the company have different focuses. Oconee State Bank focuses on providing loans to small and medium-sized businesses, offering various types of loans including mortgages, working capital loans, and equipment investment loans. The bank also maintains a range of savings accounts and offers various services such as checks, transfers, and other banking transactions. Through its subsidiary, Oconee Investments Inc., the company allows customers to engage in securities trading and investment funds. Oconee Insurance Services Inc. offers a wide range of insurance products including life insurance, auto insurance, fleet insurance, and liability insurance. Oconee Financial Corp's strong relationships with the community in Georgia are noteworthy. The company supports local charities and schools and is committed to promoting education for young people in the region. The products of Oconee Financial Corp are designed to meet the specific needs of small and medium-sized businesses. The company offers tailored financial solutions to help these businesses expand their operations and address challenges such as liquidity problems. In summary, Oconee Financial Corp plays an important role in the financial industry in Georgia. With its extensive experience and deep roots in the community, the company is a valuable partner for small and medium-sized businesses. The wide range of financial products and services, complemented by subsidiaries such as Oconee Investments Inc. and Oconee Insurance Services Inc., make it an attractive partner for those who want their financial matters in safe hands.

Frequently asked questions about Oconee Financial

The business model of Oconee Financial Corp revolves around providing comprehensive financial solutions to its customers. As a financial institution, Oconee Financial Corp offers a wide range of services, including personal and business banking, mortgage lending, wealth management, and insurance products. By leveraging its expertise and customer-focused approach, Oconee Financial Corp aims to meet the diverse financial needs of individuals and businesses alike. With a strong commitment to delivering excellent customer service and tailored financial solutions, Oconee Financial Corp has established itself as a trusted name in the industry.

Oconee Financial Corp is primarily active in the banking industry.

Some main competitors of Oconee Financial Corp in the market include Bank of America, Wells Fargo, JPMorgan Chase, and Citigroup.

Oconee Financial Corp, founded in 1981, is a renowned financial services company based in Georgia. With a rich history spanning over three decades, Oconee Financial has built a strong reputation for providing exceptional banking and investment solutions. As a community-driven institution, the company has focused on serving the local market, offering a comprehensive range of services including personal and commercial banking, mortgage lending, wealth management, and more. Oconee Financial Corp's commitment to customer satisfaction and its sound financial practices have contributed to its steady growth and success over the years. Today, it stands as a trusted name in the financial industry, catering to the diverse needs of individuals, businesses, and communities.

Oconee Financial Corp, a leading financial institution, has achieved remarkable milestones throughout its existence. The company has consistently witnessed impressive growth, establishing itself as a prominent player in the industry. Oconee Financial Corp has successfully expanded its customer base, delivering exceptional financial services to a wide range of clients. The company has also strengthened its market presence by strategically acquiring and integrating several smaller financial institutions. In addition, Oconee Financial Corp consistently demonstrates strong financial performance, recording consistent revenue and profit growth year after year. These significant milestones highlight Oconee Financial Corp's commitment to excellence and position it as a trusted and reliable financial services provider.

Oconee Financial Corp is primarily present in the United States.

Oconee Financial Corp represents a strong set of values and a clear corporate philosophy. The company is committed to providing exceptional financial solutions and services to its customers. Oconee Financial Corp believes in integrity, transparency, and accountability in its operations, putting clients' needs at the forefront. The company strives for continuous innovation, embracing modern technology to deliver efficient and convenient financial services. Oconee Financial Corp focuses on building and maintaining long-term relationships with its customers, fostering trust and reliability. With a customer-centric approach, Oconee Financial Corp aims to meet the diverse financial needs of individuals, businesses, and communities it serves.

Converted at the current exchange rate, the Oconee Financial share trades at 49.09 EUR (55.00 USD).

Oconee Financial Corp is a financial institution based in Seneca, South Carolina, USA. The company specializes in providing financial solutions and services for individual and business customers, offering a wide range of products to meet all financial needs. The business model of Oconee Financial Corp is based on various divisions that allow the company to meet the needs of every customer. One important division is the deposit and lending business. The company offers various types of accounts including savings, checking, money market, certificates of deposit, and retirement accounts. Customers can also access various types of loans such as consumer loans, mortgages, and business loans. Oconee Financial Corp is also involved in investment business, offering customers the opportunity to invest in stocks, bonds, and mutual funds. The company collaborates with reputable investment firms to provide customers with comprehensive securities advice and analysis. Another crucial division of Oconee Financial Corp is the insurance business. The company offers a wide range of insurance solutions including health, life, liability, and auto insurance. Customers can also access other services such as financial planning, tax advice, and wealth management. Oconee Financial Corp is also engaged in international business, providing services to customers such as foreign exchange trading and cross-border payments. The company works with partners in various countries to ensure that customers can conduct international transactions in a simple and secure manner. The company is committed to doing everything possible to meet the needs and requirements of its customers. Customers of Oconee Financial Corp benefit from personalized advice and quick and efficient processing of all business transactions. Conclusion: Oconee Financial Corp is a financial institution specializing in a wide range of divisions to meet all the financial needs of its customers. The company offers various types of accounts, loans, investments, insurance, as well as international business and financial services. Oconee Financial Corp has focused on providing its customers with personalized advice and fast and efficient service to ensure the highest customer satisfaction.

The revenue cannot currently be calculated for Oconee Financial.

The profit cannot currently be calculated for Oconee Financial.

The P/E ratio cannot be calculated for Oconee Financial at the moment.

The P/S cannot be calculated for Oconee Financial currently.

The Eulerpool Quality Score for Oconee Financial is 4/10.

The ISIN of Oconee Financial is US6756081039. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Oconee Financial is OSBK. The ticker symbol is used to trade Oconee Financial shares on the stock exchange.

Fair ValueTerminal
46.75 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
—
Industry
Other
Number of shares
Employees
Revenue per Employee
506,565.03 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website
Currency
USD
Initial public offering
May 23, 2014
ISIN
US6756081039
Cusip
675608103
Sedol
BGPLGC3
Market capitalization
57.75 M USDMicro Cap
52-Week Range
PEG
—
P/E ratio
P/Ee
—
P/S
P/Se
—
EV/EBIT
—
P/B Ratio
1.03
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
6.56 %
Dividend
Dividend yield
1.91 %
Payout Ratio
19.59 %
Dividend growth Ø5Y
10.07 %
Dividend payments per year
1
Dividend paid since
7 years
Dividend not reduced since
7 years
Dividend increased since
5 years
Dividend withholding tax
30.00 %
Last updated Oct 12, 2026, 1:39 PM

Oconee Financial Peer Group

Oconee Financial Ticker

OTC · OSBKOTC · OSBK

Oconee Financial FIGI

OSBK:US · BBG000F05RP0OSBK:PQ · BBG00MV5FBW9OSBK:UV · BBG00MV5FBX8