NerdWallet (NRDS) Stock Price
NerdWallet Price
Over the last 6 years NerdWallet grew revenue by 24.3% annually, reaching 836.00 M USD. Earnings per share have grown at 6.6% per year over the last 6 years. For NerdWallet, the net margin of 5.8% is up versus -11.2% a few years ago. The consensus 12-month price target for NerdWallet is 16.83 USD, about 68.6% above where the stock trades today. Of 13 analysts, 10 rate the stock a buy — an overall Buy consensus. The stock trades about 32% above its 52-week low.
NerdWallet stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of NerdWallet over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how NerdWallet stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing NerdWallet's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | NerdWallet Price |
|---|---|
| 9/2/2026 | 9.98 USD |
| 9/1/2026 | 9.78 USD |
| 8/31/2026 | 9.88 USD |
| 8/30/2026 | 9.79 USD |
| 8/28/2026 | 9.98 USD |
| 8/27/2026 | 9.72 USD |
| 8/26/2026 | 9.79 USD |
| 8/25/2026 | 10.12 USD |
| 8/24/2026 | 10.03 USD |
| 8/21/2026 | 9.88 USD |
| 8/20/2026 | 10.01 USD |
| 8/19/2026 | 10.18 USD |
| 8/18/2026 | 9.96 USD |
| 8/14/2026 | 9.84 USD |
| 8/13/2026 | 10.00 USD |
| 8/12/2026 | 9.49 USD |
| 8/10/2026 | 9.80 USD |
| 8/7/2026 | 9.91 USD |
| 8/6/2026 | 8.84 USD |
| 8/5/2026 | 9.06 USD |
| 8/4/2026 | 9.15 USD |
| 8/3/2026 | 9.10 USD |
| 7/31/2026 | 9.00 USD |
| 7/30/2026 | 9.00 USD |
| 7/29/2026 | 9.62 USD |
| 7/27/2026 | 9.30 USD |
| 7/23/2026 | 8.71 USD |
| 7/22/2026 | 9.05 USD |
| 7/21/2026 | 9.12 USD |
| 7/20/2026 | 9.17 USD |
NerdWallet Revenue, EBIT, Net Income
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NerdWallet Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEB USD |
| EBITM USD |
| EBIT MARGIN% |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e | 2029e | 2030e |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.23 | 0.25 | 0.38 | 0.54 | 0.60 | 0.69 | 0.84 | 0.91 | 0.97 | 1.03 | 1.10 | 1.17 |
| – | 7.46 | 54.69 | 41.95 | 11.34 | 14.69 | 21.69 | 9.09 | 6.03 | 6.51 | 7.18 | 6.16 |
| 92.98 | 91.43 | 92.61 | 92.75 | 90.98 | 90.83 | 92.34 | 92.34 | 92.34 | 92.34 | 92.34 | 92.34 |
| 0.21 | 0.22 | 0.35 | 0.50 | 0.55 | 0.62 | 0.77 | 0.84 | 0.89 | 0.95 | 1.02 | 1.08 |
| 28.00 | 2.00 | -39.00 | -19.00 | 3.00 | 9.00 | 69.00 | 226.00 | 240.00 | 255.00 | 274.00 | 291.00 |
| 12.28 | 0.82 | -10.29 | -3.53 | 0.50 | 1.31 | 8.25 | 24.78 | 24.82 | 24.76 | 24.82 | 24.83 |
| 24.00 | 5.00 | -42.00 | -10.00 | -11.00 | 30.00 | 48.00 | 66.00 | 74.00 | 79.00 | 74.00 | 77.00 |
| – | -79.17 | -940.00 | -76.19 | 10.00 | -372.73 | 60.00 | 37.50 | 12.12 | 6.76 | -6.33 | 4.05 |
| 54.00 | 65.83 | 60.77 | 76.90 | 76.50 | 75.60 | 74.10 | 74.10 | 74.10 | 74.10 | 74.10 | 74.10 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales NerdWallet generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue NerdWallet retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare NerdWallet's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares NerdWallet has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against NerdWallet's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
NerdWallet stock margins
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NerdWallet Stock Revenue, EBIT, Earnings per Share
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NerdWallet business model & stock analysis
NerdWallet SWOT Analysis
Strengths
NerdWallet Inc possesses several key strengths that contribute to its success in the market. These include:
- Strong brand reputation and recognition
- Wide range of comprehensive financial products and services
- Highly user-friendly and intuitive online platform
- Extensive industry expertise and knowledge
- Effective marketing strategies and customer acquisition techniques
- Strong relationships with financial institutions
Weaknesses
Despite its numerous strengths, NerdWallet Inc also faces a few weaknesses that may hinder its growth and competitiveness:
- Dependence on third-party financial institutions for revenue generation
- Lack of physical branch locations, limiting personal customer interactions
- Occasional glitches or technical issues on the online platform
- Relatively small market share compared to larger industry players
Opportunities
NerdWallet Inc can capitalize on several opportunities to further expand its business and enhance its market position:
- Increasing demand for online financial services and advice
- Expanding into international markets with localized offerings
- Innovating and developing new products/services to meet evolving customer needs
- Forming strategic partnerships with key industry players
- Leveraging data analytics to provide personalized recommendations and insights
Threats
NerdWallet Inc should remain vigilant and address potential threats that could impact its business operations:
- Intense competition from established financial institutions and emerging startups
- Changes in regulations and compliance requirements impacting the industry
- Cybersecurity risks and potential data breaches
- Economic downturns and market volatility affecting consumer spending and investment
- Negative public perception or reputation damage
NerdWallet Employees
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NerdWallet Segments
NerdWallet Revenue by Segment (1/3)
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NerdWallet Revenue by Segment (2/3)
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NerdWallet Revenue by Segment (3/3)
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NerdWallet Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
NerdWallet historical P/E ratio, EBIT multiple, and P/S ratio
NerdWallet annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
NerdWallet shares outstanding
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Current NerdWallet forecasts and price targets in September 2026
Analyst Price Targets 2026NerdWallet Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 5/11/2026 | Maintained | Buy | – | |
| 5/11/2026 | Maintained | Outperform | 62 | |
| 5/11/2026 | Maintained | Neutral | 48 | |
| 5/8/2026 | Maintained | Overweight | 43 | |
| 3/13/2026 | Downgrade | Equal WeightUnderweight | 51 | |
| 3/4/2026 | Maintained | Outperform | 62 | |
| 2/26/2026 | Maintained | Buy | – | |
| 11/11/2025 | Maintained | Outperform | 62 | |
| 11/10/2025 | Maintained | Buy | – | |
| 11/10/2025 | Maintained | Equal Weight | 51 |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
NerdWallet Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 8/6/2026 | 0.07USD | - | 199.21 MUSD | - | 2026 Q2 |
| 5/6/2026 | 0.26USD | - | 232.70 MUSD | - | 2026 Q1 |
| 2/25/2026 | 0.18USD | - | 215.72 MUSD | - | 2025 Q4 |
| 4/30/2024 | 0.01USD | - | 153.06 MUSD | - | 2024 Q1 |
| 2/12/2024 | 0.10USD | - | 141.03 MUSD | - | 2023 Q4 |
EESG©
Eulerpool ESG Scorecard© for the NerdWallet stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
NerdWallet shareholder structure
| % | Name |
|---|---|
4.33371% | |
3.39864% | |
2.33245% | |
1.88917% | |
1.80509% | |
1.38618% |
NerdWallet Beneficial Ownership Filings (SEC 13D/G)
| Stake | Holder | Filing |
|---|---|---|
15.30% | SEC ↗ | |
15.30% | SEC ↗ | |
13.00% | SEC ↗ | |
13.00% | SEC ↗ | |
13.00% | SEC ↗ | |
13.00% | SEC ↗ | |
13.00% | SEC ↗ | |
13.00% | SEC ↗ | |
13.00% | SEC ↗ | |
7.60% | SEC ↗ |
NerdWallet Executives and Management Board
11 members · avg. age 48 · 27 % women
Mr. Sam Yount (43)
Chief Business Officer
2.14 M USD
Management
Mr. Tim Chen (42)
Chairman of the Board, Chief Executive Officer, Founder · since 2009
Mr. Jun Hyung Lee (39)
Chief Financial Officer
Ms. Lynee Luque (46)
Chief People Officer
Mr. Nicholas Tatum (40)
Chief Accounting Officer, Corporate Controller
Mr. Jason Rodriguez (47)
Chief Product Officer
Mr. Ekumene Lysonge (48)
Chief Legal Officer, Corporate Secretary
Board of Directors
Ms. Jennifer Ceran (61)
Independent Director
Mr. Kenneth Mcbride (57)
Lead Independent Director
Ms. Lynne Laube (55)
Independent Director
Mr. Anthony Ling
Independent Director
NerdWallet Supply Chain
NerdWallet Supply Chain
Correlation: how closely stock prices move together
| # | Name | Trend | |||
|---|---|---|---|---|---|
| 1 | 0.87 | — | — | ||
| 2 | -0.31 | — | — | ||
| 3 | 0.03 | — | — | ||
| 4 | 0.85 | — | — | ||
| 5 | 0.57 | — | — |
Frequently asked questions about NerdWallet
NerdWallet Inc's business model revolves around providing personalized financial advice and tools for consumers. As a trusted financial resource, NerdWallet offers a variety of free online resources, including comparison tools, calculators, and educational content, to help individuals make informed financial decisions. Through partnerships with financial institutions, NerdWallet also provides access to financial products such as credit cards, loans, and insurance plans. By promoting transparency and unbiased information, NerdWallet aims to empower consumers to make confident financial choices that align with their goals and values.
NerdWallet Inc is primarily active in the financial technology industry.
The main competitors of NerdWallet Inc in the market are Bankrate, Credit Karma, and The Ascent.
NerdWallet Inc is a financial technology company that provides personal finance advice and tools to help consumers make informed financial decisions. Founded in 2009 by Tim Chen and Jacob Gibson, NerdWallet started as a platform to compare credit card offers. Over the years, the company has expanded its services to include various aspects of personal finance, such as mortgages, insurance, and investing. NerdWallet's mission is to empower consumers to take control of their finances and make smarter financial choices. Today, it is one of the leading online resources for financial education and comparison tools, helping millions of users make confident financial decisions.
NerdWallet Inc, a leading stock research website, has achieved several significant milestones. The company gained prominence by providing financial advice and education to millions of users. NerdWallet Inc successfully raised $164 million in funding, enabling them to expand their platform and reach a wider audience. They have formed numerous strategic partnerships with top financial institutions, enhancing their credibility in the industry. NerdWallet Inc was also recognized for their impact on consumers, winning multiple awards for their innovative approach to personal finance. Through their commitment to empowering individuals with reliable financial information, NerdWallet Inc has solidified its position as a trusted source in the stock market.
NerdWallet Inc is primarily present in the United States.
NerdWallet Inc represents a strong commitment to financial empowerment and transparency. Their corporate philosophy revolves around providing unbiased and personalized financial advice to consumers. NerdWallet Inc strives to empower individuals to make informed financial decisions by offering a wide range of resources. They value integrity, innovation, and trust, which is evident in their dedication to providing accurate and up-to-date information. Through their robust online platform, NerdWallet Inc aims to help people navigate complex financial matters and find the best available options for their specific needs.
Analysts currently set an average price target of 16.49 USD for the NerdWallet stock (median: 16.83 USD), implying +66.4 % versus the latest price. The consensus is based on 13 analyst ratings.
13 analysts currently rate the NerdWallet stock: 10 recommend buying, 3 holding and 0 selling. For 2026, analysts expect NerdWallet to generate revenue of 912.74 M USD and earnings per share of 0.90 USD.
Converted at the current exchange rate, the NerdWallet share trades at 8.59 EUR (9.98 USD).
The NerdWallet share (NRDS) is listed on 4 stock exchanges, including: NASDAQ (NRDS), Frankfurt (6OI.F), München (6OI.MU), Düsseldorf (6OI.DU).
NerdWallet Inc is a US-based company specialized in online financial services. It offers a variety of products and services to consumers to help them search for and choose financial products. The core competency of NerdWallet Inc lies in evaluating and rating financial products to provide consumers with the best possible advice. The business model of NerdWallet Inc is based on an affiliate marketing model, where the company receives commissions from financial companies and other providers when customers visit their website and purchase financial products. The website offers a variety of content and information to help consumers select the best and most affordable financial products. The company offers a range of products and services that fall into the following categories: 1. Credit cards: The credit card section provides customers with an overview of various credit cards and their pros and cons. The website offers a credit card comparison with different filter options to make the selection process easier for customers. Customers can also utilize NerdWallet Inc's customer service to get help in selecting the right credit card. 2. Bank accounts: NerdWallet Inc also offers an extensive database of bank accounts. Customers can compare the different features and offerings of bank accounts and choose the account that best suits their needs. 3. Insurance: Customers can compare and select insurance products that best fit their needs. The website also provides reviews and ratings of insurance companies to assist customers in choosing the right provider. 4. Loans: NerdWallet Inc also provides information on various types of loans, including mortgages, personal loans, student loans, and auto loans. Customers can compare offers and select the appropriate loan. 5. Investments: NerdWallet Inc's investment section helps customers choose the right investments and also provides an overview of various financial instruments such as stocks, bonds, and mutual funds. In addition to these sections, NerdWallet Inc also offers a range of tools and resources such as budget planners, profitability calculators, and financial guides to help consumers make better financial decisions. Overall, NerdWallet Inc's business model has contributed to improving the transparency and quality of financial products in the American market. Since its founding in 2009, the company has become one of the most well-known financial service providers in the USA and is regarded as a trusted source of financial advice by many customers.
The expected revenue of NerdWallet is 912.74 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of NerdWallet is 66.94 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of NerdWallet is currently 11.05. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the NerdWallet stock.
The price-to-sales ratio (P/S) of NerdWallet is currently 0.81. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the NerdWallet stock.
The Eulerpool Quality Score for NerdWallet is 4/10.
The ISIN of NerdWallet is US64082B1026. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of NerdWallet is A3C6XW. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of NerdWallet is NRDS. The ticker symbol is used to trade NerdWallet shares on the stock exchange.
NerdWallet paid dividends every year for the past 0 years.
NerdWallet is assigned to the 'Finance' sector.
The dividends of NerdWallet are distributed in USD.
NerdWallet stock
NerdWallet Peer Group
NerdWallet Ticker
NerdWallet FIGI
All fundamentals and in-depth analysis of NerdWallet
Our stock analysis for NerdWallet stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of NerdWallet. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.