Norwegian Finans Holding A (NOFI.OL) Stock Price
Norwegian Finans Holding A Price
Norwegian Finans Holding A (NOFI.OL) Stock | ISIN NO0010387004. The current Norwegian Finans Holding A stock price is 104.6 NOK (2026). Market capitalization is 19.55 B NOK. Norwegian Finans Holding A operates in the Finance sector.
Revenue has compounded at 34.4% per year over the past 9 years to 6.66 B NOK. Earnings per share have grown at 37.7% per year over the last 9 years. Norwegian Finans Holding A's net margin stands at 28.3%, down from 30% several years earlier.
Norwegian Finans Holding A stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Norwegian Finans Holding A over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Norwegian Finans Holding A stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Norwegian Finans Holding A's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
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Norwegian Finans Holding A Revenue, EBIT, Net Income
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Norwegian Finans Holding A Income Statement, Balance Sheet, Cash Flow Statement
| REVENUE (B NOK) |
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| REVENUE GROWTH (%) |
| GROSS MARGIN (%) |
| GROSS INCOME (M NOK) |
| EBIT (M NOK) |
| EBIT MARGIN (%) |
| NET INCOME (B NOK) |
| NET INCOME GROWTH (%) |
| SHARES (M) |
| DOCUMENTS |
| 2018 | 2019 | 2020 | 2021e | 2022e | 2023e | 2024e | 2025e |
|---|---|---|---|---|---|---|---|
| 5.84 | 6.61 | 6.66 | 5.43 | 5.98 | 6.46 | 6.85 | 7.36 |
| 24.56 | 13.19 | 0.76 | -18.37 | 10.1 | 8.04 | 5.94 | 7.52 |
| - | - | - | - | - | - | - | - |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | - | - | - | - | - |
| – | – | – | – | – | – | – | – |
| 1.81 | 1.98 | 1.89 | 1.87 | 2.06 | 2.24 | 2.43 | 2.8 |
| 13.15 | 9.63 | -4.8 | -0.9 | 9.95 | 9.1 | 8.34 | 15.4 |
| 186.68 | 186.72 | 186.77 | 186.77 | 186.77 | 186.77 | 186.77 | 186.77 |
| – | – | – | – | – | – | – | – |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Norwegian Finans Holding A generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Norwegian Finans Holding A retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Norwegian Finans Holding A's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Norwegian Finans Holding A has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Norwegian Finans Holding A's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Norwegian Finans Holding A stock margins
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Norwegian Finans Holding A Stock Revenue, EBIT, Earnings per Share
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Norwegian Finans Holding A business model & stock analysis
Norwegian Finans Holding A SWOT Analysis
Strengths
1. Strong Financial Performance: Norwegian Finans Holding ASA has consistently reported strong financial results, with steady revenue growth and healthy profitability.
2. Robust Market Position: The company holds a solid market position in the financial services industry in Norway, with a wide range of products and services that cater to the needs of diverse customer segments.
3. Established Brand Reputation: Norwegian Finans Holding ASA has built a reputable brand image over the years, known for its trustworthiness, reliability, and customer-centric approach.
Weaknesses
1. Dependence on the Norwegian Market: The company heavily depends on the Norwegian market, making it vulnerable to any adverse changes or downturns in the local economy, regulatory environment, or customer preferences.
2. Limited Geographic Presence: Norwegian Finans Holding ASA has a limited presence outside of Norway, which restricts its potential for international expansion and exposes it to risks associated with over-reliance on a single market.
3. Reliance on Wholesale Funding: The company relies heavily on wholesale funding sources, which may expose it to liquidity risks in case of disruptions in the financial markets or increased borrowing costs.
Opportunities
1. Growing Demand for Financial Services: The increasing demand for financial products and services in Norway presents an opportunity for Norwegian Finans Holding ASA to expand its customer base and market share.
2. Digital Transformation: Embracing digital technologies and innovative solutions can help the company enhance its operational efficiency, improve customer experience, and gain a competitive edge in the market.
3. Expansion into New Product Lines: Diversifying its product portfolio by offering new financial products or exploring additional avenues such as insurance or wealth management can enable Norwegian Finans Holding ASA to capture new revenue streams and attract a wider range of customers.
Threats
1. Intense Competition: The financial services industry in Norway is highly competitive, with both domestic and international players vying for market share. Increased competition can potentially erode Norwegian Finans Holding ASA's market position and profitability.
2. Regulatory Changes: Changes in regulations or compliance requirements can significantly impact the company's operations, necessitating investments in compliance measures and potentially affecting its overall profitability.
3. Economic Uncertainty: Uncertain economic conditions, both domestically and globally, can have a negative impact on the financial sector, leading to reduced consumer spending, higher default rates, and increased credit risks.
Norwegian Finans Holding A Eulerpool Fair Value
Norwegian Finans Holding A historical P/E ratio, EBIT multiple, and P/S ratio
Norwegian Finans Holding A annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Norwegian Finans Holding A shares outstanding
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Norwegian Finans Holding A Dividend History
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Frequently asked questions about Norwegian Finans Holding A
The business model of Norwegian Finans Holding ASA is focused on providing financial services and products to customers in Norway. The company operates primarily in the banking and insurance sectors. Norwegian Finans Holding ASA offers mortgage loans, savings accounts, credit cards, and insurance policies to individuals and businesses in the country. By offering a range of financial solutions, the company aims to meet the diverse needs of its customers, while also generating revenue and profitability for its shareholders. Norwegian Finans Holding ASA strives to maintain a strong market presence and provide excellent customer service in order to remain competitive in the financial industry in Norway.
Norwegian Finans Holding A stock
Norwegian Finans Holding A Peer Group
Norwegian Finans Holding A Ticker
Norwegian Finans Holding A FIGI
All fundamentals and in-depth analysis of Norwegian Finans Holding A
Our stock analysis for Norwegian Finans Holding A Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Norwegian Finans Holding A Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.