NMI Holdings (NMIH) Stock Price
NMI Holdings Price
Revenue has compounded at 82.5% per year over the past 13 years to 705.58 M USD. Earnings per share have grown at 18.9% per year over the last 9 years. NMI Holdings's net margin stands at 55.1%, up from 47.6% several years earlier. Analysts set a median price target of 49.50 USD, implying 14.3% above the current price. Of 14 analysts, 10 rate the stock a buy — an overall Buy consensus.
NMI Holdings stock price
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NMI Holdings business model & stock analysis
Frequently asked questions about NMI Holdings
NMI Holdings Inc, also known as NMIH, is a prominent company specializing in mortgage insurance. Established in 2011, NMI Holdings Inc provides private mortgage insurance solutions for homebuyers, allowing them to secure affordable home loans with lower down payments. NMIH has rapidly grown to become a leading provider of mortgage insurance in the United States. Due to its strategic focus, innovative products, and dedicated customer service, NMIH has earned a strong reputation in the industry. The company continues to thrive, offering reliable mortgage insurance products to support homeownership and the stability of the housing market.
NMI Holdings Inc operates as a mortgage insurance company. It offers private mortgage insurance on loans made by approved lenders to homebuyers, builders, and real estate investors. NMI Holdings Inc's business model revolves around providing risk mitigation solutions to lenders and investors in the U.S. housing finance market. By insuring mortgage loans, the company enables lenders to offer low down payment options to borrowers while protecting themselves against potential losses. NMI Holdings Inc plays a crucial role in facilitating the availability of affordable housing finance options, promoting homeownership, and supporting the stability of the housing market.
NMI Holdings Inc is primarily active in the mortgage insurance industry.
The main competitors of NMI Holdings Inc in the market are MGIC Investment Corporation, Radian Group Inc, and Essent Group Ltd.
NMI Holdings Inc has achieved significant milestones in its history. One notable achievement is that the company successfully completed its initial public offering (IPO) in November 2013. Another milestone for NMI Holdings Inc is its inclusion in the Russell 3000 Index, a stock index that measures the performance of the largest 3000 US publicly traded companies. Additionally, the company has consistently reported strong financial results and expanded its market presence since its inception. With a focus on providing mortgage insurance solutions, NMI Holdings Inc has established itself as a trusted and reputable player in the industry.
NMI Holdings Inc is primarily present in the United States.
NMI Holdings Inc represents a strong set of values and corporate philosophy. As a leading provider of private mortgage insurance, NMI Holdings is committed to excellence, integrity, and innovation. The company values customer focus, teamwork, and continuous improvement in all aspects of its operations. NMI Holdings prioritizes the success of its clients and partners by offering flexible and reliable mortgage insurance solutions. With a forward-thinking approach and a commitment to financial stability, NMI Holdings strives to protect homeownership and promote a sustainable housing market. The company's dedication to these core values makes NMI Holdings Inc a trusted and reputable player in the industry.
Analysts currently set an average price target of 49.50 USD for the NMI Holdings stock (median: 49.50 USD), implying +14.3 % versus the latest price. The consensus is based on 14 analyst ratings.
14 analysts currently rate the NMI Holdings stock: 10 recommend buying, 4 holding and 0 selling. For 2026, analysts expect NMI Holdings to generate revenue of 632.25 M USD and earnings per share of 5.33 USD.
Converted at the current exchange rate, the NMI Holdings share trades at 38.54 EUR (43.31 USD).
The NMI Holdings share (NMIH) is listed on 3 stock exchanges, including: NASDAQ (NMIH), Frankfurt (6NM.F), München (6NM.MU).
NMI Holdings Inc. is a US-based company operating in the insurance industry. The company offers a wide range of mortgage insurance products and operates in the United States. The company's business model is based on providing mortgage insurance products that protect buyers from losses if they are unable to repay their mortgages. NMI Holdings primarily offers products that cover mortgage insurance (MI) losses provided by both private and government mortgage insurance carriers (PMIs). The company prides itself on offering a new generation of mortgage insurance based on modern technologies, data analysis, and innovative risk assessment methods to increase buyer and lender protection. The company operates an insurance business closely linked to mortgage lending, providing private mortgage insurance (PMI), as well as conforming and jumbo mortgage guarantees. PMI protects lenders from losses if the borrower loses more than 80 percent of the value of their home and defaults. This can be advantageous as it allows lenders to accept loans from buyers at acceptable interest rates while providing a higher volume of loans. The company also offers a wider range of mortgage insurance products, such as conforming and jumbo mortgage guarantees, and provides protection solutions for lenders and borrowers. NMI Holdings' protection solutions include mortgage protection insurance, which allows borrowers to continue making their loan payments when they experience unforeseen events that impair their ability to make payments. The company also offers protection solutions for lenders, including its newly introduced product offering, Bootstrapper, specifically designed to meet the needs of lenders. Bootstrapper provides the ability to assess the borrower's ability to fulfill credit obligations and also assists customers in avoiding late payments. NMI Holdings utilizes state-of-the-art technologies, data analysis methods, and risk assessment software to remain competitive in a fast-paced market. The company operates an online platform that facilitates insurance contract completion and operational processes. NMI Holdings has also developed its Java-based risk assessment and valuation process behind the platform, allowing the company to quickly and accurately assess risks and make mortgage insurance decisions. In summary, NMI Holdings' business model relies on an extensive range of mortgage insurance products based on state-of-the-art technologies, data analysis, and innovative risk assessment methods. The company specializes in providing protection solutions for borrowers, lenders, and other interested parties, maintaining various product lines and specializations in this area. It utilizes an online platform and specially developed risk assessment software to remain competitive in a fast-paced market.
The expected revenue of NMI Holdings is 632.25 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of NMI Holdings is 416.71 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of NMI Holdings is currently 8.13. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the NMI Holdings stock.
The price-to-sales ratio (P/S) of NMI Holdings is currently 5.36. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the NMI Holdings stock.
The Eulerpool Quality Score for NMI Holdings is 7/10.
The ISIN of NMI Holdings is US6292093050. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of NMI Holdings is A1W8UB. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of NMI Holdings is NMIH. The ticker symbol is used to trade NMI Holdings shares on the stock exchange.
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Our stock analysis for NMI Holdings stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of NMI Holdings. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.