Cornerstone Insurance (CORNERST.NL) Stock Price

Cornerstone Insurance Price

CLOSED
6.10NGN+0.30 (+5.04 %)
Market closed

Revenue has compounded at 29.6% per year over the past 8 years to 31.76 B NGN. Earnings per share have grown at 43.2% per year over the last 6 years. Cornerstone Insurance's net margin stands at 80.6%, up from 20.3% several years earlier. Cornerstone Insurance currently offers a dividend yield of about 2.62%. The payout ratio is around 11% of earnings. The dividend has grown at 78.9% per year over the past 2 years.

Cornerstone Insurance stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Cornerstone Insurance over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Cornerstone Insurance stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Cornerstone Insurance's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Cornerstone Insurance Stock Price History
DateCornerstone Insurance Price
7/7/20266.10 NGN
7/3/20265.80 NGN
6/19/20266.05 NGN
5/13/20265.40 NGN
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Cornerstone Insurance Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2017
7.10 B NGN
-3.26 B NGN
-3.34 B NGN
Jan 1, 2018
7.50 B NGN
658.49 M NGN
2.97 B NGN
Jan 1, 2019
10.45 B NGN
2.55 B NGN
4.07 B NGN
Jan 1, 2020
10.73 B NGN
2.94 B NGN
2.18 B NGN
Jan 1, 2021
11.82 B NGN
3.78 B NGN
3.51 B NGN
Jan 1, 2022
13.87 B NGN
-44.29 M NGN
65,000.00 NGN
Jan 1, 2023
23.84 B NGN
-181.07 M NGN
13.70 B NGN
Jan 1, 2024
31.76 B NGN
-1.91 B NGN
25.58 B NGN

Cornerstone Insurance Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jul 12, 2026, 10:01 AM
 
REVENUEB NGN
REVENUE GROWTH%
NET INCOMEB NGN
NET INCOME GROWTH%
DIV.NGN
DIV. GROWTH%
SHARESB
201620172018201920202021202220232024
3.997.107.5010.4510.7311.8213.8723.8431.76
77.645.6739.342.7610.1017.4071.8633.19
-1.74-3.342.974.072.183.5113.7025.58
92.01-188.8937.06-46.3960.9886.72
0.050.060.16
20.00166.67
18.0518.0518.0518.0518.0518.0318.0318.0318.03
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Cornerstone Insurance generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Cornerstone Insurance retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Cornerstone Insurance's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Cornerstone Insurance has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Cornerstone Insurance's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Cornerstone Insurance stock margins

The Cornerstone Insurance margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Cornerstone Insurance. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Cornerstone Insurance.
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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2017
0.00 %
-45.98 %
-47.07 %
Jan 1, 2018
0.00 %
8.78 %
39.59 %
Jan 1, 2019
0.00 %
24.36 %
38.95 %
Jan 1, 2020
0.00 %
27.43 %
20.32 %
Jan 1, 2021
0.00 %
32.01 %
29.71 %
Jan 1, 2022
0.00 %
-0.32 %
0.00 %
Jan 1, 2023
0.00 %
-0.76 %
57.46 %
Jan 1, 2024
0.00 %
-6.03 %
80.56 %

Cornerstone Insurance Stock Revenue, EBIT, Earnings per Share

The Cornerstone Insurance earnings per share therefore indicates how much revenue Cornerstone Insurance has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2017
0.39 NGN
-0.18 NGN
-0.19 NGN
Jan 1, 2018
0.42 NGN
0.04 NGN
0.16 NGN
Jan 1, 2019
0.58 NGN
0.14 NGN
0.23 NGN
Jan 1, 2020
0.59 NGN
0.16 NGN
0.12 NGN
Jan 1, 2021
0.66 NGN
0.21 NGN
0.19 NGN
Jan 1, 2022
0.77 NGN
-0.00 NGN
0.00 NGN
Jan 1, 2023
1.32 NGN
-0.01 NGN
0.76 NGN
Jan 1, 2024
1.76 NGN
-0.11 NGN
1.42 NGN

Cornerstone Insurance business model & stock analysis

Cornerstone Insurance Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Cornerstone Insurance historical P/E ratio, EBIT multiple, and P/S ratio

Cornerstone Insurance annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Cornerstone Insurance shares outstanding

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2017
18.05 B Stocks
Jan 1, 2018
18.05 B Stocks
Jan 1, 2019
18.05 B Stocks
Jan 1, 2020
18.05 B Stocks
Jan 1, 2021
18.03 B Stocks
Jan 1, 2022
18.03 B Stocks
Jan 1, 2023
18.03 B Stocks
Jan 1, 2024
18.03 B Stocks

Cornerstone Insurance stock splits

In Cornerstone Insurance's history, there have been no stock splits.

Cornerstone Insurance Dividend History

5 years of dividend payments · 4 consecutive increases

YearAnnual DividendYoY ChangePayments
20250.27NGN 68.8%
Jul 8, 20250.27NGN 68.8%1/1
20240.16NGN 166.7%
20230.06NGN 20.0%
20220.05NGN 150.0%
20150.02NGN

Cornerstone Insurance dividend payout ratio

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2017
9.59 %
Jan 1, 2018
9.59 %
Jan 1, 2019
9.59 %
Jan 1, 2020
9.59 %
Jan 1, 2021
9.59 %
Jan 1, 2022
9.59 %
Jan 1, 2023
7.90 %
Jan 1, 2024
11.28 %
Price targets and forecasts for Cornerstone Insurance are not yet available.

Cornerstone Insurance shareholder structure

% Name
48.82120%
Banc-assure Ltd.
Banc-assure Ltd.
30.76611%
Capasure Nigeria, Ltd.
Capasure Nigeria, Ltd.
0.01641%
Okoli (Ekwunife)
Okoli (Ekwunife)

Cornerstone Insurance Executives and Management Board

SA

Mr. Segun Adebanji

Non-Executive Chairman

SA

Mr. Stephen Alangbo

Managing Director/Chief Executive Officer, Executive Director · since 2022

EO

Mr. Emmanuel Otitolaiye

Head Finance and Performance Measurement Group

OT

Mr. Olasoji Tehingbola

Chief Technology Officer

MU

Mr. Martins Uwuilekhue

General Manager, Head Technical/Risk Management Division

Frequently asked questions about Cornerstone Insurance

9 analysts currently rate the Cornerstone Insurance stock: 8 recommend buying, 1 holding and 0 selling.