Manappuram Finance (MANAPPURAM.NS) Stock Price

Manappuram Finance Price

NSE·CLOSED
298.70
​
Market closed

Over the last 19 years Manappuram Finance grew revenue by 34.2% annually, reaching 95.25 B INR. Earnings per share have grown at 26.9% per year over the last 19 years. For Manappuram Finance, the net margin of 10.5% is down versus 22.0% a few years ago. At today's price the dividend yield works out to roughly 0.67%. The payout ratio is around 17% of earnings. The dividend has grown at 8.4% per year over the past 15 years. The consensus 12-month price target for Manappuram Finance is 324.36 INR, about 8.6% above where the stock trades today. Of 21 analysts, 8 rate the stock a buy — an overall Hold consensus.

Manappuram Finance stock price

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Manappuram Finance business model & stock analysis

Manappuram Finance Ltd is an Indian financial company that offers various financial products and services. It was founded in 1949 by V.C. Padmanabhan in Valapad, a small village in the state of Kerala in India. Originally, Manappuram Finance was a small pawnshop that specialized in providing small loans against pawned gold jewelry. However, over the years, the company grew rapidly and diversified into various areas of the financial sector. Today, Manappuram is a leading provider of gold loans in India and is also involved in other areas such as small and medium-sized business loans, insurance, investment fund management, and microfinance. The business model of Manappuram Finance is based on providing loans against pawned gold jewelry. Customers can pawn their jewelry at Manappuram and receive a loan that is typically required to be repaid within 3 months. This allows them to meet short-term liquidity needs or make investments. However, the company has also been involved in other areas of the financial sector and now offers a wide range of financial products and services. These include: - Small loans: The company also provides smaller loans to businesses and individuals who do not have access to traditional bank loans. Often, no collateral is required, making it easier to access credit. - Microfinance: Manappuram Finance also engages in microfinance and provides loans to small entrepreneurs and women residing in rural areas. The goal is to facilitate their access to financial services and promote their economic development. - Investment funds: The company also offers various investment funds that invest in different asset classes including stocks, bonds, and real estate. The aim is to provide investors with a wide range of investment options and help them diversify their portfolio. - Insurance: Manappuram Finance has also established an insurance business and offers various insurance products including life insurance, accident insurance, and health insurance. The goal is to provide customers with comprehensive coverage and minimize their risk. Manappuram Finance operates throughout India today and has more than 4,200 branches in various parts of the country. The company has also expanded internationally in recent years and now operates in countries such as the United Arab Emirates, Singapore, and the United States. Despite its growth and diversification, Manappuram Finance has maintained its original focus on gold loans and is now one of the largest gold loan providers in India. The company has built a strong reputation and is often regarded as a trusted and reliable partner for financial services in India.

Frequently asked questions about Manappuram Finance

Manappuram Finance Ltd operates as a non-banking financial company in India. The company's business model primarily focuses on providing various financial services to its customers. These services include gold loans, microfinance, commercial vehicle loans, foreign currency loans, and affordable housing loans. Manappuram Finance Ltd aims to cater to the financial needs of individuals and businesses, leveraging their gold holdings for quick and convenient access to credit. With its diverse range of financial products, the company strives to support economic growth and empower customers by offering flexible and reliable financing solutions.

Manappuram Finance Ltd is primarily active in the financial services industry.

The main competitors of Manappuram Finance Ltd in the market include Muthoot Finance Ltd, Bajaj Finance Ltd, and Shriram Transport Finance Company Ltd.

Manappuram Finance Ltd. is a renowned financial institution with a rich history and background. Established in 1949, the company has grown to become one of the leading non-banking financial companies (NBFCs) in India. Manappuram Finance specializes in providing gold loans, microfinance, and a range of other financial services to individuals and businesses. Over the years, the company has built a strong reputation for its transparent and customer-centric approach. With a widespread presence across the country, Manappuram Finance has successfully catered to the diverse financial needs of millions of customers. Through its innovative solutions and commitment to excellence, the company has truly emerged as a trusted name in the financial sector.

Manappuram Finance Ltd has achieved significant milestones throughout its history. The company has emerged as a leading non-banking financial company (NBFC) in India. It has successfully expanded its services across the country, catering to the diverse financial needs of customers. Manappuram Finance Ltd has also achieved impressive growth in terms of its asset base and customer base. Furthermore, the company has consistently delivered strong financial performance, reflecting its robust business model and effective management strategies. With a focus on customer-centricity and innovation, Manappuram Finance Ltd continues to set new benchmarks in the NBFC sector.

Manappuram Finance Ltd is primarily present in India, with a significant presence in various states and regions such as Kerala, Tamil Nadu, Maharashtra, Telangana, Karnataka, and Gujarat. As one of the leading non-banking financial companies in India, Manappuram Finance Ltd offers a wide range of financial services including gold loans, microfinance, housing loans, and foreign currency loans. With its extensive branch network and customer-centric approach, Manappuram Finance Ltd aims to serve the diverse financial needs of individuals and businesses across different parts of the country.

Manappuram Finance Ltd represents a strong set of values and corporate philosophy. With a commitment to transparency, integrity, and customer-centricity, Manappuram Finance strives to provide reliable financial solutions. The company focuses on building trust and maintaining ethical business practices, ensuring the safety of customer investments. Manappuram Finance also believes in promoting financial literacy and empowering individuals through various initiatives. By leveraging their expertise in gold loans, microfinance, and other financial services, Manappuram Finance aims to contribute to the financial growth of individuals and the overall development of society.

Analysts currently set an average price target of 314.91 INR for the Manappuram Finance stock (median: 324.36 INR), implying +9.0 % versus the latest price. The consensus is based on 21 analyst ratings.

21 analysts currently rate the Manappuram Finance stock: 9 recommend buying, 11 holding and 1 selling.

Converted at the current exchange rate, the Manappuram Finance share trades at 2.81 EUR (298.70 INR).

The Manappuram Finance share (MANAPPURAM.NS) is listed on 2 stock exchanges, including: NSE (Indien) (MANAPPURAM.NS).

Manappuram Finance Ltd is an Indian financial company specializing in gold loans and other financial services for individuals and businesses. The company was founded in 1992 and is headquartered in Valapad, Kerala. It is listed on the stock exchange and has over 4,400 branches across India. The core business of Manappuram is gold loans. This involves using gold as collateral to quickly and flexibly obtain financial funds. Customers can have their gold evaluated at a Manappuram branch and then receive a loan amount based on the value of the gold. This loan must be repaid within a specified period, with the customer having the option to repay the loan early. This lending typically does not require a credit check and is therefore suitable for individuals with poor credit or self-employed individuals. In addition to gold loans, Manappuram also offers other financial services such as home loans and vehicle loans. With a home loan, the customer can use a property as collateral to obtain a loan. The vehicle loan works similarly, with the vehicle serving as collateral for the loan. Manappuram also offers microfinance products for small and medium-sized businesses. These are loans that businesses receive to make investments or maintain operations. Another offering in this segment is training courses for entrepreneurs. The company provides courses that target founders and entrepreneurs and cover topics such as accounting, marketing, and sales. Manappuram also has a gold savings program where customers regularly purchase a certain amount of gold for long-term investment. The accumulated gold can be sold or exchanged for a loan at any time. The company is also involved in the insurance business and offers various insurances such as accident insurance, health insurance, and travel insurance. Overall, Manappuram's business model represents a wide range of financial services for individuals and businesses. The company offers fast and flexible solutions for financial needs, making it one of the leading providers of financial services in India.

The revenue of Manappuram Finance is 95.25 B INR. This figure is based on current financial data and reflects the company's business performance.

The profit of Manappuram Finance is 10.03 B INR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Manappuram Finance is currently 28.53. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Manappuram Finance stock.

The price-to-sales ratio (P/S) of Manappuram Finance is currently 3.01. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Manappuram Finance stock.

The Eulerpool Quality Score for Manappuram Finance is 6/10.

The ISIN of Manappuram Finance is INE522D01027. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Manappuram Finance is MANAPPURAM.NS. The ticker symbol is used to trade Manappuram Finance shares on the stock exchange.

Fair ValueTerminal
259.87 INR
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
3.46 M INR
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Currency
INR
Initial public offering
Aug 21, 1995
ISIN
INE522D01027
Cusip
Y5759P141
Sedol
6570400
Market capitalization
252.83 B INRMega Cap
52-Week Range
PEG
2.31
P/E ratio
P/Ee 2027
11.66
P/Ee 2028
9.79
P/Ee 2029
8.23
P/S
P/Se
3.73
EV/EBIT
27.24
P/B Ratio
1.58
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
1.36 %
Dividend
Dividend yield
0.67 %
Est. Dividend Yield
1.00 %
Payout Ratio
16.83 %
Dividend growth Ø5Y
-7.79 %
Dividend payments per year
4
Dividend paid since
15 years
Dividend not reduced since
0 years
Dividend increased since
0 years
Dividend withholding tax
20.00 %
Last updated Nov 3, 2026, 3:39 AM

Manappuram Finance Peer Group

Manappuram Finance Ticker

BSE · MANAPPURAM.BONSE INDIA · MANAPPURAM.NS

Manappuram Finance FIGI

MGFL:IN · BBG000FSN8J8MGFL:IB · BBG000FSN933MGFL:IS · BBG000FSNB56MGFL:IG · BBG003NW0VZ0