Kruk (KRU.WA) Stock Price
Kruk Price
Over the last 20 years Kruk grew revenue by 16.4% annually, reaching 2.50 B PLN. Earnings per share have grown at 29.9% per year over the last 20 years. For Kruk, the net margin of 43.4% is down versus 57.8% a few years ago. At today's price the dividend yield works out to roughly 4.91%. The payout ratio is around 34% of earnings. The dividend has grown at 28.2% per year over the past 10 years. The consensus 12-month price target for Kruk is 579.36 PLN, about 58.1% above where the stock trades today. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus.
Kruk stock price
Kruk business model & stock analysis
Frequently asked questions about Kruk
Kruk SA operates as a leading debt management company in Poland and internationally. Its business model revolves around acquiring and managing non-performing loans (NPLs) from banks and financial institutions. Kruk SA specializes in debt recovery and offers debt purchase, amicable settlement, and legal enforcement services. The company utilizes advanced analytics and proprietary systems to effectively identify, evaluate, and recover NPLs. Kruk SA focuses on establishing long-term relationships with debtors, aiming to provide fair solutions tailored to individual circumstances. With a strong track record and extensive industry experience, Kruk SA strives to maximize recoveries while maintaining ethical collection practices.
Kruk SA is primarily active in the financial and debt collection industries.
The main competitors of Kruk SA in the market include companies such as B2Holding Group, PRA Group, and Intrum AB. These companies also operate in the debt collection and financial services industry, providing similar services and solutions to clients. Kruk SA competes with them based on factors like geographical presence, client relationships, innovation, and efficiency in debt recovery processes. Despite facing competition from these players, Kruk SA has established itself as a leading debt management company with a strong track record of client satisfaction and a focus on delivering comprehensive financial solutions.
Kruk SA is a reputable company with a rich history and strong background. Founded in 1998, Kruk SA operates in the debt purchase and recovery industry, offering comprehensive financial services. With headquarters in Poland, Kruk SA has become a leading player in the European market, expanding its operations across several countries. The company's success is built on a solid foundation of expertise, reliability, and ethical business practices. Kruk SA has consistently demonstrated impressive growth, earning recognition for its excellence in debt management and creditor relations. With a proven track record, Kruk SA continues to thrive and provide valuable solutions for both investors and debtors.
Kruk SA, a reputable company in the stock market, has attained numerous significant milestones throughout its journey. Over the years, Kruk SA has successfully expanded its business operations, diversified its portfolio, and delivered impressive financial results. The company has demonstrated exceptional growth, establishing its position as a key player in the industry. Kruk SA has consistently focused on enhancing shareholder value while maintaining a strong reputation for its transparent and ethical business practices. With its relentless commitment to excellence and strategic decision-making, Kruk SA has secured its position as a leading stock company, contributing to its continued success and investor confidence.
Kruk SA is primarily present in several countries and regions. The company has a strong presence in Poland, where it is headquartered. Additionally, Kruk SA operates in other Central and Eastern European countries, including Romania, Czech Republic, and Slovakia. With its extensive network, Kruk SA has also expanded its operations to certain Western European markets such as Germany, Italy, Spain, and Portugal. This strategic presence in multiple countries and regions allows Kruk SA to effectively engage and serve its clientele across different markets, contributing to its success and growth in the debt management and financial services industry.
Kruk SA, a renowned company in the stock market, represents a set of core values and a strong corporate philosophy. With a focus on professionalism, Kruk SA strives for excellence in delivering financial outcomes and customer satisfaction. The company upholds transparency, integrity, and ethical practices in all its operations, ensuring trust and reliability for investors. With a long-term strategic approach, Kruk SA aims to maximize shareholder value while promoting sustainable growth. By emphasizing innovation and adaptability, the company remains at the forefront of industry advancements, consistently meeting the evolving needs of its stakeholders. Kruk SA's commitment to these values enables it to maintain its position as a trustworthy and reputable entity in the stock market.
Analysts currently set an average price target of 569.84 PLN for the Kruk stock (median: 579.36 PLN), implying +55.5 % versus the latest price. The consensus is based on 8 analyst ratings.
8 analysts currently rate the Kruk stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect Kruk to generate revenue of 3.36 B PLN and earnings per share of 57.42 PLN.
Converted at the current exchange rate, the Kruk share trades at 83.61 EUR (366.40 PLN).
The Kruk share (KRU.WA) is listed on 6 stock exchanges, including: London (0Q3Y.L), Frankfurt (83I.F), München (83I.MU).
Kruk SA is a leading company in the field of debt management and collection in Europe. The company's business model is based on the purchase of distressed loans and the management of these debts. This allows the company to improve the balance sheets of banks, insurance companies, and other lenders, and to recover capital. The company operates in various business areas, including the purchase and management of distressed loans. Kruk SA typically buys these debts at a lower price than their nominal value and is then responsible for their collection and management. The company uses state-of-the-art technologies and data analytics methods to optimize its operational processes and achieve high efficiency and profitability. Kruk SA also offers its own products in the field of structured finance. These are financial instruments based on the purchase of debt packages, which are then bundled and sold to investors. This allows investors to invest in the distressed credit market and benefit from Kruk SA's professional management and collection of these debts. Another business area of Kruk SA is consulting for lenders on debt management and collection procedures. The company can draw on its years of experience in this field to offer its clients customized solutions. This includes a comprehensive analysis of the debts and debtor behavior to enable the best possible recovery of the debts. Kruk SA operates in various countries in Europe, including Poland, Romania, Czech Republic, Slovakia, Hungary, Spain, Portugal, and Italy. By having a broad geographical presence, the company can benefit from different economic cycles and local market conditions. However, this also requires a high ability to adapt to different cultural and legal conditions, which the company ensures through continuous training and development of its employees. In summary, Kruk SA follows a diversified business model based on the purchase of distressed loans. Through professional management and collection of debts, the company enables its clients to improve their balance sheet situation and recover capital. With its own products in structured finance and consulting services in debt management, Kruk SA also offers a comprehensive range of services.
The expected revenue of Kruk is 3.36 B PLN. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Kruk is 1.19 B PLN. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Kruk is currently 6.38. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Kruk stock.
The price-to-sales ratio (P/S) of Kruk is currently 2.26. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Kruk stock.
The Eulerpool Quality Score for Kruk is 8/10.
The ISIN of Kruk is PLKRK0000010. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Kruk is A1JFY4. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Kruk is KRU.WA. The ticker symbol is used to trade Kruk shares on the stock exchange.
Kruk stock
All fundamentals and in-depth analysis of Kruk
Our stock analysis for Kruk stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Kruk. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.