Japan Post Bank Co (7182.T) Stock Price

Japan Post Bank Co Price

🇯🇵JPX·CLOSED
3,187.00JPY
Market closed
Today +/-
Today %

Japan Post Bank Co (7182.T) Stock | ISIN JP3946750001 | WKN A14Z8L. The current Japan Post Bank Co stock price is 3,187 JPY (2026). Revenue is 1.36 T JPY. Net income is 507.4 B JPY. The P/E ratio is 22.71. Market capitalization is 11.52 T JPY. Japan Post Bank Co operates in the Finance sector.

Japan Post Bank Co stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Japan Post Bank Co over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Japan Post Bank Co stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Japan Post Bank Co's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Japan Post Bank Co Stock Price History
DateJapan Post Bank Co Price
Access this data via the Eulerpool API

Japan Post Bank Co Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2014
2.08 T JPY
354.66 B JPY
Jan 1, 2015
2.08 T JPY
369.43 B JPY
Jan 1, 2016
1.97 T JPY
325.07 B JPY
Jan 1, 2017
1.9 T JPY
312.26 B JPY
Jan 1, 2018
2.04 T JPY
352.78 B JPY
Jan 1, 2019
1.85 T JPY
266.19 B JPY
Jan 1, 2020
1.8 T JPY
273.44 B JPY
Jan 1, 2021
1.95 T JPY
280.13 B JPY
Jan 1, 2022
1.98 T JPY
355.07 B JPY
Jan 1, 2023
2.06 T JPY
325.07 B JPY
Jan 1, 2024
2.65 T JPY
356.13 B JPY
Jan 1, 2025
2.52 T JPY
414.32 B JPY
Invalid Date
1.36 T JPY
507.4 B JPY
Invalid Date
1.72 T JPY
628.52 B JPY
Invalid Date
1.98 T JPY
792.36 B JPY

Japan Post Bank Co Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 10, 2026, 1:59 PM
 
REVENUE (M JPY)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M JPY)
EBIT (M JPY)
EBIT MARGIN (%)
NET INCOME (M JPY)
NET INCOME GROWTH (%)
DIV. (JPY)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Japan Post Bank Co generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Japan Post Bank Co retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Japan Post Bank Co's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Japan Post Bank Co has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Japan Post Bank Co's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Japan Post Bank Co stock margins

The Japan Post Bank Co margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Japan Post Bank Co. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Japan Post Bank Co.
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Profit margin
Details
Date
Profit margin
Jan 1, 2014
17.08 %
Jan 1, 2015
17.75 %
Jan 1, 2016
16.51 %
Jan 1, 2017
16.46 %
Jan 1, 2018
17.25 %
Jan 1, 2019
14.42 %
Jan 1, 2020
15.19 %
Jan 1, 2021
14.39 %
Jan 1, 2022
17.9 %
Jan 1, 2023
15.75 %
Jan 1, 2024
13.43 %
Jan 1, 2025
16.43 %
Invalid Date
37.43 %
Invalid Date
36.59 %
Invalid Date
40.1 %

Japan Post Bank Co Stock Revenue, EBIT, Earnings per Share

The Japan Post Bank Co earnings per share therefore indicates how much revenue Japan Post Bank Co has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2014
461.41 JPY
78.81 JPY
Jan 1, 2015
504.63 JPY
89.58 JPY
Jan 1, 2016
525.19 JPY
86.71 JPY
Jan 1, 2017
506.07 JPY
83.29 JPY
Jan 1, 2018
545.46 JPY
94.1 JPY
Jan 1, 2019
492.22 JPY
71 JPY
Jan 1, 2020
480.01 JPY
72.94 JPY
Jan 1, 2021
519.24 JPY
74.72 JPY
Jan 1, 2022
529.24 JPY
94.72 JPY
Jan 1, 2023
551.55 JPY
86.85 JPY
Jan 1, 2024
732.89 JPY
98.43 JPY
Jan 1, 2025
697.59 JPY
114.6 JPY
Invalid Date
374.96 JPY
140.34 JPY
Invalid Date
475.1 JPY
173.85 JPY
Invalid Date
546.53 JPY
219.17 JPY

Japan Post Bank Co business model & stock analysis

Japan Post Bank Co Ltd is a Japanese bank that was founded in 2006. It is a wholly owned subsidiary of Japan Post Holdings and is headquartered in Tokyo. However, the bank's history dates back much further. It originated from the Postal Savings Bank, which was founded in 1875 and is one of the oldest banks in Japan. The business model of Japan Post Bank is essentially simple. It is a traditional deposit bank that primarily collects customer deposits and lends them out in the form of loans to other companies, individuals, or even to the Japanese government. Securities trading is also an important part of the business. Japan Post Bank is divided into various business segments. On the one hand, there is the deposit business, where it collects deposits from individuals and companies. It offers various products for this purpose, such as savings books or time and fixed deposit accounts. Another important segment is the payment business, where Japan Post Bank handles the processing of transfers and other payments. In addition to traditional banking products, Japan Post Bank also offers insurance. These include various pension and life insurance policies tailored specifically to the needs of older people. The bank also has a long tradition in this area, as it has been offering insurance for many decades. Another significant area of Japan Post Bank is its investment business. The bank focuses on securities trading, such as buying and selling stocks, bonds, and investment funds. It also has a long tradition in this area and is one of the largest investment banks in Japan. In recent years, Japan Post Bank has also expanded its presence in the international market. It primarily focuses on Asia, where it has opened branches in countries such as Singapore, China, and Vietnam. It also has subsidiaries in Europe and North America. Overall, Japan Post Bank Co Ltd has gained significant importance in recent years. It is not only one of the largest banks in Japan but also successful internationally. It also benefits from its long tradition and good reputation among the population. However, it also faces major challenges, as the Japanese banking market overall is highly competitive and it is increasingly difficult to achieve high returns.

Japan Post Bank Co SWOT Analysis

Strengths

Japan Post Bank Co Ltd benefits from several strengths that contribute to its success:

  • 1. Extensive Branch Network: The bank has a vast network of branches throughout Japan, allowing it to reach a wide customer base and provide convenient access to its services.
  • 2. Strong Brand Reputation: Japan Post Bank Co Ltd is associated with the trusted Japan Post brand, which enhances its reputation and credibility among customers.
  • 3. Government Support: As a government-owned bank, Japan Post Bank Co Ltd enjoys the backing and support of the Japanese government, providing stability and confidence to its operations.
  • 4. Diverse Product Range: The bank offers a diverse portfolio of financial products and services, including savings accounts, loans, insurance, and investment options, catering to various customer needs.

Weaknesses

Despite its strengths, Japan Post Bank Co Ltd faces certain weaknesses that could pose challenges:

  • 1. Limited International Presence: The bank's operations are primarily focused within Japan, limiting its exposure to global markets and potential growth opportunities.
  • 2. Aging Customer Base: The bank's customer base is skewed towards older demographics, which could pose challenges in attracting and retaining younger customers.
  • 3. Dependence on Postal Services: Japan Post Bank Co Ltd heavily relies on the postal infrastructure for its operations. Any disruptions or changes in the postal services could have a direct impact on its business.
  • 4. Technological Advancements: The bank may face challenges in keeping up with rapidly evolving technological advancements in the banking industry, particularly in the areas of digital banking and online services.

Opportunities

There are several opportunities that Japan Post Bank Co Ltd can explore for future growth:

  • 1. Expansion of Financial Services: The bank can consider expanding its product offerings to include innovative financial services such as mobile banking, robo-advisory, and digital payment solutions to attract a younger customer base.
  • 2. Collaborations and Partnerships: Forming strategic alliances or partnerships with technology companies or fintech startups can help the bank leverage their expertise and tap into emerging trends.
  • 3. Focus on Financial Inclusion: Japan Post Bank Co Ltd can aim to increase financial inclusion by targeting underserved populations and promoting financial literacy, which aligns with the United Nations' Sustainable Development Goals.
  • 4. International Expansion: Exploring opportunities to expand its presence in international markets can diversify the bank's revenue streams and reduce its reliance on the domestic market.

Threats

Japan Post Bank Co Ltd should be prepared to address potential threats that could impact its operations:

  • 1. Intense Competition: The banking industry in Japan is highly competitive, with both traditional and online banks vying for market share. Japan Post Bank Co Ltd needs to continuously innovate and differentiate itself to stay ahead.
  • 2. Economic Instability: Fluctuations in the Japanese economy, interest rates, and geopolitical events can negatively impact the bank's financial performance and customer confidence.
  • 3. Regulatory Changes: Changes in regulations and compliance requirements pose challenges and additional costs for the bank, necessitating continuous monitoring and adaptation to remain compliant.
  • 4. Cybersecurity Risks: As digital banking evolves, the bank must address the increasing risks of cyber threats and ensure robust security measures to safeguard customer data and maintain trust.

Japan Post Bank Co Eulerpool Fair Value

Japan Post Bank Co historical P/E ratio, EBIT multiple, and P/S ratio

Japan Post Bank Co annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Japan Post Bank Co shares outstanding

The number of shares was Japan Post Bank Co in 2025 — This indicates how many shares 3.615 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2014
4.5 B base_Shares
Jan 1, 2015
4.12 B base_Shares
Jan 1, 2016
3.75 B base_Shares
Jan 1, 2017
3.75 B base_Shares
Jan 1, 2018
3.75 B base_Shares
Jan 1, 2019
3.75 B base_Shares
Jan 1, 2020
3.75 B base_Shares
Jan 1, 2021
3.75 B base_Shares
Jan 1, 2022
3.75 B base_Shares
Jan 1, 2023
3.74 B base_Shares
Jan 1, 2024
3.62 B base_Shares
Jan 1, 2025
3.62 B base_Shares
Invalid Date
3.62 B base_Shares
Invalid Date
3.62 B base_Shares
Invalid Date
3.62 B base_Shares

Japan Post Bank Co Dividend History

11 years of dividend payments · 2 consecutive increases

YearAnnual DividendYoY ChangePayments
202670JPYYTD
Mar 30, 202670JPY 20.7%1/1
202558JPY 13.7%
Mar 28, 202558JPY 13.7%1/1
202451JPY 2.0%
202350JPY 0.0%
202250JPY 0.0%
202150JPY 100.0%
202025JPY 50.0%
201950JPY 0.0%
201850JPY 0.0%
201750JPY 0.0%

Japan Post Bank Co dividend history and estimates

In 2025, Japan Post Bank Co paid a dividend amounting to 58 JPY. Dividend means that Japan Post Bank Co distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Invalid Date
0 JPY
50 JPY
Jan 1, 2017
50 JPY
0 JPY
Jan 1, 2018
50 JPY
0 JPY
Jan 1, 2019
50 JPY
0 JPY
Jan 1, 2020
25 JPY
0 JPY
Invalid Date
50 JPY
0 JPY
Invalid Date
50 JPY
50 JPY
Invalid Date
50 JPY
50 JPY
Invalid Date
51 JPY
49 JPY
Invalid Date
58 JPY
44 JPY
Jan 1, 2026
70 JPY
0 JPY
Invalid Date
0 JPY
95.46 JPY
Invalid Date
0 JPY
118.81 JPY

Japan Post Bank Co dividend payout ratio

In 2025, Japan Post Bank Co had a payout ratio of 53.71%. The payout ratio indicates the percentage of the company's profits that Japan Post Bank Co distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2014
51.32 %
Jan 1, 2015
51.32 %
Jan 1, 2016
57.67 %
Jan 1, 2017
60.03 %
Jan 1, 2018
53.13 %
Jan 1, 2019
70.41 %
Jan 1, 2020
34.27 %
Jan 1, 2021
66.91 %
Jan 1, 2022
52.79 %
Jan 1, 2023
51.32 %
Jan 1, 2024
57.01 %
Jan 1, 2025
53.71 %
Invalid Date
54.01 %
Invalid Date
54.91 %
Invalid Date
54.21 %
Price targets and forecasts for Japan Post Bank Co are not yet available.

Japan Post Bank Co Earnings Estimates

Japan Post Bank Co Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
11/11/202221.47JPY294.98 BJPY2023 Q2
8/10/202227.41JPY334.15 BJPY2023 Q1
5/13/202216.02JPY302.31 BJPY2022 Q4
2/14/202218.59JPY337.75 BJPY2022 Q3
11/12/202111.09JPY272.29 BJPY2022 Q2
8/11/202116.55JPY321.24 BJPY2022 Q1
5/14/202114.7JPY302.75 BJPY2021 Q4
2/12/202118.9JPY342.05 BJPY2021 Q3
11/13/202016.78JPY318.6 BJPY2021 Q2
8/7/20209.33JPY-JPY2021 Q1

EESG©

Eulerpool ESG Scorecard© for the Japan Post Bank Co stock

80/100
98
Environment
68
Social
73
Governance
E

Environment

20
Scope 1 - Direct Emissions3,967
Scope 2 - Indirect emissions from purchased energy14,965
Scope 3 - Indirect emissions within the value chain73,026
Total CO₂ emissions18,932
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees44.266
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Japan Post Bank Co shareholder structure

% Name
49.3499%
Japan Post Holdings Co., Ltd.
Japan Post Holdings Co., Ltd.
1.92403%
Nomura Asset Management Co., Ltd.
Nomura Asset Management Co., Ltd.
1.64248%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
1.47107%
GIC Private Limited
GIC Private Limited
1.34457%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
0.90464%
Capital Research Global Investors
Capital Research Global Investors
0.85353%
Amova Asset Management Co., Ltd.
Amova Asset Management Co., Ltd.
0.82487%
Daiwa Asset Management Co., Ltd.
Daiwa Asset Management Co., Ltd.
0.79251%
Norges Bank Investment Management (NBIM)
Norges Bank Investment Management (NBIM)
0.76974%
Geode Capital Management, L.L.C.
Geode Capital Management, L.L.C.
...

Japan Post Bank Co Executives and Management Board

TK

Mr. Takayuki Kasama

(50)

President, Representative Executive Officer, Director · since 2020

KO

Mr. Kenji Ogata

(58)

Executive Vice President, Representative Executive Officer, Director · since 2023

HY

Mr. Harumi Yano

(63)

Vice President, Representative Executive Officer, Director · since 2015

HM

Mr. Hisashi Matsunaga

(63)

Senior Managing Executive Officer

MS

Mr. Makoto Shinmura

(58)

Senior Managing Executive Officer

...

Japan Post Bank Co Supply Chain

Frequently asked questions about Japan Post Bank Co

The core business model of Japan Post Bank Co Ltd is to provide various financial services to individuals, small businesses, and corporate clients. It offers a wide range of banking products and services, including savings accounts, time deposits, loans, investment trusts, and insurance products. Japan Post Bank focuses on promoting financial inclusion and aims to cater to the diverse needs of its customers. With its extensive branch network and innovative digital platforms, the bank strives to offer convenient and accessible banking solutions. Japan Post Bank Co Ltd continues to evolve its business model to adapt to changing customer preferences and emerging market trends.

All fundamentals and in-depth analysis of Japan Post Bank Co

Our stock analysis for Japan Post Bank Co Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Japan Post Bank Co Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.