SBI Shinsei Bank (8303.T) Stock Price

SBI Shinsei Bank Price

JPX·CLOSED
1,595.50JPY-17.50 (-1.09 %)
Market closed

Over the last 19 years SBI Shinsei Bank grew revenue by 0.0% annually, reaching 492.88 B JPY. Earnings per share have declined at 6.5% per year over the last 19 years. For SBI Shinsei Bank, the net margin of 17.1% is up versus 12.3% a few years ago. At today's price the dividend yield works out to roughly 0.75%. The payout ratio is around 8% of earnings. The dividend has grown at 5.4% per year over the past 18 years. The consensus 12-month price target for SBI Shinsei Bank is 2,703.00 JPY, about 69.4% above where the stock trades today. Of 11 analysts, 0 rate the stock a buy — an overall Hold consensus. The stock trades about 18% above its 52-week low.

SBI Shinsei Bank stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of SBI Shinsei Bank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how SBI Shinsei Bank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing SBI Shinsei Bank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

SBI Shinsei Bank Stock Price History
DateSBI Shinsei Bank Price
8/14/20261,595.50 JPY
8/13/20261,613.00 JPY
8/12/20261,579.50 JPY
8/10/20261,543.00 JPY
8/7/20261,551.00 JPY
8/6/20261,569.50 JPY
8/5/20261,472.50 JPY
8/4/20261,438.00 JPY
8/3/20261,452.50 JPY
7/31/20261,491.00 JPY
7/30/20261,414.00 JPY
7/29/20261,425.50 JPY
7/28/20261,441.50 JPY
7/27/20261,434.00 JPY
7/24/20261,423.50 JPY
7/23/20261,449.50 JPY
7/22/20261,443.00 JPY
7/21/20261,445.50 JPY
7/17/20261,408.50 JPY
7/16/20261,458.00 JPY
7/15/20261,464.00 JPY
7/14/20261,456.00 JPY
7/13/20261,453.00 JPY
7/10/20261,456.00 JPY
7/9/20261,437.50 JPY
7/8/20261,471.00 JPY
7/7/20261,498.00 JPY
7/6/20261,467.00 JPY
7/3/20261,450.00 JPY
7/2/20261,413.50 JPY
7/1/20261,364.00 JPY
6/30/20261,388.50 JPY
6/29/20261,406.50 JPY
6/26/20261,392.00 JPY
6/25/20261,403.50 JPY
6/24/20261,410.50 JPY
6/23/20261,396.00 JPY
6/22/20261,422.50 JPY
6/19/20261,456.00 JPY
6/18/20261,444.50 JPY
6/17/20261,486.00 JPY
6/16/20261,501.00 JPY
6/15/20261,496.50 JPY
6/12/20261,402.50 JPY
6/11/20261,424.50 JPY
6/10/20261,446.50 JPY
6/9/20261,494.50 JPY
6/8/20261,383.50 JPY
6/5/20261,401.50 JPY
6/4/20261,423.50 JPY
6/3/20261,392.00 JPY
6/2/20261,358.00 JPY
6/1/20261,363.00 JPY
5/29/20261,407.00 JPY
5/28/20261,357.50 JPY
5/27/20261,391.50 JPY
5/26/20261,431.00 JPY
5/25/20261,461.00 JPY
5/22/20261,477.00 JPY
5/21/20261,511.00 JPY
5/20/20261,569.50 JPY
5/19/20261,588.00 JPY
5/18/20261,629.00 JPY
5/15/20261,620.00 JPY
5/14/20261,627.00 JPY
5/13/20261,656.50 JPY
5/12/20261,658.50 JPY
5/11/20261,640.00 JPY
5/8/20261,676.50 JPY
5/7/20261,693.00 JPY
5/1/20261,717.00 JPY
4/30/20261,835.00 JPY
4/28/20261,821.50 JPY
4/27/20261,722.50 JPY
4/24/20261,686.00 JPY
4/23/20261,747.00 JPY
4/22/20261,635.00 JPY
4/21/20261,658.00 JPY
4/20/20261,674.50 JPY
4/17/20261,687.00 JPY
4/16/20261,709.00 JPY
4/15/20261,693.50 JPY
4/14/20261,670.00 JPY
4/13/20261,666.50 JPY
4/10/20261,693.50 JPY
4/9/20261,720.50 JPY
4/8/20261,766.00 JPY
4/7/20261,774.00 JPY
4/6/20261,756.00 JPY
4/3/20261,725.50 JPY
4/2/20261,722.00 JPY
4/1/20261,759.50 JPY
3/31/20261,682.50 JPY
3/30/20261,686.50 JPY
3/27/20261,720.50 JPY
3/26/20261,692.00 JPY
3/25/20261,720.00 JPY
3/24/20261,695.50 JPY
3/23/20261,652.00 JPY
3/19/20261,685.00 JPY
3/18/20261,705.00 JPY
3/17/20261,675.50 JPY
3/16/20261,688.00 JPY
3/13/20261,698.00 JPY
3/12/20261,704.00 JPY
3/11/20261,750.00 JPY
3/10/20261,774.00 JPY
3/9/20261,712.00 JPY
3/6/20261,763.50 JPY
3/5/20261,700.00 JPY
3/4/20261,631.00 JPY
3/3/20261,740.00 JPY
3/2/20261,788.00 JPY
2/27/20261,878.00 JPY
2/26/20261,894.00 JPY
2/25/20261,810.50 JPY
2/24/20261,819.00 JPY
2/20/20261,919.50 JPY
2/19/20261,979.50 JPY
2/18/20261,902.00 JPY
2/17/20261,919.50 JPY
2/16/20261,966.00 JPY
2/13/20262,007.00 JPY
2/12/20262,039.00 JPY
2/10/20262,031.00 JPY
2/9/20262,091.00 JPY
2/6/20262,120.00 JPY
2/5/20262,019.00 JPY
2/4/20261,942.00 JPY
2/3/20261,875.50 JPY
2/2/20261,802.00 JPY
1/30/20261,851.50 JPY
1/29/20261,934.00 JPY
1/28/20261,849.00 JPY
1/27/20261,900.00 JPY
1/26/20261,872.00 JPY
1/23/20261,925.00 JPY
1/22/20261,890.00 JPY
1/21/20261,900.00 JPY
1/20/20261,943.00 JPY
1/19/20262,081.00 JPY
1/16/20262,125.00 JPY
1/15/20262,031.00 JPY
1/14/20261,960.00 JPY
1/13/20261,990.00 JPY
1/9/20261,982.00 JPY
1/8/20261,902.00 JPY
1/7/20261,915.00 JPY
1/6/20261,798.00 JPY
1/5/20261,749.00 JPY
12/30/20251,740.00 JPY
12/29/20251,757.00 JPY
12/26/20251,789.00 JPY
12/25/20251,720.00 JPY
12/24/20251,746.00 JPY
12/23/20251,681.00 JPY
12/22/20251,721.00 JPY
12/19/20251,731.00 JPY
12/18/20251,800.00 JPY
12/17/202555,319,998,464.00 JPY
12/1/202555,319,998,464.00 JPY
11/28/202555,319,998,464.00 JPY
11/27/202555,319,998,464.00 JPY
11/26/202555,319,998,464.00 JPY
11/25/202555,319,998,464.00 JPY
11/21/202555,319,998,464.00 JPY
11/20/202555,319,998,464.00 JPY
11/19/202555,319,998,464.00 JPY
11/18/202555,319,998,464.00 JPY
11/17/202555,319,998,464.00 JPY
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SBI Shinsei Bank Revenue, Pre-Provision Profit, Net Income

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Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2023
368.04 B JPY
72.54 B JPY
42.77 B JPY
Jan 1, 2024
431.27 B JPY
99.17 B JPY
57.92 B JPY
Jan 1, 2025
492.88 B JPY
144.71 B JPY
84.50 B JPY
Jan 1, 2026 (e)
457.65 B JPY
0.00 JPY
106.60 B JPY
Jan 1, 2027 (e)
362.65 B JPY
0.00 JPY
98.26 B JPY
Jan 1, 2028 (e)
402.86 B JPY
0.00 JPY
112.20 B JPY
Jan 1, 2029 (e)
427.02 B JPY
0.00 JPY
116.19 B JPY
Jan 1, 2030 (e)
693.30 B JPY
0.00 JPY
111.40 B JPY

SBI Shinsei Bank Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 17, 2026, 5:22 PM
 
REVENUET JPY
REVENUE GROWTH%
Net Interest IncomeB JPY
Non-Interest IncomeB JPY
Loan Loss ProvisionsB JPY
Pre-Provision Profit (PPOP)B JPY
NET INCOMET JPY
NET INCOME GROWTH%
DIV.JPY
SHARESM
201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
0.390.370.380.380.370.390.380.370.410.530.630.460.360.400.430.69
5.54-5.483.14-0.79-3.197.45-3.61-3.4613.1426.9319.46-27.07-20.7611.096.0062.36
126.46122.35122.28128.78133.82133.51122.04125.68138.76156.20158.09–––––
242.07228.54242.37229.34210.96239.29243.85226.79229.28275.07334.80–––––
7.002.6429.4936.0828.5838.3526.0328.1220.7536.2345.30–––––
79.7665.4581.2491.5083.1787.5581.3756.6172.5499.17144.71–––––
0.070.060.050.050.050.050.050.020.040.060.080.110.100.110.120.11
64.05-10.20-16.721.291.76-12.89-1.02-54.81109.8235.4345.8826.16-7.8314.193.56-4.13
–––––––––24.00–68.0068.0068.00––
265.00265.00261.00258.00348.00239.00223.00210.69204.19853.50853.50853.50853.50853.50853.50853.50
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales SBI Shinsei Bank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue SBI Shinsei Bank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare SBI Shinsei Bank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares SBI Shinsei Bank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against SBI Shinsei Bank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

SBI Shinsei Bank stock margins

The SBI Shinsei Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of SBI Shinsei Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for SBI Shinsei Bank.

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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2021
77.76 %
12.33 %
Jan 1, 2022
83.94 %
5.78 %
Jan 1, 2023
80.29 %
11.62 %
Jan 1, 2024
77.00 %
13.43 %
Jan 1, 2025
70.64 %
17.14 %
Jan 1, 2026 (e)
0.00 %
23.29 %
Jan 1, 2027 (e)
0.00 %
27.10 %
Jan 1, 2028 (e)
0.00 %
27.85 %

SBI Shinsei Bank Revenue per Share, Earnings per Share

The SBI Shinsei Bank earnings per share therefore indicates how much revenue SBI Shinsei Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2021
1,640.74 JPY
202.28 JPY
Jan 1, 2022
1,672.92 JPY
96.75 JPY
Jan 1, 2023
1,802.50 JPY
209.47 JPY
Jan 1, 2024
505.29 JPY
67.87 JPY
Jan 1, 2025
577.49 JPY
99.00 JPY
Jan 1, 2026 (e)
511.06 JPY
119.04 JPY
Jan 1, 2027 (e)
404.97 JPY
109.73 JPY
Jan 1, 2028 (e)
449.87 JPY
125.29 JPY

SBI Shinsei Bank business model & stock analysis

The Shinsei Bank Ltd. is a Japanese bank based in Tokyo. The bank was founded in 2000 and has a long history. It originated from the Long-Term Credit Bank of Japan, which collapsed in 1998 due to financial difficulties. The government decided to nationalize the bank and establish a new bank - Shinsei Bank. The Shinsei Bank is an innovative bank that focuses on providing comprehensive financial services. The bank offers products and services to both private and business customers. The bank's business model is based on creating value for its customers. The bank strives to understand the needs of its customers and provide them with solutions. The bank operates in various business areas. The focus is on retail banking, which includes a wide range of financial products and services. This includes current accounts, savings and investment products, loans, insurance, and securities services. The bank also has a strong presence in corporate banking. Here, it offers customized solutions for companies that are tailored to the needs and goals of its customers. Another important division of the bank is investment banking. It offers a variety of services, including mergers and acquisitions advisory, securities trading, and asset management. The Shinsei Bank has chosen innovation and technology. It has a strong presence in online banking and provides customers with a tailored experience. Through the online platform, customers can manage their accounts, make transfers, pay bills, and conduct other banking activities without having to visit a branch. The bank has also developed a mobile app that allows customers to manage their finances on the go. In recent years, the bank has launched several initiatives to expand its business model. One of them is the offering of banking licenses to other companies. The bank has granted licenses to companies that want to engage in banking activities without having to establish their own bank. This has led to the Shinsei Bank becoming an important player in the financial technology (fintech) market. The Shinsei Bank has also decided to focus on sustainability and environmental friendliness. The bank is committed to creating a sustainable business model and advocating for environmental protection. The bank is a member of the UN Global Compact and is dedicated to sustainable procurement and climate protection. In summary, the Shinsei Bank is an innovative bank that focuses on creating value for its customers. The bank offers a wide range of products and services for both private and business customers. In recent years, the bank has expanded its business model and has become an important player in the fintech market. The bank also advocates for sustainability and environmental friendliness and is a leader in the industry.

SBI Shinsei Bank SWOT Analysis

Strengths

1. Strong Financial Performance: Shinsei Bank Ltd has consistently achieved impressive financial results, displaying a stable and profitable business model.

2. Advanced Technological Infrastructure: The bank has made significant investments in its IT infrastructure, enabling efficient operations and delivery of innovative financial products and services.

3. Diversified Business Portfolio: Shinsei Bank Ltd operates across various financial sectors, including retail banking, commercial banking, and asset management, providing a broad range of solutions to customers.

Weaknesses

1. Limited Global Presence: Shinsei Bank Ltd's operations are primarily focused on the domestic market, which restricts opportunities for international expansion and exposes the bank to domestic market risks.

2. Relatively Small Market Share: Despite steady growth, the bank still faces strong competition from well-established financial institutions with larger market shares, which could limit its ability to attract new customers.

3. Brand Recognition: While the bank is well-known among domestic customers, it lacks global brand recognition, making it less competitive in attracting international clients.

Opportunities

1. Expansion into Emerging Markets: Shinsei Bank Ltd can explore opportunities in emerging markets where demand for innovative financial services is growing, allowing the bank to tap into new customer segments.

2. Technological Advancements: The ongoing technological advancements present opportunities for the bank to further enhance its digital capabilities, offering customers convenient and efficient banking solutions.

3. Mergers and Acquisitions: Strategic mergers or acquisitions can provide Shinsei Bank Ltd with access to new markets, increased customer base, and synergies that lead to improved competitiveness.

Threats

1. Regulatory Changes: Changes in financial regulations and policies can impact the bank's operations and require adjustments to ensure compliance, potentially increasing costs and affecting profitability.

2. Economic Instability: Economic downturns or recessions can have adverse effects on the bank's business, leading to a decrease in profitability and increased credit risk.

3. Cybersecurity Risks: With the increasing reliance on technology and digital banking, the bank faces the constant threat of cybersecurity breaches, which could result in financial losses and reputational damage.

SBI Shinsei Bank Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

SBI Shinsei Bank historical P/E ratio, EBIT multiple, and P/S ratio

SBI Shinsei Bank annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

SBI Shinsei Bank shares outstanding

The number of shares of SBI Shinsei Bank was 853.5 M in 2025. This indicates how many shares SBI Shinsei Bank is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
223.00 M Stocks
Jan 1, 2022
210.69 M Stocks
Jan 1, 2023
204.19 M Stocks
Jan 1, 2024
853.50 M Stocks
Jan 1, 2025
853.50 M Stocks
Jan 1, 2026 (e)
853.50 M Stocks
Jan 1, 2027 (e)
853.50 M Stocks
Jan 1, 2028 (e)
853.50 M Stocks

SBI Shinsei Bank stock splits

In SBI Shinsei Bank's history, there have been no stock splits.

SBI Shinsei Bank Dividend History

24 years of dividend payments

YearAnnual DividendYoY ChangePayments
202634.00JPYYTD—1×
Mar 30, 202634.00JPY↑ 183.3%1/1
202412.00JPY 0.0%—
202312.00JPY 0.0%1×
202212.00JPY 0.0%1×
202112.00JPY↑ 20.0%1×
202010.00JPY 0.0%1×
201910.00JPY 0.0%1×
201810.00JPY↑ 900.0%1×
20171.00JPY 0.0%1×
20161.00JPY 0.0%1×

SBI Shinsei Bank dividend payout ratio

In 2025, SBI Shinsei Bank had a payout ratio of 8.72%. The payout ratio indicates the percentage of the company's profits that SBI Shinsei Bank distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
5.93 %
Jan 1, 2022
12.40 %
Jan 1, 2023
5.73 %
Jan 1, 2024
8.02 %
Jan 1, 2025
8.72 %
Jan 1, 2026 (e)
57.12 %
Jan 1, 2027 (e)
61.97 %
Jan 1, 2028 (e)
54.27 %

Current SBI Shinsei Bank forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
5.36 %
Buy
0.00 % (0)
Hold
63.64 % (7)
Sell
36.36 % (4)
12M Price Target
2,703.00
Last Price
1,619.00
Currency
JPY
12M Return Potential
66.95 %
LTM Return
0 %

SBI Shinsei Bank Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/27/202360.17JPY--JPY-2024 Q1
5/11/202333.71JPY--JPY-2023 Q4
1/26/202342.98JPY--JPY-2023 Q3
11/10/2022135.52JPY--JPY-2023 Q2
7/29/202234.53JPY--JPY-2023 Q1
5/13/202214.74JPY--JPY-2022 Q4
1/28/202241.09JPY--JPY-2022 Q3
1/29/202146.59JPY-55.89 BJPY-2021 Q3
11/12/202049.17JPY-57.05 BJPY-2021 Q2
7/31/202035.15JPY-56.01 BJPY-2021 Q1

EESG©

Eulerpool ESG Scorecard© for the SBI Shinsei Bank stock

86/100
87
Environment
99
Social
72
Governance
E

Environment

20
Scope 1 - Direct Emissions1,129
Scope 2 - Indirect emissions from purchased energy13,093
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions14,222
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees43
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

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SBI Shinsei Bank shareholder structure

% Name
3.00535%
Deposit Insurance Corporation of Japan
Deposit Insurance Corporation of Japan
2.23339%
Resolution and Collection Corporation
Resolution and Collection Corporation
0.18531%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
0.14251%
Norges Bank Investment Management (NBIM)
Norges Bank Investment Management (NBIM)
0.09480%
Nikko Asset Management Co., Ltd.
Nikko Asset Management Co., Ltd.
0.09254%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.

SBI Shinsei Bank Beneficial Ownership Filings (SEC 13D/G)

Free Float
29.6%
Float Shares
-
Shares Outstanding
-

SBI Shinsei Bank Executives and Management Board

127 members · avg. age 64 · 6 % women

Management

HK

Mr. Hideyuki Kudo (56)

President, Chief Executive Officer, Representative Director · since 2015

–
TH

Ms. Takako Hayashi

Managing Executive Officer, Chief Officer of Group Human Resource · since 2020

–
TS

Mr. Toichiro Shiomi

Chief Risk Officer, Managing Executive Officer · since 2021

–
AH

Mr. Akira Hirasawa (58)

Senior Managing Executive Officer, Chief Officer Group Legal & Compliance, Director · since 2021

–
SG

Mr. Sanjeev Gupta (61)

Senior Managing Executive Officer · since 2015

–
SH

Mr. Shoichi Hirano

Senior Managing Executive Officer, Manager of Corporate Business Unit · since 2021

–

Board of Directors

EH

Mr. Ernest Higa (68)

Independent Director · since 2013

–
JM

Mr. Jun Makihara (63)

Independent Director · since 2011

–
RM

Ms. Rie Murayama (61)

Independent Director · since 2019

–
YS

Ms. Yuko Sasaki (47)

Independent Director · since 2021

–
RT

Mr. Ryuichi Tomimura (62)

Independent Director · since 2015

–
YK

Ms. Yuko Kawamoto (63)

Independent Director · since 2020

–

SBI Shinsei Bank Supply Chain

SBI Shinsei Bank Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
17 companies
#Nameβ 1YTrend
1
Mitsubishi UFJ Financial Group
Supplier·Customer·Banks·JP
0.82
0.63
0.83
0.93
0.91
0.92
0.22
2
SBI
Supplier·Customer·Capital Markets·JP
0.60
-0.20
0.26
0.25
0.79
0.71
0.25
3
Members
Supplier·Media·JP
0.46
0.04
0.61
0.68
-0.24
0.52
-0.07
4
Mind CTI
Supplier·Software·IL
0.91
0.48
-0.27
-0.54
-0.71
0.48
—
5
Global One REIT
Supplier·Equity Real Estate Investment Trusts (REITs)·JP
0.46
0.51
0.77
-0.65
-0.85
0.43
—
#Nameβ 1YTrend
1
WingArc1st
Supplier·Software·JP
0.41
-0.36
0.47
-0.82
-0.74
—
—
2
Nihon Jyoho
Supplier·Customer·Software·JP
-0.74
-0.74
0.54
-0.10
-0.70
—
—
3
Military Commercial Bank
Supplier·Customer·VN
0.78
-0.06
-0.52
-0.83
-0.81
-0.87
—
4
Encourage Technologies
Supplier·Software·JP
0.42
-0.05
0.14
-0.81
-0.81
-0.79
—
5
iRidge
Supplier·Software·JP
0.27
-0.04
0.54
-0.08
-0.36
-0.65
—

Frequently asked questions about SBI Shinsei Bank

The business model of Shinsei Bank Ltd revolves around providing various financial services in Japan. Shinsei Bank operates as a full-service bank, offering retail banking, corporate banking, and institutional banking solutions. The bank focuses on catering to individuals, small and medium-sized enterprises (SMEs), and corporations. Shinsei Bank emphasizes customer-centricity, innovative technology, and digital transformation to enhance its banking operations and deliver efficient services. By leveraging its expertise in lending, investment, and asset management, Shinsei Bank aims to drive economic growth, support financial stability, and meet the diverse needs of its customers in the Japanese market.

Shinsei Bank Ltd is primarily active in the banking industry.

The main competitors of Shinsei Bank Ltd in the market include Japan Post Bank Co., Ltd., Mizuho Financial Group, Inc., Mitsubishi UFJ Financial Group, Inc., Sumitomo Mitsui Financial Group, Inc., and Resona Holdings, Inc.

Shinsei Bank Ltd, formerly known as the Long-Term Credit Bank of Japan, was established in 1952. The company underwent significant changes in the late 1990s due to financial difficulties and was nationalized by the Japanese government. In 2000, Shinsei Bank was privatized and acquired by a consortium of international investors led by Ripplewood Holdings. It embarked on a major restructuring process to transform into a modern, customer-oriented financial institution. Since then, Shinsei Bank has successfully expanded its product offerings and customer base, focusing on retail banking, asset management, and corporate banking services. Today, Shinsei Bank Ltd continues to evolve and innovate, catering to the diverse financial needs of its customers.

Shinsei Bank Ltd has achieved several significant milestones throughout its history. One notable achievement includes the bank's successful privatization in 2000, which transformed it from a government-owned institution to a private company. Another milestone was its strategic alliance with Aozora Bank in 2001, forming an essential partnership between the two financial institutions. Additionally, in 2003, Shinsei Bank acquired the Long-Term Credit Bank of Japan, expanding its reach and strengthening its position in the market. Moreover, the bank's continuous efforts in innovation and digitalization have been key milestones, reinforcing its commitment to providing modern banking solutions. Shinsei Bank Ltd remains a leading player in the financial industry, exemplifying its commitment to progress and growth.

Shinsei Bank Ltd is primarily present in Japan.

Shinsei Bank Ltd represents a set of core values and a strong corporate philosophy. The company places emphasis on customer satisfaction, integrity, and innovation. Shinsei Bank strives to create long-term value by providing exceptional financial solutions and high-quality services to its clients. With a focus on transparency, trust, and professional expertise, Shinsei Bank Ltd aims to foster strong relationships with customers and contribute to the growth and development of the financial sector. By constantly adapting and innovating, the company remains committed to delivering optimal and sustainable results for its stakeholders.

Analysts currently set an average price target of 2,703.00 JPY for the SBI Shinsei Bank stock (median: 2,703.00 JPY), implying +67.0 % versus the latest price. The consensus is based on 11 analyst ratings.

SBI Shinsei Bank Analyst Price Targets 2026

10 analysts currently rate the SBI Shinsei Bank stock: 0 recommend buying, 6 holding and 4 selling. For 2026, analysts expect SBI Shinsei Bank to generate revenue of 457.65 B JPY and earnings per share of 124.90 JPY.

SBI Shinsei Bank Analyst Price Targets 2026

Converted at the current exchange rate, the SBI Shinsei Bank share trades at 8.66 EUR (1,595.50 JPY).

The SBI Shinsei Bank share (8303.T) is listed on 4 stock exchanges, including: Frankfurt (LCJ.F), München (LCJ.MU), Düsseldorf (LCJ.DU).

Shinsei Bank Ltd is a Japanese bank holding company that was founded in 2000. The company is headquartered in Tokyo and operates various business fields, including retail banking, asset management, wealth management, and securitized transactions. In retail banking, the bank offers a variety of products and services, including checking accounts, savings accounts, credit cards, and consumer loans. Shinsei Bank has earned a reputation for its flexible and accessible customer service, which allows customers to manage their accounts and conduct banking transactions online 24/7. In addition, the bank has a strong focus on wealth management and asset management. Shinsei Bank offers its customers a range of investment options tailored to their individual investment needs and risk tolerances, including stocks, bonds, funds, and structured products. In addition to these traditional banking products and services, Shinsei Bank also has its own structured finance department. Here, the company provides customized solutions for corporate clients, such as project financing, acquisition financing, and specialty financing. The structured finance department of Shinsei Bank is considered one of the leading institutions in Japan. Another area in which Shinsei Bank operates is investment banking. The company works closely with its clients to enable complex financial transactions such as mergers and acquisitions, equity and debt fundraising, and corporate advisory. In addition, Shinsei Bank has its own research team that analyzes a wide range of industries and markets and provides clients with informed information and recommendations. Overall, Shinsei Bank's business model is focused on addressing the needs and requirements of its customers. The company offers a wide range of banking products and services and provides customized solutions to meet the needs of different customers. The bank has a strong reputation in wealth management, asset management, structured finance, and investment banking and strives to build and maintain strong long-term relationships with its customers. SEO-optimized keywords: Shinsei Bank, Japanese bank holding, retail banking, asset management, wealth management, structured finance, investment banking, checking accounts, savings accounts, credit cards, consumer loans.

The expected revenue of SBI Shinsei Bank is 457.65 B JPY. This figure is based on current financial data and reflects the company's business performance.

The expected profit of SBI Shinsei Bank is 106.60 B JPY. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of SBI Shinsei Bank is currently 12.77. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the SBI Shinsei Bank stock.

The price-to-sales ratio (P/S) of SBI Shinsei Bank is currently 2.98. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the SBI Shinsei Bank stock.

The Eulerpool Quality Score for SBI Shinsei Bank is 2/10.

The ISIN of SBI Shinsei Bank is JP3729000004. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of SBI Shinsei Bank is 853140. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of SBI Shinsei Bank is 8303.T. The ticker symbol is used to trade SBI Shinsei Bank shares on the stock exchange.

Over the past 12 months, SBI Shinsei Bank paid a dividend of 12.00 JPY . This corresponds to a dividend yield of about 0.75 %. For the coming 12 months, SBI Shinsei Bank is expected to pay a dividend of 68.00 JPY.

The current dividend yield of SBI Shinsei Bank is 0.75 %.

SBI Shinsei Bank pays a dividend, distributed in the months of , , , .

SBI Shinsei Bank paid dividends every year for the past 0 years.

For the upcoming 12 months, dividends amounting to 68.00 JPY are expected. This corresponds to a dividend yield of 4.26 %.

SBI Shinsei Bank is assigned to the 'Finance' sector.

To receive the latest dividend of SBI Shinsei Bank from amounting to 34 JPY, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, SBI Shinsei Bank distributed 12 JPY as dividends.

The dividends of SBI Shinsei Bank are distributed in JPY.

All fundamentals and in-depth analysis of SBI Shinsei Bank

Our stock analysis for SBI Shinsei Bank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SBI Shinsei Bank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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